Новые технологии для увеличения скорости продаж ОСАГО, улучшения качества андеррайтинга: электронная подпись и необходимые изменения в законодательстве
Презентация Мирослава Хмарского на "Как освоить новые рынки и избежать проблем на существующих?"
Мирослав Хмарский - Управляющий партнер компании AVITAR. Эксперт в Digital & Marketing Compliance. В прошлом - Chief Compliance Officer в Kromtech Alliance Corp. Детальная биография -
https://www.linkedin.com/in/khmarskyi-myroslav/
Детали мероприятия - https://www.facebook.com/events/516640159189385/
Pakalpojumu lielveikals interinformer.com (Pārdevējiem)Mihails Galuška
Pakalpojumu lielveikals interinformer.com (Pārdevējiem):
- Pakalpojumu bezmaksas reklāma
- Internet ofiss pakalpojumu pārdošanai (bezmaksas)
- Jaunie klienti un darījumi
- Saudzīga reklāmas budžeta izmantošana
Ultimus provides business process management solutions that can reduce task times by 50% and lag times by 40%, leading to a 10-20% reduction in overall process times. Their approach involves constructing quality processes, running and executing operations, measuring tasks and costs, analyzing data, and implementing changes. Ultimus helps organizations automate business rules, workflows, and document management to streamline processes in areas like accounts, HR, contracts, and more. Their solutions have delivered significant productivity gains and cost savings for clients across various industries.
The document outlines supplier invoice processing procedures at an insurance company. It details the workflow for invoices, including roles of the office manager, project manager, bookkeeper, big boss, and archive man. Invoices are reviewed based on amount and existence of a contract before being processed for payment or archived.
Презентация Мирослава Хмарского на "Как освоить новые рынки и избежать проблем на существующих?"
Мирослав Хмарский - Управляющий партнер компании AVITAR. Эксперт в Digital & Marketing Compliance. В прошлом - Chief Compliance Officer в Kromtech Alliance Corp. Детальная биография -
https://www.linkedin.com/in/khmarskyi-myroslav/
Детали мероприятия - https://www.facebook.com/events/516640159189385/
Pakalpojumu lielveikals interinformer.com (Pārdevējiem)Mihails Galuška
Pakalpojumu lielveikals interinformer.com (Pārdevējiem):
- Pakalpojumu bezmaksas reklāma
- Internet ofiss pakalpojumu pārdošanai (bezmaksas)
- Jaunie klienti un darījumi
- Saudzīga reklāmas budžeta izmantošana
Ultimus provides business process management solutions that can reduce task times by 50% and lag times by 40%, leading to a 10-20% reduction in overall process times. Their approach involves constructing quality processes, running and executing operations, measuring tasks and costs, analyzing data, and implementing changes. Ultimus helps organizations automate business rules, workflows, and document management to streamline processes in areas like accounts, HR, contracts, and more. Their solutions have delivered significant productivity gains and cost savings for clients across various industries.
The document outlines supplier invoice processing procedures at an insurance company. It details the workflow for invoices, including roles of the office manager, project manager, bookkeeper, big boss, and archive man. Invoices are reviewed based on amount and existence of a contract before being processed for payment or archived.
Гогленков Александр Владимирович, Начальник управления стратегии, СПАО "Ингосстрах". Презентация форума "Интернет+Финансы", 21 сентября 2016 г., подробнее http://forums.iri.center/finance/
Application Lifecycle Management using Microsoft Team Foundation Server Train...Mihails Galuška
Application Lifecycle Management using Microsoft Team Foundation Server Training Course Overview
http://www.solvency2.lv/consulting/application-lifecycle-management-training/
2-day training course gives a deep insight into application life cycle phases, involved expertise, team layout and responsibility matrixes. Course touches various issues and problems each of the project team member must face with during application development process.
Microsoft Solutions Framework (MSF) guidelines developed by Microsoft internally with industry experts are used as basis for discussing various issues and challenges during application lifecycle.
Hands-on labs are available during course in order to touch the technology and help to get familiar with TFS server and various other involved software to access and work with TFS.
By completing course attendees get familiar with Microsoft TFS technologies, get ideas how to use these technologies to improve, boost, control and trace application lifecycle during all phases within the process.
