The Covid-19 pandemic necessitated the payments industry undergo a facelift, sparked by novel approaches from new-age players, fostered by industry consolidation, and customers’ demand for end-to-end experience. Crossing the threshold, the industry is entering a new era – Payments 4.X, where payments are embedded and invisible, and an enabling function to provide frictionless customer experience. As customers make a permanent shift to next-gen payment methods, Digital IDs are critical for a seamless payment experience. The B2B payments segment is witnessing rapid digitization. BigTechs, PayTechs, and industry newcomers are ready to jump in with newfangled solutions to help underserved small to medium-sized businesses (SMBs).
As incumbents struggle with profits, new-age firms are forging ahead to take the lead in the Payments 4.X era by riding the success of non-card products and services. The new era demands collaboration, platformification, and firms can unleash full market potential only by embracing API-based business models and open ecosystems. Data prowess and enhanced payment processing capabilities are inevitable to thrive ahead. The clock is ticking for banks and traditional payments firms because the competitive advantage is not guaranteed forever. As industry players seek economies of scale, consolidations loom, and non-banks explore new territories to threaten incumbents’ market share. While all these 2022 trends are at play, central bank digital currency (CBDC) is emerging globally and might open a new chapter in the current payments landscape.
In recent months, many customers have been asking us the question – how to monetise Open APIs, simplify Fintech integrations and accelerate adoption of various Open Banking business models. Therefore, AWS and FinConecta would like to invite you to Open Finance marketplace presentation on October 20th.
Event Agenda :
Open banking so far (short recap)
• PSD2, OB UK, OB Australia, OB LATAM, OB Israel
Intro to Open Finance marketplace
• Scope
• Features
• Tech overview and Demo
The role of the Cloud
The Future of APIs
• Complying with regulation
• Monetizing data / APIs
• Business models
• Time to market
One platform for all: a Strategic approach
Q&A
Fintech and Transformation of the Financial Services IndustryRobin Teigland
Slides from our FinTech day as part of the Entrepreneurship & Innovation Concentration in the Stockholm School of Economics Exec MBA program in Stockholm, Sweden.
Similar to other financial services domains, payments is evolving into an open ecosystem. The EU’s Payment Services Directive (PSD2) pioneered open banking by encouraging banks and established payments players to securely open the systems to foster competition, innovation, and more customer choices. In tandem with non-cash transaction growth, regulations are driving banks and payments firms to expand their array of payment methods and channels. Governments are encouraging financial inclusion by also promoting the adoption of non-cash payments. Increasingly, merchants and corporates seek to offer alternative payment systems because of widespread popularity among consumers. Alternative payments also enable merchants to provide real-time and cross-border payments to boost business efficiency.
Banks, payment firms, card firms, BigTechs, FinTechs, and other players are continuously developing new technology to cash in on market changes. However, data breaches and fraud continue to hinder innovation as firms devote countless resources each year to address security issues. Many governments are also designing new regulations to reduce ecosystem threats. All these measures are expected to make the current ecosystem much more secure and simple for players as well as customers.
Top Trends in Payments: 2020 explores and analyzes payments ecosystem initiatives and solutions for this year and beyond
The Covid-19 pandemic necessitated the payments industry undergo a facelift, sparked by novel approaches from new-age players, fostered by industry consolidation, and customers’ demand for end-to-end experience. Crossing the threshold, the industry is entering a new era – Payments 4.X, where payments are embedded and invisible, and an enabling function to provide frictionless customer experience. As customers make a permanent shift to next-gen payment methods, Digital IDs are critical for a seamless payment experience. The B2B payments segment is witnessing rapid digitization. BigTechs, PayTechs, and industry newcomers are ready to jump in with newfangled solutions to help underserved small to medium-sized businesses (SMBs).
