The Banking Chessboard 20110810
•Download as PPTX, PDF•
0 likes•167 views
The banking industry needs restructuring and recapitalization as there are too many distressed and undercapitalized players. The document discusses the top banks and their current merger and acquisition status to address issues across the majority of industry firms.
Report
Share
Report
Share
Recommended
federal reserve.
The document is Goldman Sachs' 2012 annual report. It discusses the challenging economic environment in 2012 but reports that Goldman Sachs performed relatively well, posting solid results. It notes revenues increased 19% to $34.2 billion while net earnings increased 68% to $7.5 billion. The report summarizes Goldman Sachs' focus on controlling costs, managing regulatory changes, leveraging technology, and serving its global client base.
European Payment Index 2009
Once a year Intrum Justitia conducts a comprehensive survey of payment habits in Europe. Called the European Payment Index (EPI), it is the largest survey of its kind.
Tricumen / M&A boutiques vs globals_101215
- Boutique M&A firms weathered the post-financial crisis period better than large global banks, but have higher costs.
- While boutiques saw steady growth after a slight dip in 2009, revenues for large global banks took several years to recover.
- Looking forward, as M&A markets remain healthy, large US global banks are expected to continue gaining market share from European banks and boutique firms.
Michael Durante Western Reserve Blackwall Partners 2011 outlook primer- final
- Blackwall Partners believes the financial crisis has ended and a new "golden age" for financial stocks is beginning, similar to the period following the 1990s savings and loan crisis.
- Excessive capital reserves built up during the crisis due to mark-to-market accounting will be redeployed, leading to aggressive capital management and benefiting investors.
- Financial stocks currently trade at very low valuations and earnings growth is expected to be much higher than other sectors over the next few years, yet they remain underowned.
The banking chessboard 20130430
This document summarizes the banking industry and classifications of banks from a March 2013 report. It identifies the top 10 banks in each merger and acquisition classification category such as acquirers, performers, and acquisition targets. It also lists banks that could become distressed. The summary identifies trends in bank mergers and acquisitions, including Banco Santander being downgraded from management change to acquisition target.
The banking chessboard 20130117
This document summarizes the ratings changes made by an investment firm to various banks in their industry. Several banks were upgraded based on improved financial performance and management changes taking effect. HSBC and UBS saw the biggest upgrades, moving from "Management Change" to "Acquirer" status. Smaller upgrades included Mizuho Financial moving from "Takeover Target" to "Performer". The document warns that some major banks remain at risk of breakup due to their "too big to fail" status.
2017 Banking Governance and Culture Report
Our recent webinar shared highlights from our 2017 Banking Governance and Culture Report. More information is available from stuart.woollard@omservices.org
Woodward hall entrepreneurship aer 2010
This is the paper mentioned in the New Yorker piece on Reid Hoffman. Also on AER website, also on Robert Hall at Stanford.
Recommended
federal reserve.
The document is Goldman Sachs' 2012 annual report. It discusses the challenging economic environment in 2012 but reports that Goldman Sachs performed relatively well, posting solid results. It notes revenues increased 19% to $34.2 billion while net earnings increased 68% to $7.5 billion. The report summarizes Goldman Sachs' focus on controlling costs, managing regulatory changes, leveraging technology, and serving its global client base.
European Payment Index 2009
Once a year Intrum Justitia conducts a comprehensive survey of payment habits in Europe. Called the European Payment Index (EPI), it is the largest survey of its kind.
Tricumen / M&A boutiques vs globals_101215
- Boutique M&A firms weathered the post-financial crisis period better than large global banks, but have higher costs.
- While boutiques saw steady growth after a slight dip in 2009, revenues for large global banks took several years to recover.
- Looking forward, as M&A markets remain healthy, large US global banks are expected to continue gaining market share from European banks and boutique firms.
Michael Durante Western Reserve Blackwall Partners 2011 outlook primer- final
- Blackwall Partners believes the financial crisis has ended and a new "golden age" for financial stocks is beginning, similar to the period following the 1990s savings and loan crisis.
- Excessive capital reserves built up during the crisis due to mark-to-market accounting will be redeployed, leading to aggressive capital management and benefiting investors.
- Financial stocks currently trade at very low valuations and earnings growth is expected to be much higher than other sectors over the next few years, yet they remain underowned.
