The document contains charts analyzing the Toronto housing market from November 2012. It shows trends in home sales, new listings, average prices, and sales to new listings ratios over previous years. The charts indicate seasonal trends and allow comparisons between the current year and past years. They track these metrics from 1995 to present. The document aims to examine housing market patterns and determine if price growth is increasing or declining.
The document contains templates for various types of documents, presentations, and visual elements like charts, diagrams, and process flows. The templates include placeholder text marked as "your own sub headline", "your own text", "your own footer", and "your logo" indicating elements that should be customized. The templates cover a variety of formats including agendas, sections with bullet points, multi-page documents, tables, line charts, progress charts, pie diagrams, and process flows.
This document provides an overview of molecular genetics and human genetics concepts for an AP Biology course. It begins with learning objectives and a concept map showing the relationships between molecular genetics, structure and function of DNA, RNA, protein synthesis, and human genetics. It then provides details on the structure of DNA and the genetic code, RNA and the process of protein synthesis, molecular genetic techniques like Northern blot and Southern blot, and concepts in human genetics including karyotypes, sex-linked and Y-linked traits, population genetics, and genetic counseling.
Este documento describe detalladamente el maltrato que sufren los toros en las corridas, incluyendo cómo son debilitados antes de entrar a la plaza, cómo son heridos por los picadores y banderilleros para debilitarlos aún más, y cómo finalmente son torturados y asesinados por el matador. El autor argumenta en contra de esta "tradición" y pide al lector que no participe en las corridas de toros y que en su lugar enseñe el respeto por los seres vivos.
O documento discute o uso de redes sociais na educação. Em três frases:
1) Apresenta como as redes sociais e a web 2.0 podem ser usadas para criar redes de aprendizagem transdisciplinares.
2) Discutem estratégias para planejar e implementar redes de aprendizagem usando diferentes ambientes virtuais e recursos da web 2.0.
3) Argumenta que as redes sociais podem agregar valor à educação ao propiciar novas situações de aprendizagem colaborativa e compartilhamento de con
This document discusses the importance of setting goals and having a plan to achieve them. It notes that goals provide direction and motivation, while a plan helps you map out the specific steps needed to accomplish your goals. The document emphasizes regularly reviewing your goals and plans to ensure you stay on track as you work to achieve your objectives.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness, happiness and focus.
A empresa de tecnologia anunciou um novo smartphone com câmera aprimorada, tela maior e bateria de longa duração por um preço acessível. O dispositivo tem como objetivo atrair mais consumidores em mercados emergentes com suas especificações equilibradas e preço baixo. Analistas esperam que as melhorias e o preço baixo impulsionem as vendas do novo aparelho.
Microsoft Access es un programa de base de datos relacional desarrollado por Microsoft para Windows y macOS. Permite crear y administrar bases de datos relacionales, así como diseñar formularios e informes para acceder y presentar datos de manera intuitiva.
The document contains templates for various types of documents, presentations, and visual elements like charts, diagrams, and process flows. The templates include placeholder text marked as "your own sub headline", "your own text", "your own footer", and "your logo" indicating elements that should be customized. The templates cover a variety of formats including agendas, sections with bullet points, multi-page documents, tables, line charts, progress charts, pie diagrams, and process flows.
This document provides an overview of molecular genetics and human genetics concepts for an AP Biology course. It begins with learning objectives and a concept map showing the relationships between molecular genetics, structure and function of DNA, RNA, protein synthesis, and human genetics. It then provides details on the structure of DNA and the genetic code, RNA and the process of protein synthesis, molecular genetic techniques like Northern blot and Southern blot, and concepts in human genetics including karyotypes, sex-linked and Y-linked traits, population genetics, and genetic counseling.
Este documento describe detalladamente el maltrato que sufren los toros en las corridas, incluyendo cómo son debilitados antes de entrar a la plaza, cómo son heridos por los picadores y banderilleros para debilitarlos aún más, y cómo finalmente son torturados y asesinados por el matador. El autor argumenta en contra de esta "tradición" y pide al lector que no participe en las corridas de toros y que en su lugar enseñe el respeto por los seres vivos.
O documento discute o uso de redes sociais na educação. Em três frases:
1) Apresenta como as redes sociais e a web 2.0 podem ser usadas para criar redes de aprendizagem transdisciplinares.
2) Discutem estratégias para planejar e implementar redes de aprendizagem usando diferentes ambientes virtuais e recursos da web 2.0.
