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The Pros & Cons of
Investing
Copyright Ellistrations 2018
What is Investing?
inยทvest
verb
expend money with the expectation of achieving a
profit or material result by putting it into financial
schemes, shares, or property, or by using it to
develop a commercial venture.
The Most Basic Investmentโ€ฆThe
Savings Account
A savings account is a time deposit
account. This means it earns you interest
on the money you deposit.
What is an Interest Rate?
It is the cost of using someone elseโ€™s
money.
When you put your money into a bank, the
bank pays you for the use of your money.
Current Interest Rates
The best deal I found online was Marcus by
Goldman Sachs.
You only needed $1 to open and you
received 2.05% per year.
The Rule of 72โ€ฆ
Letโ€™s say you get a savings account that will
make you 5% (.05) a year. You can use a
calculation called the rule of 72 to see the
number of years it will take to double your
money.
Deposit $1000
72/.05 = 1440 Years
Howeverโ€ฆDreaded Inflation Rears
Itโ€™s Ugly Headโ€ฆ
Inflation for Students
Investment Vehicles
Stocks
Real Estate
Certificates of Deposit
Bitcoin
Your Own Business
Savings
Precious Metals
Example of Investing in Multiple
Vehicles
Invested in Gold at $300 and ounce.
Gold prices went up to $1200 and ounce.
Found a mini-farm for $25,000
The Pros and Cons of Investing
The Pros and Cons of Investing
The Pros and Cons of Investing
The Pros and Cons of Investing
The Pros and Cons of Investing
The Pros and Cons of Investing
The Pros and Cons of Investing

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The Pros and Cons of Investing

  • 1. The Pros & Cons of Investing Copyright Ellistrations 2018
  • 2. What is Investing? inยทvest verb expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture.
  • 3. The Most Basic Investmentโ€ฆThe Savings Account A savings account is a time deposit account. This means it earns you interest on the money you deposit.
  • 4. What is an Interest Rate? It is the cost of using someone elseโ€™s money. When you put your money into a bank, the bank pays you for the use of your money.
  • 5. Current Interest Rates The best deal I found online was Marcus by Goldman Sachs. You only needed $1 to open and you received 2.05% per year.
  • 6. The Rule of 72โ€ฆ Letโ€™s say you get a savings account that will make you 5% (.05) a year. You can use a calculation called the rule of 72 to see the number of years it will take to double your money. Deposit $1000 72/.05 = 1440 Years
  • 7. Howeverโ€ฆDreaded Inflation Rears Itโ€™s Ugly Headโ€ฆ Inflation for Students
  • 8. Investment Vehicles Stocks Real Estate Certificates of Deposit Bitcoin Your Own Business Savings Precious Metals
  • 9. Example of Investing in Multiple Vehicles Invested in Gold at $300 and ounce. Gold prices went up to $1200 and ounce. Found a mini-farm for $25,000