Stanford CS 007-01 (2020): Personal Finance for Engineers / IntroductionAdam Nash
These are the slides from the 1st session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on September 15, 2020. This seminar covers a survey of the students enrolled in the course, with an overview of the topics to be covered over the course of the series.
Stanford CS 007-09 (2019): Personal Finance for Engineers / Real EstateAdam Nash
These are the slides from the 9th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered in November 2019. This seminar covers real estate and related financial decisions: buying, renting, rent vs. buy, real estate investment, rental properties & tax advantages.
Stanford CS 007-01 (2019): Personal Finance for Engineers / IntroductionAdam Nash
These are the slides from the 1st session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on September 23, 2019. This seminar covers a survey of the students enrolled in the course, with an overview of the topics to be covered over the course of the series.
Stanford CS 007-08 (2019): Personal Finance for Engineers / Financial Plannin...Adam Nash
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered in November 2019. This seminar covers financial planning, financial goals, couples & life insurance.
Stanford CS 007-06 (2021): Personal Finance for Engineers / DebtAdam Nash
These are the slides from the 6th session of the Stanford University class, CS 007 "Personal Finance for Engineers" on October 26, 2021. This seminar focuses on compounding, mortgages, auto loans, student loans, credit cards and credit scores.
Stanford CS 007-2 (2020): Personal Finance for Engineers / Behavioral FinanceAdam Nash
These are the slides from the 2nd session of the Stanford University class, CS 007 "Personal Finance for Engineers," given on September 22, 2020. This seminar covers the topic of Behavioral Finance.
Stanford CS 007-10 (2020): Personal Finance for Engineers / Additional Topics...Adam Nash
These are the slides from the 10th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered in November 2020. This seminar covers student requested additional topics for the course, including bitcoin / cryptocurrency, derivatives, futures, options, private equity & venture capital.
Stanford CS 007-08 (2021): Personal Finance for Engineers / Financial Plannin...Adam Nash
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered on November 16, 2021. This seminar covers financial planning, financial goals, couples & life insurance.
Stanford CS 007-01 (2020): Personal Finance for Engineers / IntroductionAdam Nash
These are the slides from the 1st session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on September 15, 2020. This seminar covers a survey of the students enrolled in the course, with an overview of the topics to be covered over the course of the series.
Stanford CS 007-09 (2019): Personal Finance for Engineers / Real EstateAdam Nash
These are the slides from the 9th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered in November 2019. This seminar covers real estate and related financial decisions: buying, renting, rent vs. buy, real estate investment, rental properties & tax advantages.
Stanford CS 007-01 (2019): Personal Finance for Engineers / IntroductionAdam Nash
These are the slides from the 1st session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on September 23, 2019. This seminar covers a survey of the students enrolled in the course, with an overview of the topics to be covered over the course of the series.
Stanford CS 007-08 (2019): Personal Finance for Engineers / Financial Plannin...Adam Nash
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered in November 2019. This seminar covers financial planning, financial goals, couples & life insurance.
Stanford CS 007-06 (2021): Personal Finance for Engineers / DebtAdam Nash
These are the slides from the 6th session of the Stanford University class, CS 007 "Personal Finance for Engineers" on October 26, 2021. This seminar focuses on compounding, mortgages, auto loans, student loans, credit cards and credit scores.
Stanford CS 007-2 (2020): Personal Finance for Engineers / Behavioral FinanceAdam Nash
These are the slides from the 2nd session of the Stanford University class, CS 007 "Personal Finance for Engineers," given on September 22, 2020. This seminar covers the topic of Behavioral Finance.
Stanford CS 007-10 (2020): Personal Finance for Engineers / Additional Topics...Adam Nash
These are the slides from the 10th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered in November 2020. This seminar covers student requested additional topics for the course, including bitcoin / cryptocurrency, derivatives, futures, options, private equity & venture capital.
Stanford CS 007-08 (2021): Personal Finance for Engineers / Financial Plannin...Adam Nash
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered on November 16, 2021. This seminar covers financial planning, financial goals, couples & life insurance.
