Over fifty years ago, the Beatles instructed America’s youth in financial matters of the heart, singing “Money Can’t Buy Me Love.” Years later, then Federal Reserve Chairman Ben Bernanke, while addressing graduates of the University of South Carolina, gave the optimistic students a similar message, perhaps one that they were not prepared to hear; money can’t buy you happiness, Bernanke instructed the Columbia, S.C. crowd and said:
This document discusses the negative impacts of legalized gambling, especially lotteries, on low-income individuals. It notes that low-income people spend a disproportionate amount of their income on gambling and lotteries. While states often turn to gambling to address budget shortfalls, gambling revenues are an unreliable source that do not grow consistently. Jobs in the gambling industry also tend to be low-paying. Lottery funds often do not support social services that benefit the poor. The document concludes that legalizing gambling would likely exacerbate social and economic problems for disadvantaged populations in Hawaii.
This document announces award winners for several categories in an All Weekly Division competition. For the "Best Published Editorial/Op-Ed Column" category:
- Third place went to GSA Business and writer Scott Miller for an editorial arguing that expanding Medicaid in South Carolina would save the state money and provide healthcare to many residents.
- Second place went to the Murrells Inlet Messenger and writer Tim Callahan for a personal editorial about missing his alcoholic father at Christmas time.
- No first place winner is mentioned. The document provides context about the winners but does not analyze or summarize the content of the editorials.
1) Sports gamblers are often the biggest bettors on entertainment and political props, despite those markets targeting different audiences. Offshore betting sites offer props on reality TV shows, elections, awards shows, and other events.
2) Nevada only allows betting on athletic competitions and races, not entertainment events like the Oscars or Grammys. However, betting on politics is more accepted internationally.
3) Offshore betting sites offer a wide range of unusual props, including predicting details of celebrity babies, the outcomes of spelling bees, and whether an American Idol contestant will vomit on stage. They see increased betting interest and different odds on reality TV shows like American Idol and Dancing with the Stars
The document discusses the dry bulk shipping market and predicts that Korea Line will not go bankrupt due to support from the South Korean government. While bankruptcy predictions have not come to pass, the dry bulk market is struggling with overcapacity as supply exceeds demand, causing freight rates to fall significantly despite strong commodity demand. New ship orders continue to be delivered, worsening the outlook for owners' financial strength unless scrapping increases substantially. The future of the Confidential Hazardous Incident Reporting Programme (Chirp), which allows seafarers to anonymously report safety issues, is uncertain after the UK government withdrew financial support. Shipping industry donors have so far not made up the shortfall, despite calls for donations.
Senator Barack Obama was elected the 44th President of the United States, becoming the first African American to hold that office. He defeated Republican Senator John McCain in a decisive victory. Obama's message of change and hope resonated with voters and helped drive record turnout. Democrats also expanded their control of Congress, gaining additional seats in both the House and Senate. Obama will take office facing enormous challenges, including reviving the struggling economy and ending the war in Iraq, but his victory represented a historic transformation and increasing acceptance of racial diversity in America.
This document discusses the negative effects of alcohol consumption from both a health and societal perspective. It summarizes research showing that even moderate alcohol usage impairs physical and mental efficiency. Laboratory experiments demonstrate losses in coordination, judgement and perception after small doses of alcohol. The document also argues that states do not truly benefit financially from taxing the liquor industry, as revenues are offset by losses to productivity and health care costs. Both beer and wine are said to negatively impact health, with beer specifically linked to diseases of the stomach, kidneys, heart and blood vessels by medical experts. Overall, the document portrays alcohol as detrimental to both individuals and societies.
This document discusses the negative impacts of legalized gambling, especially lotteries, on low-income individuals. It notes that low-income people spend a disproportionate amount of their income on gambling and lotteries. While states often turn to gambling to address budget shortfalls, gambling revenues are an unreliable source that do not grow consistently. Jobs in the gambling industry also tend to be low-paying. Lottery funds often do not support social services that benefit the poor. The document concludes that legalizing gambling would likely exacerbate social and economic problems for disadvantaged populations in Hawaii.
This document announces award winners for several categories in an All Weekly Division competition. For the "Best Published Editorial/Op-Ed Column" category:
- Third place went to GSA Business and writer Scott Miller for an editorial arguing that expanding Medicaid in South Carolina would save the state money and provide healthcare to many residents.
- Second place went to the Murrells Inlet Messenger and writer Tim Callahan for a personal editorial about missing his alcoholic father at Christmas time.
- No first place winner is mentioned. The document provides context about the winners but does not analyze or summarize the content of the editorials.
1) Sports gamblers are often the biggest bettors on entertainment and political props, despite those markets targeting different audiences. Offshore betting sites offer props on reality TV shows, elections, awards shows, and other events.
2) Nevada only allows betting on athletic competitions and races, not entertainment events like the Oscars or Grammys. However, betting on politics is more accepted internationally.