The banking chessboard 20130430
This document summarizes the banking industry and classifications of banks from a March 2013 report. It identifies the top 10 banks in each merger and acquisition classification category such as acquirers, performers, and acquisition targets. It also lists banks that could become distressed. The summary identifies trends in bank mergers and acquisitions, including Banco Santander being downgraded from management change to acquisition target.
The banking chessboard 20130117
This document summarizes the ratings changes made by an investment firm to various banks in their industry. Several banks were upgraded based on improved financial performance and management changes taking effect. HSBC and UBS saw the biggest upgrades, moving from "Management Change" to "Acquirer" status. Smaller upgrades included Mizuho Financial moving from "Takeover Target" to "Performer". The document warns that some major banks remain at risk of breakup due to their "too big to fail" status.
2017 Banking Governance and Culture Report
Our recent webinar shared highlights from our 2017 Banking Governance and Culture Report. More information is available from stuart.woollard@omservices.org
Woodward hall entrepreneurship aer 2010
This is the paper mentioned in the New Yorker piece on Reid Hoffman. Also on AER website, also on Robert Hall at Stanford.
Ibo And Other Nigeria Pics
The document features photographs from different regions of Nigeria depicting various cultural traditions, including a flutist and dancers from northern and eastern Nigeria, masquerade ceremonies from eastern Nigeria representing spirits of ancestors, Ibo dancers and farmers celebrating harvests, an Emir or king of northern Nigeria with soldiers, post-ritual dancers among the Urhobo people in the Niger Delta region, traditional housing and barns of the Hausa-Fulani people in the north, and royal guards preparing for a durbar procession including horsemen for the Emir of Bauchi in northern Nigeria.
Smart Tax Saving 1000000
This document discusses the benefits and disadvantages of RRSPs (Registered Retirement Savings Plans) and provides an alternative tax saving strategy. It notes that RRSPs provide tax deductions when contributing but all principal and earnings are fully taxable upon withdrawal. The alternative strategy allows tax-free growth and withdrawals under certain conditions like disability or death. Tables compare the growth of $1 million within an RRSP versus the alternative strategy, showing significantly higher ending balances with the latter.
Mulberry Woods, Bangalore
Mulberry Woods is a residential development located in Bangalore offering 108 luxury 4 bedroom apartments across 3.3 acres of land. Developed by Saran Developers, the project is close to major IT companies and just 4 km from the Sarjapur Outer Ring Road Junction. Amenities include a swimming pool, garden, play area, backup power, and security system.
Intro To Things Fall Apart
The document provides context about the Nigerian author Chinua Achebe and his seminal novel Things Fall Apart. It discusses how Achebe drew from Igbo oral traditions to tell the story of the clash between traditional Igbo culture and the arrival of British colonialism in Nigeria in the late 19th century. In combining Western and African literary forms, Achebe created a work that helped preserve African oral traditions while critiquing the cultural impacts of colonialism. The document also outlines the process of European colonization in Africa in the late 19th century and the challenges of independence movements in the mid-20th century.
Adult Social Care in Solihull - identifying opportunities in health and socia...
A market position also identifying business opportunities in health and social care Solihull, health and social care market intelligence and information, demographics and information of health and social care in Solihull, West Midlands, UK
THE STORY OF COMPANY
An ant works hard every day without supervision. The chief lion is impressed and thinks productivity will increase with oversight. He hires a cockroach supervisor who implements paperwork and meetings that reduce the ant's productivity. More managers are hired, costs rise, and production falls. An audit finds the department overstaffed, and the ant is fired for a poor attitude.
Rene Valencia Fuentes
Rene Valencia Fuentes es una persona de 40 años cuyos hobbies y pasatiempos son hacer deportes y estudiar. Completó sus estudios básicos en el Colegio 335, sus estudios medios en el C.P.A.I. y sus estudios superiores en INACAP, además de estudios adicionales en CEAC.
Beautiful Photos
This document discusses the rare chance of capturing the perfect photo moment with a camera and encourages living each day to its fullest since the future is uncertain. It suggests appreciating life's enjoyable moments and wishing the reader a nice day.
如何成为英雄.ppt
The document discusses the evolution of cellular systems towards 3G and multimedia capabilities. It summarizes the messaging technology roadmap from SMS to MMS and beyond. It then analyzes patent applications from major wireless companies like Nokia, Motorola, and Ericsson to identify the key technology areas they are focusing on, such as user terminal architecture, wireless transmission, and coding/decoding. Finally, it discusses 3G concept phones developed by AT&T that envision how emerging technologies could enable new connected experiences.
