Article For Value Investing with Appreciating Assets vs Depreciating Assets.

1. Mr. Buffet,Mr Trump, Mr. Cuban
The one thing in common is theyneverstop spendingmoney;however, they investin thingsthat are
continuouslygrowing moneyor good assets; re-assessingconservatismthinkingand movingquickly,
not holdingto bad debts,adaptable, change quickly. Most importantly realizingnotevery business
acquisitionis a home run, but more oftenthan not it is the case the rich getricher. However,to
contrary viewpointstheyinvestin assetscontinuouslythat make ongoingsums of more moneyvs a
conservative approach most people wouldtake inregarding spendinghabitsand bad purchase habits
buyingthings with little cash flowto themor thingsthey can’t afford or shouldn’tbe buying. It really
can applyto anyone at all levelsabasic principle don’t spendmore than you make, but in today’s
world pretty hard to achieve withouta budgetor line of credit. The government,banks,corporations,
celebrities, knowone personis reallyimmune as you can’t get into trouble quickly. Celebrities,
Politicians,Government,Corporations,knowone is really immune to this so basic ofrule of investing.
The thing alsois that theynegotiate everythingconstantly as great businessmindsand people do.I’ve
always admired Mr. Ben Stein,I believe he has12 rental propertiesand same house for about 30
years and advisor to 4 US presidents. His life seemsrichwith purpose,passion,frugality, and wisdom.
Billionairesand Millionairesinvestinthemselvesandit’sthe habits that made themrich in the first
place. In BillionairesandMillionaire cases,theyborrow, they make more, they spend,they build
credit,they create jobs,advise,helpothers, and buy more businesses,andthenevenmore investing
in thingsthat grow their money…belowisa listof the tangible and intangible and lifestyle choiceswe
make with regard to investing-----Mr.Buffetisa master at investingin real estate, buyinggood solid
companiesthat produce a steady stream of return of investmentoverlong periodsof time.He uses
Berkshire Hathaway to returningshareholdervalue investingincompanieswith low debt,strategy,
soliddividends,solidmanagementteams,solidreal estate,ie; Geiko,WellsFargo,CocaCola, J and J,
and areas ofcountry with growth potential real estate markets like LA, Dallas, Chicago, Seattle,
Denver,Connecticut, overseasmarkets or areas with phenomenal desirable real estate locationsand
propertiesand he waits. He investsinthings that you’re forcedinto using or consumerstaples,
beverages, media,energy,insurance companies,banks, transports, manufacturing, blue-chipswith
good balance sheets,longhistories, greatmanagement teams,and that produce great products with
long term prospective. He doesn’tinvestthat much in technologyso much probably because of lofty
evaluationsand well he’sbuying up gobblesofstock on pullbacks,downturns, and whenyou are
fearful and feelingsickabout market he is evaluatingand lookingfor nextmove. As he states, when
there is bloodon the streets,buy low, sell high,however;contrary to emotional thinkingis buy high
whenconfidence ishigher and recurrence occurs or followthe herd mentality. I believe nownot every
CEO needsto offerguidance I doubt all three of these behemothsmagnateswould. There companies
are private in nature underan umbrella;much like a insurance umbrellaof parent families.Berkshire
Hathaway maybe Publicbut another key is theyrun subsidiary companiesundereach other and out of
reach of typical investorsbut all runningunder a parent umbrellaand for the most part unattainable
or private in nature.
Mr. Cuban investsin technology,sports, entertainmentcompanies,andentrepreneursbuyingsmall
companies, and televisiondeals,andrunning a professional sports team. Mr. Trump investsin
licensingagreements,real estate properties,hotels,golfcourses,casinos,pageants, entertainment,
modeling,vineyards,and television. Well,noteveryone canbe these billionairesbutthis iswhat will
separate great investingvsbad investingand isa general lessonthat can apply to anyone at any level

2. and will make you more moneyeithercorporate, individual,or in your own lifestyle spendinghabits.
Keepyour overheadlow as inyour own expensesappliestocorporationsin excessive waste in
unneededitemsandgovernmentespecially. Frugalityis of importance as you investin your business.
MillionairesandBillionairesare always investedinthinking about cash flow everyyear of everyday.
The problemfacing our country today is a debt burdenthat must be addressed. Henceforth,how do
you address the problemtaking a prospective of how do I increase my profits withloweringmy debts
and continuouslyhave cash flow. The answer is tight management,structure, steadygrowth, better
investingstrategy,leadership,budgeting, betteraccounting, advisors, thoughtful cash flowing
acquisitions,and staying smallerwith strategy, and cutting out unneeded waste a slow and steady
wins the race approach versus fanciful unneededluxuries. Sometimesscale happenssofast and your
leftwith expansionthencontraction. I wouldsay investmore aggressively inconcentrationareas of
placesdoing betterand seeingbetteropportunitiesinmarkets. Afterall the rich didn’tget rich by
empoweringwithouta setof investingprinciples fuelingthemandan entrepreneurial mindset. Apply
these principlesand you will see more return on investments.
GoodAssets
Anythingthat producesmore cash flow
1. Primary Job Title: Main Income Stock Options or personal Investmentin Company Awesome
2. Side Businesses—Buyingsmallercompanieswithlowdebt,good cash flows, management
teams, infrastructures,heavy on cash, that invest wisely.
3. SmallerCompanies
4. DividendsStocks, Bonds,Gold
5. Municipal Bonds or Private Stock
6. Rental Property- SupplementIncome or Apartment Buildings.
7. Investingin Education: Enhancementof Skillset.
8. Oil Producing Stocks, Land ofRoyalties,or DrillingProperties
9. Living Belowyour means and buildingyour credit up.
10. Buying Individual Stocks over Mutual Funds. Power Investingknowingwhat you own, why,
dividends,paymentdates,expirationdates, rotating whennecessary.
11. Investingin theirCommunitiesand VolunteeringandVariousCharities.
12. Networkingand a Clubor Activity, Golf,Tennis,Country Club and Your Health Exercise and
InvestingTime in Their Craft.
13. They continuouslymeasure theirtime,assets, theymake changes, theygrow, theyaccept
change, and they thinkpositivelyabout life.
14. Investingin Themselves,Reading ,Writing,Technology,Theyare curious and theyread.
15. Artwork, Wines,Collectible Cars,Hotels,Lodging.
16. Budgeting,Planning,InvolvedinFamily Decisions.
17. Storage Facilities and InvestinginHealthy as Health is Your Wealth
Bad Assets DepreciatingAssets
1. Boats and Yachts That can’t be affordedunlesssuperwealthy.
2. Planeswithout purpose unlesspilotor neededforextreme jettravel.

3. 3. Expensive Homesor Mansionsthat require huge taxes,caretakers, maids, and not in
desirable locations or more mortgage than can afford must produce somethingor rent. Only
affordable.
4. Investingin Huge Entourages if a Celebrityand paying themall on staff not recommended
unlessyou can truly afford it.
5. InvestinginUnprovenStart-Up companiesthat are newestgreatestthing without track record
of developmentormintedIPO’s on highside not establishedlongenough. Sometimesbetterto
wait for lower levelsandactually establishedtrack record.
6. Investinginrestaurants withoutgreat management,established,andan exitstrategy.
7. Puttingmoney intoforeignmarkets without proper advice subject to corruption and huge risk.
8. Expensive flashycars that pay you nothing,require tons of maintenance,overheadjust
expenses.
9. Bad Lifestyle Habits.
10. Investingand not knowingwhy or for what purpose.Not knowing what time isworth.