3) Offshore betting sites offer a wide range of unusual props, including predicting details of celebrity babies, the outcomes of spelling bees, and whether an American Idol contestant will vomit on stage. They see increased betting interest and different odds on reality TV shows like American Idol and Dancing with the Stars
The document discusses the dry bulk shipping market and predicts that Korea Line will not go bankrupt due to support from the South Korean government. While bankruptcy predictions have not come to pass, the dry bulk market is struggling with overcapacity as supply exceeds demand, causing freight rates to fall significantly despite strong commodity demand. New ship orders continue to be delivered, worsening the outlook for owners' financial strength unless scrapping increases substantially. The future of the Confidential Hazardous Incident Reporting Programme (Chirp), which allows seafarers to anonymously report safety issues, is uncertain after the UK government withdrew financial support. Shipping industry donors have so far not made up the shortfall, despite calls for donations.
Senator Barack Obama was elected the 44th President of the United States, becoming the first African American to hold that office. He defeated Republican Senator John McCain in a decisive victory. Obama's message of change and hope resonated with voters and helped drive record turnout. Democrats also expanded their control of Congress, gaining additional seats in both the House and Senate. Obama will take office facing enormous challenges, including reviving the struggling economy and ending the war in Iraq, but his victory represented a historic transformation and increasing acceptance of racial diversity in America.
This document discusses the negative effects of alcohol consumption from both a health and societal perspective. It summarizes research showing that even moderate alcohol usage impairs physical and mental efficiency. Laboratory experiments demonstrate losses in coordination, judgement and perception after small doses of alcohol. The document also argues that states do not truly benefit financially from taxing the liquor industry, as revenues are offset by losses to productivity and health care costs. Both beer and wine are said to negatively impact health, with beer specifically linked to diseases of the stomach, kidneys, heart and blood vessels by medical experts. Overall, the document portrays alcohol as detrimental to both individuals and societies.
Gambling violates biblical principles, wrecks the economy, harms society and destroys lives, perverts the role of government and is addictive in nature.
This document discusses the current state of political polarization and uncertainty in the United States. It notes a sharp decline in trust in major institutions over time. Many people now feel that "the system is broken" and favor a strong leader to disrupt the status quo. While society has become more socially liberal on issues like gay rights over generations, there is increased ideological tribalism between Democrats and Republicans. Demographic changes mean that white people will no longer be the majority in the U.S. by 2045, exacerbating political divisions. The lines between political concepts and groups are blurred, making consensus more difficult.
Ziad Abdelnour, Lebanese American author, trader and financier is President & CEO of Blackhawk Partners, Inc., a “private family office” that backs talented operating executives in growing their companies both organically and through acquisitions and trades physical commodities.
This document summarizes trends in the club industry based on a presentation given in 2011. It discusses the economic outlook and impact on consumer spending, noting consumers are more budget conscious. Demographic trends like an aging population are also discussed. Specific to clubs, many increased membership marketing and saw more trial memberships in response to the economy. The document also reviews trends in areas like food and beverage, golf, and membership costs and incomes for country and city clubs.
The document summarizes:
1) Nicolette Ward discusses creative reasons people give for not paying their mortgages, such as the "Freeman on the Land" movement which claims people can opt out of debt obligations.
2) HML forecasts that UK repossessions will decline to 20,606 in 2015, with the highest number in Greater London.
3) A third of interest-only mortgage customers contacted by two lenders immediately took up an offer of free mortgage advice.
The document provides an overview of recent developments in Michigan's charitable gaming industry. It announces personnel changes including Kathie Oviedo being named Deputy Commissioner of Charitable Gaming. It also discusses a moratorium on new millionaire party licenses and locations. Revenue from millionaire parties increased while overall charitable gaming revenue declined due to impacts of the state's new smoking ban.
https://journalistethics.com/
Free book available at this link
Coronavirus Corona Virus COVID-19 COVID19
Flu Influenza Virus Pandemic
Xi Jinping China Wuhan Province Italy Iran Donald Trump
CDC Center for Disease Control Pandemic
Warren Buffett is one of the richest people in the world, with a net worth of £31 billion, yet he lives a modest lifestyle in Omaha, Nebraska. He earns a salary of just £50,000 per year and enjoys ordinary food like steaks and hamburgers. Buffett plans to give away the majority of his fortune to charitable causes, with £15 billion already pledged to the Bill and Melinda Gates Foundation. Though enormously wealthy, Buffett remains frugal and focuses on using his money to help society rather than accumulate possessions.
First india jaipur edition-22 november 2020FIRST INDIA
Get Exclusive Rajasthani News in english from Rajasthan,India & around the world. First India-Rajasthan provides Indian Newspapers In English Exclusive on politics, sports, entertainment, business, life style and many more.Choose once us among All India Newspaper players like The Times of India,Hindustan Times & The Hindu.Visit First India News Paper For Latest News Update.
Visit:- https://firstindia.co.in/newspaper
1) The United States is facing an unprecedented opioid epidemic and public health crisis, with drug overdose deaths nearly tripling between 1999-2014 and an estimated 75,000 Americans dying of drug overdoses in 2016 alone.
2) The current numbers do not fully capture the severity of the problem, and the author predicts over 100,000 people will die of drug overdoses in 2017. Those in recovery and the recovery community must make recovery their top priority and voice to inspire others seeking help.