New Media: Social & Digital Media Changing Your World
The document discusses how newspapers and broadcast outlets are adapting to the digital age by using tools like blogs, citizen journalism, podcasts, and social media. It provides examples of how companies are using new media platforms like blogs, Twitter, Facebook, and LinkedIn to build their brand, generate media coverage, engage communities, and generate leads. The presentation encourages businesses to utilize these new media tactics to yield results for media coverage and audience loyalty. It also addresses some concerns around using new media like exposing too much personal information and legal issues.
somebody loves you baby;)
The document discusses how to cope with feelings of suffocation, being trapped, depression, sadness, fear, and feeling small. It recommends speaking to Bernadette instead of crying, smashing things, getting angry, or taking drugs. Bernadette is presented as someone who thinks the person is wonderful, great, and loves them.
Bridging the gap between PR, Sales & Marketing
presentation as given at the Social Conference 2013 (#tsc13) on February 14th, 2013 at Pakhuis De Zwijger
Saalfelden
Fotos: Stadtgemeinde Saalfelden, Saalfelden-Leogang Touristik, Congress Saalfelden, Reinhard Wieser, Simon Oberleitner
Totara Seminar: Paul Brooks, Northumberland
This presentation was delivered by Paul Brooks, Northumberland County Council at Learning Pool's Totara Seminar on 1st December 2011.
Electronic journals: training for reader services staff
This document provides an overview of electronic journals available through the University of Leeds library. It discusses what e-journals are, how many the library has across various subject areas, and how they are accessed. The document also covers different access methods, file formats, downloading and printing articles, and some troubleshooting tips.
Session 3: Lead Generation 1
The document discusses lead generation and provides guidance to go far in this role. It emphasizes time blocking, setting and tracking keyword goals, and communicating, connecting, and including others in the real estate community to effectively generate leads. The main message repeated throughout is to "GO F.A.R." in the role of lead generator.
Who should worry about government debt 20130921
The document discusses government debt and currency competition. It argues that balance sheets, not just gross debt amounts, should be considered when assessing a government's debt situation. It also suggests that the euro could become the dominant global currency, surpassing the US dollar, due to the euro's relatively low borrowing costs. Critics of the euro from the US and some EU countries frequently attack it out of fear the euro will overtake the dollar as the world's leading currency.
The banking chessboard 20130909
The document provides an overview of the global banking industry as of September 2013, including market capitalization, assets managed, and average leverage ratio. It then lists the top 10 acquirer banks, performer banks, banks with management changes, banks that are acquisition targets, and distressed banks based on ratings from Phimark BV. Several banks saw rating changes or closures over the previous months.
The banking chessboard 20130807
This document provides an analysis of the global banking industry in July 2013. It summarizes market capitalization, assets managed, and average leverage ratios. It then provides ratings and analyses of the top 10 acquirer banks, performer banks, management change banks, acquisition target banks, and distressed banks. It also lists banks on a watch list that could become distressed. The ratings are based on a new methodology introduced in July 2013 that focuses more on leverage ratios. Many banks' ratings changed under the new methodology.
More Related Content
Viewers also liked
Ibo And Other Nigeria Pics
The document features photographs from different regions of Nigeria depicting various cultural traditions, including a flutist and dancers from northern and eastern Nigeria, masquerade ceremonies from eastern Nigeria representing spirits of ancestors, Ibo dancers and farmers celebrating harvests, an Emir or king of northern Nigeria with soldiers, post-ritual dancers among the Urhobo people in the Niger Delta region, traditional housing and barns of the Hausa-Fulani people in the north, and royal guards preparing for a durbar procession including horsemen for the Emir of Bauchi in northern Nigeria.
Smart Tax Saving 1000000
This document discusses the benefits and disadvantages of RRSPs (Registered Retirement Savings Plans) and provides an alternative tax saving strategy. It notes that RRSPs provide tax deductions when contributing but all principal and earnings are fully taxable upon withdrawal. The alternative strategy allows tax-free growth and withdrawals under certain conditions like disability or death. Tables compare the growth of $1 million within an RRSP versus the alternative strategy, showing significantly higher ending balances with the latter.
