3 Sure Signs that Payment Aggregation is not for your SaaSWayne Akey
At the very minimum SaaS Platforms looking at becoming a Payment Aggregator or PayFac must have these 3 things.
Payment aggregation can be a great option for many reasons but without these 3 things it's very difficult.
This document discusses alternative approaches to valuing customer-related intangible assets, including qualitative considerations, the with-and-without approach, distributor method, and multi-period excess earnings method (MPEEM). The with-and-without approach values customer assets by quantifying the difference in cash flows with and without the customer assets. The distributor method values customer assets based on the profit margin of a comparable distributor. The MPEEM allocates earnings between contributory and non-contributory assets but may overstate customer value if another asset is primary. Qualitative factors must be considered to select the appropriate valuation technique.
Valuation Research Corporation presented information on preparing for SFAS 141R. Key points include:
- VRC provides valuation advisory services and maintains relationships with corporations and financial institutions.
- SFAS 141R changes the accounting for business combinations from an asset-based approach to a fair value approach.
- Major changes in 141R include defining a business, accounting for contingent consideration and noncontrolling interests at fair value, and expensing acquisition-related costs.
- SFAS 141R aims to provide greater transparency through recognizing all assets acquired and liabilities assumed at fair value.
- Reassess identification of all assets and liabilities to ensure all were identified
- Review procedures used to measure amounts required to be recognized
- Consider if purchase price is significantly below value of tangible assets, working capital or other benchmarks
- If fair value of net assets exceeds consideration paid, it represents a bargain purchase requiring recognition of gain
Determining if a transaction meets the definition of a bargain purchase requires carefully reassessing the identification and measurement of all assets and liabilities to validate the excess fair value.
1) In the late 19th century, women's suffrage activists like Elizabeth Cady Stanton, Susan B. Anthony, and Matilda Joslyn Gage fought for women's right to vote by organizing conventions and associations.
2) Susan B. Anthony was arrested in 1872 for attempting to vote and refusing to pay the fine to protest women's lack of voting rights.
3) The 19th amendment, granting women the right to vote, was ratified in 1920 after decades of activism and pressure from suffrage leaders like Stanton and Anthony.
The document discusses impairment testing guidance and issues related to goodwill and long-lived assets. It provides an overview of SFAS 142 and SFAS 144, the accounting standards governing impairment testing of goodwill, indefinite-lived intangible assets, and long-lived assets. The document then examines key issues in impairment testing, including the timing of tests, methodology, and challenges in determining fair value and reconciling to market capitalization. It also provides an example of applying the two-step process for testing goodwill impairment.
The document summarizes lessons learned from impairment testing in 2010 and beyond. It discusses recurring issues companies face with impairment testing such as whether to value the enterprise, total assets, or equity. It also covers common audit questions around reporting units and indefinite-lived assets. Specific case studies are presented on issues like deferred tax considerations, discount rates, and reconciling different valuation methodologies.
3 Sure Signs that Payment Aggregation is not for your SaaSWayne Akey
At the very minimum SaaS Platforms looking at becoming a Payment Aggregator or PayFac must have these 3 things.
Payment aggregation can be a great option for many reasons but without these 3 things it's very difficult.
This document discusses alternative approaches to valuing customer-related intangible assets, including qualitative considerations, the with-and-without approach, distributor method, and multi-period excess earnings method (MPEEM). The with-and-without approach values customer assets by quantifying the difference in cash flows with and without the customer assets. The distributor method values customer assets based on the profit margin of a comparable distributor. The MPEEM allocates earnings between contributory and non-contributory assets but may overstate customer value if another asset is primary. Qualitative factors must be considered to select the appropriate valuation technique.
Valuation Research Corporation presented information on preparing for SFAS 141R. Key points include:
- VRC provides valuation advisory services and maintains relationships with corporations and financial institutions.
- SFAS 141R changes the accounting for business combinations from an asset-based approach to a fair value approach.
- Major changes in 141R include defining a business, accounting for contingent consideration and noncontrolling interests at fair value, and expensing acquisition-related costs.
- SFAS 141R aims to provide greater transparency through recognizing all assets acquired and liabilities assumed at fair value.
