The document contains charts analyzing the Toronto housing market from January 1995 to January 2015. It examines trends in monthly MLS sales, new listings, average prices, and the sales to new listings ratio. The charts compare current data to previous years and include 12-month moving averages to show trends. One chart also plots the relationship between the sales to new listings ratio and average annual price changes. Another chart analyzes the share of average household income needed for mortgage payments, property taxes and utilities on the average priced home in the GTA.