The document summarizes several verses from the Quran related to business transactions and commerce. The verses emphasize principles like honesty, fairness, justice and avoiding corruption in business dealings. They encourage completing transactions lawfully and documenting debts and obligations in writing. One verse warns against prioritizing small monetary gains at the expense of violating Allah's covenant. Overall, the verses provide guidance for Muslims to conduct business ethically and avoid harm.

1. There are several Aayahs in the Holy Quran which declare the principles in doing business
transactions:
Allah Says in the Holy Quran
VERSUS RELATED TO, BUSINESS, COMMERCE & TRADE
Translation By: Mufti Taqi Usmani
Tafsir By: Sunni Tafsir, Tanwîr al-Miqbâs min Tafsîr Ibn ‘Abbâs
Surah Hud
11:85
(Prophet Shuaib said ): “And O my people! Give just measure and weight, nor withhold from the people the things
that are their due: commit not evil in the land with intent to do mischief.
(O my people! Give full measure and full weight in justice, and wrong not people about their goods.
And do not evil in the earth, causing corruption) do not spread corruption in the earth nor worship
idols nor invite people to it; and give people their due of right measure and weight.
Surat Al Baqarah
2:254
O ye who believe! Spend out of (the bounties) We have provided for you, before the Day comes when no bargaining
(Will avail), nor friendship nor intercession. Those who reject Faith they are the wrong-doers
After this, Allahprompted them to givein charity, saying: (O yewho believe! spendof that wherewith
We have provided you) give in charity from the wealth We have given you for the sake of Allah (ere
a day) the Day of Judgement (come when there will be no trafficking) no ransom is accepted, (nor
friendship, nor intercession) for the disbelievers. (Disbelievers) in Allah (are the wrong-doers) who
ascribe partners with Allah.

2. Surat Al-Kahf
18:79
As for the ship, then it belonged to (certain) indigent persons who did (their business) upon the sea. Then I willingly
damaged it, (and) beyond them was a king who was taking away every ship by force.
(As for the ship) in which I made a hole, (it belonged to poor people working on the river)
transporting people across the river, (and I wished to mar it) I wished to damage it, (for there was a
king) called Jalandi (behind them) ahead of them (who is taking every ship by force) and this is why
I damaged it.
Surat Al-Jumu`ah
62:9
O you who believe, when the call for Salah (prayer) is proclaimed on Friday, hasten for the remembrance of Allah, and
leave off business. That is much better for you, if you but know.
(O ye who believe) in Muhammad (pbuh) and the Qur'an! (When the call is heard for the prayer)
when the call to prayer calls you for the prayer (of the day of congregation, haste unto remembrance
of Allah)hasteto the sermon of the Imam and to praying with him (and leaveyour trading) and leave
trading after the call to prayer. (That) listening to the sermon of the Imam and prayer (is better for
you) than earning money and trading (if ye did but know) if you believe in the reward of Allah.
Surat Al Baqarah
2:16
Those are they who have traded errancy (at the price of) guidance; so, in no way has their commerce gained (anything)
and in no way have they been rightly-guided.
(These are they who purchase error at the price of guidance), they chose disbelief instead of faith and
exchanged guidance with error, (so their commerce did not prosper), they did not prosper in their
bargain but on the contrary (neither were they guided) to overcome their error.

3. Surat Al Baqarah
2:198
There is no sin on you that you seek the grace of your Lord (by trading). Later, when you flow down from ‘Arafat,
recite the name of Allah near Al-Mash‘ar-ul-Haram (the Sacred Monument), and recite His name asHe has guided
you, while before it, you were among the astray.
(It is no sin) there is no constraint (for you that ye seek the bounty of your Lord (by trading)) by
engaging in trade in the Sacred Precinct. This was revealed about a group of people who were against
buying and selling in the Sacred Precinct, and so legal dispensation was given to allow it. (But, when
you press on in the multitude from 'Arafat) when you return from 'Arafat to the Sacred monument,
(remember Allah) with your heart and tongue (by the Sacred monument. Remember Him as He hath
guided you, although before) before Muhammad (pbuh) the Qur'an and Islam (ye were of the astray)
among the unbelievers.
2:275
Those who take riba (usury or interest) will not stand but as stands the one whom the demon has driven crazy by his
touch. That is because they have said: “Sale is but like riba.’’, whileAllah has permitted sale, and prohibited riba.
So, whoever receives an advice from his Lord and desists (from indulging in riba), then what has passed is allowed for
him, and his matter is up to Allah. As for the ones who revert back, those are the people of Fire. There they will
remain forever.
Allah then mentioned the punishment of consuming usury, saying: (Those who swallow usury)
declaring it to be lawful (cannot rise up) from their graves on the Day of Judgement (save as he
ariseth) in the life of this world (whom the Devil hath prostrated) confounded (by (his) touch) of
insanity. (That) confusion is, in the Hereafter, the sign of the one who consumes usury (is because
theysay: Trade is justlikeusury)increaseat the end of selling, once the term is due, is likethe increase
at the beginning of a transaction when the sale is deferred; (whereas Allah permitteth trading) the
former increase (and forbideth usury) the latter increase. (He unto whom and admonition from his
Lord cometh)a prohibition of usury comesfrom his Lord, (and (he)refraineth(in obediencethereto))

