The document contains charts analyzing the Toronto housing market from January 1995 to January 2015. It examines trends in monthly MLS sales, new listings, average prices, and the sales-to-new listings ratio over time and compared to previous years. The charts show seasonal patterns and compare current data to historical trends. One chart also analyzes the relationship between the sales-to-new listings ratio and average annual price changes. Another chart models the share of average household income required for mortgage payments, property taxes and utilities on the average priced home in the Greater Toronto Area.