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STEMTech offers one of the most
        innovative and generous
 compensation plans in the industry.
  Our unique hybrid plan offers you
three different ways to earn income.
       The StepUp Generational
     Program, an optional monthly
 AutoShip program, and the optional
           FastStart program
 One of the best ways to enroll as a
distributor is with our FastStart Pack.
           The FastStart Pack
    is only available when you first
   signup and it represents a very
     attractive value. The package
costs RM1300 plus tax, shipping and
   handling, but reflects a RM1575
          value. The FastStart
Pack features a case of
StemEnhanceTM, an optional weekly
    direct deposit bonus program
   for your FastStart signups, the
 Distributor Kit, Distributor Training
     Manual and your Distributor
Business Suite. The Pack also has a
Personal Point Volume of 250 points
           and includes the
       set¬up fee for your DBS.



   If you choose to participate in all
 three programs, you can earn up to
        six commission checks
    each month. This includes four
weekly FastStart bonuses, a monthly
         AutoShip commission
and a monthly StepUp commission.
 For added convenience, you can
       elect to have all your
  commission and bonus checks
deposited directly into your checking
              account.


  To earn commissions under each
 program, you qualify by achieving a
           minimum amount of
 points each month. Each product is
assigned a Point Value or PV. Points
       are also used to advance
your title and earnings potential in the
            StepUp program.


 Here are the Point Values for your
 STEMTech AFA Extract purchases.
And finally here are the points you
     earn when purchasing our
   Leadership Packs. Don’t worry
  about having to keep track of all
these numbers as it is all calculated
      for you automatically. If
   you sign up for the Distributor
 Business Suite, you can also view
         reports each day.


 Bonus Volume, or BV, is the value
 assigned to each bottle or product
         package. The Bonus
 Volume is used for the purpose of
calculating commissions we pay you.
       For instance, one bottle
of StemEnhanceTM bought by your
downline pays you 7% of RM185 as
          long as you are
             qualified.


  The Bonus Volume values for
STEMTech AFA Extract are shown
            here.


   Here are the BV values for our
          animal products


  And here are the Bonus Volume
points you earn when purchasing our
          Leadership Pack.
Now let’s look at our three income
programs. Let’s start with our StepUp
           Plan. The StepUp
  Plan pays you commissions on all
products you, your retail clients, and
      your organization purchase
  which are not part of the AutoShip
    program. In order to qualify for
       rebates and commissions
 under the StepUp Plan, you need at
 least 100 Personal Points. Personal
               Points are
    calculated based on your total
  personal purchases and the direct
  retail purchases of your customers
    including AutoShip purchases.