Stanford CS 007-07 (2018): Personal Finance for Engineers / InvestingAdam Nash
These are the slides from the 7th session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on November 6, 2018. This seminar covers compounding, types of investments, diversification, how to invest, and the four keys to good investing (all boring).
Stanford CS 007-05 (2020): Personal Finance for Engineers / Assets & Net WorthAdam Nash
These are the slides from the 5th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar focuses on liquidity, emergency funds, assets & liabilities, and net worth.
Stanford CS 007-07 (2020): Personal Finance for Engineers / InvestingAdam Nash
These are the slides from the 7th session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on October 27, 2020. This seminar covers compounding, types of investments, diversification, how to invest, and the four keys to good investing (all boring).
Stanford CS 007-08 (2018): Personal Finance for Engineers / Financial Plannin...Adam Nash
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered on November 13, 2018. This seminar covers financial planning, financial goals, couples & life insurance.
Stanford CS 007-03: Personal Finance for Engineers / Getting PaidAdam Nash
These are the slides from the 3rd session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on October 10, 2017. This seminar covers compensation, equity & comparing offers.
Stanford CS 007-05 (2019): Personal Finance for Engineers / Assets & Net WorthAdam Nash
These are the slides from the 5th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar focuses on liquidity, emergency funds, assets & liabilities, and net worth.
Stanford CS 007-01: Personal Finance for Engineers / IntroductionAdam Nash
This document provides an overview of the syllabus for a course on personal finance for engineers at Stanford University. The course covers topics like behavioral finance and cognitive biases, compensation and equity, budgeting and savings, credit and debt, investing, financial goals, taxes, real estate, and other topics selected by students. The goal is to provide engineers with practical knowledge of personal finance that is often not covered in other courses, given the significant financial decisions engineers face early in their careers.
Stanford CS 007-05 (2021): Personal Finance for Engineers / Assets & Net WorthAdam Nash
These are the slides from the 5th session of the Stanford University class, CS 007 "Personal Finance for Engineers" taught on October 19, 2021. This seminar focuses on liquidity, emergency funds, assets & liabilities, and net worth.
Stanford CS 007-01 (2021): Personal Finance for Engineers / IntroductionAdam Nash
These are the slides from the 1st session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on September 21, 2021. This seminar covers a survey of the students enrolled in the course, with an overview of the topics to be covered over the course of the series.
This document provides an overview of personal finance topics for engineers. It begins by explaining why personal finance is important but poorly covered, and why it is relevant for engineers specifically. It then outlines some fast finance basics like behavioral finance, liquidity, cash flow, compounding returns, and the benefits of index fund investing. The document also discusses more advanced topics such as calculating returns in Excel, retirement planning challenges, collectible coins, and derivatives. The overall message is that personal finance is not as rational as people think, and the keys are to save early, avoid debt, and keep investing simple through low-cost index funds.
Stanford CS 007-04 (2021): Personal Finance for Engineers / Savings & BudgetsAdam Nash
These are the slides from the 4th session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on October 12, 2021. This seminar covers savings rates, income & expenses & budgeting.
Stanford CS 007-02: Personal Finance for Engineers / Predictably IrrationalAdam Nash
These are the slides from the 2nd session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on October 3, 2017. This seminar covers behavioral finance & financial decision making.
Stanford CS 007-08: Personal Finance for Engineers / Financial Planning & GoalsAdam Nash
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar covers financial planning, financial goals, couples & life insurance.
Personal Finance for Engineers (Lambda School, 2018)Adam Nash
This document provides a summary of a presentation on personal finance basics for engineers. It covers several key topics:
1. Behavioral finance and how people are not truly rational with money due to biases like anchoring, mental accounting, herd behavior, and loss aversion.
2. The importance of liquidity and having emergency funds for unexpected expenses.
3. Ensuring spending is less than income by creating an annual budget and tracking cash flow.
4. The power of compounding returns over long periods of time, especially when starting to save and invest early in one's career.
5. That good investing is "boring" and focusing on low-cost index funds within an appropriate asset
Stanford CS 007-05 (2018): Personal Finance for Engineers / Assets & Net WorthAdam Nash
These are the slides from the 5th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar focuses on liquidity, emergency funds, assets & liabilities, and net worth.
