Spring voice of 1360

LOCAL 1360LOCAL 1360
The Voice ofThe Voice of
United Food & Commercial Workers Union Vol. 16 No. 2 Summer 2014
Golf Outing Photos
UFCW Local 1360 Endorsed Candidates
Union Representative Reports
And Much More!
Golf Outing Photos
Union Representative Reports
And Much More!

The President’s Message
By Sam Ferraino
First, I would like to wish everyone
a safe and enjoyable summer. Please
stay safe as you travel with your families
on vacations.
The last few months have been filled
with contract negotiations. We recently
ratified contracts in our public sector
including municipal and nursing
homes along with ACME Markets. We
are currently in negotiations with all
ShopRite stores, which we hope to finish
up soon. The affordable health care act
is causing some issues in negotiations
especially when it comes to part time
employee’s health care. We will continue
to negotiate in the best interest of all our
members and will keep you apprised as
we move forward.
We proudly welcome Willingboro Public
Works to the UFCW Local 1360 family. If
the private sector were under the same
laws as the public sector it would be
much easier to get our message to the
workers and have them join us. In the
state of New Jersey in the public sector, if
51 percent of the workers sign cards and
they get turned in and filed with PERC
then the union becomes certified to
bargain a contract.
In contrast in the private sector, which
is governed by Federal Labor Laws,
the difference is that we would have
to secure over 51 percent of the cards.
We then have to make a demand
for recognition from the employer.
The employer could then say I don’t
recognize you and it would go to the
Board who would file with the NLRB for
an election. The election would occur
between thirty and forty five days after
the filing.
During that time period, the
management of course puts undue
pressure on the employees not to
join us and many times terminates
employees through trumped up
charges to discourage anyone else
from becoming a union member. The
employer can talk to them at the work
place, which gives them a captive
audience.
We in turn must speak to employees on
their own time and try to get meetings
with fellow workers so we can tell them
the benefits of becoming members. We
are not allowed to speak with them at the
workplace.
Even if by some stroke of luck we win the
election the employer then can file an
appeal with the Washington NLRB board.
In most cases it takes years before a
decision is reached. Even if we get through
all of that, the employer, if they are that
anti-union will bargain over every issue
and drag out negotiations. This is known
as surface bargaining. They take this
approach because we are only certified for
one year. After that year we have to start
the whole process again. Of course during
that time period the work force in many
companies overturns and management
makes sure they hire only those who don’t
support unions.
The AFL-CIO recently did a poll and over
seventy percent of American workers said
they would join a union if they were given
the opportunity. Looking at the process
you can see why many just give up and
lose faith. This shows you how difficult it
is for us to not only get members but just
how difficult the process is in the private
sector.
The leadership of our state is labor friendly
as you can see by our state laws. The
federal government has laws in place that
are against us, which is why we strongly
urge our members to get involved in the
political process, exercise their right to
vote, and elect those who are labor friendly
throughout the country.
As always, you the members are what
make us strong. We the leadership of
Local 1360 are proud to represent you
and will always work in the best interest
of our members.

Table of Contents
Secretary-Treasurer’s Servicing Director’s Report 2
Political and Legislative Report 3-4
Weingarten Rights 5
Union Representative Reports 6-9
Negotiations Update 10
Organizing Director’s Report 10
Members’Updates 11
Member Spotlights 12-13
Golf Outing 14-15
Legal Article 16-17
Garden State Federal Credit Union 18
Morey's Pier 20
UFCW Health andWelfare Fund 21
Benefits Reminders 22-24
PUBLISHED BY: United Food & Commercial Workers Local Union 1360. Chartered in 1939 by the United Food and Commercial Workers International Union. AFL-CIO.
PUBLISHED QUARTERLY: Volume 16. Number 02. Third Class Postage Paid in Bellmawr, NJ.
EDITORIAL OFFICE: Local 1360, 400 Commerce Lane, West Berlin, New Jersey, 08091. Phone: 856-767-4001 or toll free at 1-888-YES-1360.
PRESIDENT & EDITOR: Sam Ferraino, JR. - websteward@ufcw1360.org
SECRETARY TREASURER: Peg Michalowski - PMlocal1360@AOL.com
RECORDER: Tim Terifay - Terifay@Verizon.net,
EXECUTIVE BOARD: Kim Bateman, Cookie Conway, Paul Cortesini, Linda Doherty, Terri Dunnet, Vince Germani, Robert Hollinger, Rudy Margiotti, Frank Pagano, Helen Polizzi Ireland,
Gregory Quagliato, Paul Prosser, Denise Scheuerman, Chuck VanArtsDalen, Saylor Winslow
PUBLICATIONS CONSULTANTS: AVC Pictures, LLC
CONTRIBUTING PHOTOGRAPHY: Rudy Margiotti
WEBSITE: www.UFCW1360.info
TeRRi LACeRRA
executiveAdministrativeAssistant/OfficeManager
DONNA HALe
AdministrativeAssistant
DONALD SCOTT
HeadofMaintenanceandRepair
LiSA JOHNSON
AdministrativeAssistant/MembershipResearchDepartment
Grievance Amount
GrievanceamountfromJanuary1,2014–April30,2014is$15,842 46
inbackpayandfinancialsettlementsfromgrievancesfiledbytheUnion
itpaystobelongtoUFCWLocal1360
General Membership Meetings
Tuesday, September 16, 2014 - 7PM - Local 1360
Wednesday, November 19, 2014 - 7PM - Local 1360
Wednesday, January 14, 2015 - 7PM - Local 1360
CCMUA Bring your Child to Work Day