Mulberry Woods, Bangalore
Mulberry Woods is a residential development located in Bangalore offering 108 luxury 4 bedroom apartments across 3.3 acres of land. Developed by Saran Developers, the project is close to major IT companies and just 4 km from the Sarjapur Outer Ring Road Junction. Amenities include a swimming pool, garden, play area, backup power, and security system.
Intro To Things Fall Apart
The document provides context about the Nigerian author Chinua Achebe and his seminal novel Things Fall Apart. It discusses how Achebe drew from Igbo oral traditions to tell the story of the clash between traditional Igbo culture and the arrival of British colonialism in Nigeria in the late 19th century. In combining Western and African literary forms, Achebe created a work that helped preserve African oral traditions while critiquing the cultural impacts of colonialism. The document also outlines the process of European colonization in Africa in the late 19th century and the challenges of independence movements in the mid-20th century.
Adult Social Care in Solihull - identifying opportunities in health and socia...
A market position also identifying business opportunities in health and social care Solihull, health and social care market intelligence and information, demographics and information of health and social care in Solihull, West Midlands, UK
THE STORY OF COMPANY
An ant works hard every day without supervision. The chief lion is impressed and thinks productivity will increase with oversight. He hires a cockroach supervisor who implements paperwork and meetings that reduce the ant's productivity. More managers are hired, costs rise, and production falls. An audit finds the department overstaffed, and the ant is fired for a poor attitude.
Rene Valencia Fuentes
Rene Valencia Fuentes es una persona de 40 años cuyos hobbies y pasatiempos son hacer deportes y estudiar. Completó sus estudios básicos en el Colegio 335, sus estudios medios en el C.P.A.I. y sus estudios superiores en INACAP, además de estudios adicionales en CEAC.
Beautiful Photos
This document discusses the rare chance of capturing the perfect photo moment with a camera and encourages living each day to its fullest since the future is uncertain. It suggests appreciating life's enjoyable moments and wishing the reader a nice day.
如何成为英雄.ppt
The document discusses the evolution of cellular systems towards 3G and multimedia capabilities. It summarizes the messaging technology roadmap from SMS to MMS and beyond. It then analyzes patent applications from major wireless companies like Nokia, Motorola, and Ericsson to identify the key technology areas they are focusing on, such as user terminal architecture, wireless transmission, and coding/decoding. Finally, it discusses 3G concept phones developed by AT&T that envision how emerging technologies could enable new connected experiences.
New Media: Social & Digital Media Changing Your World
The document discusses how newspapers and broadcast outlets are adapting to the digital age by using tools like blogs, citizen journalism, podcasts, and social media. It provides examples of how companies are using new media platforms like blogs, Twitter, Facebook, and LinkedIn to build their brand, generate media coverage, engage communities, and generate leads. The presentation encourages businesses to utilize these new media tactics to yield results for media coverage and audience loyalty. It also addresses some concerns around using new media like exposing too much personal information and legal issues.
somebody loves you baby;)
The document discusses how to cope with feelings of suffocation, being trapped, depression, sadness, fear, and feeling small. It recommends speaking to Bernadette instead of crying, smashing things, getting angry, or taking drugs. Bernadette is presented as someone who thinks the person is wonderful, great, and loves them.
Bridging the gap between PR, Sales & Marketing
presentation as given at the Social Conference 2013 (#tsc13) on February 14th, 2013 at Pakhuis De Zwijger
Saalfelden
Fotos: Stadtgemeinde Saalfelden, Saalfelden-Leogang Touristik, Congress Saalfelden, Reinhard Wieser, Simon Oberleitner
Totara Seminar: Paul Brooks, Northumberland
This presentation was delivered by Paul Brooks, Northumberland County Council at Learning Pool's Totara Seminar on 1st December 2011.
Electronic journals: training for reader services staff
This document provides an overview of electronic journals available through the University of Leeds library. It discusses what e-journals are, how many the library has across various subject areas, and how they are accessed. The document also covers different access methods, file formats, downloading and printing articles, and some troubleshooting tips.
Session 3: Lead Generation 1
The document discusses lead generation and provides guidance to go far in this role. It emphasizes time blocking, setting and tracking keyword goals, and communicating, connecting, and including others in the real estate community to effectively generate leads. The main message repeated throughout is to "GO F.A.R." in the role of lead generator.
