Toronto Real Estate Board Housing Market Analysis November 2020 - Toronto and GTA Housing Market Statistics based on MLS Listings and Sales. See what house prices are doing in Mississauga and the GTA. Visit http://www.petersonteam.ca for more information. #mississaugahomesales #petersonteam #mississaugarealestateagent #bestneighbourhoods

1. TRREB Housing Market Charts
November 2020

2. Toronto Real Estate Board
January
February
M
arch
April
M
ay
June
July
August
Septem
ber
October
Novem
ber
Decem
ber
0
2,000
4,000
6,000
8,000
10,000
12,000
TRREB Housing Market Charts
Source: Toronto Regional Real Estate Board
2017 2018 2019 2020
TRREB MLS® Sales
Monthly with Three Previous Years for Comparison
Explanation: This chart plots monthly MLS® Sales for the current year and the previous three years. The recurring seasonal trend can be examined along with
comparisons to previous years for each month.

3. January
February
M
arch
April
M
ay
June
July
August
Septem
ber
October
Novem
ber
Decem
ber
0
5,000
10,000
15,000
20,000
25,000
30,000
TRREB Housing Market Charts
Source: Toronto Regional Real Estate Board
Toronto Regional Real Estate Board
2017 2018 2019 2020
Explanation: This chart plots monthly MLS® New Listings for the current year and the previous three years. The recurring seasonal trend can be examined along
with comparisons to previous years for each month.
TRREB MLS® New Listings
Monthly with Three Previous Years for Comparison

4. January
February
M
arch
April
M
ay
June
July
August
Septem
ber
October
Novem
ber
Decem
ber
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
TRREB Housing Market Charts
Source: Toronto Regional Real Estate Board
Toronto Regional Real Estate Board
2017 2018 2019 2020
Explanation: This chart plots monthly MLS® Sales-to-New Listings ratio for the current year and the previous three years. The recurring seasonal trend can be
examined along with comparisons to previous years for each month.
TRREB MLS® Sales-to-New Listings Ratio
Monthly with Three Previous Years for Comparison

5. January
February
M
arch
April
M
ay
June
July
August
Septem
ber
October
Novem
ber
Decem
ber
$0
$100,000
$200,000
$300,000
$400,000
$500,000
$600,000
$700,000
$800,000
$900,000
$1,000,000
Source: Toronto Regional Real Estate Board
Toronto Regional Real Estate Board
2017 2018 2019 2020
Explanation: This chart plots monthly MLS® Average Resale Home Price for the current year and the previous three years. The recurring seasonal trend can be
examined along with comparisons to previous years for each month.
TRREB MLS® Average Resale Home Price
Monthly with Three Previous Years for Comparison
TRREB Housing Market Charts

6. Jan-94
Jan-95
Jan-96
Jan-97
Jan-98
Jan-99
Jan-00
Jan-01
Jan-02
Jan-03
Jan-04
Jan-05
Jan-06
Jan-07
Jan-08
Jan-09
Jan-10
Jan-11
Jan-12
Jan-13
Jan-14
Jan-15
Jan-16
Jan-17
Jan-18
Jan-19
Jan-20
2,000
4,000
6,000
8,000
10,000
12,000
14,000
Source: Toronto Regional Real Estate Board
Explanation: This chart plots monthly MLS® sales since January 1994. The purple line shows actual sales. The brown line is the trend computed using a 12-month
moving average, which exhibits no seasonal variations or other irregular fluctuations. A substantial change in actual sales must occur to change the direction of the
trend.
Toronto Regional Real Estate Board
MLS Sales Sales Trend (12-Month Moving Average)
TRREB MLS® Sales
Monthly Time Series with Trend Line
TRREB Housing Market Charts