Bill Dombroski, 2013 Member of the Year.
Secretary-Treasurer’s Servicing Director’s Report
Peg Michalowski
Secretary-Treasurer/Servicing Director
Abigcongratulationsgoesouttoourmembers
at the Meadowview Nursing & Respiratory Care
Center for standing together to take on the
bully administrator. For months, he attempted
toharassandintimidateourmembersandthey
stood together and united as we filed charges
and grievances. After the long investigation,
the facility had no choice but to terminate the
employment of this bully because they knew that the members
were not going to tolerate his behavior. I am proud to say that the
workers at this facility are our members and their behavior reminds
us all of what it means to be union!
Acme members ratified a new contract with wage increases and
untouched healthcare. It was a different landscape negotiating
with this company compared to the last contract with different
ownership. We look forward to Acme Markets once again stepping
in to be competitive and helping to take back a piece of the market
share from some of the non-union competitors.
Shop Rites are a little bit of a different story. Although they are a
large part of the market share, negotiations have been anything but
easy. The cost of maintaining lower prices means the profit margins
are lower. Although, as our members know, they are working harder
than ever and can’t be expected to continue to give everything they
have without getting something in return.
We were sad to hear of the situation at Murphy’s Markets, where the
landlord at the Forge refused to negotiate a fair lease with Murphy’s,
and instead, gave them notice to vacate. Murphy’s ownership
stepped up to the plate and has transferred all employees to other
stores rather than laying anyone off. Hopefully, their other Medford
Lakes store will pick up the business from the Forge and allow them
to continue to grow.
We would like to welcome the employee’s of Willingboro to Local
1360 and congratulate them on ratifying their first contract. As with
all of our public employees, the constant battle is maintaining their
wages and affordable healthcare in these challenging economic
times.
Finally, I again need to remind members to follow policies. Get to
work on time, do your job to the best of your ability and go home.
Don’t get caught up in stealing time or anything else. If you do, it is
only a matter of time before you are unemployed. Don’t try to work
the system or attendance policies. Everyone who plays this game
eventually gets caught up and ends up firing themselves. Don’t
miss time unless it is legitimate. Lost time cost your employers
money and your co-workers additional responsibilities. It is not fair
for others to constantly pick up your slack.
Always remember, you are the UNION, so stand tall, stand
strong, and stand together!

Political and Legislative Report
White House Summit on Working Families
In the Spring of 2014, the White House, the Department of Labor
(DOL) and the Center for American Progress (CAP), will host a
Summit on Working Families to set an agenda for the 21st century
workplace that works for all Americans, with a special focus on
women and their families.
A growing number of working Americans – both men and
women – struggle to balance the needs of their families with the
responsibilities of their jobs. Yet while studies show that family-
friendly workplace policies can actually enhance businesses
profitability, many companies report that they lack the tools and
expertise to redesign their workplaces to capture this competitive
advantage.
This Summits will explore how, as the demographics of our
workforce change, our workplaces can change with them to
support working families, boost businesses bottom line, and
ensure American’s global economic competitiveness in the coming
decades.
The Summit will convene business, economists, labor leaders,
legislators, advocates and the media for a discussion on issues
facing the entire spectrum of working families – from low-wage
workers to corporate executives, from young parents to baby
boomers caring for their own aging parents.
Through panel discussions, research presentations and hands-on-
workshops, we will explore the challenges facing working families,
showcase companies doing exemplary work in this space; and
highlight model laws and policies from cities and states across the
county. The Summit will focus on key issues such as workplace
flexibility, equal pay, workplace discrimination, worker retention
and promotion, and childcare/early childhood education.
In the months leading up to the Summit, the White House, CAP
and DOL will engage groups and individuals across the country to
identifyinitiativesthatbenefitAmerica’sworkingfamilies,American
businesses and the American economy. These discussions will be
highlighted at the Summit, which will serve as a pivotal, catalyzing
moment to begin building momentum around key policy goals
and best practices.
For More inForMaTion, You can conTacT
WorkingFamilies@americanProgress.org
Political Update
WASHINGTON, D.C. — The United Food
and Commercial Workers International Union
(UFCW)releasedthefollowingstatementinresponse
to the Supreme Court ruling in McCutcheon v. Federal Election
Commission, which removed limits on the total amount a person
can donate to political campaigns in an election season.
“The Supreme Court has once again struck a blow to our
democracy. This decision is a gift to billionaires like the Koch
brothers that want to unduly influence public policy and an affront
to working families who are having their voices drowned out by
a monsoon of big money. Elections should not be like auctions—
for sale to the highest bidder. Yet this decision combined with
Citizens United has created a wild west of campaign finance that
allows a few superrich Americans to disproportionately impact the
outcome of elections. It is long past time to fix our political system
by correcting these harmful decisions and moving toward public
financing of campaigns.”
New Jersey Primary – June 3, 2014
New Jersey General Election – November 4, 2014
Pennsylvania General Election – November 4, 2014
Senator Donald norcross
Senator Donald Norcross has been
a lifelong advocate for working men
and women of New Jersey, whose
efforts have resulted in the creation
of quality jobs for people across
the South Jersey region. He has
championed programs to expand
and diversify the workforce, through
the recruitment and hiring of women
and minorities, and has supported
legislative initiatives that put our
nation’s veterans to work.
Senator Norcross began his career
in organized labor in 1979, working as an electrical apprentice
and rising through the ranks of the International Brotherhood
of Electrical Workers to become assistant business manager of
Local 351, a position he still holds today. He is former president
of the Southern New Jersey Building Trades Council and served
as president of the Southern New Jersey AFL-CIO Central Labor
Council for 16 years.
Deeply committed to his community, Senator Norcross has been
active in the United Way of Camden County for close to two
decades, serving as chairman from 2002 through 2004 and since
as a member of the organization’s Executive Board. He is currently
a board member of the United Way of Greater Philadelphia and
page 3Solidarity with the building trades.