Viewers also liked (19)
Adult Social Care in Solihull - identifying opportunities in health and socia...
Adult Social Care in Solihull - identifying opportunities in health and socia...
New Media: Social & Digital Media Changing Your World
New Media: Social & Digital Media Changing Your World
Bridging the gap between PR, Sales & Marketing
Bridging the gap between PR, Sales & Marketing
Electronic journals: training for reader services staff
Electronic journals: training for reader services staff
More from Trond Johannessen
Who should worry about government debt 20130921
The document discusses government debt and currency competition. It argues that balance sheets, not just gross debt amounts, should be considered when assessing a government's debt situation. It also suggests that the euro could become the dominant global currency, surpassing the US dollar, due to the euro's relatively low borrowing costs. Critics of the euro from the US and some EU countries frequently attack it out of fear the euro will overtake the dollar as the world's leading currency.
The banking chessboard 20130909
The document provides an overview of the global banking industry as of September 2013, including market capitalization, assets managed, and average leverage ratio. It then lists the top 10 acquirer banks, performer banks, banks with management changes, banks that are acquisition targets, and distressed banks based on ratings from Phimark BV. Several banks saw rating changes or closures over the previous months.
The banking chessboard 20130807
This document provides an analysis of the global banking industry in July 2013. It summarizes market capitalization, assets managed, and average leverage ratios. It then provides ratings and analyses of the top 10 acquirer banks, performer banks, management change banks, acquisition target banks, and distressed banks. It also lists banks on a watch list that could become distressed. The ratings are based on a new methodology introduced in July 2013 that focuses more on leverage ratios. Many banks' ratings changed under the new methodology.
The banking chessboard 20130703
PHIMARK BV is a private Dutch firm providing financial investment services, including rating services from a Mergers&Acquisitions perspective.
The japanese banking chessboard 20130606
The Japan banking industry has a low rating for mergers and acquisitions capacity, similar to Eurozone banks. There is only one major Japanese bank with real ability to pursue deals based on strength. The banking industry in Japan needs transformation, and business combinations aimed at restructuring balance sheets would be the healthiest development, as the current situation risks leaving the entire industry struggling if problems are not addressed.
The banking chessboard 20130531
The document provides an overview and analysis of the global banking industry in May 2013. It summarizes that the banking industry saw mixed trends in mergers and acquisitions activity, with overall market capitalization increasing by $51 billion. Specifically, US and European banks improved while Japanese banks declined. It also discusses a failed acquisition in the UK and provides rankings of the top 10 banks in various M&A categories.
The euro zone banking chessboard 20130326
The Eurozone banking industry represents 11% of global banks but only 9% of capitalization. It is rated as requiring "Management Change" with an index rating of 84, whereas the global banking system is rated as a "Performer" with a rating of 140. While some banks have made leadership changes, the new teams still must improve the banks within a certain time period or face further changes or worse outcomes. The document also lists the top banks in various M&A categories and identifies several troubled banks that could become distressed.
The banking chessboard 20130325
The document analyzes global banking trends, providing data on 403 banks across categories like acquisitions, management changes, and distressed institutions. It identifies the top 10 banks in various M&A categories and lists several European banks that could face distress. The analysis examines policy shifts towards more shareholder responsibility for firms and the reduced likelihood of bank bailouts after events in Cyprus.
The union a story of two citizens 20130223
Two men, Mr. A and Mr. B, sign papers transferring money between them. Mr. A invests his inheritance in property and takes out a bank loan, while Mr. B needs money to help his son pay off a hotel loan. However, the government then freezes bank deposits and taxes deposits over a certain amount. As a result, Mr. B no longer has enough money to help his son, who defaults on his loan and loses the hotel. In contrast, Mr. A's property investment is unaffected and he can pay off his loan over time.
Ecb draghi competitiveness and growth 20130315
The document summarizes the current economic situation in the Euro area based on data presented in charts and graphs. It shows that real GDP growth has been negative or very low in recent years. Unemployment has risen significantly since 2007 and now stands at 12% overall. Current account balances among member states have diverged, with surpluses in some countries and deficits in others. Bank lending to firms has declined sharply since 2010. Government deficits remain high in some countries and government debt levels are above 90% of GDP in several Euro area nations.
