US Savings Bonds
http://www.profitableinvestingtips.com/bond-investing/us-savings-bonds
US savings bonds are often thought of as a poor man’s route to savings. Many aggressive investors and traders scoff at the idea of buying US savings bonds every payday and holding them for as long as thirty years. However, there are a number of advantages to buying and holding US savings bonds. As with all investment opportunities a little fundamental analysis of the subject is useful. So before comparing US savings bonds to dividend stocks, US Treasuries, or municipal bonds let us look at a few specifics about US savings bonds.
Stanford CS 007-06 (2021): Personal Finance for Engineers / DebtAdam Nash
These are the slides from the 6th session of the Stanford University class, CS 007 "Personal Finance for Engineers" on October 26, 2021. This seminar focuses on compounding, mortgages, auto loans, student loans, credit cards and credit scores.
Stanford CS 007-06 (2021): Personal Finance for Engineers / DebtAdam Nash
These are the slides from the 6th session of the Stanford University class, CS 007 "Personal Finance for Engineers" on October 26, 2021. This seminar focuses on compounding, mortgages, auto loans, student loans, credit cards and credit scores.
Stanford CS 007-08 (2019): Personal Finance for Engineers / Financial Plannin...Adam Nash
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered in November 2019. This seminar covers financial planning, financial goals, couples & life insurance.
Stanford CS 007-01 (2021): Personal Finance for Engineers / IntroductionAdam Nash
These are the slides from the 1st session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on September 21, 2021. This seminar covers a survey of the students enrolled in the course, with an overview of the topics to be covered over the course of the series.
Stanford CS 007-05 (2019): Personal Finance for Engineers / Assets & Net WorthAdam Nash
These are the slides from the 5th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar focuses on liquidity, emergency funds, assets & liabilities, and net worth.
Stanford CS 007-01: Personal Finance for Engineers / IntroductionAdam Nash
These are the slides from the 1st session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on September 26, 2017. This seminar covers a survey of the students enrolled in the course, with an overview of the topics to be covered over the course of the series.
Discover how to save more than $100,000 in 15 years or less with this step by step action plan to get your personal finances under control. Learn about saving, investing and budgeting. Learn how to pay down debt and stay out of debt, to increase your money-making efforts. If you've been struggling to earn more money, make the money you have go to work for you. http://amzn.to/1SIpgHz
Everyone wants to be more financially secure, but don't know the basics of how to get there. This presentation is a roadmap with seven simple rules for financial success. It is part of a series of seminars offered by Saunders Learning Group on personal money management. You can now view the presentation here, order the Family Financial Freedom book from any of the ebook sites for iPhone, iPad, Kindle, Nook, Kobo reader etc. contact me at floyd.saunders@yahoo.com for a copy of the presentation or more information on how to get seminar materials.
http://ekinsurance.com/financial/what-is-a-certificate-of-deposit/
Are you disturbed by the rates on CDs issued at your bank? There's something you can do about it.
Why invent ? The top reason to invest is to see a return (profit) on the investment. Financial Security: Many people decide to learn more about investing because they want to feel secure financially. Lifestyle: Earning money through investing can help people afford a desired lifestyle so they can afford those things they ‘want’. Investing can also be a way for people to get their money working for them (instead of having to work for every dollar) to free up time to live the lifestyle they desire.
A bond has a negative yield when the investor collects less money when the bond is mature than they paid to buy the bond. In short, the bond issuer is paid for issuing the bond.
https://youtu.be/N5z6eAsUx1s
Stanford CS 007-08 (2019): Personal Finance for Engineers / Financial Plannin...Adam Nash
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered in November 2019. This seminar covers financial planning, financial goals, couples & life insurance.
Stanford CS 007-01 (2021): Personal Finance for Engineers / IntroductionAdam Nash
These are the slides from the 1st session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on September 21, 2021. This seminar covers a survey of the students enrolled in the course, with an overview of the topics to be covered over the course of the series.