3) To significantly reduce the number of people affected by this crisis, society must come together with a united voice and shared goals through the recovery community to accomplish solutions and create a nation that does not destroy itself from
Sound familiar? Could be your angry son or daughter. Could be a teen, an adult, an addicted loved one. Whoever is spewing, it leaves you feeling like you drank poison and then took a stomach punch from Mike Tyson.
Where your md meets my jd when the doctor says yes but the treatment team say...Mrsunny4
According to the National Institute on Drug Abuse and several published studies1, 80 percent of heroin users reported using prescription opioids prior to heroin.
Living beyond the downside of sex and sexual expressionMrsunny4
Sex and sexuality have become more prevalent throughout our global community. Obtaining sexually related products, images, and information have become readily available for anyone, of any age, to obtain with an internet access. Undoubtedly the consequence of such materials being readily available has had a positive and negative effect upon our society.
Deadly adulterants new dangers of illicit drugsMrsunny4
The “cutting” or “adulteration” of street drugs is common practice in the manufacturing, distribution and selling of illicit drugs, all in the name of increased profit.
Why do we want to change how we feel about ourselves? Are our feelings pleasant or unpleasant? If our feelings are unpleasant, we drink, eat or take a pill to change them.
Danger zone teen substance use and treatmentMrsunny4
Of summer, poet Darcy Cummings wrote of a “child leaving a walled school for the first time, stumbling from cool hallways to a world dense with scent and sound”.
Hey grandma, can i live with you grandparents and the opioid epidemicMrsunny4
1) Grandparents are increasingly taking on the role of raising their grandchildren as the opioid epidemic causes more parents to struggle with addiction and neglect their children. This is putting financial and emotional strains on many grandparents who are raising grandchildren full-time.
2) Around 2.9 million children in the US were living with their grandparents in 2015, with a total of 13 million children living with grandparents. Many grandparents have unexpectedly had to take on parenting roles again in their retirement years.
3) Grandparents who take on the full-time parenting of their grandchildren face significant financial challenges, with nearly 1 in 5 living below the poverty line. Resources to help support grandparents raising grandchildren are limited.
Dont be afraid to say the s word talking to kids about suicideMrsunny4
Through my work as Clinical Director of the Society for the Prevention of Teen Suicide, I frequently get asked by parents,” How do I talk to my child about suicide?
I define happiness as a feeling of contentment and peace about oneself. It’s the emotional response that the world is okay, there are better days ahead, and there’s room for possibility.
Gambling violates biblical principles, wrecks the economy, harms society and destroys lives, perverts the role of government and is addictive in nature.
This document discusses the current state of political polarization and uncertainty in the United States. It notes a sharp decline in trust in major institutions over time. Many people now feel that "the system is broken" and favor a strong leader to disrupt the status quo. While society has become more socially liberal on issues like gay rights over generations, there is increased ideological tribalism between Democrats and Republicans. Demographic changes mean that white people will no longer be the majority in the U.S. by 2045, exacerbating political divisions. The lines between political concepts and groups are blurred, making consensus more difficult.
Ziad Abdelnour, Lebanese American author, trader and financier is President & CEO of Blackhawk Partners, Inc., a “private family office” that backs talented operating executives in growing their companies both organically and through acquisitions and trades physical commodities.
This document summarizes trends in the club industry based on a presentation given in 2011. It discusses the economic outlook and impact on consumer spending, noting consumers are more budget conscious. Demographic trends like an aging population are also discussed. Specific to clubs, many increased membership marketing and saw more trial memberships in response to the economy. The document also reviews trends in areas like food and beverage, golf, and membership costs and incomes for country and city clubs.
The document summarizes:
1) Nicolette Ward discusses creative reasons people give for not paying their mortgages, such as the "Freeman on the Land" movement which claims people can opt out of debt obligations.
2) HML forecasts that UK repossessions will decline to 20,606 in 2015, with the highest number in Greater London.
3) A third of interest-only mortgage customers contacted by two lenders immediately took up an offer of free mortgage advice.
The document provides an overview of recent developments in Michigan's charitable gaming industry. It announces personnel changes including Kathie Oviedo being named Deputy Commissioner of Charitable Gaming. It also discusses a moratorium on new millionaire party licenses and locations. Revenue from millionaire parties increased while overall charitable gaming revenue declined due to impacts of the state's new smoking ban.
https://journalistethics.com/
Free book available at this link
Coronavirus Corona Virus COVID-19 COVID19
Flu Influenza Virus Pandemic
Xi Jinping China Wuhan Province Italy Iran Donald Trump
CDC Center for Disease Control Pandemic
Warren Buffett is one of the richest people in the world, with a net worth of £31 billion, yet he lives a modest lifestyle in Omaha, Nebraska. He earns a salary of just £50,000 per year and enjoys ordinary food like steaks and hamburgers. Buffett plans to give away the majority of his fortune to charitable causes, with £15 billion already pledged to the Bill and Melinda Gates Foundation. Though enormously wealthy, Buffett remains frugal and focuses on using his money to help society rather than accumulate possessions.