    When you enroll as a new
STEMTech Distributor, you begin at
   the Associate level. You buy
products at wholesale and sell them
for retail. Once you accumulate 250
          points over any one
    to two month period, you are
promoted to the Supervisor level. As
     a Supervisor, you can earn
a 5% rebate on your own purchases,
and a 5% commission on any orders
          from your downline
 Associates. Once you accumulate
1000 points, you attain the Manager
     level, and the commissions
 increase to 10%. 2500 points gets
you to the Senior Manager level and
          a 15% commission
 rate. Once you earn 5000 points in
  any one or two month period, you
            attain the rank of
Director. At this level you will receive
the maximum commission and rebate
            rate of 20%. It is
important to remember that you must
   have at least 2,500 points in the
         month you are being
    promoted to Director in order to
  qualify. Once you assist others in
     your organization to become
 Directors, you will begin to earn 5%
    Director Bonuses on all of their
      Group Bonus Volume. You
  must have at least 1000 points in
 Group Bonus Volume to qualify. This
         Group Sales Volume
    must come from your downline
 Associates, Supervisors, Managers
      and Senior Managers who
       are not under a Director.
Here is a visual example of the
 rebates and commissions you can
        earn when you reach the
 Director level. Remember, our plan
 pays a maximum of 20% in rebates
          and commissions on
any order. Therefore, when you are a
Director, you earn a 15% commission
            from the orders of
       your first level Supervisor’s
 organization. The Supervisor earns
     the 5% difference. You earn a
5% commission on the orders of your
  first level Senior Manager’s group
           and they earn 15%.
 You earn a full 20% commission on
your first level Associates as they are
           just starting out and
 are not yet eligible for rebates and
               commissions.
Now let’s look at our AutoShip
    Program. AutoShip creates a
powerful residual income. It provides
  for convenient, recurring monthly
ordering of products at the best price
           and best shipping
 rates for small quantities. AutoShip
also makes you eligible for FastStart
            bonuses. It also
 waives your monthly hosting fee for
 the Distributor Business Suite. The
          volume points, that
 you receive for AutoShip purchases
 count to advance you in the StepUp
        Plan. You can elect to
have AutoShip start in the month you
    enroll or the following month.
Here is a graph showing the
  qualifications and compensation
    percentages for our AutoShip
 Program. There are three different
  qualifiers that affect your income.
         First are the Personal
    Points you have achieved on
  AutoShip. Each bottle is worth 50
    points, and includes your own
personal AutoShip purchases and the
  AutoShip purchases of any retail
        customers. One bottle
   equals 50 points and begins to
  qualify you for commission. Two
      bottles equal 100 points,
 makes you eligible for commissions
  on a larger part of your downline.
            Four bottles, 200
points, maximizes your earnings
  potential. The next qualifier is the
       number of distributors you
   personally enroll in the AutoShip
      Program. Your first enrolled
   distributor makes you eligible for
 a 7% commission on three levels of
 your organization. When you enroll
            three distributors,
   your commission is paid on five
      levels, while five AutoShip
  distributors increases the payout
to seven levels. As you can see, the
more AutoShip distributors you enroll,
         the more commissions
you can earn on larger levels of your
  organization. The final qualifier is
        your total Organizational
Point Value. This qualifier is not
 required until you reach a minimum
                  of 100
Personal Points and three personally
enrolled AutoShip distributors. At this
            tier of earnings,
        you need a total of 1000
Organizational Points. An example of
how to achieve 1000 Organizational
Points is by having ten distributors in
your downline, each with a two bottle
  STEMTech AFA Extract AutoShip
   order. A your numbers increase
      within the three qualifying
areas, your commission rates rise as
well allowing you to eventually qualify
                for Infinity
          bonuses up to 3%.
Finally, let’s look at our FastStart
 Bonus Program. FastStart Bonuses
        are paid on each Fast-
 Start Pack sold. If you enroll a new
distributor with a FastStart Pack, you
            receive a RM165
  FastStart Enroller Bonus and your
 upline Director receives a RM82.50
         Director Bonus. If you
are the Enroller and the Director, you
  receive both bonuses. A RM16.50
              Upline Director
   Bonus is also paid to your upline
 Directors up to 5 generations above
                    you.


 To be eligible for FastStart Enroller
 Bonuses, you or a retail customer
       must have a minimum
of one bottle of STEMTech AFA
Extract on our convenient AutoShip
      program. In addition, to
receive Director Bonuses, you must
be an Active Director. The FastStart
          Enroller Bonuses
 are paid weekly if you enroll in our
      direct deposit program.