Stanford CS 007-05 (2019): Personal Finance for Engineers / Assets & Net WorthAdam Nash
These are the slides from the 5th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar focuses on liquidity, emergency funds, assets & liabilities, and net worth.
Stanford CS 007-01: Personal Finance for Engineers / IntroductionAdam Nash
These are the slides from the 1st session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on September 26, 2017. This seminar covers a survey of the students enrolled in the course, with an overview of the topics to be covered over the course of the series.
Discover how to save more than $100,000 in 15 years or less with this step by step action plan to get your personal finances under control. Learn about saving, investing and budgeting. Learn how to pay down debt and stay out of debt, to increase your money-making efforts. If you've been struggling to earn more money, make the money you have go to work for you. http://amzn.to/1SIpgHz
Everyone wants to be more financially secure, but don't know the basics of how to get there. This presentation is a roadmap with seven simple rules for financial success. It is part of a series of seminars offered by Saunders Learning Group on personal money management. You can now view the presentation here, order the Family Financial Freedom book from any of the ebook sites for iPhone, iPad, Kindle, Nook, Kobo reader etc. contact me at floyd.saunders@yahoo.com for a copy of the presentation or more information on how to get seminar materials.
http://ekinsurance.com/financial/what-is-a-certificate-of-deposit/
Are you disturbed by the rates on CDs issued at your bank? There's something you can do about it.
Why invent ? The top reason to invest is to see a return (profit) on the investment. Financial Security: Many people decide to learn more about investing because they want to feel secure financially. Lifestyle: Earning money through investing can help people afford a desired lifestyle so they can afford those things they ‘want’. Investing can also be a way for people to get their money working for them (instead of having to work for every dollar) to free up time to live the lifestyle they desire.
A bond has a negative yield when the investor collects less money when the bond is mature than they paid to buy the bond. In short, the bond issuer is paid for issuing the bond.
https://youtu.be/N5z6eAsUx1s
Moneycation april 2015 newsletter; volume #3, issue #9A.W. Berry
Investing is a life-long process. People invest in themselves, in their careers and in other things. Financially speaking, investing in financial instruments helps prepare people for the future whether it be for retirement, a home or additional investments. Knowing what to invest in at different stages of life is a part of that process.
Yes Shirley, you can feel good and make money tooGoogleNewsSubmit
Your Investment might preserve America’s Main Street and make you money. Is this the Americana apple pie scenario? Possibly, let us explain. In the current economic climate, recovering from a recession. we find with the TARP funds expended to “save” Wall Street and the “big” banks, with the assumption, that the “banks” with low interest rates, like nearly zero, will “trickle down” loans to prop up the main street economy.
Investment advisors use the word outperform to describe how Bitcoin and altcoins Solana and Cardano have been doing. This is a way of saying that an investment is doing well while withholding judgment as to why, how, or any future performance. It does give any in terms of when to buy and when to sell Bitcoin.
https://youtu.be/OLMY91gzTHc
The rewards of using investment leverage can be impressive. However, the dangers of investment leverage are such that one needs to proceed with caution.
https://youtu.be/1c43BKp4PPY
Are Private Digital Tokens On Their Way Out?InvestingTips
In the aftermath of crypto winter regulators are busy cleaning up after crypto excesses and outright fraud. Bitcoin took a big hit and has now recovered to more than half of its 2021 peak. Nevertheless, there are now predictions that private digital tokens are on their way out.
https://youtu.be/78smq3UVjLo
Here is where options traders will remind you that by trading options you can make money as the market falls and not just when it is going up. So, when should investors trade options?
https://youtu.be/xgoOVxDLdLc
Will Northrup Grumman Go Into Commercial Aviation?InvestingTips
In this regard a new company with a fresh idea with backing by defense contractor Grumman is worth one’s attention. The bottom line is this. Will Northrop Grumman go into commercial aviation?
https://youtu.be/j80l5fyWlo0
An idea that has attracted attention is the use of privacy pools. What are privacy pools and how would a privacy pool work? Can these balance privacy and regulation to a degree that everyone is happy?