4. from dealing in usury, (he shall keep (the profit) that which is past) he shall not be blamed for his
dealing in usury before it was made unlawful, (and his affair (henceforth)) in what remains of his life
(is with Allah) if He wishes He will protect him and if He wishes He will let him down. (As for him
who returneth (to usury)) after usury has been made forbidden and says trade is just like usury (-such
are rightful owners of the Fire) the dwellers of hell. (They will abide therein) they will abide therein
until Allah wills.
2:282
O you who believe, when you transact a debt payable at a specified time, put it in writing, and let a scribe write it
between you with fairness. A scribe should not refuse to write as Allah has educated him. He, therefore, should write.
The one who owes something should get it written, but he must fear Allah, his Lord, and he should not omit anything
from it. If the one who owes is feeble-minded or weak or cannot dictate himself, then his guardian should dictate with
fairness. Have two witnesses from among your men, and if two men are not there, then one man and two women from
those witnesses whom you like, so that if one of the two women errs, the other woman may remind her. The witnesses
should not refuse when summoned. And do not be weary of writing it down, along with its due date, no matter whether
the debt is small or large. That is more equitable in Allah’s sight, and more supportiveas evidence, and more likely to
make you free of doubt. However, if it is a spot transaction you are effecting between yourselves, there is no sin on you,
should you not write it. Have witnesses when you transact a sale. Neither a scribe should be made to suffer, nor a
witness. If you do (something harmful to them), it is certainly a sin on your part, and fear Allah. Allah educates you,
and Allah is All-Knowing in respect of everything.
Allah then taught them what they ought to learn in their dealings, saying: (O yewho believe!) in Allah
and His Messenger (when ye contract a debt for a fixed term, record it) i.e. the debt (in writing. Let
a scribe record it in writing between you) the indebted person and the creditor (in (terms of) equity)
justice. (No scribe should refuse to write) the contract between the creditor and the debtor (as Allah
hath taught him) how to write, (so let him write) the contract without addition or omission, (and let
him who incurreth the debt dictate) i.e. the indebted person should explain to the scribe the debt he
owes, (and let him observe his duty to Allah his Lord) let the indebted person fear his Lord, (and
diminish naught thereof) and not diminish any amount of debt he owes upon dictation. (But if he
who oweth the debt is of low understanding) is ignorant of dictation, (or weak) unable to dictate, (or
unable himself to dictate) does not know how to dictate to the scribe, (then let the guardian of his
interests dictate) the guardian of his wealth who is the creditor (in (terms of) equity) without any
addition. (And call to witness) for your rights, (from among your men, two witnesses) from among
your free, Muslim men who are of good character. (And if two men be not (at hand) then a man and
two women, of such asye approve as witnesses)from among people who are reliablein their witness,
(so that if the one erreth (through forgetfulness))so that if one of the women forgets (the other) who
did not forget (will remind her. And the witnesses must not refuse) to give witness (when they are
summoned) to court. (Be not averse) disinclined (to writing down) i.e. the debt (whether it be small
or great, with (record of) the term thereof. That) i.e. that which I mentioned regarding the writing
down of the debt (is more equitable) more correct and fairer (in the sight of Allah and more sure for
testimony) clearer for the witness when he gives his testimony if he happens to forget, (and the best
way of avoiding doubt between you) concerning the debt and the fixed term of its payment; (save
only in the case when it is actual merchandise which you transfer among yourselves from hand to
hand.