First india jaipur edition-22 november 2020FIRST INDIA
Get Exclusive Rajasthani News in english from Rajasthan,India & around the world. First India-Rajasthan provides Indian Newspapers In English Exclusive on politics, sports, entertainment, business, life style and many more.Choose once us among All India Newspaper players like The Times of India,Hindustan Times & The Hindu.Visit First India News Paper For Latest News Update.
Visit:- https://firstindia.co.in/newspaper
1) The United States is facing an unprecedented opioid epidemic and public health crisis, with drug overdose deaths nearly tripling between 1999-2014 and an estimated 75,000 Americans dying of drug overdoses in 2016 alone.
2) The current numbers do not fully capture the severity of the problem, and the author predicts over 100,000 people will die of drug overdoses in 2017. Those in recovery and the recovery community must make recovery their top priority and voice to inspire others seeking help.
3) To significantly reduce the number of people affected by this crisis, society must come together with a united voice and shared goals through the recovery community to accomplish solutions and create a nation that does not destroy itself from
Sound familiar? Could be your angry son or daughter. Could be a teen, an adult, an addicted loved one. Whoever is spewing, it leaves you feeling like you drank poison and then took a stomach punch from Mike Tyson.
Where your md meets my jd when the doctor says yes but the treatment team say...Mrsunny4
According to the National Institute on Drug Abuse and several published studies1, 80 percent of heroin users reported using prescription opioids prior to heroin.
Living beyond the downside of sex and sexual expressionMrsunny4
Sex and sexuality have become more prevalent throughout our global community. Obtaining sexually related products, images, and information have become readily available for anyone, of any age, to obtain with an internet access. Undoubtedly the consequence of such materials being readily available has had a positive and negative effect upon our society.
Deadly adulterants new dangers of illicit drugsMrsunny4
The “cutting” or “adulteration” of street drugs is common practice in the manufacturing, distribution and selling of illicit drugs, all in the name of increased profit.
Why do we want to change how we feel about ourselves? Are our feelings pleasant or unpleasant? If our feelings are unpleasant, we drink, eat or take a pill to change them.
Danger zone teen substance use and treatmentMrsunny4
Of summer, poet Darcy Cummings wrote of a “child leaving a walled school for the first time, stumbling from cool hallways to a world dense with scent and sound”.
Hey grandma, can i live with you grandparents and the opioid epidemicMrsunny4
1) Grandparents are increasingly taking on the role of raising their grandchildren as the opioid epidemic causes more parents to struggle with addiction and neglect their children. This is putting financial and emotional strains on many grandparents who are raising grandchildren full-time.
2) Around 2.9 million children in the US were living with their grandparents in 2015, with a total of 13 million children living with grandparents. Many grandparents have unexpectedly had to take on parenting roles again in their retirement years.
3) Grandparents who take on the full-time parenting of their grandchildren face significant financial challenges, with nearly 1 in 5 living below the poverty line. Resources to help support grandparents raising grandchildren are limited.
Dont be afraid to say the s word talking to kids about suicideMrsunny4
Through my work as Clinical Director of the Society for the Prevention of Teen Suicide, I frequently get asked by parents,” How do I talk to my child about suicide?
I define happiness as a feeling of contentment and peace about oneself. It’s the emotional response that the world is okay, there are better days ahead, and there’s room for possibility.
Anxiety, worry, stress, concern, apprehension, nervousness. It doesn’t matter what name you give it. It’s a horrible feeling. Anxiety comes when our minds focus on something in the future that feels like a threat.
For many parents, a child’s return to school may be met with a bag of mixed emotions, reservations and hesitations. They may have concerns about the potential of peer pressure, discrimination, school violence and exposure to various legal and illegal substances.
Relapse in most cases is not self-inflicted. Relapse-prone patients experience a gradual progression of symptoms that create so much pain that they become unable to function in sobriety.
When addiction crept into my household 11 years ago, I retreated to a journal. The clean, white pages offered me refuge to pour out my anguish, fear, confusion, and shame. It was a safe place to unveil my secret.
Our evolved unique feel good circuits makes humans different from apesMrsunny4
The brain regions circuitry tied to pleasure are difficult toaccurately describe, partly, because of many different ways we can trigger enjoyment or “Feel Good.”
The word “trauma” originated in the late 17th century from the Greek language. The literal translation is to “wound or damage.” The Greek word was specific to physical injury and has been used in medical terminology since.
Compulsive gambling is a progressive disease, much like an addiction to alcohol or drugs. In many cases, the gambling addiction is hidden until the gambler becomes unable to function without gambling, and he or she begins to exclude all other activities from their lives.
We are one of the top Massage Spa Ajman Our highly skilled, experienced, and certified massage therapists from different corners of the world are committed to serving you with a soothing and relaxing experience. Luxuriate yourself at our spas in Sharjah and Ajman, which are indeed enriched with an ambiance of relaxation and tranquility. We could confidently claim that we are one of the most affordable Spa Ajman and Sharjah as well, where you can book the massage session of your choice for just 99 AED at any time as we are open 24 hours a day, 7 days a week.