- Reassess identification of all assets and liabilities to ensure all were identified
- Review procedures used to measure amounts required to be recognized
- Consider if purchase price is significantly below value of tangible assets, working capital or other benchmarks
- If fair value of net assets exceeds consideration paid, it represents a bargain purchase requiring recognition of gain
Determining if a transaction meets the definition of a bargain purchase requires carefully reassessing the identification and measurement of all assets and liabilities to validate the excess fair value.
1) In the late 19th century, women's suffrage activists like Elizabeth Cady Stanton, Susan B. Anthony, and Matilda Joslyn Gage fought for women's right to vote by organizing conventions and associations.
2) Susan B. Anthony was arrested in 1872 for attempting to vote and refusing to pay the fine to protest women's lack of voting rights.
3) The 19th amendment, granting women the right to vote, was ratified in 1920 after decades of activism and pressure from suffrage leaders like Stanton and Anthony.
The document discusses impairment testing guidance and issues related to goodwill and long-lived assets. It provides an overview of SFAS 142 and SFAS 144, the accounting standards governing impairment testing of goodwill, indefinite-lived intangible assets, and long-lived assets. The document then examines key issues in impairment testing, including the timing of tests, methodology, and challenges in determining fair value and reconciling to market capitalization. It also provides an example of applying the two-step process for testing goodwill impairment.
The document summarizes lessons learned from impairment testing in 2010 and beyond. It discusses recurring issues companies face with impairment testing such as whether to value the enterprise, total assets, or equity. It also covers common audit questions around reporting units and indefinite-lived assets. Specific case studies are presented on issues like deferred tax considerations, discount rates, and reconciling different valuation methodologies.
United Games commission plan for Affiliatesalexp250
The document outlines the United Games Affiliate Commission Program which allows individuals to earn commissions by referring others to download and play the United Games sports app. Affiliates can earn commissions in three ways: 1) when referrals acquire tokens through in-app purchases or subscriptions, 2) when referrals play tokens in games, and 3) through check matching on commissions earned by personally referred affiliates. Commissions are earned on multiple tiers of referrals up to nine levels deep depending on which commission zone is unlocked based on monthly qualifications.
- Everi Holdings reported financial results for the second quarter of 2016, with consolidated revenues of $214.0 million. Games revenue was $54.3 million, down 1.1% year-over-year, while payments revenue was $159.7 million, up 5.4% year-over-year. Adjusted EBITDA was $51.2 million.
- Recent developments include new gaming cabinets accounting for 57% of unit sales, becoming fully EMV compliant, and debuting seven new branded games through licensing partnerships.
- Everi is increasing investment in game development with industry veterans leading efforts to design games that appeal to player preferences, supported by initiatives in technology innovation, hardware, and content
If you want to resovle your problem financial when you play a Game may you indroduce you a good tranning of United Games is a Power of Success Life replace Pokemon Go.....
Contact: https://www.facebook.com/powerofsuccesslife/?ref=aymt_homepage_panel
1. The document describes a multi-level marketing compensation plan that provides various bonuses and commissions to affiliates for sponsoring customers and other affiliates.
2. Key aspects of the plan include an Infinity Commission through a 3x10 forced matrix structure, Infinity Matching Bonuses up to 100% on 5 generations of affiliates, a Global Active Bonus paid on 5 generations of bonus pools every 3 days, and Fast Start Bonuses on initial qualified sales.
3. Affiliates can earn additional matching bonuses by obtaining customer sales in addition to sponsoring other affiliates. The plan is designed to reward affiliates for both building a team and generating retail customer sales.
The company has developed proprietary software and games to replace gambling with a free-to-play model supported by digital advertising, allowing players to win real prizes while advertisers gain consistent exposure. They seek funding to market the platform and drive user acquisition, projecting over 20% annual returns on a $2.4 million investment as daily users increase to 500,000-1,000,000 players. The business aims to provide entertainment and fundraising opportunities while addressing demands from advertisers and players.
This investor presentation provides an overview of Everi Holdings Inc., which is both a games and payments provider for the gaming industry. Some key points:
- Everi provides engaging gaming content and payment solutions to casinos, including slots, video lottery terminals, and cash access services.
- It has a large installed base of leased gaming machines that generate recurring revenue, and provides payments processing for casinos.