https://youtu.be/_4DLSVLat7g
How CFTC Rules Protected a Crypto BusinessInvestingTips
The collapse of FTX was a devasting blow to the crypto world. Billions of dollars in crypto assets were lost. LedgerX, a still-solvent subsidiary of FTX went up for sale at the end of 2022 and is still operating. This is about how CFTC rules protected a crypto business from the parent company’s light-fingered owner.
https://youtu.be/MgnooZ_Cp_4
Blockchain Tech in the Wake of Crypto WinterInvestingTips
Something good happened due to the huge losses that many incurred. Folks who were only interested in a quick buck have largely gone away. Those who remain are more likely to be interested in blockchain tech in the wake of crypto winter.
https://youtu.be/WzpBS8gKkyI
Investors are generally happy that the worst fears of runaway inflation versus a severe recession were not realized in 2023. Nevertheless, there are still economic and investment risks for 2024 to be considered.
https://youtu.be/wBzD8WW16P8
Bitcoin Viability As a Long Term InvestmentInvestingTips
Bitcoin has gone back up in value and is being promoted again by investment managers. Is there Bitcoin viability as a long term investment?.
https://youtu.be/jf1xp9Cveh4
What are the investment possibilities of Bitcoin versus NFTs today? When looking at these two investment possibilities, one has a fixed maximum that will ever be produced. The other suffers from production of more than the market is interested in.
https://youtu.be/tsRWaaaMcr4
Banks are looking at the downside of a digital dollar. Would a digital dollar hurt banks? Such an entity could end up sucking out bank deposits and putting a lot of banks out of business.
https://youtu.be/XyGteJzhngo
Short term up and down movements in crypto prices have to do with short-term market sentiment. Movements over the longer term have to do with fundamentals that drive crypto as well as other markets such as the stock market. That having been said, will 2024 be a good year for crypto?
https://youtu.be/Zz9zUvbqZpk
What are the obligations of a crypto business? How are some crypto businesses now paying a price for forgetting this part of doing business?
https://youtu.be/8PAEU0g5pdE
One reason that governments want to regulate cryptocurrencies is their use by terrorists to finance their operations. Does crypto finance terrorism and, if so, how does that work?
https://youtu.be/AeWLcHK_rx4
What happens when someone reneges on a crypto blockchain business deal? How can such problems be resolved or mediated? What rules could or should apply when problems arise? A question at the bottom of this issue is this. Are smart contracts legal?
https://youtu.be/q8tsUwaHsdo
Part of what we are seeing today is the dealing with specific crypto-related crimes. Part is sorting out who makes the rules that crypto needs to follow. We wonder this. Can the law fix crypto’s problems?
https://youtu.be/VjGIk5aYFac
A lukewarm future is about the best that many see for crypto. We are reminded of Apple when it was so desperate that it accepted a $150 million bailout from Bill Gates and archrival Microsoft. Today we see Apple as the model for crypto’s future.
https://youtu.be/ZIQXs0j7jlE
03062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
‘वोटर्स विल मस्ट प्रीवेल’ (मतदाताओं को जीतना होगा) अभियान द्वारा जारी हेल्पलाइन नंबर, 4 जून को सुबह 7 बजे से दोपहर 12 बजे तक मतगणना प्रक्रिया में कहीं भी किसी भी तरह के उल्लंघन की रिपोर्ट करने के लिए खुला रहेगा।
31052024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
01062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
role of women and girls in various terror groupssadiakorobi2
Women have three distinct types of involvement: direct involvement in terrorist acts; enabling of others to commit such acts; and facilitating the disengagement of others from violent or extremist groups.
In a May 9, 2024 paper, Juri Opitz from the University of Zurich, along with Shira Wein and Nathan Schneider form Georgetown University, discussed the importance of linguistic expertise in natural language processing (NLP) in an era dominated by large language models (LLMs).
The authors explained that while machine translation (MT) previously relied heavily on linguists, the landscape has shifted. “Linguistics is no longer front and center in the way we build NLP systems,” they said. With the emergence of LLMs, which can generate fluent text without the need for specialized modules to handle grammar or semantic coherence, the need for linguistic expertise in NLP is being questioned.
