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The Evolution of Banking Technology Stack

The document discusses the evolution of banking technology, focusing on the transition from traditional bank-to-bank connectivity to a more open platform with digital front-end APIs and fintech applications. It highlights the importance of third-party integrations and the global ecosystem of connected applications. The content suggests a movement towards more fully owned digital solutions within the banking sector.

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AFTER APIs BEFORE APIs Bank to Bank Connectivity “Silo” Fully Owned Digital Front End APIs Core Banking THE EVOLUTION OF BANKING TECHNOLOGY STACK Core Banking Digital Front End FinTech Global ecosystem 3rd party connected apps “Open Platform” Partially Owned 64 Princes Court, 88 Brompton Road, Knightsbridge, London SW3 1ET, UK Tel. : +44 2071 172 538

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The Evolution of Banking Technology Stack

  • 1.
    AFTER APIs BEFORE APIs Bankto Bank Connectivity “Silo” Fully Owned Digital Front End APIs Core Banking THE EVOLUTION OF BANKING TECHNOLOGY STACK Core Banking Digital Front End FinTech Global ecosystem 3rd party connected apps “Open Platform” Partially Owned 64 Princes Court, 88 Brompton Road, Knightsbridge, London SW3 1ET, UK Tel. : +44 2071 172 538