- Recent financial results show growth in both revenue and adjusted EBITDA for both its games and payments segments year-over-year.
- The company recently completed a debt refinancing that reduced interest costs and increased financial flexibility.
Standard financial modeling and valuation formulas do not apply to the gaming industry. Casino valuations and prices seem absurdly high compared to traditional businesses. Valuations can range from $5 million to $3 billion for the same properties. Traditional financing is rarely available for casinos, so they are usually financed by hedge funds, high-net-worth individuals, or special investors. The document discusses various valuation methods used for casinos, including discounted cash flow models, comparison to similar properties, and win-per-unit models. It also notes the extensive documentation required to obtain licensing for casino investors.
Sports Insiders secret ZCode software beats the bookies?AMIT KUMAR
Many sports investors always want an edge against all the sportsbooks that they read in a bid to earn from their investments. Sometimes betting can be disappointing especially when you do not have concrete information on the sport and the teams that are betting on. Most of the casinos and betting sites will offer a number of betting strategies, but these are not enough to offer you the best odds in sports betting. Zcode System is a sports investing program that advices all gamblers on the sports to bet on and which to avoid. Besides, they offer you the reasons for the choice of sports to bet on to enable you reap from the bets you make. There are many other programs like Zcode System that offer advice on betting besides Zcode. Note that Zcode system is not a betting site but a sports investing site.
CLICK HERE TO ACCESS:http://tiny.cc/8qtygz
for more details:https://zcodesystemguruji29.blogspot.com
The company has developed proprietary software called PAM and casino-style games like poker, blackjack, and baccarat that can be played for free online, with the goal of providing consistent advertising exposure to viewers in a fun and engaging way, while also contributing donations to charities, representing a solution to problems in both the gambling and advertising industries. They are seeking $2.4 million in funding to help market the platform and reach their initial goal of 100,000 daily players.
- For the period ended June 30, 2017, Everi Holdings Inc. presented results of operations and an investor presentation.
- Everi is a leading provider of casino gaming products and financial transaction services, with strong recurring revenue streams from gaming machines and payments processing.
- In the last 12 months ending in Q2 2017, Everi reported consolidated revenue of $919.5 million and Adjusted EBITDA of $209.3 million.
Everi Holdings Investor Presentation November 2016Everi_Investors
The document provides an investor presentation for Everi Holdings Inc. for the quarter ended September 30, 2016. It includes:
- An overview of Everi's Games and Payments segments, highlighting key financial metrics such as revenue, adjusted EBITDA, and unit install base.
- A summary of Everi's third quarter 2016 results and recent developments, including new product launches.
- Updates on Everi's strategic priorities to increase its product library, distribution, and operating efficiencies.
- An analysis of Everi's secured leverage ratio and the minimum adjusted EBITDA required by its credit agreement covenants over the next few years.
OXO Worldwide Compensation Plan - Http://www.oxoquantumholograms.com - Learn how you can become a distributor for OXO Worldwide.
Oxo Worldwide is a brand new company that is owned by 28 year old Aroga!
To learn more about OXO Worldwide, watch this video - https://www.youtube.com/watch?v=AVWrt-YSgmA
- For the year ended December 31, 2016, Everi Holdings Inc. presented investor information including financial results and an overview of their games and payments segments.
- The games segment saw $213.3 million in revenue in 2016 and $116.0 million in adjusted EBITDA, with a focus on Class II and proprietary Class III gaming machines.
- The payments segment generated $646.2 million in revenue and $82.0 million in adjusted EBITDA in 2016 through ATM, cash advance, check services, and other products.
- Fourth quarter 2016 results showed continued growth with consolidated revenues up and increased unit sales, expansion to Canada, and a new Class II wide area progressive game.
Everi holdings investor presentation may 2017 finalEveri_Investors
Everi Holdings Inc. provided an investor presentation for the quarter ended March 31, 2017. The presentation highlighted Everi's recent financial performance, including year-over-year revenue and Adjusted EBITDA growth. It also summarized Everi's Games and Payments segments, noting strong recurring revenue and margins in Games and Payments' dominant position in the North American gaming market. Finally, the presentation discussed Everi's recently completed debt refinancing and its extensive reach as the licensed provider of games and payments solutions in over 200 jurisdictions globally.