As incumbents struggle with profits, new-age firms are forging ahead to take the lead in the Payments 4.X era by riding the success of non-card products and services. The new era demands collaboration, platformification, and firms can unleash full market potential only by embracing API-based business models and open ecosystems. Data prowess and enhanced payment processing capabilities are inevitable to thrive ahead. The clock is ticking for banks and traditional payments firms because the competitive advantage is not guaranteed forever. As industry players seek economies of scale, consolidations loom, and non-banks explore new territories to threaten incumbents’ market share. While all these 2022 trends are at play, central bank digital currency (CBDC) is emerging globally and might open a new chapter in the current payments landscape.
In recent months, many customers have been asking us the question – how to monetise Open APIs, simplify Fintech integrations and accelerate adoption of various Open Banking business models. Therefore, AWS and FinConecta would like to invite you to Open Finance marketplace presentation on October 20th.
Event Agenda :
Open banking so far (short recap)
• PSD2, OB UK, OB Australia, OB LATAM, OB Israel
Intro to Open Finance marketplace
• Scope
• Features
• Tech overview and Demo
The role of the Cloud
The Future of APIs
• Complying with regulation
• Monetizing data / APIs
• Business models
• Time to market
One platform for all: a Strategic approach
Q&A
Fintech and Transformation of the Financial Services IndustryRobin Teigland
Slides from our FinTech day as part of the Entrepreneurship & Innovation Concentration in the Stockholm School of Economics Exec MBA program in Stockholm, Sweden.
Similar to other financial services domains, payments is evolving into an open ecosystem. The EU’s Payment Services Directive (PSD2) pioneered open banking by encouraging banks and established payments players to securely open the systems to foster competition, innovation, and more customer choices. In tandem with non-cash transaction growth, regulations are driving banks and payments firms to expand their array of payment methods and channels. Governments are encouraging financial inclusion by also promoting the adoption of non-cash payments. Increasingly, merchants and corporates seek to offer alternative payment systems because of widespread popularity among consumers. Alternative payments also enable merchants to provide real-time and cross-border payments to boost business efficiency.
Banks, payment firms, card firms, BigTechs, FinTechs, and other players are continuously developing new technology to cash in on market changes. However, data breaches and fraud continue to hinder innovation as firms devote countless resources each year to address security issues. Many governments are also designing new regulations to reduce ecosystem threats. All these measures are expected to make the current ecosystem much more secure and simple for players as well as customers.
Top Trends in Payments: 2020 explores and analyzes payments ecosystem initiatives and solutions for this year and beyond
Google Accel Report - SaaS India, Global SMB Market, $50B in 2025 #SaaSinIndi...Accel Partners India
#SaaSinIndia
A joint report released by Google & Accel Partners outlined the growth opportunity for Indian SaaS Startups as SaaS adoption by SMBs is set to overtake that by large enterprises. The report outlines that purpose built SaaS products will see hyper growth and adoption by SMBs, and will contribute to more than 75% of the public cloud revenues driving the global SaaS industry to $ 132B revenues by 2020, of which SMB SaaS is expected to reach $76B.
E-commerce giant Amazon is conducting a global media agency review.
It’s a huge piece of business. The firm spent more than $5 billion on advertising and promotional costs in 2016, according to the firm’s latest annual report. Of that total, more than $1 billion is estimated to be earmarked for measured media expenditures worldwide, most of it targeted to U.S. consumers.
It’s believed that most of the holding companies will participate in the review, although one exception is Omnicom, which handles competitor Google.
Walmart’s Omni-Channel Opportunities: Creating an Insights-based Ad StrategyTinuiti
In this session, we partnered with DataHawk, an eCommerce analytics platform, to discuss new updates coming to Walmart Connect, how to structure your strategy using Share of Voice tools, and the ways to create an insights-based strategy with Walmart Advanced Insights.
In conjunction with Accenture, the Overseas Bankers Association of Australia (OBAA) Committee hosted a Thought Leadership Event in early August for OBAA members on the topic of Open Banking. Accenture has been spearheading research into the global adoption of Open Banking and the way in which it could revolutionise how banks generate value.
Find out more here: https://www.accenture.com/au-en/insight-open-banking-brave-new-world
Embedded Finance - the $7 Trillion market opportunitySimon Torrance
Embedded Finance is a new way for companies across all sectors to create and capture more value. It allows any brand to create and sell attractive financial services (payments, credit, insurance, investments, savings) either as invisible native components of, or add-ons to, their customer experiences. This helps them to increase loyalty and/or generate new high margin revenue in new ways. For the (software) companies who enable Embedded Finance, this offers a very exciting new market.