Visit : https://massagespaajman.com/
Call : 052 987 1315
R3 Stem Cell Therapy: A New Hope for Women with Ovarian FailureR3 Stem Cell
Discover the groundbreaking advancements in stem cell therapy by R3 Stem Cell, offering new hope for women with ovarian failure. This innovative treatment aims to restore ovarian function, improve fertility, and enhance overall well-being, revolutionizing reproductive health for women worldwide.
Mental Health and well-being Presentation. Exploring innovative approaches and strategies for enhancing mental well-being. Discover cutting-edge research, effective strategies, and practical methods for fostering mental well-being.
Joker Wigs has been a one-stop-shop for hair products for over 26 years. We provide high-quality hair wigs, hair extensions, hair toppers, hair patch, and more for both men and women.
CHAPTER 1 SEMESTER V COMMUNICATION TECHNIQUES FOR CHILDREN.pdfSachin Sharma
Here are some key objectives of communication with children:
Build Trust and Security:
Establish a safe and supportive environment where children feel comfortable expressing themselves.
Encourage Expression:
Enable children to articulate their thoughts, feelings, and experiences.
Promote Emotional Understanding:
Help children identify and understand their own emotions and the emotions of others.
Enhance Listening Skills:
Develop children’s ability to listen attentively and respond appropriately.
Foster Positive Relationships:
Strengthen the bond between children and caregivers, peers, and other adults.
Support Learning and Development:
Aid cognitive and language development through engaging and meaningful conversations.
Teach Social Skills:
Encourage polite, respectful, and empathetic interactions with others.
Resolve Conflicts:
Provide tools and guidance for children to handle disagreements constructively.
Encourage Independence:
Support children in making decisions and solving problems on their own.
Provide Reassurance and Comfort:
Offer comfort and understanding during times of distress or uncertainty.
Reinforce Positive Behavior:
Acknowledge and encourage positive actions and behaviors.
Guide and Educate:
Offer clear instructions and explanations to help children understand expectations and learn new concepts.
By focusing on these objectives, communication with children can be both effective and nurturing, supporting their overall growth and well-being.
End-tidal carbon dioxide (ETCO2) is the level of carbon dioxide that is released at the end of an exhaled breath. ETCO2 levels reflect the adequacy with which carbon dioxide (CO2) is carried in the blood back to the lungs and exhaled.
Non-invasive methods for ETCO2 measurement include capnometry and capnography. Capnometry provides a numerical value for ETCO2. In contrast, capnography delivers a more comprehensive measurement that is displayed in both graphical (waveform) and numerical form.
Sidestream devices can monitor both intubated and non-intubated patients, while mainstream devices are most often limited to intubated patients.
Exploring the Benefits of Binaural Hearing: Why Two Hearing Aids Are Better T...Ear Solutions (ESPL)
Binaural hearing using two hearing aids instead of one offers numerous advantages, including improved sound localization, enhanced sound quality, better speech understanding in noise, reduced listening effort, and greater overall satisfaction. By leveraging the brain’s natural ability to process sound from both ears, binaural hearing aids provide a more balanced, clear, and comfortable hearing experience. If you or a loved one is considering hearing aids, consult with a hearing care professional at Ear Solutions hearing aid clinic in Mumbai to explore the benefits of binaural hearing and determine the best solution for your hearing needs. Embracing binaural hearing can lead to a richer, more engaging auditory experience and significantly improve your quality of life.
The best massage spa Ajman is Chandrima Spa Ajman, which was founded in 2023 and is exclusively for men 24 hours a day. As of right now, our parent firm has been providing massage services to over 50,000+ clients in Ajman for the past 10 years. It has about 8+ branches. This demonstrates that Chandrima Spa Ajman is among the most reasonably priced spas in Ajman and the ideal place to unwind and rejuvenate. We provide a wide range of Spa massage treatments, including Indian, Pakistani, Kerala, Malayali, and body-to-body massages. Numerous massage techniques are available, including deep tissue, Swedish, Thai, Russian, and hot stone massages. Our massage therapists produce genuinely unique treatments that generate a revitalized sense of inner serenely by fusing modern techniques, the cleanest natural substances, and traditional holistic therapists.
The Importance of Black Women Understanding the Chemicals in Their Personal C...bkling
Certain chemicals, such as phthalates and parabens, can disrupt the body's hormones and have significant effects on health. According to data, hormone-related health issues such as uterine fibroids, infertility, early puberty and more aggressive forms of breast and endometrial cancers disproportionately affect Black women. Our guest speaker, Jasmine A. McDonald, PhD, an Assistant Professor in the Department of Epidemiology at Columbia University in New York City, discusses the scientific reasons why Black women should pay attention to specific chemicals in their personal care products, like hair care, and ways to minimize their exposure.
NURSING MANAGEMENT OF PATIENT WITH EMPHYSEMA .PPTblessyjannu21
Prepared by Prof. BLESSY THOMAS, VICE PRINCIPAL, FNCON, SPN.
Emphysema is a disease condition of respiratory system.