What’s included:
Introduction to Application Lifecycle Management (ALM)
Involved members and responsibility matrix during project
Discussed 3 pillars of every project management must manipulate with
Introduction to Microsoft Solution Framework (MSF)
Classical waterfall and advanced spiral development processes
Major project drivers
Iterations of the application lifecycle
MSF project team model
TFS architecture and deployment
Project process template
Work item (WI) principles
Requirements categories and collection principles
Requirements management using TFS tools
Requirements management using partner tools
Development plan generation using TFS integration tools
Activities and challenges during development phase
Review of TFS source code repository and associated features
Source code branching and merging policies and general principles
Source code build system (MSBuild)
Tools used during testing phase
Traceability and manageability of the project using MS Office and Reporting tools
Супермаркет услуг interinformer.com (для продавцов)Mihails Galuška
Супермаркет услуг interinformer.com (для продавцов):
- Бесплатная реклама услуг
- Интернет офис для продажи услуг (бесплатно)
- Новые клиенты и сделки
- Бережное использование рекламного бюджета
Bezmaksas sludinājumu portāls pircējiem un pārdevējiem www.interinformer.comMihails Galuška
Bezmaksas sludinājumu portāls pircējiem un pārdevējiem www.interinformer.com
interinformer pārdevējam
Bezmaksas reklāma
Reklamē produktu (bezmaksas)
Saņem pieprasījumu (bezmaksas)
Sazinies ar klientu, pārdod (bezmaksa)
Nav klienta = Nav izmaksu
interinformer pircējam
Viens pieprasījums-> Daudz piedāvājumu
Apskati produktus un cenas (bezmaksas)
Ievieto sludinājumu (bezmaksas)
Saņem piedāvājumus, pērc (bezmaksas)
5 minūšu laikā
Debt Management, Collection on Ultimus BPM platformMihails Galuška
Benefits:
Higher debt recovery ratio
Focus resources on exceptional debts
Ease of debt collection outsourcing
A lot of automation
Small efforts for loyal debtors
Collect debts earlier
1) If P&C Insurance implemented a BPM system to improve the handling of motor insurance claims, which are frequent, time-consuming, and involve external participants.
2) The goals were to register 10% of claims externally, reduce claims handling time from 10 days to 2 days, and increase customer satisfaction.
3) The BPM system automated notifications, allowed external partners to submit claims, and coordinated activities between If and partners. It reduced processing time to 15 hours on average and required less manual work.
Гогленков Александр Владимирович, Начальник управления стратегии, СПАО "Ингосстрах". Презентация форума "Интернет+Финансы", 21 сентября 2016 г., подробнее http://forums.iri.center/finance/
Application Lifecycle Management using Microsoft Team Foundation Server Train...Mihails Galuška
Application Lifecycle Management using Microsoft Team Foundation Server Training Course Overview
http://www.solvency2.lv/consulting/application-lifecycle-management-training/
2-day training course gives a deep insight into application life cycle phases, involved expertise, team layout and responsibility matrixes. Course touches various issues and problems each of the project team member must face with during application development process.
Microsoft Solutions Framework (MSF) guidelines developed by Microsoft internally with industry experts are used as basis for discussing various issues and challenges during application lifecycle.
Hands-on labs are available during course in order to touch the technology and help to get familiar with TFS server and various other involved software to access and work with TFS.
By completing course attendees get familiar with Microsoft TFS technologies, get ideas how to use these technologies to improve, boost, control and trace application lifecycle during all phases within the process.