6. Surat An-Naĥl
16:95
And do not trade the covenant of Allah for a little price; surely whatever is in the Providence of Allah, that is more
charitable (i.e., better) for you, in case you knew.
(And purchase not a small gain at the price of Allah's covenant) i.e. swearing by Allah falsely to
obtain a small worldly gain. (Lo! that which Allah hath) of reward (is better for you) than what you
have of wealth, (if ye did but know) the reward of Allah; it is also said that this means: if you believe
in the reward of Allah.
Surat Al-Ĥaj
22:28
So that they witness benefits for them, and recite Allah’sname in specified days, over the provision He gave them from
the cattle. “So, eat thereof and feed the distressed, the poor.”
(That they may witness things that are of benefit to them) the benefits of this worldly life and the
benefits of the Hereafter; the benefit of the Hereafter through supplications and worship and the
benefit of this worldly life through trade and making profit (and mention the name of Allah) and so
that they mention the name of Allah (on appointed days) on well known days, the days of tashriq
(over thebeastof cattlethatHehath bestowedupon them) the beastof cattleoffered for immolation.
(Then eat thereof) eat from the beasts of cattle you immolated (and feed therewith the poor
unfortunate).
Surat An-Nūr
24:37
By the men whom no trade or sale makes neglectful of the remembrance of Allah, nor from establishing Salah and
paying Zakah ; they are fearful of a day in which the hearts and the eyes will be over-turned.
(Men whom neither merchandise) which may bring them profit (nor) hand to hand (sale beguileth)
preoccupies(from remembrance of Allah)from the obedienceof Allah; itis also saidthat thismeans:
from performing the five daily prayers (and constancy in prayer) the performance of the five daily
prayers with their required ritual ablution, bowings, prostrations and that which is enjoined in their
prescribed times (and paying) from their wealth (to the poor their due; who fear a day) who fear the

7. chastisement of the Day of Judgement (when hearts and eyeballs will be overturned) changing from
state to state, such that sometimes they are aware and sometimes they are not;
Surat Al-Qaşaş
28:57
They said, “If we follow the guidance withyou (O Muhammad), we will be driven out of our land.” Is it not that We
have established them in the peaceful Haram (sanctuary) to which the fruitsof everything are drawnas a provision from
Us? But most of them do not know.
(And they say) i.e. Harth Ibn 'Amr al-Nawfali and his host: (If we were to follow the Guidance) the
confession of Allah's divine Oneness (with thee) O Muhammad (we should be torn out) expelled (of
our land) Mecca. (Have We not established for them) We made them dwell in (a sure sanctuary) free
of turmoil, (whereuntotheproduce of allthings isbrought (intrade), a provision from Our presence?)
A sustenance for them from Us, so how am I to set the disbelievers on them if they were to believe?
(But most of them know not) this nor believe in it.
Surat Al-Baqarah
2:16
These are they who have purchased error for guidance, so their commerce was profitless. And they were not guided.
(These are they who purchase error at the price of guidance), they chose disbelief instead of faith and
exchanged guidance with error, (so their commerce did not prosper), they did not prosper in their
bargain but on the contrary (neither were they guided) to overcome their error.
Surat Al-Baqarah
2:275

8. Those who take riba (usury or interest) will not stand but as stands the one whom the demon has driven crazy by his
touch. That is because they have said: “Sale is but like riba.’’, whileAllah has permitted sale, and prohibited riba.
So, whoever receives an advice from his Lord and desists (from indulging in riba), then what has passed is allowed for
him, and his matter is up to Allah. As for the ones who revert back, those are the people of Fire. There they will
remain forever.
Allah then mentioned the punishment of consuming usury, saying: (Those who swallow usury)
declaring it to be lawful (cannot rise up) from their graves on the Day of Judgement (save as he
ariseth) in the life of this world (whom the Devil hath prostrated) confounded (by (his) touch) of
insanity. (That) confusion is, in the Hereafter, the sign of the one who consumes usury (is because
theysay: Trade is justlikeusury)increaseat the end of selling, once the term is due, is likethe increase
at the beginning of a transaction when the sale is deferred; (whereas Allah permitteth trading) the
former increase (and forbideth usury) the latter increase. (He unto whom and admonition from his
Lord cometh)a prohibition of usury comesfrom his Lord, (and (he)refraineth(in obediencethereto))
from dealing in usury, (he shall keep (the profit) that which is past) he shall not be blamed for his
dealing in usury before it was made unlawful, (and his affair (henceforth)) in what remains of his life
(is with Allah) if He wishes He will protect him and if He wishes He will let him down. (As for him
who returneth (to usury)) after usury has been made forbidden and says trade is just like usury (-such
are rightful owners of the Fire) the dwellers of hell. (They will abide therein) they will abide therein
until Allah wills.
Surat An-Nisā'
4:29
O you who have believed, do not eat (up) your riches among you untruthfully, except there be commerce by your mutual
consent. And do not kill yourselves (i.e. kill one another). Surely Allah has been Ever-Merciful to you.
(O ye who believe! Squander not your wealth among yourselves in vanity) through transgression,
usurpation, false testimony, lying in oath or through other unlawful means, (except it be a trade by
mutual consent) except if there is mutual agreement between you in the course of buying and selling
or in abating the price in selling (Muhabat), (and kill not one another) without justified right. (Lo!
Allahis ever Mercifulunto you)when He forbade you to killone another without such a justification.
Surat Al-Mā'idah
5:106

