This document provides updates on "likeables" equity portfolios for the NYSE, USA ROTH/IRA, and TSX markets as of March 15, 2014. It lists equities held in the portfolios along with their symbol, risk price, stop/loss price, and current market price. The portfolios have generated gains of 44.74% for NYSE, 24.67% for USA ROTH/IRA, and 34.30% for TSX over periods ranging from 6 to 15.5 months. The document encourages investing in "likeables" equities that tend to hold value and gain over cash, and provides the portfolios as a charitable information source for small investors.
StockTakers methods trumps myths. High AlphaSmart, Low Risk, Capital Safety investing we have proven to work. Our charity to small investors of proprietary trading data continues to demonstrate and confirm proof in real markets.
StockTakers proprietary information charity to small investors proving AlphaSmart gains through capital safety and liquidity NYSE 28.27% and TSX 30.91% in 2013 we add new portfolios for 2014 tax sheltering incomes
StockTakers proprietary TaxCharityTM for small investors NYSE 26.73% TSX 35.45% gains in 11 months of risk averse capital safe and liquid investment, keeping it yours, because we can.
StockTakers charity empowers small investors wealth growth in real time portfolios, for double digits AlphaSmart gains by risk aversion, capital safety and liquidity
StockTakers methods trumps myths. High AlphaSmart, Low Risk, Capital Safety investing we have proven to work. Our charity to small investors of proprietary trading data continues to demonstrate and confirm proof in real markets.
StockTakers proprietary information charity to small investors proving AlphaSmart gains through capital safety and liquidity NYSE 28.27% and TSX 30.91% in 2013 we add new portfolios for 2014 tax sheltering incomes
StockTakers proprietary TaxCharityTM for small investors NYSE 26.73% TSX 35.45% gains in 11 months of risk averse capital safe and liquid investment, keeping it yours, because we can.
StockTakers charity empowers small investors wealth growth in real time portfolios, for double digits AlphaSmart gains by risk aversion, capital safety and liquidity
The BookBuilder portfolios aim at building the children's education fund so they do not leave school burdened like a borax mule with vitality sapping debt. RESPs and 529s are no help just government policy eroding saved wealth, active as lobbyist. The Artful Dodgers are just skilled pick-pockets in suits.
Equities trading above our benchmark Risk Price (SF) are those liked by investors, and two of three continue to price rise due to investors’ preference. These equities are “likeables.” They are revealed by their rise above Risk Price, the metric that investors must know to defend their capital.
StockTakers BlackSwans are honking along to 91.93% or 24.50%IRR as their seasons giving.
StockTakers proprietary Risk Price proves the metric investors need. The Modal Geometry gives new clarity navigating balance sheets for sound debt structures in any firm. From that we derive our Risk Price.
StockTakers season of giving Best Wishes to small investors continues with our Risk Price driven results.
Small investors can enjoy another slice of our Risk Price method to earn investment income for yourselves.
Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income for them and leave that work to us. Because We Can.
Louder mooing from the herd brought 3.6% in a month.
StockTakers BlackSwanTrading-Solo 50K TM allows small investors to grow their own wealth with our Risk Price driven 'likeables'.
Enjoy another slice of our Risk Price method to earn investment income for yourselves with our 'likeables.
Because You Can.
Accredited Investors Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
StockTakers proprietary TSX- ABCs 2.6 year gain 88.86%, NYSE - ABCs totals 60.61% - risk averse capital safe and liquid for keeping it yours, because we can
StockTakers season of giving Best Wishes to small investors continues.
Small investors can enjoy another slice of our Risk Price method to earn investment income for yourselves.
Accredited investors can Buy A Slice of StockTakers 12% Bond[i] to earn investment income for them and leave that work to us. Because We Can.
StockTakers Black Swan 'likeables' doubled your money in 30 months, because we can. We prove risk averse investing works for Capital Safety, AlphaSmartTM gains and Liquidity.
Let others chase their gamblers’ risk/reward model, CAPM options pricing and modern portfolio management MPT conjectures and none of them have proven they work - except for those who sell them.
Good reason as we show in our risk averse Risk Price driven ‘likeables’ works for Capital Safety, AlphaSmartTM gains and Liquidity for the small investor.
StockTakers aid to small investors in the great Rotation continues. The biggest Wild Assed Guesser will be the donkey whose tale gets pinned, by market volatility. Whose money got pinned is a real ethical question.
The BookBuilder portfolios aim at building the children's education fund so they do not leave school burdened like a borax mule with vitality sapping debt. RESPs and 529s are no help just government policy eroding saved wealth, active as lobbyist. The Artful Dodgers are just skilled pick-pockets in suits.