In a rigorous one week design challenged we look at the different UberEats customers and made suggestions on how they can create a truly blended dining experience.
This analysis provides an overview of the top trends in the retail banking sector driven by the competition, digital transformation, and innovation led by retail banks exploring novel ways to create and retain value in evolving landscape.
COVID-19 caught banks off guard and shook legacy mindsets to the core. With 20/20 (2020) hindsight, firms are more aware, digitally resilient, and financially stable as they head into 2022. The trials of the past 18 months forced firms to shore up existing business and consider new models and revenue streams.
Customer-centricity remains at the top of most FS agendas and is a 2022 focal point. Banks will focus on achieving operational excellence as diligently as delivering superior CX. In 2022 and beyond, it will be paramount for FIs to explore and invest in new technologies to remain relevant and resilient.
Banking 4.X will arrive in full force in 2022 with platform-supported firms monetizing diverse ecosystem capabilities and aggressively harvesting data to create experiential customer journeys through intelligent and personalized engagements. The new era will compel future-focused banks to finally abandon legacy infrastructure and collaborate with third-party specialists to solidify their best-fit, long-term roles. Increasingly, open platforms will make banks invisible as banking becomes embedded into customer lifestyles. At the same time, banks will shed asset-heavy models and shift to the cloud for greater agility, speed to market, and faster innovation. The shift will act as a precursor to adopting new technologies on the horizon – 5G and Decentralized Finance.
The recent past was filled will extraordinary lessons for financial institutions. Now is the time to act on those learnings and move forward profitably.
Overview of industry trends and insights of Fortune 500 companies and startups' activities in the FinTech space. We cover banking tech (security, crm, analytics), payments (pos, money transfer, commerce), cyber currency (blockchain, bitcoin, wallets, cryptocurrency exchanges), business finance (lending, crowdfunding), personal finance (lending, wealth management, mortgage, credit), and alternative cores (banking, insurance).
Ryan Kisis: AWS San Francisco Startup Day, 9/7/17
AWS is known for helping startups scale and grow, but there are many other Amazon business units that can help startups reach more customers and achieve competitive differentiation.Learn about how you can partner with various Amazon distribution and advertising channels, such as Amazon Launchpad, Amazon Alexa, Amazon Media Group, AWS Marketplace, AWS Partner Network (APN), and Amazon Business. We’ll outline the ways these go-to-market programs can provide startups with resources to grow their businesses and better support customers.
Digital transformation of the banking industry Frank Schwab
From traditional to digital banking
Significantly changing basic conditions
New customer expectations and journeys
New digital products: crowd, P2P & crypto
New game changing technologies, processes and concepts: Cloud, API, blockchain, AI, platform, eco-systems, 100% STP
New types of leadership
Google Accel Report - SaaS India, Global SMB Market, $50B in 2025 #SaaSinIndi...Accel Partners India
#SaaSinIndia
A joint report released by Google & Accel Partners outlined the growth opportunity for Indian SaaS Startups as SaaS adoption by SMBs is set to overtake that by large enterprises. The report outlines that purpose built SaaS products will see hyper growth and adoption by SMBs, and will contribute to more than 75% of the public cloud revenues driving the global SaaS industry to $ 132B revenues by 2020, of which SMB SaaS is expected to reach $76B.
E-commerce giant Amazon is conducting a global media agency review.
It’s a huge piece of business. The firm spent more than $5 billion on advertising and promotional costs in 2016, according to the firm’s latest annual report. Of that total, more than $1 billion is estimated to be earmarked for measured media expenditures worldwide, most of it targeted to U.S. consumers.
It’s believed that most of the holding companies will participate in the review, although one exception is Omnicom, which handles competitor Google.