9. O ye who believe! Let there be witnessesbetween you when death draweth nigh unto one of you, at the time of bequest -
two witnesses, just men from among you, or two others from another tribe, in case ye are campaigning in the land and
the calamity of death befall you. Ye shall empanel them both after the prayer, and, if ye doubt, they shall be made to
swear by Allah (saying): We will not take a bribe, even though it were (on behalf of) a near kinsman nor will we hide
the testimony of Allah, for then indeed we should be of the sinful.
(O ye who believe! Let there be witnesses between you) in settlement or upon travelling (when death
draweth nigh unto one of you, at the time of bequest) of the dead person (two witnesses) should
testify, just men from among you) two free men; it is also said: two of your own people, (or two
others from another tribe) who adhere to your religion, as it is said that this means: two people from
outside your own people. Then, leaving the question in the case of settlement, Allah mentioned the
same question in the case of travelling, saying: (in case you are campaigning in the land) if you are
out in the land or travelling (and the calamity of death befall you). This verse was revealed about
three men who travelled together for trade to Historic Syria. On the way, one of them, Budayl Ibn
Abi Mariyah, a client of 'Amr Ibn al-'As, who was a Muslim, died. But before he died, he requested
his two companions, 'Adiyy Ibn Bida' and Tamim Ibn Aws al-Dari, who were Christians, to hand
over his property to his people. They howeverbetrayedhis testament. So Allahsaid to the custodians
of the deceased person: (You shall empanel them both) the two Christians (after the prayer) of 'Asr,
(and, if ye doubt) O custodian of the deceased person that they gave back less than the deceased
person had with him, (they shall be made to swear by Allah (saying): We will not take a bribe) let
them say: we will not exchange our oath for a paltry portion of this world, (even though it were (on
behalf of) a near kinsman) even if the deceased person is one of our kinsmen (nor will we hide the
testimony of Allah) let them also say: we will not withhold our testimony, if asked, (for then) for if
we withhold our testimony (indeed we should be of the sinful) i.e. of the wrong-doers.
Surat At-Tawbah
9:24
Say: If your fathers, and your sons, and your brethren, and your wives, and your tribe, and the wealthye have acquired,
and merchandise for which ye fear that there will be no sale, and dwellings ye desire are dearer to you than Allah and
His messenger and striving in His way: then wait till Allah bringeth His command to pass. Allah guideth not
wrongdoing folk.
(Say) O Muhammad: (If your fathers, and your sons, and your brethren, and your wives, and your
tribe) your folk who are in Mecca, (and the wealth ye have acquired) you have earned, (and
merchandise for which ye fear that there will be no sale) that will not be spent in Medina, (and
dwellings) houses (ye desire) to live in (are dearer to you than Allah) than Allah's obedience (and His
messenger) and dearer to you than migrating to His Messenger (and striving in His way) for the sake
of His obedience: (then wait till Allah bringeth His command to pass) His punishment, i.e. killing
upon the Conquest of Mecca. Those who migrated after this (Allah guideth not) He does not lead to