  Let’s give you a visual example of
   how FastStart Enroller Bonuses
        work. When you are the
    Enroller and Director of a new
distributor who purchases a FastStart
        Pack, you earn both the
    RM165 Enroller Bonus and the
RM82.50 Director Bonus. When that
        new distributor enrolls a
FastStart distributor, they earn the
   RM165 Enroller Bonus and you
     receive the RM82.50Director
Bonus. If you enroll a distributor who
 becomes a Director, they earn both
          the RM165 Enroller
  Bonus and the RM82.50 Director
Bonus but you will earn the RM16.50
             Upline Director
    Bonus on every new FastStart
distributor they sign up. Director level
        bonuses are paid up to
  five generations of active up¬line
  Directors. In this example you can
         see that from the two
 people working two levels deep, you
have already earned RM630 in bonus
                 money.
Now that you have a basic
  understanding of the three income
     streams of our compensation
 plan, let’s look at a simple road map
  for success. The key to success in
       this business is simplicity
 and duplication of effort. If you follow
the steps we are about to outline, and
                then teach
 others to do the same, you will be on
   your way to creating a successful
              business. First,
   choose the FastStart Pack option
     when you enroll. Then choose
       AutoShip for two or more
    bottles to start right away. Next,
   create a strategy to make it to the
   Director level and then, duplicate
               your efforts.
Since the first two steps are self
 explanatory, let’s focus on a simple
       strategy to get you to the
Director level. Begin by enrolling with
   the FastStart Pack option. Then
        commit to four bottles a
  month on our AutoShip Program.
Next, sign up two distributors who do
         the same. Finally help
 your new distributors sign up three
new distributors between them. Make
         sure everyone enrolls
  with a FastStart Pack and a four
  bottle AutoShip. Already you will
           have created 2,700
  points with just five distributors in
your group and you are now a Senior
               Manager.
Now let’s look at the commissions
and rebates you will have earned in
         this first month. From
  the StepUp Program, you earn a
  RM18.75 rebate on your personal
         order and RM43.75 in
  downline commissions. From the
FastStart Program you earn RM330
          in FastStart Enroller
    Bonuses. And finally from the
AutoShip Program, you earn RM223
       from your organization’s
orders. This gives you a first month
 total of RM625 and qualifies you at
                    the
         Senior Manager level.
In your second month, you personally
  enroll just one more distributor for a
              total of three first
 level distributors. Now help your new
 distributor enroll their first distributor.
             Finally, assist one
       of your other two front line
       distributors enroll one more
  distributor. Make sure each person
 signs up with a FastStart Pack and a
four bottle AutoShip This new volume
             combined with the
    power of the AutoShip recurring
    volume, gives you an additional
      2,550 points for a two month
total of 5,250 points. Congratulations,
you are now a Director with only eight
                distributors in
                 your group!
The earnings in your second month
   are as follows: From the StepUp
          Plan, RM50 from the
three first FastStart orders. From the
     FastStart Program, RM165 in
          Enroller Bonuses and
 RM247.50 in Director Bonuses. And
 from the AutoShip Program, RM373
      from your eight distributors.
    This is a total of RM835.50 your
   second month, and RM1461 total
              your first sixty
  days in business. And this doesn’t
even count any retail profits you earn.
            Again, this is just
    one example of a simple path to
   Director. There are many ways to
       accomplish this in order to
      reach your business goals.
Again, don’t worry if you do not
 completely understand all facets of
         the compensation plan
right away. If you concentrate on the
  path we just outlined, the rest will
            take care of itself.
 Please consult your training manual
      for further instruction on the
       compensation plan. If you
 have any questions, please contact
   your sponsor or email distributor
       services at DSMalaysia@
stemtechhealth.com. Welcome to the
            STEMTech Team!
This document is to assist a speaker
     in presenting the STEMTech
      Malaysia Business Training
Presentation contained on this disc.
   Please feel free to make this
   presentation your own. If you
have any questions, please contact
   your upline support or email
  STEMTech Malaysia Distributor
            Support at
DSMalaysia@stemtechhealth.com
        STEMTech Team!

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STEMTech offers three ways to earn income