Southern New Jersey. Since 1993, he has also been a member of the
BoardofTrusteesoftheUnionOrganizationforSocialService(UOSS),
the nation’s first labor agency devoted to community service.
Senator Norcross is a founding member and on the executive board
of The Home Port Alliance, a coalition that brought back the retired
USS New Jersey - the most decorated battleship in U.S. history - to
serve as a monument for veterans and a major attraction for the
revitalization of the Camden/Philadelphia Waterfront.
While New Jersey is the richest state per capita, Senator Norcross
recognizes that many working families have been left behind. That’s
why he strongly advocated for increasing the minimum wage,
giving hundreds of thousands of residents the raise they deserve. He
is committed to making New Jersey affordable through the creation
of public-private partnerships and other initiatives that stimulate
economic development, revitalize neighborhoods, and rejuvenate
business districts.
Senator Norcross championed the Economic Opportunity Act of
2013, with incentives that have already begun generating jobs
and providing sustainable growth in the state. His historic Higher
Education legislation has helped modernize our colleges and
universities and has put New Jersey on the map as a research and
medical sciences education hub.
Senator Norcross authored the New Jersey First Act to prioritize
jobs for our local workforce and ensure that public salaries stay in
the Garden State. His veterans’ business program allows for local
governments to set aside a portion of their contracts specifically for
veteran-owned businesses. He has also introduced the New Jersey
Tuition Equality for America’s Military (NJTEAM) Act, which offers in-
state tuition rates to all veterans attending New Jersey schools. He
is currently leading the charge to reform our state's bail system and
keep violent offenders out of our communities.
In February 2014, Senator Norcross announced his candidacy for the
United States Congress in the First Congressional District, where he
plans to continue advocating for New Jersey’s families.
Senator Norcross and his wife live in the city of Camden. He is the
father of three and grandfather of two.
aimee Belgard, Burlington county Freeholder
Aimee has lifelong ties to the Third
District. She was raised in nearby
Haddonfield and currently lives
in Edgewater Park, where she
represents half of the District as a
Burlington County Freeholder. As
Burlington County Freeholder, Aimee
worked across party lines to build
problem-solving coalitions that
deliver results for our community.
Aimee’s consensus-driven approach
to governance will help break the
partisan fever in Congress and restore
bipartisanship in Washington.
Aimee’s commitment to our
community also goes beyond her work in public office. She
has volunteered tirelessly for the American Cancer Society as a
nationally-recognized leader, organizer and advocate, successfully
lobbying Congress for bold initiatives to bolster cancer research and
create valuable changes in public health policy. In recognition for
her service, Aimee has received the National Saint George Award
and the Capitol Dome Award.
Aimee is also a seasoned trial and appellate litigator. She and her
husband, a small business owner, are the proud parents of two
school-aged sons.
• Aimee has a proven track record of winning tough races. In 2012,
she overcame a Republican opponent, who outspent her by a
6 to 1 ratio, to win her tightly contested election for Burlington
County Freeholder. She currently represents 55% of the Third
District as a Freeholder.
• EMILY’s List, the nation’s largest and most powerful organization
supporting women candidates, put Aimee “On the List,”
encouraging its 2 million members across the country to
support her.
• A Public Policy Polling (PPP) survey showed that a Democratic
candidate would defeat the (retiring) incumbent 47%-45%.
(Public Policy Polling, Oct. 8-9, 2013)
• TheDCCCaddedAimeetoitsJumpstartprogram,whichprovides
early financial and strategic support to top-tier candidates in
targeted 2014 congressional races.
Political and Legislative Report (continued)
page 4