3) Argumenta que as redes sociais podem agregar valor à educação ao propiciar novas situações de aprendizagem colaborativa e compartilhamento de con
This document discusses the importance of setting goals and having a plan to achieve them. It notes that goals provide direction and motivation, while a plan helps you map out the specific steps needed to accomplish your goals. The document emphasizes regularly reviewing your goals and plans to ensure you stay on track as you work to achieve your objectives.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness, happiness and focus.
A empresa de tecnologia anunciou um novo smartphone com câmera aprimorada, tela maior e bateria de longa duração por um preço acessível. O dispositivo tem como objetivo atrair mais consumidores em mercados emergentes com suas especificações equilibradas e preço baixo. Analistas esperam que as melhorias e o preço baixo impulsionem as vendas do novo aparelho.
Microsoft Access es un programa de base de datos relacional desarrollado por Microsoft para Windows y macOS. Permite crear y administrar bases de datos relacionales, así como diseñar formularios e informes para acceder y presentar datos de manera intuitiva.
The audience provided feedback on various elements of a music magazine:
- The main image initially attracted most to the front cover while the color scheme attracted others.
- The front cover and contents page appeared professional and belonged in a music magazine according to the audience.
- Images used were deemed relevant to the music genre.
- The double page spread layout seemed professional and the main image attracted most viewers.
- The color scheme remained consistent throughout.
Este documento proporciona recomendaciones para el cuidado de los menores el Día de los Niños y Halloween, incluyendo seleccionar disfraces seguros y visibles, estar acompañados por un adulto responsable, no aceptar dulces de extraños, y estar atentos al cruzar calles. También recomienda inspeccionar dulces recibidos y no permitir el uso de pólvora.
Os alunos preencheram um guia durante uma visita à Escola Superior de Saúde de Leiria. Os professores ajudaram os alunos a preencher o guia sempre que necessário. A visita incluiu os alunos completando um guia.
El documento describe la crueldad y el sufrimiento que experimentan los toros en las corridas de toros. Se detalla cómo los toros son maltratados y debilitados antes de entrar en la arena, y cómo reciben repetidas puñaladas y heridas durante el espectáculo para debilitarlos y torturarlos. Finalmente, el toro es atravesado con una espada y rematado con una puntilla, muriendo de forma lenta y dolorosa ante la multitud. El documento pide no apoyar este tipo de espectáculos crueles.
1. The document discusses CASE tools and their impact on business processes and organizational structures. It examines how CASE tools have led to the formation of technical and functional subcultures within project teams.
2. The implementation of CASE tools shifted responsibilities within project teams and increased the dependence of functional teams on technical teams. This led to conflicts between the subcultures and a polarization of perspectives.
3. CASE tools can automate tasks but also introduce challenges to social relations as new expertise and roles emerge. How organizations manage these impacts and cultural divides influences how successful the implementation of new technologies will be.
The document provides information for parents about kindergarten at a school including staff, daily schedule, classroom expectations, communication methods, health office procedures, before/after school procedures, lunch information, and an invitation for parents to visit the classrooms. It outlines the teachers, classes, daily activities from arrival to dismissal, behavioral expectations of being respectful, responsible and safe, and various topics like self-help skills, sharing information, health office services and procedures for breakfast/lunch.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
El documento describe la crueldad y el sufrimiento que experimentan los toros en las corridas de toros. Se detalla cómo los toros son maltratados y debilitados antes de entrar en la arena, y cómo son torturados durante la corrida a través de la lanza del picador, las banderillas y finalmente la espada, todo para el entretenimiento del público. El documento pide no ser indiferente ante el sufrimiento de los toros y rechazar esta tradición cruel.
The document contains 9 charts and 1 table presented by the Toronto Real Estate Board (TREB). The charts show housing market trends in the Toronto region over time, including: monthly housing sales, new listings, sales to new listings ratio, average home prices from 2013-2016 and since 1995; and how the sales to new listings ratio correlates with price changes. The table calculates the percentage of average household income needed to cover mortgage payments, property taxes and utilities for the average priced home.
The document contains charts analyzing the housing market in Toronto from June 2016. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2013 to 2016. It also contains a chart comparing the sales-to-new listings ratio to average annual price change and a chart analyzing housing affordability based on average household income.
The document contains charts analyzing the housing market in Toronto from April 2016. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2013 to 2016. It also contains a chart comparing the sales-to-new listings ratio to average annual price change and a chart analyzing housing affordability based on average household income.