The document summarizes the compensation plan for Talk Fusion associates. It states that any earnings shown are for illustrative purposes only and should not be considered guarantees. It then outlines the 7 ways associates can earn income, which include fast start bonuses, team commissions, matching bonuses, advancement bonuses, and more. It provides details on qualification requirements and payouts for each program.
The document summarizes the compensation plan for Rodan + Fields consultants. There are 5 ways to earn income: retail profits, consultant commissions, personal team commissions, executive team overrides, and performance bonuses. As consultants build their business by recruiting others and increasing sales volumes, they can advance through multiple leadership levels with access to higher commissions on larger portions of the sales organization. The highest potential earnings come from becoming a Level V Executive by developing a large sales organization with many qualified executive legs over multiple generations.
Dividend yield is a ratio that indicates the percentage return an investor can expect to receive from dividends on their investment based on the current market share price. It is calculated by dividing the annual dividend per share by the current market price per share. While some investors prioritize high dividend yields for income, companies with high yields often have poor growth prospects and do not reinvest enough earnings back into the business. In the long run, capital appreciation from investing in high growth companies that reinvest earnings can provide both higher overall returns and increasing future dividends compared to focusing solely on current dividend yield. Investors must consider the tradeoff between immediate dividend income versus future capital growth and dividend potential.
Newest Fully Licensed Operator for Online Casino Biz Set To Change the Game September 15th!! Use Referrer: Eddie Lafontant at http://www.myonlinecasinobiz.com to get positioned for free!!
Mercer Capital's Bank Watch | July 2021 | Tangible Book Value Earn-Back : A S...Mercer Capital
Brought to you by the Financial Institutions Team of Mercer Capital, this monthly newsletter is focused on bank activity in five U.S. regions. Bank Watch highlights various banking metrics, including public market indicators, M&A market indicators, and key indices of the top financial institutions, providing insight into financial institution valuation issues.
United Games commission plan for Affiliatesalexp250
The document outlines the United Games Affiliate Commission Program which allows individuals to earn commissions by referring others to download and play the United Games sports app. Affiliates can earn commissions in three ways: 1) when referrals acquire tokens through in-app purchases or subscriptions, 2) when referrals play tokens in games, and 3) through check matching on commissions earned by personally referred affiliates. Commissions are earned on multiple tiers of referrals up to nine levels deep depending on which commission zone is unlocked based on monthly qualifications.
- Everi Holdings reported financial results for the second quarter of 2016, with consolidated revenues of $214.0 million. Games revenue was $54.3 million, down 1.1% year-over-year, while payments revenue was $159.7 million, up 5.4% year-over-year. Adjusted EBITDA was $51.2 million.
- Recent developments include new gaming cabinets accounting for 57% of unit sales, becoming fully EMV compliant, and debuting seven new branded games through licensing partnerships.
- Everi is increasing investment in game development with industry veterans leading efforts to design games that appeal to player preferences, supported by initiatives in technology innovation, hardware, and content
If you want to resovle your problem financial when you play a Game may you indroduce you a good tranning of United Games is a Power of Success Life replace Pokemon Go.....
Contact: https://www.facebook.com/powerofsuccesslife/?ref=aymt_homepage_panel
1. The document describes a multi-level marketing compensation plan that provides various bonuses and commissions to affiliates for sponsoring customers and other affiliates.
2. Key aspects of the plan include an Infinity Commission through a 3x10 forced matrix structure, Infinity Matching Bonuses up to 100% on 5 generations of affiliates, a Global Active Bonus paid on 5 generations of bonus pools every 3 days, and Fast Start Bonuses on initial qualified sales.
3. Affiliates can earn additional matching bonuses by obtaining customer sales in addition to sponsoring other affiliates. The plan is designed to reward affiliates for both building a team and generating retail customer sales.
The company has developed proprietary software and games to replace gambling with a free-to-play model supported by digital advertising, allowing players to win real prizes while advertisers gain consistent exposure. They seek funding to market the platform and drive user acquisition, projecting over 20% annual returns on a $2.4 million investment as daily users increase to 500,000-1,000,000 players. The business aims to provide entertainment and fundraising opportunities while addressing demands from advertisers and players.