It Is Your Right And Responsibility To Make Sure You Are Enrolled In Our Union
Weingarten Rights:
Know Your Rights at Work!
One of the Union Shop Steward’s most
important jobs is to prevent threats and
intimidation by management. Nowhere is this
more important than in closed-door meetings
where supervisors or guards, often trained in
interrogation techniques, will try to scare or
intimidate employees, or force them to confess
to wrongdoing.
In a case called NLRB v. J Weingarten Inc., the
U.S. Supreme Court ruled that employees have
the right to have a Union Representative
present during investigatory interviews.
These “Weingarten Rights” or Weingarten
Rules”, named after the Supreme Court Case,
are among the most valuable protections
Union employees have.
Weingarten Rules
Under the Weingarten case, all employees
have the right to Union representation when
they reasonably believe that an investigatory
interview is about to take place. ‘Investigatory
interviews’ occur when a supervisor, guard, or
other company official questions a worker to try
and obtain information which could be used by
the company to discipline the worker, or when
employees are asked to defend their conduct. If
the company breaks any of the following rules, it
breaks the law.
Rule 1: If you think you will be asked questions
that will lead to discipline, and if the company
automatically let the Union Shop Steward attend
the meeting, you must make a clear request
for Union representation before or during the
interview. You cannot be punished for making
this request.
However, the company does not have to inform
employees of their ‘Weingarten rights.’ You
may be familiar with ‘Miranda warnings’ police
have to give in criminal cases. This is different -
employees have‘Miranda’rights on the job.
Be sure to ask for a Shop Steward or Union
Representative if one isn’t there at the meeting
already.
Rule 2: After you make a request for Union
representation, the company can do one of the
following things:
• Grant the request and delay questioning
until the Union representative arrives and
has a chance to consult privately with the
employee; or
• Deny the request and end the interview
immediately; or
• Give the employee a chance of (a) having
the interview without representation or (b)
ending the interview.
Rule 3: If the company denies the request for
Union representation, but continues to ask
questions, it commits an unfair labor practice
and you have the right to refuse to answer.
The company cannot discipline you for refusing
to answer under these circumstances. (You
cannot get up and leave the meeting though
until the employer permits you to leave.)
Weingarten rights apply to all employees
represented by the Union, whether probationary
or permanent. If you do not request
representation, the company has the right to do
the interview without the Shop Steward present,
and to use the information it obtains in any way
it sees fit.
Your request to be represented by the Union
should be in the following form:
“If this discussion could in any way lead to my
being disciplined or terminated, or affect my
personal working conditions, I request that my
Union Representative, officer, or Shop Steward be
present at the meeting. Without representation, I
choose not to answer any questions.”
UFCW Local 1360 Endorsed Candidates attention all Washington Township Local 1360 union Members:
This year there are three town council seats at stake in Washington Township, and it is very
importantthattheyarefilledbyunion-supportingDemocrats.AngelaDonato,SeanLongfellow
and Albert Frattali are the right three candidates to fill those seats. All three candidates were
unanimously endorsed by theWashingtonTownship Democratic Committee and supported by
Senate President Stephen Sweeney, and all Gloucester County Democrats.
Angela Donato is a lifelong Washington Township resident and teacher at Bells Elementary,
Angela Donato is a person who gets to work when she sees a problem. When her sister lost her
life at nine months pregnant to a distracted driver, Angela founded the Toni Donato-Bolis &
Baby RJ Foundation in their memory and fought to pass legislation in Trenton to save lives and
make our roads safer.
Sean Longfellow, a Corporal with the Delaware River Port Authority Police Department, has
earned several awards for his distinguished service as a law enforcement officer, and was the president of his class at the Gloucester County
Police Academy. A graduate of Washington Township High School, Sean has resided in Washington Township since he was five years old and
has dedicated his life to protecting our community.
Al Frattali, a former Washington Township council member Al knows how to get things done. He has the experience to get Washington
Township back on track. Having previously serviced on the Washington Township council, he knows that thriving small businesses mean a
thriving economy. Al is a longtime labor leader who represents over 4,000 blue-collar working men and woman. He has lived in Washington
Township for 31 years.
We urge you to cast your votes on June 3, 2014 for Angela Donato, Sean Longfellow and Albert Frattali. For more information, please visit and
like their Facebook page WTDems2014, or if you have any questions, please e-mail them at WTDEMS2014@gmail.com.
page 5

Union Representative
Maryann Oswald Reports
This year, more than ever,
we are looking forward to
warmer weather. As our
thoughts turn to summer
fun and vacations,
please keep in mind your
company’s attendance
policy. Every year we see our members
disciplined for violations of their attendance
policy. Make sure you have turned in
your vacation requests by now. It is your
responsibility to know how much vacation
time you have each year. Ask your manager
if you are unsure of how much time you are
entitled to. Do not wait until the end of
the year to use vacation and personal time.
You put yourself at risk if you do this. Once
again, last year we had numerous members
lose both vacation and personal time left or
members waited for a holiday week to ask
for the time off and were denied. You work
too hard to earn this time off.
Congratulations to our Acme members on
successfully ratifying their contract. As a
reminder, if you did not receive your “Strike
Fund” check, please call our office at 1-888-
937-1360, extension 323 and request it be
mailed out to your home.
As we go to print for this edition of “The
Voice”, we are negotiating with ShopRite.
We hope to be able to present the proposal
to the membership in the near future. We
still are having issues with hours in some
of our Shop Rites. You must check the
schedule carefully each week to make
sure you are receiving the correct amount
of hours. If there is a problem with your
schedule, go directly to a member of the
management team and report the issue.
If it is not resolved, seek the help of your
Shop Steward. If it is still not resolved after
following these steps, call me at 1-888-
937-1360, extension #307 and we will file a
grievance on your behalf.
If you observe a member of the
management team performing work that
you should be doing, report this to your
Shop Steward immediately. If the steward
is not in the store at the time, please tell
the manager to stop doing this work. Call
your representative to report this action.
If we allow this to happen, your hours will
continue to be cut. Your representative
cannot be in the stores all the time, so we
only know what is happening when you
call and inform us.
Please do not do a friend a favor by
punching them in for work if they are
running late. If you are caught, you both
may be looking at termination.
If injured on the job, no matter how minor
you feel the injury is, report the incident to
a member of store management. You may
feel fine after the initial injury, but later you
may be in pain and need medical attention.
If not reported at the time of the injury,
the company can say the injury happened
outside of work and you then become
disqualified for workers’compensation.
If you have a question about a certain issue,
please call your Union representative.
Please keep our troops in your thoughts
and prayers!
Reports From Out in the Field