This document contains charts summarizing housing market trends in Toronto from 2013 to 2016. It shows monthly MLS sales, new listings, sales to new listings ratio, and average home prices for each year. It also includes longer term charts from 1995 onward for these metrics as well as trends lines. Finally, it charts the affordability of the average priced home as a share of average household income.
This document contains charts analyzing the housing market in Toronto from February 2016. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2013 to 2016. Additional charts analyze how the sales-to-new listings ratio correlates with annual price changes and the share of average household income required for mortgage payments, property taxes and utilities on an average priced home in the GTA.
The document contains charts analyzing the housing market in Toronto from January 1995 to January 2016. It examines trends in monthly housing sales, new listings, average prices, and the ratio of sales to new listings. The charts compare current data to previous years and identify seasonal patterns. They also include moving averages to illustrate underlying trends. Overall, the document uses charts and data to analyze patterns in the Toronto housing market over recent decades.
The document contains charts summarizing housing market data from the Toronto Real Estate Board from November 2015. It includes charts showing monthly MLS sales, new listings, sales to new listings ratio, and average home prices over the past 3 years. It also includes longer term charts from 1995 showing sales, new listings, average prices, and trends over time. A final chart shows the estimated share of average household income needed for mortgage payments, property taxes and utilities on an average priced home in the GTA.
The audience provided feedback on various elements of a music magazine:
- The main image initially attracted most to the front cover while the color scheme attracted others.
- The front cover and contents page appeared professional and belonged in a music magazine according to the audience.
- Images used were deemed relevant to the music genre.
- The double page spread layout seemed professional and the main image attracted most viewers.
- The color scheme remained consistent throughout.
Este documento proporciona recomendaciones para el cuidado de los menores el Día de los Niños y Halloween, incluyendo seleccionar disfraces seguros y visibles, estar acompañados por un adulto responsable, no aceptar dulces de extraños, y estar atentos al cruzar calles. También recomienda inspeccionar dulces recibidos y no permitir el uso de pólvora.
Os alunos preencheram um guia durante uma visita à Escola Superior de Saúde de Leiria. Os professores ajudaram os alunos a preencher o guia sempre que necessário. A visita incluiu os alunos completando um guia.
El documento describe la crueldad y el sufrimiento que experimentan los toros en las corridas de toros. Se detalla cómo los toros son maltratados y debilitados antes de entrar en la arena, y cómo reciben repetidas puñaladas y heridas durante el espectáculo para debilitarlos y torturarlos. Finalmente, el toro es atravesado con una espada y rematado con una puntilla, muriendo de forma lenta y dolorosa ante la multitud. El documento pide no apoyar este tipo de espectáculos crueles.
1. The document discusses CASE tools and their impact on business processes and organizational structures. It examines how CASE tools have led to the formation of technical and functional subcultures within project teams.
2. The implementation of CASE tools shifted responsibilities within project teams and increased the dependence of functional teams on technical teams. This led to conflicts between the subcultures and a polarization of perspectives.
3. CASE tools can automate tasks but also introduce challenges to social relations as new expertise and roles emerge. How organizations manage these impacts and cultural divides influences how successful the implementation of new technologies will be.
The document provides information for parents about kindergarten at a school including staff, daily schedule, classroom expectations, communication methods, health office procedures, before/after school procedures, lunch information, and an invitation for parents to visit the classrooms. It outlines the teachers, classes, daily activities from arrival to dismissal, behavioral expectations of being respectful, responsible and safe, and various topics like self-help skills, sharing information, health office services and procedures for breakfast/lunch.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
El documento describe la crueldad y el sufrimiento que experimentan los toros en las corridas de toros. Se detalla cómo los toros son maltratados y debilitados antes de entrar en la arena, y cómo son torturados durante la corrida a través de la lanza del picador, las banderillas y finalmente la espada, todo para el entretenimiento del público. El documento pide no ser indiferente ante el sufrimiento de los toros y rechazar esta tradición cruel.
The document contains 9 charts and 1 table presented by the Toronto Real Estate Board (TREB). The charts show housing market trends in the Toronto region over time, including: monthly housing sales, new listings, sales to new listings ratio, average home prices from 2013-2016 and since 1995; and how the sales to new listings ratio correlates with price changes. The table calculates the percentage of average household income needed to cover mortgage payments, property taxes and utilities for the average priced home.