This investor presentation provides an overview of Everi Holdings Inc., which is both a games and payments provider for the gaming industry. Some key points:
- Everi provides engaging gaming content and payment solutions to casinos, including slots, video lottery terminals, and cash access services.
- It has a large installed base of leased gaming machines that generate recurring revenue, and provides payments processing for casinos.
- Recent financial results show growth in both revenue and adjusted EBITDA for both its games and payments segments year-over-year.
- The company recently completed a debt refinancing that reduced interest costs and increased financial flexibility.
Standard financial modeling and valuation formulas do not apply to the gaming industry. Casino valuations and prices seem absurdly high compared to traditional businesses. Valuations can range from $5 million to $3 billion for the same properties. Traditional financing is rarely available for casinos, so they are usually financed by hedge funds, high-net-worth individuals, or special investors. The document discusses various valuation methods used for casinos, including discounted cash flow models, comparison to similar properties, and win-per-unit models. It also notes the extensive documentation required to obtain licensing for casino investors.
Sports Insiders secret ZCode software beats the bookies?AMIT KUMAR
Many sports investors always want an edge against all the sportsbooks that they read in a bid to earn from their investments. Sometimes betting can be disappointing especially when you do not have concrete information on the sport and the teams that are betting on. Most of the casinos and betting sites will offer a number of betting strategies, but these are not enough to offer you the best odds in sports betting. Zcode System is a sports investing program that advices all gamblers on the sports to bet on and which to avoid. Besides, they offer you the reasons for the choice of sports to bet on to enable you reap from the bets you make. There are many other programs like Zcode System that offer advice on betting besides Zcode. Note that Zcode system is not a betting site but a sports investing site.
CLICK HERE TO ACCESS:http://tiny.cc/8qtygz
for more details:https://zcodesystemguruji29.blogspot.com
The company has developed proprietary software called PAM and casino-style games like poker, blackjack, and baccarat that can be played for free online, with the goal of providing consistent advertising exposure to viewers in a fun and engaging way, while also contributing donations to charities, representing a solution to problems in both the gambling and advertising industries. They are seeking $2.4 million in funding to help market the platform and reach their initial goal of 100,000 daily players.
- For the period ended June 30, 2017, Everi Holdings Inc. presented results of operations and an investor presentation.
- Everi is a leading provider of casino gaming products and financial transaction services, with strong recurring revenue streams from gaming machines and payments processing.
- In the last 12 months ending in Q2 2017, Everi reported consolidated revenue of $919.5 million and Adjusted EBITDA of $209.3 million.
Everi Holdings Investor Presentation November 2016Everi_Investors
The document provides an investor presentation for Everi Holdings Inc. for the quarter ended September 30, 2016. It includes:
- An overview of Everi's Games and Payments segments, highlighting key financial metrics such as revenue, adjusted EBITDA, and unit install base.
- A summary of Everi's third quarter 2016 results and recent developments, including new product launches.
- Updates on Everi's strategic priorities to increase its product library, distribution, and operating efficiencies.
- An analysis of Everi's secured leverage ratio and the minimum adjusted EBITDA required by its credit agreement covenants over the next few years.
OXO Worldwide Compensation Plan - Http://www.oxoquantumholograms.com - Learn how you can become a distributor for OXO Worldwide.
Oxo Worldwide is a brand new company that is owned by 28 year old Aroga!
To learn more about OXO Worldwide, watch this video - https://www.youtube.com/watch?v=AVWrt-YSgmA
- For the year ended December 31, 2016, Everi Holdings Inc. presented investor information including financial results and an overview of their games and payments segments.
- The games segment saw $213.3 million in revenue in 2016 and $116.0 million in adjusted EBITDA, with a focus on Class II and proprietary Class III gaming machines.
- The payments segment generated $646.2 million in revenue and $82.0 million in adjusted EBITDA in 2016 through ATM, cash advance, check services, and other products.
- Fourth quarter 2016 results showed continued growth with consolidated revenues up and increased unit sales, expansion to Canada, and a new Class II wide area progressive game.