need to get your schedule changed. Talk
to your manager, supervisor, or scheduling
coordinator and see if you can work it out.
If your employer is unreasonable about
helping you, please contact your union.
I am still looking for Shop Stewards in my
Rite Aids store numbers: 532, 2261, 5258,
and 3324. If you are interested, please
contact me at 1-888-937-1360 ext. 311 or
talk to me when I am in your store.
Have a wonderful summer!
Helen Polizzi Ireland
Reports
Meadowview Nursing
Home - We are relieved
for all of you that your
nightmare has left
the building. It was
hard on you, but it
happened. Because
you each showed the spirit of solidarity
and the help of the NLRB, good things
happened. Pat yourselves on the back,
you did a great job! Thank you and
keep it up.
Meadowview Dietary - As you know,
we are also working diligently on your
behalf to get you a fair contract. I
would hope by the time you get this,
it's already done. We appreciate the
solidarity you have shown through
this rough transition with the new
company. It keeps our motor running
to continue the fight for you. Thank you
so much. As for the paid time that you
are owed, we will continue to take it as
far as we can and hopefully we can get
what you've earned.
Meadowview Housekeeping - Fortu-
nately for your department, you have
a breath of fresh air in the building.
You can do your job without someone
trying to bully you and make you feel
inferior. I hope it lasts but if it doesn't
you know where I am.
Murphy's Market - Soon I will be coming
around with papers for you to put
what's important and/or what needs
to be added to your contract. This is
an important piece of paper because
it helps guide our negotiator on your
needs and what is to be discussed in
negotiations.
Ravitz's and Zallies - ShopRite contracts
as you know have been expired for
some time. The hold up has been the
national healthcare and the impact it is
having on our part time memberships
working hours. Hopefully, at the time
you receive this magazine, we will be
underway with negotiations.
Rite Aid - Things have been running
pretty smooth without too many issues.
Please call and let me know if you have
an issue. Rite Aid Corporation has
been working to help their employees
and our members to work in a better
environment and also fixing issues
rather quickly. Also, one of our long
time members Lorraine Poulovich, in
store 3573, passed on April 1st. She was
one of the strongest union members
I have ever met. She was a sweet lady
and at 87, she could run circles around
page 7
Saylor Winslow Reports
We are now in the
vacation season. Part-
time employees under
certain contracts can
work more hours
before they go into
overtime. Be sure you
check your contracts.With it being vacation
time, often there are more hours available
for part-time employees. Make sure you are
getting what you are entitled to.
Texting and using cell phones are still a
gigantic problem. You may only use your
cell phone when you are not on company
time. It can be used on lunch or break time,
prior to the start of your shift, or after your
shift is over!
Cigarette breaks only exist during your
regular break or your lunchtime. Stepping
outside for a quick smoke because it is not
busy is theft of time.You can be suspended
or even terminated for this. The old
“everybody does it” theory does not cut it.
If you get caught, you are the one who will
be disciplined. Saying everybody else does
it will not get you off the hook, so be smart
and do not do it. Even though where you
work might not be enforcing it right now, if
and when they start, it is not worth it.
Regarding the matter of attendance, lates
or absences, it is important to know where
you are in your company’s disciplinary
procedure. There is no excuse to lose your
job for either of these problems. If you are
having a problem either getting to work
on time or just getting to work, maybe you
Reports From Out in the Field - continued

There are two major things I would like
to discuss with you all. First are things
to avoid speaking about while at the
workplace. A good rule of thumb is
to not speak about politics, religion,
sex, or sexual orientation. Everyone
should refrain from speaking about
any of these topics while at work.
While everyone is entitled to their own
opinion, often others do not share the
same opinions as you. They may take
offense to any comments you make.
This could be a customer or a fellow
employee. I have seen an increase in the
number of employees being disciplined
for making comments they feel are
innocent in nature. Please remember,
we cannot get inside someone else’s
mind, so what may not be offensive to
you, may be highly offensive to others!
Please use good judgment when
speaking at work!
Secondly, I would like to challenge all
of our members to help your Union and
yourself grow in strength and numbers.
When any of you are out and about
shopping etc., I would like you to try
and help recruit new members for your
Union. More members would give us
more power and this will benefit you
all! For example, if you are in a CVS,
Walgreens, or any non-Union grocery
store (Wegmans- Bottom Dollar) try
to casually talk to an employee. See if
they are happy at their job in a friendly
and casual manner! Perhaps you can
explain how you are in a Union and the
benefits and protection it provides. Do
not pressure anyone. Make sure to keep
it light and casual. If you get a nibble,
give them our phone number or your
business agent’s number. We need to
grow and strengthen our numbers! We
certainly could use your help!
Thank you all and I’ll see you in
the stores.
Lyle Haynes Reports
Well here we are again
for another summer va-
cation period. Relaxing,
having fun in the sun
at the beach, going to
lakes, camping, fishing,
playing baseball, and
going to pool parties
with friends, and my
favorite, which is golfing
in warmer weather!! Have fun, enjoy and
be safe!
Make sure you put in for your vacations in
a timely manner and get a signed approval
slip back from management. That way they
cannot come back and try to change your
vacation at the last minute, by saying it
was not approved. Review your vacation
language in your contracts if you have any
concerns. Some management try to say
there are black out weeks that you cannot
take vacations. This is NOT TRUE! They may
limit the number of employees allowed
to go on certain weeks. Do not hold your
vacations until the end of the vacation year
because you may not have the time, based
on seniority, to get it.
page 8
Helen Polizzi Ireland Reports (con't)
some young people as far has her work
went. RIP Lorraine
Stop and Shop - As you know, your
contract is expiring and I will be in to
bring you paperwork to fill out what
needs are to be negotiated. Please fill
them out and give them back to your
stewards. It's very important to have the
members input on their contract.
Townships of Glassboro, Monroe Town-
ship, Waterford Township, Washington
Township MUA - It's been very nice to
meet and speak to you. You have wel-
comed me and it's very much appreci-
ated. You are a nice group of people and
I look forward to working for you.
As always, if you need me for any
reason, even questions, call me at
1-800-YES-1360 extension 312.
Tom Zola Reports
Greetings Everyone! I
hope you all have a safe
and enjoyable summer.
It is the season of par-
ties and barbecues, so
I want to remind you all
to drink responsibly and
not to drink and drive!
Enjoy your summer but
do not endanger yourself or others!