Equities trading above our benchmark Risk Price (SF) are those liked by investors, and two of three continue to price rise due to investors’ preference. These equities are “likeables.” They are revealed by their rise above Risk Price, the metric that investors must know to defend their capital.
StockTakers BlackSwans are honking along to 91.93% or 24.50%IRR as their seasons giving.
StockTakers proprietary Risk Price proves the metric investors need. The Modal Geometry gives new clarity navigating balance sheets for sound debt structures in any firm. From that we derive our Risk Price.
StockTakers season of giving Best Wishes to small investors continues with our Risk Price driven results.
Small investors can enjoy another slice of our Risk Price method to earn investment income for yourselves.
Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income for them and leave that work to us. Because We Can.
Louder mooing from the herd brought 3.6% in a month.
StockTakers BlackSwanTrading-Solo 50K TM allows small investors to grow their own wealth with our Risk Price driven 'likeables'.
Enjoy another slice of our Risk Price method to earn investment income for yourselves with our 'likeables.
Because You Can.
Accredited Investors Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
StockTakers proprietary TSX- ABCs 2.6 year gain 88.86%, NYSE - ABCs totals 60.61% - risk averse capital safe and liquid for keeping it yours, because we can
StockTakers season of giving Best Wishes to small investors continues.
Small investors can enjoy another slice of our Risk Price method to earn investment income for yourselves.
Accredited investors can Buy A Slice of StockTakers 12% Bond[i] to earn investment income for them and leave that work to us. Because We Can.
StockTakers Black Swan 'likeables' doubled your money in 30 months, because we can. We prove risk averse investing works for Capital Safety, AlphaSmartTM gains and Liquidity.
Let others chase their gamblers’ risk/reward model, CAPM options pricing and modern portfolio management MPT conjectures and none of them have proven they work - except for those who sell them.
Good reason as we show in our risk averse Risk Price driven ‘likeables’ works for Capital Safety, AlphaSmartTM gains and Liquidity for the small investor.
StockTakers aid to small investors in the great Rotation continues. The biggest Wild Assed Guesser will be the donkey whose tale gets pinned, by market volatility. Whose money got pinned is a real ethical question.
The boomers have paid into social policy funds to pay for their parents’ retirements only to find those funds have not been used and made to work for them. They have become the victims of poor management policies of the industry who claim results they have never managed to obtain, ever.
You will never save your bacon that way. The financial industry managers ensure that they will take the hog home after you raised it.
“I’ve had nothing yet,” Alice replied in an offended tone: “so I ca’n’t take more.” “You mean you ca’n’t take less,” said the Hatter: “it’s very easy to take more than nothing.”
Dulcid mooing herd this month for 17-20% pa.
StockTakers BlackSwanTrading-Solo 50K TM allows small investors to grow their own wealth with our Risk Price driven 'likeables'.
Enjoy another slice of our Risk Price method to earn investment income for yourselves with our 'likeables'.
Because You Can.
Accredited Investors Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
Lovely mooing from the herd this month for 17-21% pa.
StockTakers BlackSwanTrading-Solo 50K TM allows small investors to grow their own wealth with our Risk Price driven 'likeables'.
Enjoy another slice of our Risk Price method to earn investment income for yourselves with our 'likeables'.
Because You Can.
Accredited Investors Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
StockTakers TaxCharityTM empowers small investors wealth growth with risk averse "likeables" gaining high double digit rate of "AlphaSmart" returns with Capital Safety and Liquidity.
StockTakers continues our charity to small investors of our proprietary information, because we can, and prove it! Patience and slow trading, relaxed even, our risk averse method wins over the longer term. These public portfolios run by our methods prove you can keep your capital safe, liquid and make exceptional AlphaSmart gains as we do prove, because we can, and so, you can too!
StockTakers proves its proprietary portfolios are help for small investors, because we can. Capital Safety, AlphaSmart gains and Liquidity by risk averse investing works.
StockTakers "likeables" proof, is NYSE 98.64% gain in 17 months, 48.12 % on TSX. Proof is “likeables” 30.75% on NYSE, 24.00% on TSX in 8 months. StockTakers charity of our proprietary data to small investors continues.
StockTakers continues its proprietary 'LikeablesTM' proof in real market TaxCharityTM run portfolios, Risk Averse, Capital Safe, AlphaSmartTM Liquidity by proven methods suiting all investors.
StockTakers continues its proprietary data charity to small investors with very reasonable “likeables”, in NYSE have lead to 97.09% gains on 16 months, 48.32% on TSX
StockTakers charity gained 35.77% for small investors on NYSE, or 32.66% on TSX in these ten months, in NYSE we led you to 111.60% gain in 19 months, 56.92% on TSX
StockTakers Black Swans are honking nicely giving small investors means to build their wealth with our proprietary Risk Price method
StockTakers TaxCharityTM gives small investors means to save tax refunds with our proprietary Risk Price method.