Emphysema is an abnormal permanent enlargement of the air spaces distal to terminal bronchioles, accompanied by destruction of their walls and without obvious fibrosis.
Emphysema of lung is defined as hyper inflation of the lung ais spaces due to obstruction of non respiratory bronchioles as due to loss of elasticity of alveoli.
It is a type of chronic obstructive
pulmonary disease.
It is a progressive disease of lungs.
Get Covid Testing at Fit to Fly PCR TestNX Healthcare
A Fit-to-Fly PCR Test is a crucial service for travelers needing to meet the entry requirements of various countries or airlines. This test involves a polymerase chain reaction (PCR) test for COVID-19, which is considered the gold standard for detecting active infections. At our travel clinic in Leeds, we offer fast and reliable Fit to Fly PCR testing, providing you with an official certificate verifying your negative COVID-19 status. Our process is designed for convenience and accuracy, with quick turnaround times to ensure you receive your results and certificate in time for your departure. Trust our professional and experienced medical team to help you travel safely and compliantly, giving you peace of mind for your journey.
Hypertension and it's role of physiotherapy in it.Vishal kr Thakur
This particular slides consist of- what is hypertension,what are it's causes and it's effect on body, risk factors, symptoms,complications, diagnosis and role of physiotherapy in it.
This slide is very helpful for physiotherapy students and also for other medical and healthcare students.
Here is summary of hypertension -
Hypertension, also known as high blood pressure, is a serious medical condition that occurs when blood pressure in the body's arteries is consistently too high. Blood pressure is the force of blood pushing against the walls of blood vessels as the heart pumps it. Hypertension can increase the risk of heart disease, brain disease, kidney disease, and premature death.
1. 1/6
June 30, 2019
THE CURSE OF THE LOTTERY
thesoberworld.com/2019/06/30/the-curse-of-the-lottery
Addiction
Maxim W. Furek, MA, CADC, ICADC
Over fifty years ago, the Beatles instructed America’s youth in financial matters of the
heart, singing “Money Can’t Buy Me Love.” Years later, then Federal Reserve Chairman
Ben Bernanke, while addressing graduates of the University of South Carolina, gave the
optimistic students a similar message, perhaps one that they were not prepared to hear;
money can’t buy you happiness, Bernanke instructed the Columbia, S.C. crowd and said:
“We all know that getting a better-paying job is one of the main reasons to go to college
… But if you are ever tempted to go into a field or take a job only because the pay is high
and for no other reason, be careful. Having a larger income is exciting at first, but as
you get used to your new standard of living and as you associate with other people in
your new income bracket, the thrill quickly wears off.”
Bernanke’s remarks reflected exactly what other studies have found, that just six months
after winning a large lottery prize, even in the millions of dollars, people reported being
not much happier than they were before the winning. As a matter of fact, those winners
often received misery and misfortune in addition to their prize. Winning the lottery is not
what everyone expects it to be. The National Endowment for Financial Education
estimates that as many as 70 percent of those who land sudden windfalls lose their money
within several years.
2. 2/6
Many of us have fantasized about winning the lottery, imagining that such a lucky
windfall would be an end to all of our problems. Spend a moment and visualize what you
would do with a sudden cash prize of say, fifteen-million-dollars. One might immediately
make a titillating list of life changing strategies such as quitting their job, buying a
mansion, purchasing an expensive sports car, or embarking on a worldwide trip.
Another form of death
Although we all engage in the fanciful art of daydreaming, darker forces are fermenting
just below the surface. Apprehension about the future is a driving force behind our
endemic lottery fantasy. For example, not saving enough for retirement is a major fear of
most Americans, and studies have shown that more Americans fear insufficient
retirement savings than fear death. We would rather die that be left short of funds. Then
too, not having enough money to survive or live at an optimal level of comfort is another
form of death.
Research from the Employee Benefit Research Institute (EBRI) shows there’s a pretty
good chance that many Americans will run short of cash due to poor planning or by not
having adequate funds to save or invest. According to the EBRI retirement Security
Projection Model, an estimated 40.6% of all U.S. households headed by someone aged 35
to 64 are projected to run short of money during retirement. Four out of ten Americans
will suffer having thousands too little in retirement funds and all of them will, in
desperation, fantasize about hitting the lottery jackpot.
Why is it that many Powerball lottery winners soon find their lives upended as winners
become losers and ecstasy turns into despair? Newspaper headlines announce lottery
winners, regrettably citing many who have lost it all. They have gone from tattered rags to
riches to rags once again. The sudden infusion of wealth creates a dramatic life-change
that few are prepared to cope with. Still, the monetary reward is notable and can
dramatically influence one’s access to materialistic pleasures only dreamt about. But
wealth becomes an optical illusion of false hope and false promise. The reality is that, for
many, the stupor of wealth does not last but disappears in a rapid, predictable expression
of lustful greed and excess.
Unlucky winners often assume a life of regret, declare bankruptcy, or are conveniently
murdered for their money. It is a poetry of incredible sadness where fortunes are reversed
and upward momentum crashes down. Christopher Carbone’s ‘The curse of winning the
lottery’ concludes, “It turns out winning a jackpot of millions or even thousands of dollars
can lead to financial ruin – or even death.”