Everi holdings investor presentation may 2017 finalEveri_Investors
Everi Holdings Inc. provided an investor presentation for the quarter ended March 31, 2017. The presentation highlighted Everi's recent financial performance, including year-over-year revenue and Adjusted EBITDA growth. It also summarized Everi's Games and Payments segments, noting strong recurring revenue and margins in Games and Payments' dominant position in the North American gaming market. Finally, the presentation discussed Everi's recently completed debt refinancing and its extensive reach as the licensed provider of games and payments solutions in over 200 jurisdictions globally.
The document summarizes the compensation plan for Talk Fusion associates. It states that any earnings shown are for illustrative purposes only and should not be considered guarantees. It then outlines the 7 ways associates can earn income, which include fast start bonuses, team commissions, matching bonuses, advancement bonuses, and more. It provides details on qualification requirements and payouts for each program.
The document summarizes the compensation plan for Rodan + Fields consultants. There are 5 ways to earn income: retail profits, consultant commissions, personal team commissions, executive team overrides, and performance bonuses. As consultants build their business by recruiting others and increasing sales volumes, they can advance through multiple leadership levels with access to higher commissions on larger portions of the sales organization. The highest potential earnings come from becoming a Level V Executive by developing a large sales organization with many qualified executive legs over multiple generations.
Dividend yield is a ratio that indicates the percentage return an investor can expect to receive from dividends on their investment based on the current market share price. It is calculated by dividing the annual dividend per share by the current market price per share. While some investors prioritize high dividend yields for income, companies with high yields often have poor growth prospects and do not reinvest enough earnings back into the business. In the long run, capital appreciation from investing in high growth companies that reinvest earnings can provide both higher overall returns and increasing future dividends compared to focusing solely on current dividend yield. Investors must consider the tradeoff between immediate dividend income versus future capital growth and dividend potential.
Newest Fully Licensed Operator for Online Casino Biz Set To Change the Game September 15th!! Use Referrer: Eddie Lafontant at http://www.myonlinecasinobiz.com to get positioned for free!!
Mercer Capital's Bank Watch | July 2021 | Tangible Book Value Earn-Back : A S...Mercer Capital
Brought to you by the Financial Institutions Team of Mercer Capital, this monthly newsletter is focused on bank activity in five U.S. regions. Bank Watch highlights various banking metrics, including public market indicators, M&A market indicators, and key indices of the top financial institutions, providing insight into financial institution valuation issues.
Mercer Capital's Bank Watch | July 2021 | Tangible Book Value Earn-Back : A S...
Strategic Cost of Loyalty Bonuses
1. Click to edit Master text styles
Second level
Third level
Fourth level
o Fifth level
2.
3. One of the most significant tools Loyalty
Managers uses in order to increase their
turnover (or wager, bet) is bonus offering
By providing a promotional bonus to
players, they present an option to
extend their customers game play
entrainment, “on the house”
4. Your Gross Gaming Revenue (GGR), is
calculated differently by different
software providers
Your customers Life Time Value (LTV), is
in fact based on their GGR minus Costs
(or Bonuses)
5. When attaching Wagering Requirements
(WR) to Bonuses, you in fact ask your
customers to meet a certain play
through condition, prior to redemption
Obviously, when the House Advantage
(1 – {win/bet}) is higher, more money is
being kept, as you decrease the players’
WIN value out of the BET figure
6. This is why games with low House
Advantage (HA), such as Blackjack, are
sometimes being disqualified when it
comes to Wagering Requirements
Another factor is Taxation, which in
regulated markets can completely
revolutionize the way we reward players
7. The common mean to budget a
promotion is by calculating how much
money is kept, after the WR were meet:
Bonus = 10
WR = x 20
HA = 2.7%
1 – (10 x 20 = 200 x 2.7% = 5.4); so
according to this, the cost was 4.6
8. This perspective is limited to game play
“on the table”, and doesn’t provide any
actual understanding of the true impact
on the bottom line
In order to do so, I suggest to look at the
promotion as a wagering event that was
caused due to the campaign, and check
the effect on physical money cashed out
9. Periodical Withdrawal, as a
ratio out of Wagering,
provides an indicator to
estimate the factual amount
lost due to the campaign
10. By looking at this ratio, we can know
exactly how much money is expected to
leave the system, due to the extra
money inflated in during the campaign
Of course, you can also estimate the
generated LTV due the to this bonus
Note: those ratios are markets-specific,
and are affected by previous campaigns