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Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income for them leaving that work to us.
Because We Do.
Louder mooing from the herd brought 5% to 10% in a month.
StockTakers BlackSwanTrading-Solo 50K TM allows small investors to grow their own wealth with our Risk Price driven 'likeables'.
Enjoy another slice of our Risk Price method to earn investment income for yourselves with our 'likeables.
Because You Can.
Accredited Investors Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
Similar to StockTakers Capital TaxCharityTM 15mar2014. (15)
StockTakers BookBuilderTM bromide for the havoc helps small investors grow their wealth with our Risk Price driven 'likeables'.
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Because We Do.
StockTakers Hark, FESTIVUS mooing herds 14.44-18.50% pa.
BlackSwanTrading-Solo 50K TM helps small investors grow their own wealth with our Risk Price driven 'likeables'.
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Because You Can.
Accredited Investors Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
Mooing slowly @ 15.21% pa.
StockTakers TaxCharityTM lets small investors grow their wealth with our Risk Price driven 'likeables'. .
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Because You Can.
Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
StockTakers ABC-ZsTM
Nice market mooing for 6.27 to 117.98% p.a.
StockTaker helps small investors grow their wealth with our Risk Price driven 'likeables'.
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Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
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StockTakers BookBuilderTM bromide for the havoc helps small investors grow their wealth with our Risk Price driven 'likeables'.
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Contented mooing 9.12% from those Newbies.
StockTakers UUOOPPsiesTM gives small investors means to grow their wealth with our Risk Price driven 'likeables'.
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Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
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FESTIVUS Hark, the mooing herds for 14.39-18.12% pa.
StockTakers BlackSwanTrading-Solo 50K TM allows small investors to grow their own wealth with our Risk Price driven 'likeables'.
Enjoy another slice of our Risk Price method to earn investment income for yourselves with our 'likeables'.
Because You Can.
Accredited Investors Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
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Mooing slowly @ 15.87% pa.
StockTakers TaxCharityTM lets small investors grow their wealth with our Risk Price driven 'likeables'. .
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Because You Can.
Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
StockTakers 16% p.a. bromide for the morning after.
StockTakers BookBuilderTM helps small investors grow their wealth with our Risk Price driven 'likeables'.
Enjoy another slice of our Risk Price method to earn investment income for yourselves.
Because You Can.
Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
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StockTakers BlackSwanTrading-Solo 50K TM allows small investors to grow their own wealth with our Risk Price driven 'likeables'.
Enjoy another slice of our Risk Price method to earn investment income for yourselves with our 'likeables'.
Because You Can.
Accredited Investors Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
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StockTakers TaxCharityTM lets small investors grow their wealth with our Risk Price driven 'likeables'. .
Enjoy another slice of our Risk Price method to earn self-directed investment income for yourselves.
Because You Can.
Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
Nice market mooing for 6.03 to 17.78% p.a. StockTaker helps small investors grow their wealth with our Risk Price driven 'likeables'.
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Because You Can.
Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
StockTakers 18% p.a. bromide for the morning after.
StockTakers BookBuilderTM helps small investors grow their wealth with our Risk Price driven 'likeables'.
Enjoy another slice of our Risk Price method to earn investment income for yourselves.
Because You Can.
Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
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Lovely mooing herd for 14.6-18.9% pa.
StockTakers BlackSwanTrading-Solo 50K TM allows small investors to grow their own wealth with our Risk Price driven 'likeables'.
Enjoy another slice of our Risk Price method to earn investment income for yourselves with our 'likeables'.
Because You Can.
Accredited Investors Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
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Mooing slowly @ 3.63 to 14.56% pa.
StockTakers TaxCharityTM lets small investors grow their wealth with our Risk Price driven 'likeables'. .
Enjoy another slice of our Risk Price method to earn self-directed investment income for yourselves.
Because You Can.
Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
Nice market mooing for 5.66 to 18.46% p.a. helping small investors
StockTakers ABC-ZsTM gives small investors means to grow their wealth with our Risk Price driven 'likeables'.
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Because You Can.
Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
Because We Do.
Stocktakers BBr-outlier has gained 17.16% through this quarter – NYSE, 3.69%.
StockTakers BookBuilderTM helps small investors grow their wealth with our Risk Price driven 'likeables'.
Enjoy another slice of our Risk Price method to earn investment income for yourselves.
Because You Can.
Accredited investors can Buy A Slice of StockTakers 12% Bond to earn investment income by leaving that work to us.
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Mooing slowly @ 4.55 to 17.09% pa.
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What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
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What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.