Stanford CS 007-07 (2019): Personal Finance for Engineers / InvestingAdam Nash
These are the slides from the 7th session of the Stanford University class, CS 007 "Personal Finance for Engineers" given in November 2019. This seminar covers compounding, types of investments, diversification, how to invest, and the four keys to good investing (all boring).
Stanford CS 007-06: Personal Finance for Engineers / All About DebtAdam Nash
These are the slides from the 6th session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on October 31, 2017. This seminar covers compounding, debt, credit scores, amortization & strategies to pay off debt.
Stanford CS 007-09 (2020): Personal Finance for Engineers / Real EstateAdam Nash
This document provides an overview of personal finance topics related to real estate, including buying a primary residence, renting, investing in rental properties, and the tax advantages of real estate. Some key points covered include:
- Real estate is typically the largest financial commitment and investment for most households. It has costs associated with buying, selling, owning, and maintaining a property.
- The decision to buy vs. rent involves weighing financial, practical, and emotional factors. Renting provides flexibility while buying is often seen as a forced savings plan and long-term investment.
- Investing in rental properties allows earning income from rents but also requires actively managing the properties. Real estate has generally earned returns comparable to stocks over
Stanford CS 007-09: Personal Finance for Engineers / Real EstateAdam Nash
These are the slides from the 9th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar covers real estate and related financial decisions: buying, renting, rent vs. buy, real estate investment, rental properties & tax advantages.
Stanford CS 007-2 (2018): Personal Finance for Engineers / CompensationAdam Nash
These are the slides from the 2nd session of the Stanford University class, CS 007 "Personal Finance for Engineers". This seminar covers the topic of Behavioral Finance.
Stanford CS 007-01 (2022): Personal Finance for Engineers / IntroductionAdam Nash
These are the slides from the 1st session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on September 27, 2022. This seminar covers a survey of the students enrolled in the course, with an overview of the topics to be covered over the course of the series.
Financial aid presentation power point finalImobah
The document discusses improving students' financial literacy through expanding education on managing student loans and credit. It notes that students' knowledge of loans and credit is uneven and many do not understand the long term consequences of taking on debt. The proposal is to develop a system-wide financial literacy project in BC by embedding self-assessments and quizzes about credit into the student financial aid application process to direct students to relevant information and ensure they understand responsibilities of debt before taking out loans. The goal is to help students make better financial choices that do not hinder their future success and career prospects after graduation.
Stanford CS 007-07 (2018): Personal Finance for Engineers / InvestingAdam Nash
These are the slides from the 7th session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on November 6, 2018. This seminar covers compounding, types of investments, diversification, how to invest, and the four keys to good investing (all boring).
Stanford CS 007-05 (2020): Personal Finance for Engineers / Assets & Net WorthAdam Nash
These are the slides from the 5th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar focuses on liquidity, emergency funds, assets & liabilities, and net worth.
Stanford CS 007-07 (2020): Personal Finance for Engineers / InvestingAdam Nash
These are the slides from the 7th session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on October 27, 2020. This seminar covers compounding, types of investments, diversification, how to invest, and the four keys to good investing (all boring).
Stanford CS 007-08 (2018): Personal Finance for Engineers / Financial Plannin...Adam Nash
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered on November 13, 2018. This seminar covers financial planning, financial goals, couples & life insurance.
Stanford CS 007-03: Personal Finance for Engineers / Getting PaidAdam Nash
These are the slides from the 3rd session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on October 10, 2017. This seminar covers compensation, equity & comparing offers.
Stanford CS 007-05 (2019): Personal Finance for Engineers / Assets & Net WorthAdam Nash
These are the slides from the 5th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar focuses on liquidity, emergency funds, assets & liabilities, and net worth.
Stanford CS 007-01: Personal Finance for Engineers / IntroductionAdam Nash
This document provides an overview of the syllabus for a course on personal finance for engineers at Stanford University. The course covers topics like behavioral finance and cognitive biases, compensation and equity, budgeting and savings, credit and debt, investing, financial goals, taxes, real estate, and other topics selected by students. The goal is to provide engineers with practical knowledge of personal finance that is often not covered in other courses, given the significant financial decisions engineers face early in their careers.
