The document discusses the advantages and disadvantages of modern banking services, highlighting increased access to cash, a variety of financial products, and the benefits of in-person service. However, it also points out issues such as high fees, poor customer service, and the risks associated with online banking. Overall, it presents a mixed view on the future of banking.

4. More access to cash and check
services
Wider range of financial
products
Specialty banking services are
available
In-person service offers a
personal touch

5. Easily Accessible
No waiting line like traditional
banking.
Fast Transaction
This is future of banking world.

6. Wide range of fees
Poor customer service
Low or no interest rates
Long Waiting Time

7. Not available everywhere
No cash deposit
Highly Internet based
Risk of financial fraud