हम आग्रह करते हैं कि जो भी सत्ता में आए, वह संविधान का पालन करे, उसकी रक्षा करे और उसे बनाए रखे।" प्रस्ताव में कुल तीन प्रमुख हस्तक्षेप और उनके तंत्र भी प्रस्तुत किए गए। पहला हस्तक्षेप स्वतंत्र मीडिया को प्रोत्साहित करके, वास्तविकता पर आधारित काउंटर नैरेटिव का निर्माण करके और सत्तारूढ़ सरकार द्वारा नियोजित मनोवैज्ञानिक हेरफेर की रणनीति का मुकाबला करके लोगों द्वारा निर्धारित कथा को बनाए रखना और उस पर कार्यकरना था।
2. US savings bonds are often thought of as a poor
man’s route to savings.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
3. Many aggressive investors and traders scoff at the
idea of buying US savings bonds every payday and
holding them for as long as thirty years.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
4. However, there are a number of advantages to buying
and holding US savings bonds.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
5. As with all investment opportunities a little fundamental
analysis of the subject is useful.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
6. So before comparing US savings bonds to dividend
stocks, US Treasuries, or municipal bonds let us look
at a few specifics about US savings bonds.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
8. These bonds are available in Series EE and Series I.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
9. Electronic series EE bonds are purchased via a
Treasury Direct account for face value and paper
series EE bonds are purchased at their face value.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
10. One earns a fixed rate of interest for the thirty year
term of the bond.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
11. The treasury guarantees that the bonds will double in
face value in twenty years.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
12. Series I bonds sell at face value at interest rates
guaranteed to exceed that of inflation.
These bonds are not tradable.
The maturity periods can vary. For example, if you buy a
bond with a value of $50 for $25, you'll have to wait at
least 17 years to get back your investment from the
government.
US savings bonds are exempt from state and local
taxes.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
13. Federal tax is deferred until the bond is cashed in.
Interest may be tax exempt if you can document that
interest was used to pay qualified higher education
expenses and provided that your income falls within
federal guidelines for this benefit.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
14. As with many long term investments you will
commonly cash in US savings bonds when you are
retired and when your tax rate is low.
US savings bonds pay interest twice a year and are
redeemed at par value at maturity.
Savings Bonds come in eight values: $50, $75,
$100, $200, $500, $1,000, $5,000 and $10,000.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
15. Why Purchase US
Savings Bonds?
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
16. There are certainly lots of investments that can make a
lot more money over the years than US savings
bonds.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
17. And there are lots of investments that can disappear in
a puff of smoke during an economic downturn.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
18. US savings bonds are like money in the bank. A good
rule of thumb for investing is to first pay off credit card
debt, invest in your home, and put six months of
savings away for emergencies.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
19. Think of US savings bonds in this context.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
20. US Savings Bonds
versus Municipal
Bonds
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
21. Like municipal bonds, US savings bonds are free of
state and local taxes.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
22. Unlike municipal bonds US savings bonds are less
likely to default than when cities like Detroit declare
bankruptcy.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
23. US Savings Bonds versus Dividend Stocks
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
24. Dividend stocks are a common way to balance the risk
in an aggressive stock portfolio.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
25. However, even large cap stocks call fall in price or fall
out of favor.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
26. When markets are falling US savings bonds still
maintain their value and pay interest.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
28. Bonds are purchased with a Treasury Direct account.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
29. For such an account you need a social security
number, a driver's license, a checking or savings
account, and an email address.
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
30. According to the US Treasury site:
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
31. Minimum Purchase: $25
Maximum Purchase: $30,000 per person per year
Interest: 90% of 6-month average of 5-year Treasury
security yields, added monthly and paid when the
bond is cashed
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds
32. Minimum Term Of Ownership: 12 months
Early Redemption Penalty: Forfeit three most recent
months' interest if cashed before 5 years
http://www.profitableinvestingtips.com/bondinvesting/us-savings-bonds