The document promotes Tramonex, a financial services provider that aims to simplify international cash management and payments for businesses. It summarizes that traditional banks often cannot meet all cross-border treasury needs, while Tramonex provides optimized solutions using superior technology. Their services include payments, currency exchange, and cash repatriation to help businesses better manage working capital and accelerate growth.

1. WHAT IF
YOUR BANK WASN’T
THE ONLY PARTNER
YOU NEEDED?

2. Your business’s cross border needs evolve
when you operate in foreign markets. But
what doesn’t always follow are the treasury
services that your bank can offer your
company.
Simple solutions like payments, repatriation of cash and
currency flow management tools are difficult to access,
and prove to be very expensive. Your bank may offer one
service, but not the other. Consequently, running efficient
operations around your working capital seems far out of
your reach.

3. Our vision
Our objective is to be a financial services provider to all, built on our years of knowledge
and experience, providing the best outcomes and agility.
We set out to deliver financial products that meet our clients objectives. We built on
experience that replaced inefficiencies with streamlined processes, and uncertainty with
control.
We are here to build a better solution and redefine the financial services space
through smarter technology.

4. Your bank doesn’t
need to be your
only financial
services provider.
At Tramonex we are pioneering a new way to
manage international cash flows - built on
years of experience within foreign exchange
and transactional services at tier 1 global
banks, we know how to design FX cash
management solutions for optimal business
performance.
Understanding banks’ limitations, customer
pain points and markets volatility around us,
we have designed solutions that make
managing payments and collections not only
simpler and more efficient, but also less
operationally cumbersome and affordable.

5. We’ll help you get there by managing your global
transactions every day.
Through our superior technology Tramonex
allows your business to set up a currency strategy
around your working capital that accelerates
your business growth and optimises your cash
flow.
Discover how Tramonex can help your business
create efficiencies and save money.
The ideal cash
management
solution might be
closer than you
think.

6. A new age of
managing
international cash
flows
At Tramonex, we aim to make international cash
flow transactions as seamless as possible. We will
help with sending payments, repatriating cash,
and managing the risk associated with market
moves. By centralising your foreign currency
operations, you will make the process easier and
less labour-intensive.
Your treasury / finance team benefits from
centralised currency management that reflects
your cross-border operations.
Being able to source the market for the best
foreign exchange rate and payment methods, we
can buy currency and distribute it in the most
efficient way.

7. Tramonex Online Platform
Easy to use and intuitive,
Tramonex’s online platform
allows you to make payments and
manage your account balances in
a matter of few clicks.
We never stop on improving -
new features are regularly rolled
out to ensure best possible
experience for its users.
New facilities at your fingertips
Application Programming
Interface (API)
Use our API to access our FX
rates & payments’ infrastructure
without adding new systems or
software.
Tramonex’s API is a seamless
solution that complements your
own set-up and allows straight
through processing.
White Label
Have your own branded platform
powered by Tramonex, which
allows you access to a wide array of
currencies and payment methods.
Reach out to our team to find out
more.

8. Nothing speaks
more to our tech
capabilities than
the people
building them
Our technology team brings years of industry
expertise in driving the development of the
financial software at tier 1 institutions.
With experience in designing, building and
supporting a full systems architecture deployed
internationally at Goldman Sachs, Tramonex
brought them together with the sole purpose of
building a highly scalable and robust bank grade
cash management, FX trading and payment
infrastructure.
Using a service oriented architecture, the team’s
goal is to “Automate Everything” - allowing for
time and effort to be placed on the client
experience, rather than other overheads.

9. We do not
just sell FX
Achieve the best banking suite of products that the
market can offer at a competitive price, providing you
with a tailored solution
Make your operations more efficient by managing all your
international cash flows from a centralised hub. Achieve
‘true’ Straight Through Processing as we deliver a solution,
not a product, that's right for you
Ensure that you have all the information you need in
respect to your international transactions as well as
dedicated client service that puts your priorities first
When partnering with Tramonex, you can focus on your
business - leaving the day- to- day international
payments with the experts, giving you the peace of
mind you need.

10. And we never
stand still.
Nothing bears greater testimony to our ongoing
innovative approach than the fact that we are
constantly looking into new ways of improving your
company’s international cash flows.
Last year we received a grant from the UK Government
to further advance our research and development of
the blockchain technology and its application in the
payments ecosystem.
Soon enough blockchain technology may allow us to
digitally settle all your payments in a matter of minutes.
Until then, let us help you with optimising your working
capital in a way we already know best- through the use
of our superior infrastructure and expertise in the FX
market.

11. “Back when we worked at banks, our clients would often ask us
‘What’s the best way to manage my currency flows and my cash more
efficiently?’ Unless you were a big corporation, banks had no good
answers.
So we set out to build one”.
Amine Berraoui, CEO of Tramonex
ACCESS TO ALL

12. Think of us like an
international cash
management
bank
Our mission is to build a new kind of global
transactions company: one that uses bespoke
technology to help MMEs manage their
international cash flows in a simpler and more
comprehensive way.
We’re a company that constantly innovates and
whose team thrives on the opportunities
created by the ever evolving technology in the
financial services space. And to make sure we
cover every aspect of your business’s global
needs, we built it ourselves.
But without the red tape and hurdles
associated with accessing the right
solutions.

13. Our values
Solutions, not product AccessibilityFairness and
transparency
We believe every
business should take
advantage of
innovative solutions
that improve
processes and create
efficiencies.
Having multiple
banking partners
means we can offer
best price and are
completely transparent
with regards to costs
and fees.
It’s all about
understanding your
business and its unique
needs. We will present
you with a solution that
results in optimisation of
your cash flows.

14. MEET OUR MANAGEMENT TEAM
Co-Founder & CEO
AMINE BERRAOUI
Co-Founder & COO
MARC AVEDISSIAN
Chief Revenue Officer
KHALID TALUKDER
Chief Technology Officer
DAVE ASKEY
Chief Compliance Officer
ERIK WILGENHOF
PLANTE

15. We care about
security as much
as you do
Tramonex is authorised and regulated by the
Financial Conduct Authority (FCA) as a Payment
Institution in the UK (reg no 611292) and passported
in the rest of the European Union.
We are registered with the HM Revenue and
Customs (HMRC) as a Money Service Business (reg
no 127370340000) and adhere to UK Data
Protection Act (ref ZA030244). Tramonex acts in full
compliance with current anti-money laundering
regulations.

16. Thomas Ford House
23-24 Smithfield Street
London EC1A 9LF
T | +44 (0) 2037 45 6980
E | info@tramonex.com
CONTACT US

17. Disclaimer
While we have made every attempt to ensure that the information contained in this brochure is reliable and up to date, Tramonex Ltd.
["Tramonex"] is not responsible for any errors or omissions or for any results obtained from the use of this information. All information in this
brochure is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information,
and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a
particular purpose. Nothing herein shall to any extent substitute for the independent investigations and the sound technical and business judgment
of the reader. In no event will Tramonex, or its partners, employees or agents, be liable to you or anyone else for any decision made or action taken
in reliance on the information in this brochure for any consequential, special or similar damages, even if advised of the possibility of such damages.
The information contained in this brochure is intended solely to provide general guidance on matters of interest for the personal use of the reader,
who accepts full responsibility for its use. The application and impact of laws can vary widely based on the specific facts involved. Accordingly, the
information on this brochure is provided with the understanding that the authors and publishers are not herein engaged in rendering legal,
accounting, tax, or other professional advice or services. As such, it should not be used as a substitute for consultation with professional
accounting, tax, legal or other competent advisers.