The banking chessboard 20130319
The document provides an overview of the global banking industry based on Phimark Global Index data, which tracks 163 banks. It lists the top 10 banks in categories like acquirers, performers, and those undergoing management changes or targeted for acquisition. Some smaller banks were upgraded while Fannie Mae was removed from the distressed list. Commerzbank is identified as weaker than some Italian and Spanish banks and closest to distressed status. The document also notes banks that have materially improved like Mitsubishi UFJ and Goldman Sachs, and those that deteriorated like Capital One. Finally, it lists banks that could potentially become distressed, including Commerzbank, Monte dei Paschi, and Banco Popolare
The Banking Chessboard 20120528
The document summarizes changes in the positions of various global banks over the past nine months. Some banks improved due to leadership changes and recapitalizations, while others deteriorated due to losses, fines, and lawsuits. Banks that improved include Wells Fargo, Swedbank, Allied Irish Banks, Royal Bank of Scotland, Intesa SanPaolo, Banca Monte dei Paschi, and Banca Popolare di Milano. Banks that deteriorated include HSBC, Nordea, JP Morgan Chase, Goldman Sachs, UBS, Credit Suisse, Bank of New York Mellon, DNB, and Espirito Santo Financial Group.
Italian Banks Under Fire 20110819
Italian banks are trading well below their stated book values according to a recent article. However, it is more likely that the book values are inflated. This analysis provides an overview of the current state of Italian banks.
Technology Sector Reshaping In The Downturn 20110818
Hewlett Packard announced it would spin off its PC hardware business, fueling speculation about future acquisitions. The document discusses how some technology companies are well-positioned during the economic downturn while others face disadvantages. It provides a table outlining potential acquirers and acquisition targets in the sector.
Capital Goods Boom Bust Or Wobble 20110816
The July housing starts data showed a large raw decline, but the seasonally adjusted number was adjusted upwards using a higher seasonal factor compared to the previous year. If using the prior year's seasonal factor, housing starts would have declined 12% from June, and the 12-month moving average is at the lowest level, signaling at least a wobble in the housing sector and far from a boom.
Capital Goods Boom Bust Or Wobble 20110814
The document discusses upcoming July housing start data and the state of the home building industry. The June housing starts number showed a bounce but the 12-month average remains at all-time lows, hurting home builder balance sheets especially for Pulte Group. It raises the question of whether the industry will experience a boom, bust, or wobble.
Consumer Cyclicals For The New Recession 20110812
Consumer confidence is weak in the US and globally, indicating another recession may be on the horizon. Companies in consumer cyclical industries, which are heavily impacted by economic downturns, are still recovering from the last recession and now face another potential downturn. Sony is mentioned as an example of a consumer cyclical company that may struggle in the new recession.
Who should worry about government debt
Government debt should be evaluated based on balance sheets rather than just gross amounts. Critics of the Euro from the US and some EU countries frequently and maliciously attack it out of concern it may become the dominant global currency with the lowest funding costs. The Euro's dominance could happen sooner than expected.
More from Trond Johannessen (18)
Technology Sector Reshaping In The Downturn 20110818
Technology Sector Reshaping In The Downturn 20110818
Recently uploaded
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
South Dakota State University degree offer diploma Transcript
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
International Sustainability Standards Board
Issb standards
New standard for reporting sustainability on lines of tcfd
What's a worker’s market? Job quality and labour market tightness
What's a worker’s market? Job quality and labour market tightnessLabour Market Information Council | Conseil de l’information sur le marché du travail
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.Independent Study - College of Wooster Research (2023-2024)
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Using Online job postings and survey data to understand labour market trends
Using Online job postings and survey data to understand labour market trendsLabour Market Information Council | Conseil de l’information sur le marché du travail
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.Governor Olli Rehn: Inflation down and recovery supported by interest rate cu...