The document contains charts analyzing the housing market in Toronto from June 2016. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2013 to 2016. It also contains a chart comparing the sales-to-new listings ratio to average annual price change and a chart analyzing housing affordability based on average household income.
The document contains charts analyzing the housing market in Toronto from April 2016. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2013 to 2016. It also contains a chart comparing the sales-to-new listings ratio to average annual price change and a chart analyzing housing affordability based on average household income.
This document contains charts summarizing housing market trends in Toronto from 2013 to 2016. It shows monthly MLS sales, new listings, sales to new listings ratio, and average home prices for each year. It also includes longer term charts from 1995 onward for these metrics as well as trends lines. Finally, it charts the affordability of the average priced home as a share of average household income.
This document contains charts analyzing the housing market in Toronto from February 2016. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2013 to 2016. Additional charts analyze how the sales-to-new listings ratio correlates with annual price changes and the share of average household income required for mortgage payments, property taxes and utilities on an average priced home in the GTA.
The document contains charts analyzing the housing market in Toronto from January 1995 to January 2016. It examines trends in monthly housing sales, new listings, average prices, and the ratio of sales to new listings. The charts compare current data to previous years and identify seasonal patterns. They also include moving averages to illustrate underlying trends. Overall, the document uses charts and data to analyze patterns in the Toronto housing market over recent decades.
The document contains charts summarizing housing market data from the Toronto Real Estate Board from November 2015. It includes charts showing monthly MLS sales, new listings, sales to new listings ratio, and average home prices over the past 3 years. It also includes longer term charts from 1995 showing sales, new listings, average prices, and trends over time. A final chart shows the estimated share of average household income needed for mortgage payments, property taxes and utilities on an average priced home in the GTA.
The document contains charts summarizing housing market data from the Toronto Real Estate Board from 1995 to 2015. It includes charts showing monthly MLS sales, new listings, average prices, and the sales to new listings ratio over time and compared to previous years. One chart shows how the ratio of sales to new listings correlates with annual price changes. Another estimates the percentage of average household income needed to cover mortgage, tax, and utility costs for an average priced home in the region.
The document contains charts summarizing housing market data from the Toronto Real Estate Board from 1995 to 2015. It includes charts showing monthly MLS sales, new listings, average prices, and the sales to new listings ratio over time. It also includes charts comparing these metrics to previous years and analyzing trends. The charts help examine seasonal patterns in the housing market and compare current data to historic trends.
The document contains charts summarizing housing market data from the Toronto Real Estate Board from 1995 to 2015. It includes charts showing monthly MLS sales, new listings, average prices, and the sales to new listings ratio over time and compared to previous years. One chart shows how the ratio of sales to new listings correlates with annual price changes. Another provides an affordability indicator by calculating the share of average household income needed for mortgage payments, property taxes and utilities on the average priced home.
The document contains charts summarizing housing market data from the Toronto Real Estate Board from July 2015. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, long-term trends in sales, new listings, and average price since 1995. There are also charts comparing the sales-to-new listings ratio to annual price changes and a chart showing the estimated share of average household income required for mortgage payments, property taxes and utilities on an average priced home in the GTA.
The document contains charts summarizing housing market data from the Toronto Real Estate Board from January 1995 to June 2015. It includes charts showing monthly MLS sales, new listings, average prices, and sales-to-listing ratios over time as well as comparisons to previous years. It also includes a chart showing the estimated percentage of average household income needed to cover mortgage payments, property taxes and utilities for the average priced home in the Greater Toronto Area.
The document contains charts summarizing housing market data from the Toronto Real Estate Board from January 1995 to May 2015. It includes charts showing monthly MLS sales, new listings, average prices, and sales-to-listing ratios over time as well as comparisons to previous years. It also includes a chart showing the estimated percentage of average household income needed to cover mortgage payments, property taxes and utilities for the average priced home in the Greater Toronto Area.
The document contains charts analyzing housing market trends in Toronto from 2012 to 2015. It examines monthly MLS sales, new listings, average prices, and the sales to new listings ratio over time and compared to previous years. The charts show seasonal patterns and allow comparisons of current data to historic trends. The analysis aims to provide insight into the behavior of the Toronto housing market.
The document contains charts summarizing housing market trends in Toronto from 2012 to 2015. It includes charts showing monthly MLS sales, new listings, average prices, and sales to new listings ratios over time. The charts allow comparison to previous years and identification of seasonal trends. Analysis of these metrics can provide insight into how strongly the market is performing and the direction of future price changes.