Stanford CS 007-05 (2021): Personal Finance for Engineers / Assets & Net WorthAdam Nash
These are the slides from the 5th session of the Stanford University class, CS 007 "Personal Finance for Engineers" taught on October 19, 2021. This seminar focuses on liquidity, emergency funds, assets & liabilities, and net worth.
Stanford CS 007-01 (2021): Personal Finance for Engineers / IntroductionAdam Nash
These are the slides from the 1st session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on September 21, 2021. This seminar covers a survey of the students enrolled in the course, with an overview of the topics to be covered over the course of the series.
This document provides an overview of personal finance topics for engineers. It begins by explaining why personal finance is important but poorly covered, and why it is relevant for engineers specifically. It then outlines some fast finance basics like behavioral finance, liquidity, cash flow, compounding returns, and the benefits of index fund investing. The document also discusses more advanced topics such as calculating returns in Excel, retirement planning challenges, collectible coins, and derivatives. The overall message is that personal finance is not as rational as people think, and the keys are to save early, avoid debt, and keep investing simple through low-cost index funds.
Stanford CS 007-04 (2021): Personal Finance for Engineers / Savings & BudgetsAdam Nash
These are the slides from the 4th session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on October 12, 2021. This seminar covers savings rates, income & expenses & budgeting.
Stanford CS 007-02: Personal Finance for Engineers / Predictably IrrationalAdam Nash
These are the slides from the 2nd session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on October 3, 2017. This seminar covers behavioral finance & financial decision making.
Stanford CS 007-08: Personal Finance for Engineers / Financial Planning & GoalsAdam Nash
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar covers financial planning, financial goals, couples & life insurance.
Personal Finance for Engineers (Lambda School, 2018)Adam Nash
This document provides a summary of a presentation on personal finance basics for engineers. It covers several key topics:
1. Behavioral finance and how people are not truly rational with money due to biases like anchoring, mental accounting, herd behavior, and loss aversion.
2. The importance of liquidity and having emergency funds for unexpected expenses.
3. Ensuring spending is less than income by creating an annual budget and tracking cash flow.
4. The power of compounding returns over long periods of time, especially when starting to save and invest early in one's career.
5. That good investing is "boring" and focusing on low-cost index funds within an appropriate asset
Stanford CS 007-05 (2018): Personal Finance for Engineers / Assets & Net WorthAdam Nash
These are the slides from the 5th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar focuses on liquidity, emergency funds, assets & liabilities, and net worth.
Stanford CS 007-07 (2019): Personal Finance for Engineers / InvestingAdam Nash
These are the slides from the 7th session of the Stanford University class, CS 007 "Personal Finance for Engineers" given in November 2019. This seminar covers compounding, types of investments, diversification, how to invest, and the four keys to good investing (all boring).
Stanford CS 007-06: Personal Finance for Engineers / All About DebtAdam Nash
These are the slides from the 6th session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on October 31, 2017. This seminar covers compounding, debt, credit scores, amortization & strategies to pay off debt.
Stanford CS 007-09 (2020): Personal Finance for Engineers / Real EstateAdam Nash
This document provides an overview of personal finance topics related to real estate, including buying a primary residence, renting, investing in rental properties, and the tax advantages of real estate. Some key points covered include:
- Real estate is typically the largest financial commitment and investment for most households. It has costs associated with buying, selling, owning, and maintaining a property.
- The decision to buy vs. rent involves weighing financial, practical, and emotional factors. Renting provides flexibility while buying is often seen as a forced savings plan and long-term investment.
- Investing in rental properties allows earning income from rents but also requires actively managing the properties. Real estate has generally earned returns comparable to stocks over
Stanford CS 007-09: Personal Finance for Engineers / Real EstateAdam Nash
These are the slides from the 9th session of the Stanford University class, CS 007 "Personal Finance for Engineers" This seminar covers real estate and related financial decisions: buying, renting, rent vs. buy, real estate investment, rental properties & tax advantages.