Several recent lottery winners have turned up dead in communities across the country.”
Abraham Shakespeare, Jeffrey Dampier, and Doris Murray were among the unfortunates
who won the lottery only to be exploited and brutally murdered. Lottery winners may be
lucky individuals in an immediate sense, but they are also vulnerable, their once-private
lives exposed to opportunistic criminals and pathogens.
3. 3/6
Jack Whittaker’s $314.9 million
When Jack Whittaker won the US Powerball jackpot of $314.9, it was the largest jackpot
ever won by a single winning ticket in the history of the American lottery. Lucky
Whittaker was one of the richest men in history to bank a lottery win, and was worth some
$17 million before his winning number came up. But his life began to unravel, not slowly
and predictably, but like a massive snowball rolling down a mountain. He abused alcohol,
got arrested for drunk driving, and was sued for assault. A thief targeted him and stole
$545,000 when they broke into his car outside a West Virginia strip club. His marriage
broke up and his drug-addicted granddaughter died of an overdose. Like a tragic
Shakespearean play, her mother, Jack’s daughter, died five years later. He was miserable
with his sudden wealth, overwhelmed as his life careened out of control. Whittaker lost all
of his money just four years after his big win and later told ABC:
“My granddaughter is dead because of the money. You know, my wife had said she wished
that she had torn the ticket up. Well, I wish that we had torn the ticket up, too … I don’t
like the hard heart I’ve got. I don’t like what I’ve become.’
Bud Post’s $40 million
That was how it was for William ‘Bud’ Post. After pawning his ring for $40, Post spent the
money on forty Pennsylvania Lottery tickets. His lucky ticket netted him $16.2 million. He
soon began to receive the first of his twenty-six annual payments of $497,953.47. Post’s
breathtaking experience as a multi-millionaire was both sudden and tragic. At the time of
his 1988 winning he was on disability and had a total of $2.46 in his bank account. Five
years later, after winning the lottery, Post admitted “Everybody dreams of winning
money, but nobody realizes the nightmares that come out of the woodwork, or the
problems.”
In a series of macabre events, Post was stalked and hunted like a wounded animal. Ann
Karpik, his landlady and former girlfriend, successfully sued him for a third of the
jackpot. His brother hired a contract murderer to kill ‘Bud,’ hoping to retrieve a portion of
the inheritance. Several of the Post siblings pressured him to invest in sundry business
ventures including a car business and a failed Florida restaurant. His sixth wife moved
out. After firing a shotgun over the head of a bill collector, Post was jailed for dangerous,
erratic behavior. ‘Bud’ Post was $1 million in debt within the year.
Just before his predictable bankruptcy, Post bought a twin-engine plane even though he
did not have a pilot’s license. He purchased two homes, two Harley-Davidson
motorcycles, a luxury camper, two 62-inch Sony televisions and a $260,000 sailboat that
was docked thousands of miles away in Biloxi, Miss. John Lacher, a bankruptcy lawyer
who assisted Post observed, “He was like ‘The Beverly Hillbillies.’ He did everything you
would expect of a guy who became a millionaire overnight.”
Post died of respiratory failure in a Seneca, PA hospital. He was 66 years old. Referring to
his lottery winnings as the ‘lottery of death’ Post admitted prior to his demise that, “I was
much happier when I was broke. I wish it never happened. It was totally a nightmare.” He
admitted that he was irresponsible with his winnings as he attempted to please his family
members. After declaring bankruptcy, he existed on food stamps and his disability check,
4. 4/6
a little more than $450 a month. At one point he said, “I’m tired, I’m over 65 years-old
and I just had a serious operation for a heart aneurysm. Lotteries don’t mean (anything)
to me.”
‘Bud’ Post was not alone in his quest for that magical pot of gold. Even during changing
economic times with millions of American workers unemployed and questioning when
their next paycheck will arrive, there are those who risk their very survival on instant
scratch-off tickets and daily games of chance. The Rockefeller study found that total
lottery revenue has climbed steadily since 1992, rising to $17.4 billion in 2007. During
that 15-year span, lottery revenue increased most rapidly during the 2001 recession. Some
researchers claim that financial insecurity may be tempting more people to risk larger
amounts of their survival money in hopes of a huge cash payoff.
State lotteries first emerged in the 1970’s, but recent reports show lottery revenues are
decreasing. The Pew Charitable Trusts study found lottery revenue declined in 22 states of
the lottery 44 states from 2014 to 2015, attributed to fewer Millennials playing the lottery
and to a new phenomenon known as ‘jackpot fatigue,’ where fewer people play until
jackpots reach extraordinary levels. In 2016, West Virginia lottery revenue decreased 2.6
percent. In Rhode Island, lottery revenue decreased by 3.2 percent in 2016. In Missouri,
lottery revenue was down 3.3 percent in 2015.
Many individuals like ‘Bud’ Post mistakenly equate financial success and material
possessions with happiness. Is it because we as a society have defined happiness in terms
of lavish materialism and have gradually stepped away from spiritual elements? Is it
because we have defined the terms of happiness as being outside ourselves, and have
denied each other the true essence of self?