The document contains charts analyzing the Toronto housing market from February 2015. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2012-2015. Additional charts analyze how the sales-to-new listings ratio correlates with annual price changes and the estimated share of average household income needed for mortgage payments, property taxes and utilities on an average priced home in the GTA.
The document contains charts analyzing the Toronto housing market from January 1995 to January 2015. It examines trends in monthly MLS sales, new listings, average prices, and the sales-to-new listings ratio over time and compared to previous years. The charts show seasonal patterns and compare current data to historical trends. One chart also analyzes the relationship between the sales-to-new listings ratio and average annual price changes. Another chart models the share of average household income required for mortgage payments, property taxes and utilities on the average priced home in the Greater Toronto Area.
The document contains charts summarizing housing market trends in Toronto from 2011-2014. It shows monthly MLS sales, new listings, average prices, and sales-to-listing ratios. Seasonal patterns and year-over-year comparisons are examined. Trend lines show overall sales, listings, and price trends have generally increased since 1995, though average annual price growth correlates more closely with sales-to-listing ratios. The final chart models the share of average household income required for mortgage payments, property taxes and utilities on an average priced home in the GTA.
The document contains charts analyzing the Toronto housing market from November 2014. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2011-2014. Additional charts analyze how the sales-to-new listings ratio correlates with annual price changes and the estimated share of average household income required for mortgage payments, property taxes and utilities on an average priced home in the GTA.
The document contains charts summarizing housing market trends in Toronto from 2014 and previous years, including MLS sales, new listings, average home prices, sales-to-listing ratios, and an affordability indicator showing the share of household income needed for housing costs. The charts allow examining seasonal trends and comparing current data to previous years.
More from Bonnie Byford Real Estate Ltd., Brokerage (20)
Dholera Smart City Latest Development Status 2024.pdfShivgan Infratech
Explore the latest development status of Dholera Smart City in 2024. Discover the progress, infrastructure, and future plans of India's first greenfield smart city.
BEST FARMLAND FOR SALE | FARM PLOTS NEAR BANGALORE | KANAKAPURA | CHICKKABALP...knox groups real estate
welcome to knox groups real estate company in Bangalore. best farm land for sale near Bangalore and madhugiri . Managed farmland near Kanakapura and Chickkabalapur get know more details about the projects .Knox groups is a leading real estate company dedicated to helping individuals and businesses navigate the dynamic real estate market. With our extensive knowledge, experience, and commitment to excellence, we deliver exceptional results for our clients. Discover the perfect foundation for your agricultural aspirations with KNOX Groups' prime farm lands. These aren't just plots; they're the fertile grounds where vibrant crops flourish, livestock thrives, and unique agricultural ventures come to life. At KNOX, we go beyond selling land we curate sustainable ecosystems, ensuring that your journey toward agricultural success is seamless and prosperous.
Stark Builders: Where Quality Meets Craftsmanship!shuilykhatunnil
At Stark Builders our vision is to redefine the renovation experience by combining both stunning design and high quality construction skills. We believe that by delivering both these key aspects together we are able to achieve incredible results for our clients and ensure every project reflects their vision and enhances their lifestyle.
Although we are not all related by blood we have created a team of highly professional and hardworking individuals who share the common goal of delivering beautiful and functional renovated spaces. Our tight nit team are able to work together in a way where we pour our passion into each and every project as we have a love for what we do. Building is our life.
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
AVRUPA KONUTLARI ESENTEPE - ENGLISH - Listing TurkeyListing Turkey
Looking for a new home in Istanbul? Look no further than Avrupa Konutlari Esentepe! Our beautifully designed homes provide the perfect blend of luxury and comfort, making them the perfect choice for anyone looking for a high-quality home in the city.
With a wide range of apartment types available, from 1+1 to 4+1, we have something to suit every need and budget. Each apartment is designed with attention to detail and features spacious and bright living areas, making them the perfect place to relax and unwind after a long day.
One of the things that sets Avrupa Konutlari Esentepe apart from other developments is our focus on creating a community that is both comfortable and convenient. Our homes are surrounded by lush green spaces, perfect for enjoying a peaceful stroll or having a picnic with friends and family. Additionally, our complex includes a variety of social and recreational amenities, such as swimming pools, sports fields, and playgrounds, making it easy for residents to stay active and socialize with their neighbors.
https://listingturkey.com/property/avrupa-konutlari-esentepe/
2. TorontoMLS Sales
Monthly with Three Previous Years for Comparison
12,000 2009 2010 2011 2012
10,000
8,000
6,000
4,000
2,000
0
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® sales for the current year and the previous three years. The
recurring seasonal trend can be examined along with comparisons to previous years for each month.