7. Jan-94
Jan-95
Jan-96
Jan-97
Jan-98
Jan-99
Jan-00
Jan-01
Jan-02
Jan-03
Jan-04
Jan-05
Jan-06
Jan-07
Jan-08
Jan-09
Jan-10
Jan-11
Jan-12
Jan-13
Jan-14
Jan-15
Jan-16
Jan-17
Jan-18
Jan-19
Jan-20
2,000
4,000
6,000
8,000
10,000
12,000
14,000
16,000
18,000
20,000
22,000
24,000
26,000
Source: Toronto Regional Real Estate Board
Explanation: This chart plots monthly MLS® new listings since January 1994. The purple line shows actual new listings. The brown line is the trend computed using
a 12-month moving average, which exhibits no seasonal variations or other irregular fluctuations. A substantial change in actual new listings must occur to change
the direction of the trend.
Toronto Regional Real Estate Board
MLS New Listings New Listings Trend (12-Month Moving Average)
TRREB MLS® New Listings
Monthly Time Series with Trend Line
TRREB Housing Market Charts

8. Jan-94
Jan-95
Jan-96
Jan-97
Jan-98
Jan-99
Jan-00
Jan-01
Jan-02
Jan-03
Jan-04
Jan-05
Jan-06
Jan-07
Jan-08
Jan-09
Jan-10
Jan-11
Jan-12
Jan-13
Jan-14
Jan-15
Jan-16
Jan-17
Jan-18
Jan-19
Jan-20
$175,000
$275,000
$375,000
$475,000
$575,000
$675,000
$775,000
$875,000
$975,000
Source: Toronto Regional Real Estate Board
Explanation: This chart plots monthly MLS® average price since January 1994. The purple line shows the actual average price. The brown line is the trend
computed using a 12-month moving average, which exhibits no seasonal variations or other irregular fluctuations. A substantial change in actual average price
must occur to change the direction of the trend.
Toronto Regional Real Estate Board
MLS Average Price Average Price Trend (12-Month Moving Average)
TRREB MLS® Average Price
Monthly Time Series with Trend Line
TRREB Housing Market Charts

9. Sales-to-NewListingsRatio
(BlueLine)
AveragePriceAnnualPerCentChange
(OrangeLine)
Jan-06
Jul-06
Jan-07
Jul-07
Jan-08
Jul-08
Jan-09
Jul-09
Jan-10
Jul-10
Jan-11
Jul-11
Jan-12
Jul-12
Jan-13
Jul-13
Jan-14
Jul-14
Jan-15
Jul-15
Jan-16
Jul-16
Jan-17
Jul-17
Jan-18
Jul-18
Jan-19
Jul-19
Jan-20
Jul-20
Jan-21
0
0.2
0.4
0.6
0.8
1
1.2
1.4
-20%
-10%
0%
10%
20%
30%
40%
Source: Toronto Regional Real Estate Board
Explanation: This chart plots the monthly sales-to-new listings ratio (purple line) with year-over-year average annual per cent price change (brown line). When the
sales-to-new listings ratio moves higher, average annual per cent change in home prices generally trends higher. When the sales-to-new listings ratio moves lower,
average annual per cent change in home prices generally trends lower.
Toronto Regional Real Estate Board
Sales-to-New Listings Ratio Average Price Annual Per Cent Change
TRREB MLS® Sales-to-New Listings Ratio Compared to
Average Annual Price Per Cent Change in Home Price
TRREB Housing Market Charts

10. TRREB Affordability Indicator
*Note: Assumes TRREB average price and average 5-Year fixed rate mortgage
Source: Toronto Regional Real Estate Board Data and Calculation; Statistics Canada
1. Average annual or year-to-date home price as reported by TRREB
2. 20 per cent down payment
3. Average 5-year fixed mortgage rate (Statistics Canada); 25-year amortization
4. Average property tax rate reported by/estimated from the Statistics Canada Survey of Household Spending
5. Average utilities cost reported by/estimated from the Statistics Canada Survey of Household Spending and components of the Consumer Price Index
6. Average household income reported by the Census of Canada. Years in between Censuses estimated using interpolation (years up to 2005) or annual growth in average weekly earnings reported by Statistics
Canada in the Labour Force Survey (2006 onward).
Toronto Regional Real Estate Board
Share of Average Household Income Used for Mortgage Principal and Interest,
Property Taxes and Utilities on the Averaged Priced GTA Resale Home.
TRREB Housing Market Charts
1986198719881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010
201120122013201420152016201720182019
2020
YTD
0%
10%
20%
30%
40%
50%
60%