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City life offers many social and cultural opportunities through markets, shops, malls and entertainment, but also has high population, traffic, crime rates and pollution. Country life has a quiet, safe environment with fresh air and low crime but fewer education and medical care opportunities and potentially higher illiteracy. Both lifestyles have pros and cons depending on individual priorities.

Art & Photos Technology

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With the tsunami of new regulations from NCUA and the CFPB, getting good at compliance is becoming a key success factor for credit unions. In this podcast and presentation from the 2013 NAFCU Annual Conference, Toné Gibson explores how your credit union can develop a cost-effective approach to strike a better balance between compliance and operational efficiency. Through the utilization of three methodologies – strategic development, process excellence, and performance management – learn in detail how to reduce the cost of compliance. Wolters Kluwer Financial Services is the NAFCU Services Preferred Partner for Consumer and Member Business Lending & Deposit Services. More educational resources and contact information are available at www.nafcu.org/wolterskluwer.

Can I Be Compliant and Efficient?

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Hear from five thought leaders as they discuss the opportunities and obstacles facing the financial services industry today as it moves firmly into the digital age.Chris Swecker of Swecker Enterprises covers the current state of fraud in banking and explains how data can be used to mitigate it; Jim Goodnight, SAS CEO, explains how a high-performance banking technology framework can provide the next answer to key business questions; Jim Davis, Senior Vice President and Chief Marketing Officer of SAS, shares his insights on why understanding customers' needs will be critical to thriving in the current economic climate; Nobel Laureate Myron Scholes and Alastair Sim, Senior Director of Global Marketing at SAS, address past risk management techniques and how they should evolve. Learn more at http://www.nafcu.org/sas

Insights on How to Run a Credit Union: Blending new technologies with traditi...

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The credit union industry is being reshaped by numerous outside forces and challenges. How can we thrive? In order to answer that question, the 2011 Deluxe Collaborative focused their research on understanding what consumers think and feel about their financial institution, regulations, products and process. The researchers discovered that in order to survive- and thrive- organizations need to challenge five things. Learn those five things you should be thinking about and learn to thrive! More info at: www.nafcu.org/deluxe

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By creating true standards surrounding a lending format, communication, and security of credit union and partner data can be significantly improved, allowing for a similar improvement in services offered. This thought-provoking presentation will educate you on the importance of developing standard protocols for lending data, how it benefits all stakeholders, and also how to go about creating these standards. Learn more at: www.nafcu.org/allied

Solving the Credit Union 'Tower of Babel' (Conference Session Slides)

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With the rate of unemployment towering high in the country, lack of business and managerial skills or knowledge as well as fear of the unknown have crippled youths from venturing into private businesses that could have encouraged self-employment. This paper focuses on tackling unemployment through vocational/entrepreneurship education as the way to get out of joblessness. It is in the light of this that this paper examined the role and contributions of vocational/technical education to employment generation Awka town, Anambra State, Nigeria. It is obvious from the paper that youths found great value in skills acquisition believing that the fight against poverty cannot be won by just receiving money from rich people every day or every month, rather take from them wealth-job creating skills through vocational education for self-sustenance because anybody who wants to be rich and productive rather than being fed and dependent must start his/her own business. At the end, the paper recommended among others that training and re-training vocational/entrepreneurial skills for youths especially those that have dropped-out-of formal employment or education be facilitated to banish hunger and poverty in the society.

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