Stanford CS 007-2 (2018): Personal Finance for Engineers / CompensationAdam Nash
These are the slides from the 2nd session of the Stanford University class, CS 007 "Personal Finance for Engineers". This seminar covers the topic of Behavioral Finance.
Stanford CS 007-01 (2022): Personal Finance for Engineers / IntroductionAdam Nash
These are the slides from the 1st session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on September 27, 2022. This seminar covers a survey of the students enrolled in the course, with an overview of the topics to be covered over the course of the series.
Financial aid presentation power point finalImobah
The document discusses improving students' financial literacy through expanding education on managing student loans and credit. It notes that students' knowledge of loans and credit is uneven and many do not understand the long term consequences of taking on debt. The proposal is to develop a system-wide financial literacy project in BC by embedding self-assessments and quizzes about credit into the student financial aid application process to direct students to relevant information and ensure they understand responsibilities of debt before taking out loans. The goal is to help students make better financial choices that do not hinder their future success and career prospects after graduation.
Wealth Building with Saving, Investing and Windfalls-06-16Barbara O'Neill
This document discusses strategies for building wealth through saving, investing, and handling windfalls. It defines wealth as how long someone can sustain their lifestyle without working. Common traits of wealthy people include living below their means, value of financial independence, and not subsidizing lifestyles. Successful investing principles include following a few simple rules like investing long-term and diversifying assets. Developing an asset allocation strategy that balances risk and potential returns across different asset classes like stocks and bonds is important for reducing investment risk.
Stanford CS 007-08 (2020): Personal Finance for Engineers / Financial Plannin...Adam Nash
These are the slides from the 8th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered on November 3, 2020. This seminar covers financial planning, financial goals, couples & life insurance.
What Young Adults Need to Know About Money-03-16Barbara O'Neill
This document provides information about important life skills for young adults, including personal finance. It discusses the importance of financial capability and lists essential life skills like budgeting, cooking, home repairs, and personal finance. It also summarizes a lecture on preparing students for an environment with limited natural resources by becoming more self-sufficient. The document then provides information about personal finance topics like saving, comparing interest rates, budgeting, compound interest, credit reports, insurance, and financial education resources for students.
The document discusses the variety of career opportunities available in the lucrative and rewarding finance industry. Some of the potential career paths mentioned include banking, financial advising, investment banking, corporate finance, money management, real estate finance, and more. Many finance careers are accessible to those with business or finance degrees and strong analytical skills, though some fields like banking may require less formal education. Overall, the finance industry offers endless choices and high earning potential.
How To Manage Finances & Funding for Educational InstitutionsProcurify.com
Every organization and every person has a spend culture.
Spend culture is a set of shared beliefs and practices that informs a person how, why and when money should be spent.
Whether planned or random, all organizations have a spend culture.
Culture is fluid. It evolves with time and with each additional person. Understanding your spend culture and how it affects the people who work in your organization will influence how much value you get out of your spending.
Find out what your Spend Culture is: https://spendculture.procurify.com/
This document discusses career preparation and success. It emphasizes that high school lays the foundation for post-secondary education and career development by practicing important skills. While college is generally worth it, the specifics of the college, field of study, and debt matter. Employers prioritize skills like critical thinking, problem solving, communication, and real-world application over a specific major. The document provides 10 best practices for career success such as keeping track of accomplishments, developing expertise, and managing one's professional image.
This document provides information on personal finance topics such as career choices, income, benefits, education costs, renting vs buying a home, home values, and developing a personal financial plan. Key points include:
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- Education costs are an important factor to consider. Most students use loans, grants, scholarships or family money to fund education. Student loans offer advantages over private loans.
- Renting offers mobility and fewer responsibilities than owning a home. Factors affecting rent costs include location, unit size, and responsibility for
Junior lesson career and college planning for underclassmen 2017-18 eveningwebern79
This document provides information to underclassmen about career and college planning. It discusses exploring post-secondary options like college, trade schools, or the military. It encourages students to research careers and majors using resources like online interest assessments and government career information sites. The document also provides information about standardized tests, college visits, application requirements, and maintaining a professional online presence. The overall goal is to help students start planning and preparing for their future career and education paths.