10. His religion (wrong-doing folk) the disbelievers: those who not deserve it.
Surat An-Nūr
24:37
[Are] men whom neither commerce nor sale distracts from the remembrance of Allah and performance of prayer and
giving of zakah. They fear a Day in which the hearts and eyes will [fearfully] turn about -
(Men whom neither merchandise) which may bring them profit (nor) hand to hand (sale beguileth)
preoccupies(from remembrance of Allah)from the obedienceof Allah; itis also saidthat thismeans:
from performing the five daily prayers (and constancy in prayer) the performance of the five daily
prayers with their required ritual ablution, bowings, prostrations and that which is enjoined in their
prescribed times (and paying) from their wealth (to the poor their due; who fear a day) who fear the
chastisement of the Day of Judgement (when hearts and eyeballs will be overturned) changing from
state to state, such that sometimes they are aware and sometimes they are not;
Surat Fāţir
35:29
Those who rehearse the Book of Allah, establish regular Prayer, and spend (in Charity) out of what We have provided
for them, secretly and openly, hope for a commerce that will never fail:
(Lo! those who read the Scripture of Allah) those who read the Qur'an, i.e. Abu Bakr and his fellow
believers, (and establish worship) and perform the five daily prayers, (and spend) in charity (of that
which We havebestowedon them) of wealth(secretly) betweenthemand Allah(and openly) in front
of people, (they look forward to imperishable gain) i.e. Paradise,
Surat Al-Jumu`ah
62:11
But when they spy some merchandise or pastime they break away to it and leave thee standing. Say: That which Allah
hath is better than pastime and than merchandise, and Allah is the best of providers.
(But when they) this refers to Dihyah Ibn Khalifah al-Kalbi (spy) hear the sound of the drum or
(some merchandise or pastime they break away to it) they disperse and leave the mosque (and leave
you standing)only eightmen remainedin the mosque; and it isalso said: only12 men and twowomen
remained in the mosque. (Say) to them, O Muhammad: (That which Allah hath) of reward (is better)
for you (than pastime) the sound of the drum (and than merchandise) of Dihyah al-Kalbi; He says:
if you had stayed with your Prophet and prayed behind him and then made supplications before
leaving the mosque, that would have been better for you in terms of reward and bestowal of honour
from Allah, and much better than leaving the mosque without doing this, (and Allah is the Best of
providers) Allah is the best of those who give; i.e. say this when the hypocrites come to you'.

11. Surat Al-Baqarah
2:16
Those are the ones who have purchased error [in exchange] for guidance, so theirtransaction has brought no profit, nor
were they guided.
(These are they who purchase error at the price of guidance), they chose disbelief instead of faith and
exchanged guidance with error, (so their commerce did not prosper), they did not prosper in their
bargain but on the contrary (neither were they guided) to overcome their error.
Surat Al-Baqarah
2:282
O ye who believe! When ye contract a debt for a fixed term, record it in writing. Let a scribe record it in writing between
you in (terms of) equity. No scribe should refuse to write as Allah hath taught him, so let him write, and let him who
incurreth the debt dictate, and let him observe his duty to Allah his Lord, and diminishnaught thereof. But if he who
oweththe debtis of low understanding, orweak, orunablehimself todictate, thenletthe guardianof hisinterestsdictate
in (terms of) equity. And call to witness, from among your men, two witnesses. And if two men be not (at hand) then
a man and two women, of such as ye approve aswitnesses, so that if one of the twoerreth (through forgetfulness) the one
of them will remind. And the witnesses must not refuse when they are summoned. Be not averse to writing down (the
contract) whether it be small or great, with (record of) the term thereof. That is more equitable in the sight of Allah and
more sure for testimony, and the best way of avoiding doubt between you; save only in the case when it is actual
merchandise which ye transfer among yourselves from hand to hand. In that case it is no sin for you if ye write it not.
And have witnesses when ye sell one to another, and let no harm be done to scribe or witness. If ye do (harm to them)
lo! it is a sin in you. Observe your duty to Allah. Allah is teaching you. And Allah is knower of all things.
Allah then taught them what they ought to learn in their dealings, saying: (O yewho believe!) in Allah
and His Messenger (when ye contract a debt for a fixed term, record it) i.e. the debt (in writing. Let
a scribe record it in writing between you) the indebted person and the creditor (in (terms of) equity)
justice. (No scribe should refuse to write) the contract between the creditor and the debtor (as Allah
hath taught him) how to write, (so let him write) the contract without addition or omission, (and let
him who incurreth the debt dictate) i.e. the indebted person should explain to the scribe the debt he
owes, (and let him observe his duty to Allah his Lord) let the indebted person fear his Lord, (and
diminish naught thereof) and not diminish any amount of debt he owes upon dictation. (But if he
who oweth the debt is of low understanding) is ignorant of dictation, (or weak) unable to dictate, (or
unable himself to dictate) does not know how to dictate to the scribe, (then let the guardian of his
interests dictate) the guardian of his wealth who is the creditor (in (terms of) equity) without any
addition. (And call to witness) for your rights, (from among your men, two witnesses) from among
your free, Muslim men who are of good character. (And if two men be not (at hand) then a man and
two women, of such asye approve as witnesses)from among people who are reliablein their witness,
(so that if the one erreth (through forgetfulness))so that if one of the women forgets (the other) who
did not forget (will remind her. And the witnesses must not refuse) to give witness (when they are
summoned) to court. (Be not averse) disinclined (to writing down) i.e. the debt (whether it be small
or great, with (record of) the term thereof. That) i.e. that which I mentioned regarding the writing
down of the debt (is more equitable) more correct and fairer (in the sight of Allah and more sure for
testimony) clearer for the witness when he gives his testimony if he happens to forget, (and the best