Issues that keep coming up are employees
fighting with, or being disrespectful
towards each other! Not everyone will get
along with someone in the work place for
whatever reason, but you cannot act on
your“personal”feelings towards someone
while working. If a co-worker is causing an
issue with you, then you need to inform
management so they may take care of the
situation and try to resolve the issue. If
management fails to act, then the Union
may file a grievance against the manager
for creating a hostile work place. There is an
old saying,“Treat others as you want them
to treat you”.
If you have to go on a medical leave of
absence, please call the Union office and
takeatemporarywithdrawalfromtheUnion
while you are out or you will be responsible
for union dues while you are out. Please see
more information in this“Voice Issue”about
what you need to do when going on a Leave
of Absence. It is very important information.
If you have any questions regarding this
issue, call me prior to taking your leave and
I will review it with you.
Have a great summer!
Terri Dunnet Reports
Let me start by wishing
everyone a happy
summer. With vacation
season starting, make
sure you know your
company’s policy on
vacation requests and
please make sure you get
an approval slip back that your vacation
request was approved. Don’t take it for
granted that it was approved. If you have
any problems with a request, please see
management first and if they cannot solve
the problem then call me.
I want to address some of the problems we
are having at the various job sites.
1. Please do not take anything that does
not belong to you. If you are caught,
you will face discipline up to and
including termination.
2. Personal use of cell phones, including
texting, is prohibited while you are on
the clock, unless you have management
approval.
3. It is your responsibility to know your
schedule and to report to work on time.
It is also your responsibility to punch
the time clock properly. Do not falsify
your punches and do not have anyone
punch for you. If you do, you may face
termination.
4. Please be courteous to your fellow
employees. If you are having problems
with someone in the work place, go to
your Shop Steward first before going to
management or you can call me.
5. Under no circumstances should you
make or sign a statement against another
Union co-worker.
6. If you are taken into a meeting with
management, make sure you have a
Shop Steward with you. Do not sign any
statements regarding any wrong doing
by yourself or another employee.
Before signing any statement remember the
consequences could last a lifetime. Please
go to www.ufcw1360.org to read the article
pertaining to this.
Congratulation’s to the Acme associates on
ratifying their contract. You should have seen
the raise increase and your bonus by now. If
you have not, see your manager.
Congratulations also to the GCIA Landfill
(Gloucester County Improvement Authority)
on ratifying their contract.
I’d like to welcome Joe Smith and Mark
Hafner as new Shop Stewards for the City of
Woodbury.
I want to thank Lyle Haynes and Peg
Michalowski for taking care of my territory
while I was on medical leave.
Just a reminder to update your phone number
with Local 1360 so that when we do phone
blast updates you will get the message.
If you need to get in touch with me, call me
at 1-888-YES-1360 ext.325 or e-mail me at
tdunnet@ufcw1360.org.
page 9

Organizing Directors Report
After a brutal winter when most people went
from their home to their car, to their job, and
back again, we are starting to see a lot more
faces hanging out at bus stops, smoking areas
and outdoor break areas.Talking shop outside of
the workplace is just what we welcome. People
have a lot of opinions about the way things are
being run at their job and we love being around when the dirt flies. A
fun and fulfilling part of an organizer’s otherwise very negative day,
is when we find those who just want to be treated with a little dignity
and respect, or have been fed up with working conditions that seem
like they were adopted from a third world sweatshop. In these still
cautious economic times, when we are able to meet those who are
treated unfairly, our message still resonates. While the economy
slowly moves forward, working people expect to move forward with
it.Wages seem to be almost frozen in the past decade. As we seeWall
Street hit new highs almost every other week, this might be great for
our pensions and 401k’s, but it does little to help us pay for the huge
increases we have seen in food, fuel, and the cost of everyday living.
The message we deliver is, “If you want to improve your situation at
the workplace, then band together. The voice of many is ALWAYS
louder than the voice of just a few. Each one of us at Local 1360 can
and will show you how to make your employer hear those voices.”
I want to personally thank each and every worker at IFCO Pallet
Company for remaining strong as their employer continues to
fight against their wishes to be a part of Local 1360. An intelligent
employer might look at the amount of money being spent to deny its
workers a chance to have a fair contract and think that it just might be
a wise decision to bargain, but some employers are so shortsighted
that they cannot even think of their workers as part of the reason for
their success. As each Labor Board and court decision continues to
rule in favor of the Union, I will make IFCO management this promise,
IFCO workers WILL HAVE THEIR SAY!
By Chuck VanArtsdalen, Organizing Director
By Tim Terifay, Collective Bargaining Representative
Negotiations Update
Ratified Contracts
Acme Markets- 3/5/14
GCIA Landfill- 3/20/14
Boro of Lindenwold- 3/27/14
Willingboro Public Works- 4/9/14
City of Woodbury- 5/23/14
Morrison Dietary at Meadowview
Nursing Home- 6/16/14
Negotiating:
AristaCare Nursing Home
CCMUA
CCMUA NSEA
Morrison at Meadowview Nursing
Home
Cherry Hill Library
ShopRites
Upcoming Contracts
Camden County Prosecutors Advocacy
Stop & Shop
Murphy’s Market
Avista Care Nursing - We are waiting
on another negotiating date with the
employer. Healthcare and wages are
the main issues.
Cherry Hill Library - Our attorney is
involved with negotiations. It looks
like we may be heading to mediation
because the employer does not want
to bargain but instead makes full
contract proposals, with no compro-
mise. We will keep you posted with any
new updates.
CCMU and CCMUA NSEA - We are
waiting on the new insurance rates,
which will be coming by mid May.
ShopRites - Wages and insurance are
the bargaining issues. Local 1360 had
meetings with all shop stewards to
bring them up to date on Thursday,
April 24th. We will keep you posted
with any new updates.