Walmart’s Omni-Channel Opportunities: Creating an Insights-based Ad StrategyTinuiti
In this session, we partnered with DataHawk, an eCommerce analytics platform, to discuss new updates coming to Walmart Connect, how to structure your strategy using Share of Voice tools, and the ways to create an insights-based strategy with Walmart Advanced Insights.
In conjunction with Accenture, the Overseas Bankers Association of Australia (OBAA) Committee hosted a Thought Leadership Event in early August for OBAA members on the topic of Open Banking. Accenture has been spearheading research into the global adoption of Open Banking and the way in which it could revolutionise how banks generate value.
Find out more here: https://www.accenture.com/au-en/insight-open-banking-brave-new-world
Embedded Finance - the $7 Trillion market opportunitySimon Torrance
Embedded Finance is a new way for companies across all sectors to create and capture more value. It allows any brand to create and sell attractive financial services (payments, credit, insurance, investments, savings) either as invisible native components of, or add-ons to, their customer experiences. This helps them to increase loyalty and/or generate new high margin revenue in new ways. For the (software) companies who enable Embedded Finance, this offers a very exciting new market.
In a rigorous one week design challenged we look at the different UberEats customers and made suggestions on how they can create a truly blended dining experience.
This analysis provides an overview of the top trends in the retail banking sector driven by the competition, digital transformation, and innovation led by retail banks exploring novel ways to create and retain value in evolving landscape.
COVID-19 caught banks off guard and shook legacy mindsets to the core. With 20/20 (2020) hindsight, firms are more aware, digitally resilient, and financially stable as they head into 2022. The trials of the past 18 months forced firms to shore up existing business and consider new models and revenue streams.
Customer-centricity remains at the top of most FS agendas and is a 2022 focal point. Banks will focus on achieving operational excellence as diligently as delivering superior CX. In 2022 and beyond, it will be paramount for FIs to explore and invest in new technologies to remain relevant and resilient.
Banking 4.X will arrive in full force in 2022 with platform-supported firms monetizing diverse ecosystem capabilities and aggressively harvesting data to create experiential customer journeys through intelligent and personalized engagements. The new era will compel future-focused banks to finally abandon legacy infrastructure and collaborate with third-party specialists to solidify their best-fit, long-term roles. Increasingly, open platforms will make banks invisible as banking becomes embedded into customer lifestyles. At the same time, banks will shed asset-heavy models and shift to the cloud for greater agility, speed to market, and faster innovation. The shift will act as a precursor to adopting new technologies on the horizon – 5G and Decentralized Finance.
The recent past was filled will extraordinary lessons for financial institutions. Now is the time to act on those learnings and move forward profitably.
Overview of industry trends and insights of Fortune 500 companies and startups' activities in the FinTech space. We cover banking tech (security, crm, analytics), payments (pos, money transfer, commerce), cyber currency (blockchain, bitcoin, wallets, cryptocurrency exchanges), business finance (lending, crowdfunding), personal finance (lending, wealth management, mortgage, credit), and alternative cores (banking, insurance).
Ryan Kisis: AWS San Francisco Startup Day, 9/7/17
AWS is known for helping startups scale and grow, but there are many other Amazon business units that can help startups reach more customers and achieve competitive differentiation.Learn about how you can partner with various Amazon distribution and advertising channels, such as Amazon Launchpad, Amazon Alexa, Amazon Media Group, AWS Marketplace, AWS Partner Network (APN), and Amazon Business. We’ll outline the ways these go-to-market programs can provide startups with resources to grow their businesses and better support customers.
Digital transformation of the banking industry Frank Schwab
From traditional to digital banking
Significantly changing basic conditions
New customer expectations and journeys
New digital products: crowd, P2P & crypto
New game changing technologies, processes and concepts: Cloud, API, blockchain, AI, platform, eco-systems, 100% STP
New types of leadership
Tracxn Research - Smart Cars Landscape, January 2017Tracxn
With most self-driving car makers expected to rollout fully autonomous versions by 2021, funding into vision-based technologies (a crucial component of smart cars) has gathered steam.
Check out @Tracxn's #curated latest #startup activity in #Tech https://tracxn.com/fm/dl/bKI1O1eugykx
click on https://tracxn.com/p/reports to access reports on your #Geography of interest, every month!