This document provides guidance on creating a budget for college students. It outlines key components of a student budget including identifying income sources, estimating expenses, and tracking spending. Expenses are divided into fixed costs like tuition and housing and more flexible categories. The document warns that credit cards can enable overspending if not used carefully and within one's budget. It provides tips for credit card management and using a budget to avoid debt.
Colleges That Thrive: Essential Qualities and CharacteristicsStamats
Essential qualities and characteristics of colleges and universities who will thrive amid the tumultuous times in higher education. Contact Sara.Henton@stamats.com for additional information.
Financial Planning for the Second Half of LifeBarbara O'Neill
The document discusses financial planning considerations for older adults in the second half of life. It covers major financial concerns like health care costs, investing strategies, avoiding fraud, and creating a retirement income stream. Research findings are presented on topics like declining wealth, underestimating life expectancy, and lack of retirement savings. Fifteen key financial issues for older adults are also outlined.
NJCFE Webinar-How to be Money Smart-12 Things to Know-04-14Barbara O'Neill
This document provides information on financial literacy and personal finance topics. It begins by outlining the importance of financial capability as a life skill. It then presents a 5 question financial literacy quiz. Next, it introduces the JumpStart Coalition for Personal Financial Literacy and their 12 principles for financial success. The principles are then each summarized individually and include topics like budgeting, saving, investing, credit, insurance and planning for the future. Resources for additional information are provided throughout.
Financial Tips For Young Professionals by Sarang AhujaSarang Ahuja
The document provides tips for millennials to achieve financial stability. It recommends setting up a savings account and putting money from each paycheck into it to create a nest egg. It also suggests finding fun ways to budget, such as using budgeting apps, and investing in one's self through education or side jobs to gain skills and income. Finally, it advises seeking alternative solutions for paying off loans like refinancing or loan restructuring programs. The overall message is that young people can plan for their financial future through simple steps like saving, budgeting, investing in their career, and exploring debt relief options.
How To Attend College and University for Free: 2016 Scholarship and Internshi...Joaquin Roibal
How To find, apply and win scholarships and internships that will allow you to attend the university of your dreams and graduate debt free! Topics covered include applying to your dream school, Graduate School, and gaining full time employment after graduation!
Topics covered include:
-How To Attend the University or College of your Dream
-Applying to College
-Applying for unknown and under-the-radar scholarships
-Choosing the correct major that will unlock internship and scholarship opportunity
-Separating your application by adding extracurricular activities and other ideas
-Private University vs Public University Comparison
What's it like to work with The Independent Financial Group? Founding Principal Jim Lorenzen talks about how IFG may be different from other wealth management advisory firms.
Enrollment Mgt in Time of Challenge & ChangeDan Lundquist
The document discusses enrollment management challenges facing colleges. It begins by outlining questions around what enrollment management is and should be. It then analyzes the current market situation, noting declining ability and willingness to pay for college among families. Internally, survey data shows enrollment managers view their roles as tactical rather than strategic. The document calls for enrollment managers to share their knowledge strategically, advocate for affordability and sustainability, and model a new dynamic role to benefit all stakeholders. It concludes enrollment management must become a true partnership and intellectual capital is needed to navigate the "perfect storm" of rising costs and falling revenues.
This document provides an overview of funding and budgeting for graduate students. It discusses various sources of funding such as grants, scholarships, fellowships, teaching assistantships, and research assistantships. It notes that the average debt burden for master's and doctoral students is around $50,000-$80,000. The document outlines strategies for budgeting, saving money for emergencies, and avoiding common mistakes like not saving or incurring too much debt. It emphasizes weighing different funding options, stacking multiple sources of support, and considering how funding relates to faculty advisors.
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These are the slides from the 3rd session of the Stanford University class, CS 007 "Personal Finance for Engineers" given on October 11, 2022. This seminar covers compensation, equity & comparing offers.