To All Retirees
I would like to invite all Local 1360 retirees
to join us at our Retirees Meetings. We hold
our meetings on the first Thursday of every
month. The meetings start at 10:00 a.m.
After a complimentary breakfast of coffee,
donuts, and bagels, we begin the business
part of our meeting. We discuss upcoming
events, plan trips, and play bingo. The
meeting ends with a delicious lunch.
The following are upcoming trips the Retirees Club will be taking.
If you would like to book a spot, or need more information
regarding bus pick up time, please contact Marge at 609-654-2481
or Clayton at 856-769-0089.
Thursday, September 18, 2014 (Matinee) – Tom Dulack’s
Hilarious Hit Comedy“Breaking Legs”– price $71.00.
Monday, December 1, 2014 (Matinee) – Our Festive Holiday
Musical Revue “A Playhouse Christmas 2014” at the Hunterdon
Hills Playhouse – price is $81.00.
Both of the above trips include: bus to Hunterdon Hills Playhouse,
ticket for the show, and an Entrée Selection of your choice, (Yankee
Pot Roast/Fried Shrimp Platter/Chicken Sorrento/Lemon Pepper
Cod/Slow RoastedTurkey with Stuffing/BakedVegetable Lasagna/
Vegetable Kabobs), homemade breads, salad and dessert.
If you are interested in joining us, please contact Clayton Rager
at 856-769-0089 for more information, or just stop by on the first
Thursday of any month. We are always looking for new retirees to
join our group
We look forward to hearing from you!
Michael Blackmore
Ronald Boughton, Sr.
Roy Bozarth
James Brickner, Jr.
John Broadwater, Sr.
Beatrice Brolo
Ann Butler
Gary Caatalano
Jacqueline Charles
Diana Chuff
Brian Covely
Joseph Cuzzupe II
Thomas Dickinson
Patricia Doctor
Bob Eksterowicz
Ceryl Faczak-Dodge
Christine Fennimore
Carolyn Gaines
Gayton Giorfano
Michael Guarnieri
Philip Harmer
Eileen Hoch
Connie Holloway
Donald Jastrebski
Daniel Jeminey
Ruby Jones
Kathy Joseph
Cheryl Kaufman
Dolores Kurpicki
Sandra Lavan
Deborah Leiter
Joseph Lowden
Denise Lunemann
Tracy McCurry
Saverina McDonough
Daniel McGettigan
Frank Mitchell, Sr.
Georgette Moore
Harsha Patel
Myrtlene Phillips
Robert Ragsdale
David Reily
Rosa Rivera
Wayne Rossi
Judith Schroeder
Gregory Smith
Connie Sohl
Ronald Spratley
Linda Thumlert
Alice Valente
Karen Wagner
Jeffrey Watson
Joann Watson
Charles Weindel
Cheryl White
Raymond Wildermuth, Jr.
Dave Wingate
Roberta Zisa
In Sympathy
If you know of a Local 1360 member who has passed
away, or who has lost a family member, please be sure to
let your Union Representative know. Local 1360 would
like to send out our sympathy, but sometimes we are not
informed or aware of the loss.
Agnes M. Obert - May 30, 1935 - January 14, 2014
Our deepest sympathy goes out to the family of
Agnes Obert, who passed away on January 14, 2014,
of Deptford, New Jersey. Agnes worked at Zallie's Shop
Rite in West Deptford for the past 10 years and will be
truly missed.
Brandon Jae Kwan Baker - 18, of Pedricktown, New
Jersey - Our deepest sympathy goes out to the family of
Brandon Jae Kwan Baker who passed away on February
28, 2014. Brandon worked at the Pennsville Acme
store and was a 2010 graduate of Oldmans Township
School. Currently, he was a senior at the Salem County
Vocational Technical School, where he was enrolled in
the Law Enforcement/Public Safety Program.
Virginia Buff - In recognition of a true unionist and a
great friend, we would like to express our condolences
to the Buff family, who lost Virginia at the end of 2013.
Virginia was a 43 year member and employee of
the old Shop Rite, and later, Pathmark in Camden. She
also assisted the Union as a Shop Steward for many of
those years.
Virginia was born in Pennsylvania but lived most of
her life in New Jersey. She was proud of her 2 sons, 6
grandchildren, 11 great grandchildren, and 2 great-
great grandchildren. She will be missed by all.
OurdeepestsympathygoesouttoAcme#7995member,
Laverne Henson, on the recent loss of her sister.
Summer 2014 Retirees