12. way of avoiding doubt between you) concerning the debt and the fixed term of its payment; (save
only in the case when it is actual merchandise which you transfer among yourselves from hand to
hand.

13. Surat An-Nisā'
4:6
Prove orphans till they reach the marriageable age; then, if ye find them of sound judgment, deliver over unto them their
fortune; and devour it not by squandering and in haste lest they should grow up Whoso (of the guardians) is rich, let
him abstain generously (from taking of the property of orphans); and whoso is poor let him take thereof in reason (for
hisguardianship). And whenyedeliverup theirfortuneuntoorphans, have(thetransaction)witnessed intheirpresence.
Allah sufficeth as a Reckoner.
(Prove orphans) test the intelligence of orphans (till they reach the marriageable age) the age of
puberty; (then, if ye find them of) if you see that they possess (sound judgement) righteousness in
Religion and a tendency to protect their wealth, (deliver over unto them their fortune) then give their
wealth which is with you; (and devour it not squandering) it in transgression and unlawfully (and in
haste) in haste lest the orphan grows older and consumes it little by little (lest they should grow up)
for fear that they grow older and stop you from devouring their wealth. (Whoso (of the guardians) is
rich) and needs not the orphan's wealth, (let him abstain generously) because of his richness from
taking of the property of orphans, nor should he diminish anything from their wealth; (and whoso is
poor) and needy (let him take thereof in reason (for his guardianship)) in measure, such that he is not
in need for the wealth of orphans; it is also said that this means: he should take from the wealth of
orphans in proportion with the measure of his work regarding this wealth; and it is also said that this
means: he can take from the wealth of orphans as a loan to be paid back. (And when ye deliver up
their fortune unto orphans) when they reach the legal age, (have (the transaction) witnessed in their
presence) when you deliver it to them. (Allah sufficeth as a Reckoner) Allah suffices as a witness.
This verse was revealed about Thabit Ibn Rifa'ah al-Ansari.
Surat At-Tawbah
9:111
Lo! Allah hath bought from the believerstheir lives and their wealth because the Gardenwill be theirs: they shall fight
in the way of Allah and shall slay and be slain. It is a promise which is binding on Him in the Torah and the Gospel

14. and the Qur'an. Who fulfilleth His covenant better than Allah? Rejoice then in your bargain that ye have made, for
that is the supreme triumph.
(Lo! Allah hath bought from the believers) who are sincere (their lives and their wealth because the
Garden will be theirs) in exchange for the Garden (they shall fight in the way of Allah) in obedience
of Allah (and shall slay) the enemy (and be slain) by the enemy. (It is a promise) from Allah (which
is binding on Him) that He must fulfil (in the Torah and the Gospel and the Qur'an. Who fulfilleth
His covenant better than Allah? Rejoice then in your bargain that ye have made) with Allah, i.e. the
Garden, (for that is the Supreme Triumph) the abounding safety.
Surat Aş-Şaf
61:10
O you who have believed, shall I guide you to a transaction that will saveyou from a painful punishment?
(O ye who believe!) And He explained who they are at the beginning of the surah (Shall I show you
a commerce that will save you from a painful doom) in the Hereafter?
Surat Al-Jumu`ah
62:11
But when they saw a transaction or a diversion, [O Muhammad], they rushed to it and left you standing. Say, "What
is with Allah is better than diversion and then a transaction, and Allah is the best of providers."
(But when they) this refers to Dihyah Ibn Khalifah al-Kalbi (spy) hear the sound of the drum or
(some merchandise or pastime they break away to it) they disperse and leave the mosque (and leave
you standing)only eightmen remainedin the mosque; and it isalso said: only12 men and twowomen
remained in the mosque. (Say) to them, O Muhammad: (That which Allah hath) of reward (is better)
for you (than pastime) the sound of the drum (and than merchandise) of Dihyah al-Kalbi; He says:
if you had stayed with your Prophet and prayed behind him and then made supplications before
leaving the mosque, that would have been better for you in terms of reward and bestowal of honour
from Allah, and much better than leaving the mosque without doing this, (and Allah is the Best of
providers) Allah is the best of those who give; i.e. say this when the hypocrites come to you'.
Al-Imran
3:130