  • 1. STEMTech offers one of the most innovative and generous compensation plans in the industry. Our unique hybrid plan offers you three different ways to earn income. The StepUp Generational Program, an optional monthly AutoShip program, and the optional FastStart program One of the best ways to enroll as a distributor is with our FastStart Pack. The FastStart Pack is only available when you first signup and it represents a very attractive value. The package costs RM1300 plus tax, shipping and handling, but reflects a RM1575 value. The FastStart
  • 2. Pack features a case of StemEnhanceTM, an optional weekly direct deposit bonus program for your FastStart signups, the Distributor Kit, Distributor Training Manual and your Distributor Business Suite. The Pack also has a Personal Point Volume of 250 points and includes the set¬up fee for your DBS. If you choose to participate in all three programs, you can earn up to six commission checks each month. This includes four weekly FastStart bonuses, a monthly AutoShip commission
  • 3. and a monthly StepUp commission. For added convenience, you can elect to have all your commission and bonus checks deposited directly into your checking account. To earn commissions under each program, you qualify by achieving a minimum amount of points each month. Each product is assigned a Point Value or PV. Points are also used to advance your title and earnings potential in the StepUp program. Here are the Point Values for your STEMTech AFA Extract purchases.
  • 4. And finally here are the points you earn when purchasing our Leadership Packs. Don’t worry about having to keep track of all these numbers as it is all calculated for you automatically. If you sign up for the Distributor Business Suite, you can also view reports each day. Bonus Volume, or BV, is the value assigned to each bottle or product package. The Bonus Volume is used for the purpose of calculating commissions we pay you. For instance, one bottle
  • 5. of StemEnhanceTM bought by your downline pays you 7% of RM185 as long as you are qualified. The Bonus Volume values for STEMTech AFA Extract are shown here. Here are the BV values for our animal products And here are the Bonus Volume points you earn when purchasing our Leadership Pack.
  • 6. Now let’s look at our three income programs. Let’s start with our StepUp Plan. The StepUp Plan pays you commissions on all products you, your retail clients, and your organization purchase which are not part of the AutoShip program. In order to qualify for rebates and commissions under the StepUp Plan, you need at least 100 Personal Points. Personal Points are calculated based on your total personal purchases and the direct retail purchases of your customers including AutoShip purchases. When you enroll as a new STEMTech Distributor, you begin at the Associate level. You buy
  • 7. products at wholesale and sell them for retail. Once you accumulate 250 points over any one to two month period, you are promoted to the Supervisor level. As a Supervisor, you can earn a 5% rebate on your own purchases, and a 5% commission on any orders from your downline Associates. Once you accumulate 1000 points, you attain the Manager level, and the commissions increase to 10%. 2500 points gets you to the Senior Manager level and a 15% commission rate. Once you earn 5000 points in any one or two month period, you attain the rank of
  • 8. Director. At this level you will receive the maximum commission and rebate rate of 20%. It is important to remember that you must have at least 2,500 points in the month you are being promoted to Director in order to qualify. Once you assist others in your organization to become Directors, you will begin to earn 5% Director Bonuses on all of their Group Bonus Volume. You must have at least 1000 points in Group Bonus Volume to qualify. This Group Sales Volume must come from your downline Associates, Supervisors, Managers and Senior Managers who are not under a Director.
  • 9. Here is a visual example of the rebates and commissions you can earn when you reach the Director level. Remember, our plan pays a maximum of 20% in rebates and commissions on any order. Therefore, when you are a Director, you earn a 15% commission from the orders of your first level Supervisor’s organization. The Supervisor earns the 5% difference. You earn a 5% commission on the orders of your first level Senior Manager’s group and they earn 15%. You earn a full 20% commission on your first level Associates as they are just starting out and are not yet eligible for rebates and commissions.
  • 10. Now let’s look at our AutoShip Program. AutoShip creates a powerful residual income. It provides for convenient, recurring monthly ordering of products at the best price and best shipping rates for small quantities. AutoShip also makes you eligible for FastStart bonuses. It also waives your monthly hosting fee for the Distributor Business Suite. The volume points, that you receive for AutoShip purchases count to advance you in the StepUp Plan. You can elect to have AutoShip start in the month you enroll or the following month.
  • 11. Here is a graph showing the qualifications and compensation percentages for our AutoShip Program. There are three different qualifiers that affect your income. First are the Personal Points you have achieved on AutoShip. Each bottle is worth 50 points, and includes your own personal AutoShip purchases and the AutoShip purchases of any retail customers. One bottle equals 50 points and begins to qualify you for commission. Two bottles equal 100 points, makes you eligible for commissions on a larger part of your downline. Four bottles, 200
  • 12. points, maximizes your earnings potential. The next qualifier is the number of distributors you personally enroll in the AutoShip Program. Your first enrolled distributor makes you eligible for a 7% commission on three levels of your organization. When you enroll three distributors, your commission is paid on five levels, while five AutoShip distributors increases the payout to seven levels. As you can see, the more AutoShip distributors you enroll, the more commissions you can earn on larger levels of your organization. The final qualifier is your total Organizational