Abraham Shakespeare’s $30 million
On Friday, January 29, 2010, the body of Abraham Shakespeare was discovered. It had
been stuffed, like fetid garbage, beneath a 30-by-30 concrete slab in a rural Florida
backyard, east of Tampa.
In 2006, Shakespeare had won a $30 million jackpot in the Florida Lottery. It should
have been the grandest moment of his life, an opportunity to experience exotic pleasures
and visit faraway locations. The lottery winner chose a lump sum payment of nearly $17
million and immediately purchased an opulent million-dollar home in Lakeland, Florida.
Three years later he vanished from sight. He had been missing for a period of nine
months before detectives found his body in a five – foot grave under a concrete slab.
Shakespeare’s body was discovered behind the two-story ranch house of the boyfriend of
Dorice ‘DeeDee’ Moore, 37, who befriended him a year after he won the lottery. Police
connected the dots and quickly established a motive. The home had been purchased by
Moore and listed in the name of her boyfriend. Moore had also asked an unnamed witness
if he knew anyone who was waiting sentencing to prison who would be willing to take the
rap for the murder in exchange for $50,000. Moore was charged as an accessory after the
fact to first-degree murder.
5. 5/6
At the time of his winning, Shakespeare, 43, was employed as an assistant truck driver.
He lived with his mother in a rural location east of Tampa. Shakespeare, who had a
criminal record, was barely literate. Still, he was extremely generous with his fortune and
quickly gave much of it away as people gathered outside his mother’s home, pleading for a
portion of the cash and a share of his good fortune.
“I’d have been better off broke,” he told his brother, Robert Brown, on several occasions.
Shakespeare’s fate was that of so many others who suffered the curse of newly acquired
wealth.
Adolf Merckle’s $9.2 billion
Despite incredible fortune and success, Adolf Merckle, one of the wealthiest businessmen
in Germany, was unable to embrace happiness within his vast financial reality.
Merckle had a net worth estimated at almost $9.2 billion dollars. Merckle’s empire
included holdings in a diverse range of products including Volkswagen cars,
HeidelbergCement, generic-drug maker Ratiopharm and Phoenix Pharmahandel. His vast
business empire consisted of 120 companies that employed over 100,000 people. He had
been listed as Germany’s fifth richest individual and ranked 94th on Forbes’ listing of the
world’s richest individuals. “The desperate situation of his companies, caused by the
financial crisis, the uncertainties of the last few weeks and his powerlessness to act, broke
the passionate family entrepreneur and he took his own life,” his family said in a prepared
statement.
In 2009, German billionaire Merckle, a once-vibrant symbol of Germany’s industrious
spirit, threw himself under the wheels of a speeding train. His lifeless mangled body lay
on railway tracks at Blaubeuren in southwestern Germany. Merckle, 74, had become
depressed after his business empire was devastated by the global financial crisis.
Money cannot buy happiness. Experts agree that if you were unhappy before any lottery
winnings you can anticipate that the additional cash flow into your life will not make you
any happier. It is a deceptive hoax that preys upon our emptiness and unfulfilled needs.
And too, an unexpected windfall of hard cash does not alter one’s basic mindset. One
remains who he is, doing what he does to get through the day. Writer Ayn Rand (1905-
1982) said, “Money is only a tool. It will take you wherever you wish, but it will not replace
you as the driver.” In his classic text The Power of Now, Eckhart Tolle articulates, “You
may win ten million dollars, but that kind of change is no more than skin deep. You would
simply continue to act out the same conditioned patterns in more luxurious
surroundings.”
Money, used with caution and respect, can provide happiness, security, and peace of
mind. Financially secure individuals live longer and healthier lives. Money allows them
the luxury to carefully choose their occupation, their place of residence, and ensure the
legacy of how their wealth will benefit their family and community. According to financial
guru Don McNay, most people who come into sudden money, sports stars included, end
up broke. His advice is concise. Take the annuity and invest carefully, he says:
6. 6/6
“Real freedom means stability, security and independence. It means never running out
of money. It means never having to work at a job you hate, because you can’t afford to
quit. It means never becoming a slave to your creditors. It means having control and
stability in your life.”
Few things are more tragic than squandering a huge opportunity such as a financial
payout. One’s inability to remain centered and grounded is the true cause of misery
brought about by sudden allotments of wealth. As reflected in the Beatles’ (Money) “Can’t
Buy Me Love,” we realize that money, no matter how plentiful, is not a magical panacea. It
is only symbolic of some amorphous, intangible quality. It will not solve life’s emotional,
psychological or spiritual problems and it will not bring us closer together. John, Paul,
George and Ringo couldn’t have sung it better. Money can’t buy us love, or in this case,
happiness.
Maxim W. Furek has a rich background that includes aspects of psychology, addictions,
mental health and music journalism. His book The Death Proclamation of Generation X:
A Self-Fulfilling Prophesy of Goth, Grunge and Heroin explores the dark marriage
between grunge music and the beginning of the opioid crisis. Learn more at
www.shepptonmyth.com