15. O ye who believe! Devour not usury, doubled and multiplied; but fear Allah. that ye may (really) prosper.
Al-Saad
Verse 28
Shall We treat those who believe and work deeds of righteousness, the same as those who do mischief on earth? Shall
We treat those who guard against evil, the same as those who turn aside from the right?
Al-'A`rāf
Verse 56
Do no mischief on the earth, after it hath been set in order, but call on Him with fear and longing (in your hearts): for
the Mercy of Allah is (always) near to those who do good.
Al-Qaşaş
Verse 77
"But seek, with the (wealth) which Allah has bestowed on thee, the Home of the Hereafter, nor forget thy portion in
this world: but do thou good, as Allah has been good to thee, and seek not (occasions for) mischief in the land: for
Allah loves not those who do mischief."
Al-Qaşaş
Verse 83
That Home of the Hereafter We shall give to those who intend not high- handednessor mischief on earth: and the end
is (best) for the righteous.

16. Ar-Ra`d
Verse 25
But those who break the Covenant of Allah, after having plighted their word thereto, and cut asunder those things
which Allah has commanded to be joined, and work mischief in the land;- on them is the curse; for them is the terrible
home!
Surat Ar-Rūm
Verse 41
Mischief has appeared on land and sea because of (the meed) that the hands of men have earned, that ((Allah)) may
give them a taste of some of their deeds: in order that they may turn back (from Evil).
Ash-Shu`arā'
Verse 183
"And withhold not things justly due to men, nor do evil in the land, working mischief.
Surah Alt- Talaq
Verse 7
Let the man of means spend according to his means: and the man whose resourcesare restricted, let him spend according
to what Allah has given him. Allah puts no burden on any person beyond what He has given him. After a difficulty,
Allah will soon grant relief.
(Let him) i.e. the father, (who hath abundance) who is well off (spend of his abundance) according
to his wealth, (and he whose provision is measured) and he whose livelihood is tight, (let him spend)
on breastfeeding (of that which Allah hath given him) according to what Allah has given him. (Allah
asketh naught of any soul) regarding payment for breastfeeding (save that which He hath given it)
saveaccording to whathe has given it of wealth. (Allahwillvouchsafe, afterhardship)in expenditure,
(ease) after poverty there will be richness, for the one who suffers hardship of living awaits provision
from Allah.

17. Surah Baqarah
Verse 188
Do not usurp one another’s property by unjust means, nor offer it to the judges (as bribe) so that you may devour
knowingly and unjustly a portion of the goods of others.
The following was revealed about 'Abdan Ibn Ashwa' [al-Hadrami] and Imra' al-Qays [Ibn 'Abis]:
(And eat not up your property among yourselves in vanity) through oppression, theft, usurpation,
perjury, and other forbidden means, (nor seek by it to gain the hearing of the judges that you may
knowingly devour a portion of the property of others wrongfully) through perjury; Imra' al-Qays
admitted taking the money when this verse was revealed.
Versus regarding Moral Directives in Conducting Business
Al-Bani-Israel: verse 35:
“And measure full when you measure. And weigh with an even balance. This is better and its end is
good.”
Al-Tauba: verse 34:
“They who hoard up gold and silver and spend it not in the way of Allah, unto them give tidings (O
Muhammad) of a painful doom.”
Al-Nahl: verse 92:
“You resort to oaths as instruments of mutual deceit, so that a person might take greater advantage
than another; although, Allah puts you to the test through this. Surely, on the Day of Resurrection,
He will make clear the truth concerning the matters over which you differed.”
Al-Nisa: verse 134:
“Who so desires the reward of the world, then with Allah is the reward both of the world and of the
Hereafter. And Allah is Hearing, Seeing.”
An-Najm: verse 39-40:
“And that the man will not get but what he endeavors. And that his endeavor shall soon be seen.”
Al-Baqara: verse 282:
“O Believers! Whenever you lend money for a particularperiod, write and someone among you must
write it justly. And the one who can write must not refuse.”
Regarding Unethical Business Practices”
Al-Baqara: verse 276:
“Allah will deprive usury of all blessing, but will give increase for deeds of charity