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These are the slides from the 10th session of the Stanford University class, CS 007 "Personal Finance for Engineers" offered on December 7, 2021. This seminar covers student requested additional topics for the course, including bitcoin / cryptocurrency, derivatives, futures, options, private equity & venture capital.
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The document provides information about different types of debt including student loans, mortgages, auto loans, and credit cards. It discusses the large amounts of debt held in each category in the US. For student loans, it notes the average debt for 2018 graduates and default rates. It also reviews strategies for paying off debt efficiently, including the debt snowball and optimal payment methods prioritizing the highest interest debt. The dangers of debt are discussed, emphasizing that bankruptcy occurs when debts cannot be paid and that credit card interest rates can exceed 20%.
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Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck mari...Donc Test
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
2. STANFORD UNIVERSITY • COURSE MATERIAL • CS 007 • FALL 2018-9
DISCLOSURES
• These slides are provided as-is and do not necessarily match the exact version of
the content provided in classroom for students formally enrolled in the class at
Stanford University.
• This presentation is intended to provide information and frameworks to assist the
additional research and education of individuals. This presentation is not financial
advice, nor is it intended to provide advice for specific financial decisions.
• These slides are provided publicly to be used for non-commercial purposes only. All
material derived from this content must include appropriate citations to Adam Nash
& Stanford University.
3. WHY PERSONAL FINANCE?
• Poorly covered in secondary school
& university curricula, even at top
schools.
• Not technically difficult, but the
signal-to-noise ratio is terrible.
• Massive impact on your life.
• Affects everyone.
* Please note: many of the hand-made drawings in this presentation are sourced from Carl Richards, behaviorgap.com
4. WHY FOR ENGINEERS?
• Engineers are typically well
educated in math, and enjoy it.
• Engineers face significant financial
decisions early in life.
• Engineers tend to believe that they
are rational decision makers.
• Engineers create products that can
affect the finances of billions.
5. REAL QUESTIONS, REAL DATA
• Most adults do not feel comfortable
talking about money & financial
decisions with friends & colleagues.
• Bad data can lead to bad decisions
• This class will be based, whenever
possible, on real data
• Please push yourself to share openly,
and ask the questions you really
want answers to.
6. SOCIAL CONTRACT: BUILD TRUST
• Students in this class come from a
wide variety of financial situations
• We are lucky, because this diversity
can help educate us on a broader set
of potential financial decisions
• Assume your classmates deserve
privacy about the financial
information they choose to share
• Do everything you can to earn &
deserve their trust
7. CLASS MECHANICS: PIECE OF CAKE
• Email:
adamnash@cs.stanford.edu
• Slides will be posted. Will send out
URL when it is ready.
• Seminar is Pass / Fail.
• Attendance is mandatory. Students
who miss two classes will not pass.
• Students will be let in off the waitlist,
but only if they send an email request.
• Feedback is appreciated.
9. 1: WHAT YEAR ARE YOU?
• This class is optimized for students
who will be graduating soon.
• It is never too early to start learning
about personal finance.
• My personal journey really started
after my sophomore year, when I
interned with Hewlett-Packard…
10. 2: HOW DO YOU DEFINE WEALTH / SUCCESS?
• Is there a “magic number?”
• Expectations vary widely.
• Some people find success focusing on
goals, others on running up a score.
• Your peers do not adequately describe
the range of successful financial
outcomes possible, nor the range of
lifestyles that could make you happy.
• None of you think you can beat Jeff
Bezos? 🤔
Low: $80,000
High: $5B
11. 3: HOW MUCH DO YOU KNOW ABOUT YOUR PARENTS 💰
• Many parents are conflicted about
how to talk about money.
• This is not surprising, because
money can be an uncomfortable
reflection of values & behavior.
• Many parents are better prepared to
discuss sex & drugs with their
children than money.
• This class could be an opportunity
for you to learn with your family.
12. 4: PURCHASED STOCK, ETF OR MUTUAL FUND?
• 64% of American households have
Amazon Prime, but only 52% own
stocks. (Source: Gallup)
• The top 1% of households by wealth
own 38% of all company shares.
(Source: Wolff)
• Owning stock can be a path to
learning about companies & investing.
