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Find out if your home is in a high-risk
area for cyclones and if your policy
covers you for cyclone, possible
storm surges and flooding
	Contact your local council or
your building control authority
to see if your house has been
built to cyclone standards
	Be aware cyclone building codes
are designed to protect people.
They do not prevent severe
damage to the building itself
	Understand the impact different
cyclone categories could have on
your home (Category 1-5)
	Prepare a cyclone plan
	Have waterproof bags ready to
protect clothing and important
documents from water damage – keep
these with your emergency kit
	Identify the strongest part of your
property to shelter in should a
cyclone hit, and find out if your
property is prone to flash or
riverine flooding or storm surge
	Check the condition of your roof and
repair any damage or loose tiles and
check that all windows and external
doors close and lock securely
	Keep trees or branches overhanging
your property trimmed
	Fit shutters or metal screens
to all glass areas
	Planning renovations or extensions?
Think about choosing building materials
that have a higher cyclone resistant rating
What can you do now?
Cyclones
Cyclones generally occur between November and April
each year with areas such as tropical Queensland, northern
Western Australia and the Northern Territory most at risk
www.understandinsurance.com.au
Cyclone Checklist
Quick tips
When a cyclone
watch is issued
	 Stay indoors unless otherwise
advised by emergency authorities
	 Risk of storm surge or flooding?
Emergency authorities may
recommend evacuation from
the coast to higher ground
	 Secure all loose items outside your
home including garden furniture,
umbrellas, sheds and children’s
cubby houses. And secure any
boats or vehicles and move
these undercover if possible
	 Check that piping and guttering
are not blocked and your
roof is in good condition

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Understand Insurance - cyclone factsheet

  • 1. Find out if your home is in a high-risk area for cyclones and if your policy covers you for cyclone, possible storm surges and flooding Contact your local council or your building control authority to see if your house has been built to cyclone standards Be aware cyclone building codes are designed to protect people. They do not prevent severe damage to the building itself Understand the impact different cyclone categories could have on your home (Category 1-5) Prepare a cyclone plan Have waterproof bags ready to protect clothing and important documents from water damage – keep these with your emergency kit Identify the strongest part of your property to shelter in should a cyclone hit, and find out if your property is prone to flash or riverine flooding or storm surge Check the condition of your roof and repair any damage or loose tiles and check that all windows and external doors close and lock securely Keep trees or branches overhanging your property trimmed Fit shutters or metal screens to all glass areas Planning renovations or extensions? Think about choosing building materials that have a higher cyclone resistant rating What can you do now? Cyclones Cyclones generally occur between November and April each year with areas such as tropical Queensland, northern Western Australia and the Northern Territory most at risk www.understandinsurance.com.au Cyclone Checklist Quick tips When a cyclone watch is issued Stay indoors unless otherwise advised by emergency authorities Risk of storm surge or flooding? Emergency authorities may recommend evacuation from the coast to higher ground Secure all loose items outside your home including garden furniture, umbrellas, sheds and children’s cubby houses. And secure any boats or vehicles and move these undercover if possible Check that piping and guttering are not blocked and your roof is in good condition