Governor Olli Rehn
Bank of Finland
Press conference on the outlook for the Finnish economy
Helsinki, 11 June 2024
Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...Labour Market Information Council | Conseil de l’information sur le marché du travail
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.RMIT University degree offer diploma Transcript
澳洲RMIT毕业证书制作RMIT假文凭定制Q微168899991做RMIT留信网教留服认证海牙认证改RMIT成绩单GPA做RMIT假学位证假文凭高仿毕业证申请墨尔本皇家理工大学RMIT University degree offer diploma Transcript
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
原版定制【微信:bwp0011】《(nwu毕业证书)美国西北大学毕业证学位证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
快速办理(SMU毕业证书)南卫理公会大学毕业证毕业完成信一模一样
学校原件一模一样【微信：741003700 】《(SMU毕业证书)南卫理公会大学毕业证》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
1.2 Business Ideas Business Ideas Busine
Business Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas Powerpoint
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.Unlock Your Potential with NCVT MIS.pptx
The NCVT MIS Certificate, issued by the National Council for Vocational Training (NCVT), is a crucial credential for skill development in India. Recognized nationwide, it verifies vocational training across diverse trades, enhancing employment prospects, standardizing training quality, and promoting self-employment. This certification is integral to India's growing labor force, fostering skill development and economic growth.
Discover the Future of Dogecoin with Our Comprehensive Guidance
Learn in-depth about Dogecoin's trajectory and stay informed with 36crypto's essential and up-to-date information about the crypto space.
Our presentation delves into Dogecoin's potential future, exploring whether it's destined to skyrocket to the moon or face a downward spiral. In addition, it highlights invaluable insights. Don't miss out on this opportunity to enhance your crypto understanding!
https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
University of North Carolina at Charlotte degree offer diploma Transcript
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting, 8th Canadian Edition by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Ebook Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Pdf Solution Manual For Financial Accounting 8th Canadian Edition Pdf Download Stuvia Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Financial Accounting 8th Canadian Edition Ebook Download Stuvia Financial Accounting 8th Canadian Edition Pdf Financial Accounting 8th Canadian Edition Pdf Download Stuvia
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
Whatsapp (+971581248768) Buy Abortion Pills In Dubai/ Qatar/Kuwait/Doha/Abu Dhabi/Alain/RAK City/Satwa/Al Ain/Abortion Pills For Sale In Qatar, Doha. Abu az Zuluf. Abu Thaylah. Ad Dawhah al Jadidah. Al Arish, Al Bida ash Sharqiyah, Al Ghanim, Al Ghuwariyah, Qatari, Abu Dhabi, Dubai.. WHATSAPP +971)581248768 Abortion Pills / Cytotec Tablets Available in Dubai, Sharjah, Abudhabi, Ajman, Alain, Fujeira, Ras Al Khaima, Umm Al Quwain., UAE, buy cytotec in Dubai– Where I can buy abortion pills in Dubai,+971582071918where I can buy abortion pills in Abudhabi +971)581248768 , where I can buy abortion pills in Sharjah,+97158207191 8where I can buy abortion pills in Ajman, +971)581248768 where I can buy abortion pills in Umm al Quwain +971)581248768 , where I can buy abortion pills in Fujairah +971)581248768 , where I can buy abortion pills in Ras al Khaimah +971)581248768 , where I can buy abortion pills in Alain+971)581248768 , where I can buy abortion pills in UAE +971)581248768 we are providing cytotec 200mg abortion pill in dubai, uae.Medication abortion offers an alternative to Surgical Abortion for women in the early weeks of pregnancy. Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman
Recently uploaded (20)
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
How Non-Banking Financial Companies Empower Startups With Venture Debt Financing
South Dakota State University degree offer diploma Transcript
South Dakota State University degree offer diploma Transcript
What's a worker’s market? Job quality and labour market tightness
What's a worker’s market? Job quality and labour market tightness
Independent Study - College of Wooster Research (2023-2024)
Independent Study - College of Wooster Research (2023-2024)
Using Online job postings and survey data to understand labour market trends
Using Online job postings and survey data to understand labour market trends
Governor Olli Rehn: Inflation down and recovery supported by interest rate cu...
Governor Olli Rehn: Inflation down and recovery supported by interest rate cu...
Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Discover the Future of Dogecoin with Our Comprehensive Guidance
Discover the Future of Dogecoin with Our Comprehensive Guidance
University of North Carolina at Charlotte degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma Transcript
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
The Banking Chessboard 20110810
- 1. The Banking IndustryChessboard When we look at the banking industry today, it is on average just acceptably healthy, but it needs to restructure and recapitalize, as there are too many distressed and undercapitalized players. It is the only global industry with serious issues across a majority of industry firms. Here is what we think of some of the top players in terms of their role in the near term.
- 2. Top Banks and theirCurrentM&A Status
- 3. TrondJohannessen Director Phimark BV +31 620 59 1015 trond@phimark.com