Check out @Tracxn's latest #GeoMonthlyReport on #Tech https://tracxn.com/fm/dl/D-zFxE1h_OIj
For more #free #Monthly #StartupReports on geography of your interest, click on https://tracxn.com/p/reports
Check out @Tracxn's #curated latest #startup activity in #Tech https://tracxn.com/fm/dl/A1KrsL9P_aPf
click on https://tracxn.com/p/reports to access reports on your #Geography of interest, every month!
Check out @Tracxn's #curated latest #startup activity in #Tech https://tracxn.com/fm/dl/JDw-S7O88P36
click on https://tracxn.com/p/reports to access reports on your #Geography of interest, every month!
Tracxn's proprietary #taxonomy brings to you top #BusinessModels in Top Business Models in Sustainability Tech Report https://tracxn.com/fm/dl/Gymr7Akd3ybI
Get our free reports on #PracticeArea or #sector of your interest to your mailbox regularly https://tracxn.com/p/reports
Tracxn - Southeast Asia Tech Monthly Funding ReportTracxn
Check out @Tracxn's latest #GeoMonthlyReport on #Tech https://tracxn.com/platform/file-manager/file/ZmlsZUlkPXVXcUhGUzFsa0Z0ZzI5cXQ2TUdhQ2VVeTBBWHY1aGFjemFjZFdDTWpfTlU%3D
For more #free #Monthly #StartupReports on geography of your interest, click on https://tracxn.com/p/reports
Tracxn - Top Business Models in Sustainability Tech - 26 Oct 2023Tracxn
Tracxn's proprietary #taxonomy brings to you top #BusinessModels in Top Business Models in Sustainability Tech Report https://tracxn.com/fm/dl/MnFvJ6UKhc9y
Get our free reports on #PracticeArea or #sector of your interest to your mailbox regularly https://tracxn.com/p/reports
Tracxn - United States Tech Monthly Funding ReportTracxn
Check out @Tracxn's latest #GeoMonthlyReport on #Tech https://tracxn.com/platform/file-manager/file/ZmlsZUlkPWRPWngzaHlCOHNESGNsQXlTTFozWHlidlVvSTN5eFVoWXE3N0d5ODFFOXM%3D
For more #free #Monthly #StartupReports on geography of your interest, click on https://tracxn.com/p/reports
Tracxn - Top Business Models in High Tech - 27 Oct 2023Tracxn
Today's top #BusinessModel report is on Top Business Models in High Tech Report https://tracxn.com/platform/file-manager/file/ZmlsZUlkPUx5U0Qya01PRm9QbHJCTUM0UG9QVFJUeWJselF0RHJzSGU0dFlWMG5uWEk%3D
Get our free reports on geography of your interest to your mailbox regularly https://tracxn.com/p/reports
Check out @Tracxn's #curated latest #startup activity in #Tech https://tracxn.com/platform/file-manager/file/ZmlsZUlkPWItbGQ1QWZPZ0dxZWxQcE13ZDBrNTRQWjU0LVRRME0yWlBqMVRXdGRxcmc%3D
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Tracxn - Top Business Models in Vietnam Tech - 20 Oct 2023Tracxn
Here's a detailed analysis of top #BusinessModels in https://tracxn.com/platform/file-manager/file/ZmlsZUlkPVBXM1h4Sk53ZEJ6YTh0LWZMQkFtZ2kzaGk0X2JIV1gyVXduQjFMUVBXVnM%3D
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Tracxn - Top Business Models in Singapore Tech - 19 Oct 2023Tracxn
We are back with our latest report on top #BusinessModels in based on #Tracxn's #proprietary #taxonomy https://tracxn.com/platform/file-manager/file/ZmlsZUlkPVM4dk1Sa0E0SnBLWlVvQ2pOZ3pSbVhNYzFQYWhOdW1xay1oMkZ5a05sZms%3D
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Tracxn - Top Business Models in New Zealand Tech - 19 Oct 2023Tracxn
Check out our latest report on top #BusinessModels in built using #Tracxn's #proprietary #taxonomy https://tracxn.com/platform/file-manager/file/ZmlsZUlkPVI3SmQ1NkthMDRkdl9MNUpfZkx0blJfdElOZFlWeXdBWEctdWllZEU4RjQ%3D