• Investing in equities, ideally through
an index fund, can be one of the best
ways to build long term wealth.
* https://www.cnbc.com/2018/05/16/gallup-why-younger-americans-arent-investing-in-the-stock-market.html
13. 5: FILED YOUR OWN TAXES?
• If you earn money from a job, you
should be filing taxes.
• Many financial decisions are
seriously impacted by taxes.
• Ignoring the after-tax value of a
financial decision can lead to serious
financial mistakes.
• An irrational fear of taxes can also
lead to poor financial decision
making.
14. 6: STUDENT LOANS THAT YOU ARE RESPONSIBLE FOR?
• National student loan debt at $1.5
Trillion. And climbing.
• Average debt for Class of 2016
borrower was $31,172.
• Student default rate is 10.7%
* Federal Reserve Bank of New York Consumer Credit Panel / Equifax
* https://studentloans.net/debt-per-graduate-statistics/
* https://www.forbes.com/sites/zackfriedman/2018/06/13/student-loan-debt-statistics-2018/#7a93df7c7310
15. 7: WHAT % OF YOUR SALARY SHOULD YOU SAVE?
• Spend less than you make.
• 10% is not the right answer.
• There is no magic rate of savings,
but when you save you win two
ways.
• Saving means learning to live
on less, which lowers your goal.
• Saving means more capital to
invest to reach your goals.
16. 8: WHAT % OF AMERICANS HAVE $400 FOR EMERGENCIES?
• US Federal Reserve reported in 2017
that 40% of Americans do not have
sufficient savings to cover a $400
emergency expense.
• Liquidity means having access to
money when you need it.
• Don’t underestimate the value of
liquidity. Liquidity matters.
17. 9: WHAT DO YOU BELIEVE IS MEDIAN INCOME IN US?
• Financial statistics can be confusing,
because the time period, data set and
questions vary dramatically.
• US Census initially reported median
household income at $61,372 in 2017.
• US Census reported median household
income for households with less than
high school education at $28,511.
College educated at $98,038.
• In 2017, median household income in
Palo Alto is $137,000.
* http://www.deptofnumbers.com/income/us/
* http://www.deptofnumbers.com/income/california/
* http://siliconvalleyindicators.org/data/economy/income/median-household-income/
18. 10: WHAT FINANCIAL DECISIONS DO YOU WANT TO COVER?
• Good news: we will cover most of
them in the prepared sessions
• Lots of questions about stocks,
investing, and options
• Additional interesting ideas:
• How to maximize your human
capital / career earning power
• How to finance a startup
• Marriage & children
21. WEEK 3: GETTING PAID
• Compensation
• Different models & methods
• Public vs. Private Companies
• Stock Options vs. Restricted Stock
• Understanding Equity Compensation
• Taxes
22. WEEK 4: SPEND LESS THAN YOU MAKE
• Income vs. Spending
• Time frames
• Budgets
• Savings Rates
• Personal Income Statement
23. WEEK 5: KNOW YOUR WORTH
• Assets & Liabilities
• Liquidity
• Emergency Funds
• Personal Balance Sheet
24. WEEK 6: ALL ABOUT DEBT
• Different types of Debt:
Student Loans, Auto, Credit Cards,
Mortgage
• Secured vs. Unsecured Loans
• Loans & Rates
• Credit Scores
• Compounding in Reverse
25. WEEK 7: GOOD INVESTING IS BORING
• The Magic of Compounding
• How to Calculate Returns
• Different Types of Investments:
Stocks, Bonds, Commodities, Real
Estate
• Diversification
• Modern Portfolio Construction
• Taxes Matter
26. WEEK 8: FINANCIAL PLANNING & GOALS
• How to Plan for Financial Goals
• Different Types of Goals:
Travel, Marriage, House, Children,
College, Starting a Business,
Retirement
• Life Insurance
• Couples & Financial Decisions
27. WEEK 9: REAL ESTATE
• Real Estate
• Rent vs. Buy
• The Home as an Investment
• Rental Properties / Passive Income
• REITs & Partnerships
• Tax Benefits