  • 13. Point Value. This qualifier is not required until you reach a minimum of 100 Personal Points and three personally enrolled AutoShip distributors. At this tier of earnings, you need a total of 1000 Organizational Points. An example of how to achieve 1000 Organizational Points is by having ten distributors in your downline, each with a two bottle STEMTech AFA Extract AutoShip order. A your numbers increase within the three qualifying areas, your commission rates rise as well allowing you to eventually qualify for Infinity bonuses up to 3%.
  • 14. Finally, let’s look at our FastStart Bonus Program. FastStart Bonuses are paid on each Fast- Start Pack sold. If you enroll a new distributor with a FastStart Pack, you receive a RM165 FastStart Enroller Bonus and your upline Director receives a RM82.50 Director Bonus. If you are the Enroller and the Director, you receive both bonuses. A RM16.50 Upline Director Bonus is also paid to your upline Directors up to 5 generations above you. To be eligible for FastStart Enroller Bonuses, you or a retail customer must have a minimum
  • 15. of one bottle of STEMTech AFA Extract on our convenient AutoShip program. In addition, to receive Director Bonuses, you must be an Active Director. The FastStart Enroller Bonuses are paid weekly if you enroll in our direct deposit program. Let’s give you a visual example of how FastStart Enroller Bonuses work. When you are the Enroller and Director of a new distributor who purchases a FastStart Pack, you earn both the RM165 Enroller Bonus and the RM82.50 Director Bonus. When that new distributor enrolls a
  • 16. FastStart distributor, they earn the RM165 Enroller Bonus and you receive the RM82.50Director Bonus. If you enroll a distributor who becomes a Director, they earn both the RM165 Enroller Bonus and the RM82.50 Director Bonus but you will earn the RM16.50 Upline Director Bonus on every new FastStart distributor they sign up. Director level bonuses are paid up to five generations of active up¬line Directors. In this example you can see that from the two people working two levels deep, you have already earned RM630 in bonus money.
  • 17. Now that you have a basic understanding of the three income streams of our compensation plan, let’s look at a simple road map for success. The key to success in this business is simplicity and duplication of effort. If you follow the steps we are about to outline, and then teach others to do the same, you will be on your way to creating a successful business. First, choose the FastStart Pack option when you enroll. Then choose AutoShip for two or more bottles to start right away. Next, create a strategy to make it to the Director level and then, duplicate your efforts.
  • 18. Since the first two steps are self explanatory, let’s focus on a simple strategy to get you to the Director level. Begin by enrolling with the FastStart Pack option. Then commit to four bottles a month on our AutoShip Program. Next, sign up two distributors who do the same. Finally help your new distributors sign up three new distributors between them. Make sure everyone enrolls with a FastStart Pack and a four bottle AutoShip. Already you will have created 2,700 points with just five distributors in your group and you are now a Senior Manager.
  • 19. Now let’s look at the commissions and rebates you will have earned in this first month. From the StepUp Program, you earn a RM18.75 rebate on your personal order and RM43.75 in downline commissions. From the FastStart Program you earn RM330 in FastStart Enroller Bonuses. And finally from the AutoShip Program, you earn RM223 from your organization’s orders. This gives you a first month total of RM625 and qualifies you at the Senior Manager level.
  • 20. In your second month, you personally enroll just one more distributor for a total of three first level distributors. Now help your new distributor enroll their first distributor. Finally, assist one of your other two front line distributors enroll one more distributor. Make sure each person signs up with a FastStart Pack and a four bottle AutoShip This new volume combined with the power of the AutoShip recurring volume, gives you an additional 2,550 points for a two month total of 5,250 points. Congratulations, you are now a Director with only eight distributors in your group!
  • 21. The earnings in your second month are as follows: From the StepUp Plan, RM50 from the three first FastStart orders. From the FastStart Program, RM165 in Enroller Bonuses and RM247.50 in Director Bonuses. And from the AutoShip Program, RM373 from your eight distributors. This is a total of RM835.50 your second month, and RM1461 total your first sixty days in business. And this doesn’t even count any retail profits you earn. Again, this is just one example of a simple path to Director. There are many ways to accomplish this in order to reach your business goals.
  • 22. Again, don’t worry if you do not completely understand all facets of the compensation plan right away. If you concentrate on the path we just outlined, the rest will take care of itself. Please consult your training manual for further instruction on the compensation plan. If you have any questions, please contact your sponsor or email distributor services at DSMalaysia@ stemtechhealth.com. Welcome to the STEMTech Team! This document is to assist a speaker in presenting the STEMTech Malaysia Business Training
  • 23. Presentation contained on this disc. Please feel free to make this presentation your own. If you have any questions, please contact your upline support or email STEMTech Malaysia Distributor Support at DSMalaysia@stemtechhealth.com STEMTech Team!