3. TorontoMLS New Listings
Monthly with Three Previous Years for Comparison
25,000
2009 2010 2011 2012
20,000
15,000
10,000
5,000
0
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® new listings for the current year and the previous three
years. The recurring seasonal trend can be examined along with comparisons to previous years for each
month.
4. TorontoMLS Sales-to-New Listings Ratio
Monthly with Three Previous Years for Comparison
1.10 2009 2010 2011 2012
1.00
0.90
0.80
0.70
0.60
0.50
0.40
0.30
0.20
0.10
0.00
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly MLS® sales-to-new listings ratio (SNLR) for the current year and the previous
three years. The recurring seasonal trend can be examined along with comparisons to previous years for each month.
When the SNLR moves higher, annual average price growth generally increases – often at a rate well above inflation.
When the SNLR moves lower, annual average price growth generally declines and can become negative.
5. TorontoMLS Average Resale Home Price
Monthly with Three Previous Years for Comparison
$550,000 2009 2010 2011 2012
$500,000
$450,000
$400,000
$350,000
$300,000
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly MLS® average home price for the current year and the
previous three years. The recurring seasonal trend can be examined along with comparisons to previous
years for each month.
6. TorontoMLS Sales
Monthly Time Series with Trend Line
12,000
Actual MLS® Sales
10,000
Trend (12-Month Moving Average)
8,000
6,000
4,000
2,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® sales since January 1995. The blue line shows actual sales. The brown
line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or other
irregular fluctuations. A substantial change in actual sales must occur to change the direction of the trend.
7. TorontoMLS New Listings
Monthly Time Series with Trend Line
22,000
20,000 Actual MLS® New Listings
18,000 Trend (12-Month Moving Average)
16,000
14,000
12,000
10,000
8,000
6,000
4,000
2,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® new listings since January 1995. The blue line shows actual new listings.
The brown line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or other
irregular fluctuations. A substantial change in actual new listings must occur to change the direction of the trend.
8. TorontoMLS Average Price
Monthly Time Series with Trend Line
575,000
Actual MLS® Average Price
525,000
475,000 Trend (12-Month Moving Average)
425,000
375,000
325,000
275,000
225,000
175,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® average price since January 1995. The blue line shows the actual average
price. The brown line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or
other irregular fluctuations. A substantial change in actual average price must occur to change the direction of the
trend.
9. TorontoMLS Sales-to-New Listings Ratio Compared to
Average Annual Per Cent Change in Home Price
Average Price Annual Per Cent Change
1.20 25%
Sales-to-New Listings Ratio
1.00 20%
15%
(Brown Line)
0.80
(Blue Line)
10%
0.60 5%
0.40 0%
Sales-to-New Listings Ratio -5%
0.20 -10%
Average Price Annual Per Cent Change
0.00 -15%
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly sales-to-new listings ratio (blue line) with year-over-year average annual per
cent price change (brown line). When the sales-to-new listings ratio moves higher, average annual per cent change in
home prices generally trends higher. When the sales-to-new listings ratio moves lower, average annual per cent change
in home prices generally trends lower.
10. TREB Affordability Indicator
Share of Average Household Income Used for Mortgage Principal and Interest,
Property Taxes and Utilities on the Averaged Priced GTA Resale Home
55%
50%
45%
40%
35%
30%
25%
Source: Toronto Real Estate Board Data and Calculation; Statistics Canada
Explanation: This chart plots the share of average household income that goes toward mortgage principal and interest, property taxes and utilities
for the average priced home in the GTA subject to the following assumptions:
1. Average annual or year-to-date home price as reported by TREB
2. 20 per cent down payment
3. Average 5-year fixed mortgage rate (Statistics Canada); 25-year amortization
4. Average property tax rate reported by/estimated from the Statistics Canada Survey of Household Spending
5. Average utilities cost reported by/estimated from the Statistics Canada Survey of Household Spending and components of the Consumer Price Index
6. Average household income reported by the Census of Canada. Years in between Censuses estimated using interpolation (years up to 2005) or annual growth in average weekly earnings reported by
Statistics Canada in the Labour Force Survey (2006 onward).