What’s included:
Introduction to Application Lifecycle Management (ALM)
Involved members and responsibility matrix during project
Discussed 3 pillars of every project management must manipulate with
Introduction to Microsoft Solution Framework (MSF)
Classical waterfall and advanced spiral development processes
Major project drivers
Iterations of the application lifecycle
MSF project team model
TFS architecture and deployment
Project process template
Work item (WI) principles
Requirements categories and collection principles
Requirements management using TFS tools
Requirements management using partner tools
Development plan generation using TFS integration tools
Activities and challenges during development phase
Review of TFS source code repository and associated features
Source code branching and merging policies and general principles
Source code build system (MSBuild)
Tools used during testing phase
Traceability and manageability of the project using MS Office and Reporting tools
Супермаркет услуг interinformer.com (для продавцов)Mihails Galuška
Супермаркет услуг interinformer.com (для продавцов):
- Бесплатная реклама услуг
- Интернет офис для продажи услуг (бесплатно)
- Новые клиенты и сделки
- Бережное использование рекламного бюджета
Bezmaksas sludinājumu portāls pircējiem un pārdevējiem www.interinformer.comMihails Galuška
Bezmaksas sludinājumu portāls pircējiem un pārdevējiem www.interinformer.com
interinformer pārdevējam
Bezmaksas reklāma
Reklamē produktu (bezmaksas)
Saņem pieprasījumu (bezmaksas)
Sazinies ar klientu, pārdod (bezmaksa)
Nav klienta = Nav izmaksu
interinformer pircējam
Viens pieprasījums-> Daudz piedāvājumu
Apskati produktus un cenas (bezmaksas)
Ievieto sludinājumu (bezmaksas)
Saņem piedāvājumus, pērc (bezmaksas)
5 minūšu laikā
Debt Management, Collection on Ultimus BPM platformMihails Galuška
Benefits:
Higher debt recovery ratio
Focus resources on exceptional debts
Ease of debt collection outsourcing
A lot of automation
Small efforts for loyal debtors
Collect debts earlier
1) If P&C Insurance implemented a BPM system to improve the handling of motor insurance claims, which are frequent, time-consuming, and involve external participants.
2) The goals were to register 10% of claims externally, reduce claims handling time from 10 days to 2 days, and increase customer satisfaction.
3) The BPM system automated notifications, allowed external partners to submit claims, and coordinated activities between If and partners. It reduced processing time to 15 hours on average and required less manual work.
1. 23 ноября 2007
LV Латвия
ОСАГО
Новые технологии для увеличения скорости продаж ОСАГО,
улучшения качества андеррайтинга: электронная подпись и
необходимые изменения в законодательстве
Михаил Галушка
Nexum Insurance Technologies, Латвия
mihails.galuska@nexum.lv
+371 29137360
3. 2004-2005 год – выход в он-лайн
Продажа
Регистр ТС
Идентификатор ТС
Моторное Данные ТС
бюро
- Все полисы
- Все выплаты
Контроль
Урегулирование
4. * ОСАГО в Латвии 10 лет
Нагрузка на полицию
Недоверие
Мошенничество
Обязательно!
Выплаты <3mio EUR
5. 2005 – 2007+ год – новые вызовы
ОСАГО Тех. осмотр
>
Доходы Расходы
Увеличение Сокращение затрат
размера Уменьшение рисков
премий
6. 24х7 – сокращение затрат
Клиент
Урегулирование
Продажа
Подписанный
электронный полис
(>= 01.06.2008)
Электронная подпись
Согласованное
Регистр заявление 56.5%
правонарушений
Моторное
бюро
- Все полисы
- Все выплаты
7. Достоинства он-лайн сервиса
Самообслуживание
• доступнее
• дешевле
Мгновенная регистрация полиса
• скорость обслуживания
• снижение мошенничества
• точность информации
• отчетность
Оплата
• моментальная
• без задолженностей
• без комиссионных
• полис действителен сразу!
Дополнительные продажи/сервисы
• каналы
• продукты
• урегулирование
8. Масштаб возможностей
Латвия Украина
Территория 1 : 20
Трудности 1 : 20
Возможности 1 : 200
Потенциал рынка
Потенциал ресурсов
9. Путь
Моторное бюро Nexum Insurance
Technologies
Министерство
электронных дел
Провайдер услуг
эл. подписи
Министерство
внутренних дел
Страховые
Ассоциация компании
брокеров
10. Уменьшение рисков
* пей
езжай
присоединяйся
Система штрафов: от
предупреждения до ареста
Оперативный обмен
информацией
Совместные
социальные
Оборудование для кампании
правоохранительных служб * пей
езжай
присоединяйся
* смертельная привычка
11. On-line ОСАГО - путь к более
защищенному обществу
Государство – социально защищенное
Страховщик – меньшие
общество, негосударственный механизм
расходы и риски
социальных выплат
Клиент – комфорт и безопасность
Правоохранительные органы –
Миссия моторного бюро – безопасность движения и
доверие к ОСАГО и помощь оперативность
клиенту