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Tracxn - Top Business Models in United Kingdom Tech - 18 Oct 2023Tracxn
Check out our latest report on top #BusinessModels in built using #Tracxn's #proprietary #taxonomy https://tracxn.com/platform/file-manager/file/ZmlsZUlkPTViZ0pPUnhZQnhsOU14dGlxVEZuaHRPMS1KSWNOdkZqRlpOaXNpYVlHUHM%3D
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Tracxn -Top Business Models in Transportation and Logistics Tech - 17 Oct 2023Tracxn
Tracxn's proprietary #taxonomy brings to you top #BusinessModels in Top Business Models in Transportation and Logistics Tech Report https://tracxn.com/platform/file-manager/file/ZmlsZUlkPVBPc1FQMG5DTmM2TnZwUDY4MXJmOXhFYmNZVHFJQW9jS3pURURaQ1F2MWc%3D
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Tracxn - United Kingdom Tech Monthly Funding ReportTracxn
Check out @Tracxn's #curated latest #startup activity in #Tech https://tracxn.com/platform/file-manager/file/ZmlsZUlkPURRT096enRITEVuZTAxYXoxSjVWaHE1Uy0tZ1VuYXl0dTlpbDFRbWMtVW8%3D
click on https://tracxn.com/p/reports to access reports on your #Geography of interest, every month!
Tracxn - Top Business Models in Sustainability Tech - 26 Oct 2023Tracxn
Today's top #BusinessModel report is on Top Business Models in Sustainability Tech Report https://tracxn.com/platform/file-manager/file/ZmlsZUlkPXJkUTJQSW56TEZpVU9BamlmWlpzY2dyMFVSNjJrU2NLcndfM3ZGUWZSRDg%3D
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Check out @Tracxn's #curated latest #startup activity in #Tech https://tracxn.com/platform/file-manager/file/ZmlsZUlkPWtRU3N1U2kxeF81cTRYVnZqZzAtNklBbDdaaURTc3d6emktX0pJMU9lalE%3D
click on https://tracxn.com/p/reports to access reports on your #Geography of interest, every month!
Check out @Tracxn's latest #GeoMonthlyReport on #Tech https://tracxn.com/platform/file-manager/file/ZmlsZUlkPVhhVmFFRjh1Sl9jM0tyd1Fza0d3ZXktZ0s5eVcxVVRJTUdlRFp2U3NLXzA%3D
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Tracxn - United States Tech Monthly Funding ReportTracxn
Check out @Tracxn's #curated latest #startup activity in #Tech https://tracxn.com/platform/file-manager/file/ZmlsZUlkPUJid1Z2TTdjWVRSS0g1Vk9DLUVjWnp5cUZtVG9nb1k5MDN1dUhnYk1tYVk%3D
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Chatty Kathy - UNC Bootcamp Final Project Presentation - Final Version - 5.23...John Andrews
SlideShare Description for "Chatty Kathy - UNC Bootcamp Final Project Presentation"
Title: Chatty Kathy: Enhancing Physical Activity Among Older Adults
Description:
Discover how Chatty Kathy, an innovative project developed at the UNC Bootcamp, aims to tackle the challenge of low physical activity among older adults. Our AI-driven solution uses peer interaction to boost and sustain exercise levels, significantly improving health outcomes. This presentation covers our problem statement, the rationale behind Chatty Kathy, synthetic data and persona creation, model performance metrics, a visual demonstration of the project, and potential future developments. Join us for an insightful Q&A session to explore the potential of this groundbreaking project.
Project Team: Jay Requarth, Jana Avery, John Andrews, Dr. Dick Davis II, Nee Buntoum, Nam Yeongjin & Mat Nicholas
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109. Some more Sector Reports you might want to check out
Join 4000+ people taking sharper decisions with Tracxn
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