18. Al-Mutaffifin: verse 1-4:
“Woe to those that deal in fraud, those who, when they have to receive by measure from men, exact
full measure, but, when they have to give by measure or weight to men, give less than due. Do they
not think that they will be called to account?”
Versus regarding Justice and Honesty in business
Al-Nisa: verse 135:
“O believers! Stand firmly for justice, giving witness for Allah, may be therein your own loss, or of
your parents or of your relations. Against whom you be a witness, he be a rich or be a poor, in any
case Allah has more power than anyone over them, therefore follow not passion lest you may be far
away from justice; and if you distort or turn your face, then Allah is aware of your doings.”
Al-Maida: verse 8:
“O believers! Stand-up firmly by the Commandments of Allah, bearing witness with justice and let
not the enmity of any people incite you that you should not do justice. Do justice that is nearer to
piety and fear Allah, undoubtedly, Allah is aware of your doings.”
Versus regarding Earning
Al-Baqara: verse 261:
…Remember, the example of those who spend in the way of Allah is like that of a grain, which
sprouts into seven ears, producing a hundred grains in each ear. Allah [by His mercy] increases
manifold [the rewards of such deeds] for whom He wills. And Indeed, Allah is extremely bountiful
[in rewarding His servants], fully aware [of your circumstances and deeds].
Al-Baqara: verse 273:
“Those needy ones who are wholly wrapped up in the cause of Allah, and who are hindered from
moving about the earth in search of their livelihood especially deserve help. He who is unaware of
their circumstancessupposesthemto be wealthy becauseoftheir dignifiedbearing, but you willknow
them by their countenance, although they do not go about begging people with importunity. And
whatever wealth you will spend on helping them, Allah will know of it.”
Muhammad: verse 38:
“Look, you are being called upon to expend in Allah’s Way, yet some of you are being niggardly,
whereas the one who is niggardly is, in fact, being niggardly only to himself. Allah is Self-Sufficient:
it is you who are the needy. If you turn away, Allah will replace you by another people, and they will
not be like you.”
Ibrahim: verse 31:
“(O Prophet!) Tell those of My servants who believe that they should establish prayer and spend out
of what We have provided them with, both secretly and openly, before there arrives the Day when
there will be no bargaining, nor any mutual befriending.”

19. Al-Ma’un: verse 1 – 3 :
“Have you seen him who belies the rewards and punishments of the Hereafter? He it is, who drives
away the orphan and does not urge giving away the food to the poor.”
Al-Tauba: verse 79:
Those who blame Muslims who give charity willingly and laugh at those who get nothing but with
their hard labor, Allah will punish them for their laughing and for them, is the painful.
Other verses are:
Surah Mutaffefeen verses 1-6:
1 Woe to those that deal in fraud
2 Those who, when they have to receive by measure from men, exact full measure.
3 But when they have to give by measure or weight to men, give less than due.
4 Do they not think that they will be called to account?
5 On a Mighty Day
6 A Day when (all) mankind will stand before the Lord of the Worlds?
Surah Israa verse 35:34
Come not nigh to the orphan's property, except to improve it until he attains the age of full strength;
and fulfill (every) pledge, for (every) pledge will be enquired into (on the Day of Reckoning).
35 Give full measure when ye measure and weigh with a balance that is straight: that is the most
fitting and the most advantageous in the final determination.
Surah Baqarah verse 274-276:
But those who devour ‘riba’ become like the one whom Shaitaan has bewitched and maddened by
his touch. They have been condemned to this condition because they say, “Trade is just like ‘riba”,
whereas Allah has made trade halaal and ‘riba’ haraam. Henceforth, if one abstains from taking ‘riba’
after receiving this admonition from his Lord, no legal action shall be taken against him regarding
the ‘riba’ he had devoured before: his case shall ultimately go to Allah. But if one repeats the same
crime even after this, he shall go to Hell, where he shall abide for ever!
Allah deprives ‘riba’ of all blessing and develops charity, and Allah does not like an ungrateful, sinful
person.