SlideShare a Scribd company logo
SURAJIT ROY
INVEPSYCHOLOGY OF
THE
www.isurajitroy.com
How much is too much?
How little is too little?
The psychology of
money is a complex and
interesting topic, and
one that we could all
benefit from
understanding a little
better.
www.isurajitroy.com
Money is often thought
of as a source of stress
and anxiety, but it
doesn't have to be. If we
can learn to manage our
money in a way that
works for us, we can
reduce the stress and
anxiety that comes with
it.
www.isurajitroy.com
There are a few key
things to keep in mind
when it comes to the
psychology of money.
First, our relationship
with money is often
shaped by our childhood
experiences. If our
parents were stressed
about money, we're
likely to have similar
feelings. Second, our
culture plays a role in
how we think about
money.
www.isurajitroy.com
In some cultures, money
is seen as a source of
evil, while in others it's
seen as a necessary evil.
Finally, our own
personal beliefs and
values can influence our
relationship with
money.
www.isurajitroy.com
If we can become aware
of the ways that money
affects us
psychologically, we can
learn to manage it in a
way that works for us.
Here are a few tips:
www.isurajitroy.com
1. Be aware of your own
personal money story.
What experiences have
you had with money in
the past? How did your
parents handle money?
What messages did you
receive about money as a
child? These experiences
can shape our
relationship with money
as adults, so it's
important to be aware of
them.
www.isurajitroy.com
2. Be mindful of the
messages you're sending
yourself about money.
Are you constantly
telling yourself that
you're not good with
money? That you're bad
at saving? That you're
destined to always be in
debt?
www.isurajitroy.com
These negative messages
will only serve to
reinforce your negative
relationship with money.
Instead, try to focus on
the positive. Remind
yourself that you're
capable of making smart
financial decisions.
www.isurajitroy.com
3. Don't let money become
a source of conflict in your
relationships.
Money can be a touchy
subject, and it's easy to let
it cause arguments with
our loved ones. If you're
constantly fighting about
money, it's time to have a
serious talk about your
financial goals and
priorities. Work together
to find a solution that
works for both of you.
www.isurajitroy.com
www.isurajitroy.com
4. Make a budget and
stick to it.
One of the best ways to
get a handle on your
finances is to create a
budget and stick to it.
Figure out what you
need to spend each
month, and then track
your progress to make
sure you're staying on
track.
www.isurajitroy.com
5. Seek professional help
if you need it.
If you're struggling to
manage your money,
don't be afraid to seek
professional help. A
financial planner can
help you create a
budget, set financial
goals, and make a plan
to get out of debt.
www.isurajitroy.com
The psychology of
money is a complex
topic, but it's one that
we can all benefit from
understanding. By
becoming aware of our
own personal money
stories and the
messages we're sending
ourselves about money,
we can learn to manage
our finances in a way
that works for us.
www.isurajitroy.com

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The psychology of money. - eBook

  • 2. www.isurajitroy.com How much is too much? How little is too little? The psychology of money is a complex and interesting topic, and one that we could all benefit from understanding a little better.
  • 3. www.isurajitroy.com Money is often thought of as a source of stress and anxiety, but it doesn't have to be. If we can learn to manage our money in a way that works for us, we can reduce the stress and anxiety that comes with it.
  • 4. www.isurajitroy.com There are a few key things to keep in mind when it comes to the psychology of money. First, our relationship with money is often shaped by our childhood experiences. If our parents were stressed about money, we're likely to have similar feelings. Second, our culture plays a role in how we think about money.
  • 5. www.isurajitroy.com In some cultures, money is seen as a source of evil, while in others it's seen as a necessary evil. Finally, our own personal beliefs and values can influence our relationship with money.
  • 6. www.isurajitroy.com If we can become aware of the ways that money affects us psychologically, we can learn to manage it in a way that works for us. Here are a few tips:
  • 7. www.isurajitroy.com 1. Be aware of your own personal money story. What experiences have you had with money in the past? How did your parents handle money? What messages did you receive about money as a child? These experiences can shape our relationship with money as adults, so it's important to be aware of them.
  • 8. www.isurajitroy.com 2. Be mindful of the messages you're sending yourself about money. Are you constantly telling yourself that you're not good with money? That you're bad at saving? That you're destined to always be in debt?
  • 9. www.isurajitroy.com These negative messages will only serve to reinforce your negative relationship with money. Instead, try to focus on the positive. Remind yourself that you're capable of making smart financial decisions.
  • 10. www.isurajitroy.com 3. Don't let money become a source of conflict in your relationships. Money can be a touchy subject, and it's easy to let it cause arguments with our loved ones. If you're constantly fighting about money, it's time to have a serious talk about your financial goals and priorities. Work together to find a solution that works for both of you.
  • 12. www.isurajitroy.com 4. Make a budget and stick to it. One of the best ways to get a handle on your finances is to create a budget and stick to it. Figure out what you need to spend each month, and then track your progress to make sure you're staying on track.
  • 13. www.isurajitroy.com 5. Seek professional help if you need it. If you're struggling to manage your money, don't be afraid to seek professional help. A financial planner can help you create a budget, set financial goals, and make a plan to get out of debt.
  • 14. www.isurajitroy.com The psychology of money is a complex topic, but it's one that we can all benefit from understanding. By becoming aware of our own personal money stories and the messages we're sending ourselves about money, we can learn to manage our finances in a way that works for us.