Member Spotlights!
page 12
Woodrow "Woody" Minner CCMUA
Woody has worked for CCMUA for 26 years, where he is the Safety Coordinator.
He has been a Shop Steward there for 14 years. Woody lives in Glendora with his
lovely wife of 51 years, Dot. They have 3 children, 5 grandchildren and 3 great-
grandchildren, with another one on the way. Woody and Dot are really involved
with their grandchildren.
Woody also loves to ride his motorcycle. He is a lifetime member of the Glen-
dora Fire Department and is a retired member of the Gloucester Township Police
Department of 12 years.
Everyone here at Local 1360 thanks you Woody, for being a good Union member
and Shop Steward, and for all of your years of service to Local 1360.
Pete Dalia - Monroe Township
Pete Dalia works for Monroe Township. He was born and raised in Williamstown
and has been a Shop Steward for 14 years. He is very good at it and has earned
a lot of respect from his co-workers. Pete has been married for 36 years to
his wife, Deirdre, and has a son that is 36 years old. His son lives in Virginia,
where he is a journalist. Pete said that one day he had a thought to get more
involved with religion. He started to go to church, read the bible, and wanted
to understand the writing's. This curiosity and these beliefs led him to pursue
a different church. He is now a minister at the 7th Day Adventist Church and is
the head elder. Pete said“he loves his church family and his work family very
much.”
Thanks for all you do, Pete.
Susan Tomkiel and Diana Babb - Cherry Hill Library
We would like to acknowledge the great job being done by the Shop Stewards
of the Cherry Hill Library. Susan Tomkiel, Librarian, and Diana Babb, Library Clerk,
have been keeping our members informed and have been keeping them together
during a very long contract dispute, which has lasted over the past 3-6 years.
With delays due to political elections, a new Library Director, and a new Township
Negotiator, it has been a very strenuous time. Sue and Diana have been strong
Union Shop Stewards and have been giving feedback from the Library members to
the Union Negotiators so we know how to proceed.
Thank you Sue and Diana for staying strong!

Gloria Byrd – Acme #7926
Gloria has worked for Acme Markets for the last 20 years. She currently works
at the Willingboro location and works in various departments at the store. The
bakery department is her favorite because she loves to decorate cakes.
Gloria’s hobby is painting. She has 4 sons. Her son, Andrew, also works at the
Willingboro Acme.
Keep up the good work Gloria!
Betty Pollace – Acme #7977
Betty has been an employee of Acme Markets for 27 years. She has run
the melon bar at store 7977 for the last 19 years.
Betty has 3 children and 5 grandchildren. She loves going out dancing
and she loves traveling.
Thanks Betty for all you do for Local 1360!
Rich Martin – Acme #7914
Rich has been a Local 1360 member and Acme employee for 43 years.
He is currently a receiver at the Yardville, New Jersey Acme, #7914.
Rich is married to Kathy Martin, a fellow Acme employee. They have 2
daughters, Elizabeth (7) and Jacklyn (4).
Rich is an avid Eagles and Phillies fan. He use to own and race standard
bred horses (trotters). He currently enjoys dabbling in stock trading.
Thanks for your many years of service Rich!
Member Spotlights!
page 13

UFCW Local 1360’s Eleventh Annual Scholarship
& Leukemia Charity Golf Outing
UFCW Local 1360 held their Eleventh Annual Charity Golf Outing on May 7th. President, Sam Ferraino, stated that over 90 golfers (many union
members) and others who made direct donations to our Charity Golf Outing helped to make this year’s outing one of the best since we started
eleven years ago. The money raised at this event goes directly to higher education and a contribution to the UFCW International Leukemia &
Lymphoma Society.
This year’s outing started with signing in for golfers and a continental breakfast. The golfers took to the course at 8:30am to begin what was a
day full of rewards and challenges. Once the golfing was over, everyone enjoyed a delicious barbecue luncheon
HERE ARE JUST SOME OF THE WINNERS FROM CONTESTS ON THE COURSE:
CLOSEST TO THE PIN 3RD HOLE – Matt Weiss
CLOSEST TO THE PIN 9TH HOLE – Mike Mazzella
LONGEST DRIVE – Dave Gillis
LOW TEAM SCORE – Vince Carrol, Tom Regan, Ken Okerson, Cosmo Bigneo
At the end of the day everyone was a winner, thank you to all golfers, donators and friends who made this a great success!
Mark your calendars today, next years charity golf outing will be held on
May 6th 2015 at Ramblewood Country Club.

A situation that frequently arises with the
elderly, children with disabilities who reach
the age of majority, and adult individuals
who suffer sudden injuries causing
incapacity, requires family members to
turn to the Courts for assistance with
a Guardianship proceeding. When an
individual is unable to manage his or her
personal and/or financial affairs due to his
or her incapacity, a family member or the
state can begin a Guardianship action with
the Court, asking to have the Court declare
that the individual is incapacitated and
appoint a guardian for him or her. If the
Court appoints a Guardian, the Guardian
can then make personal and/or financial
decisions for the individual. In New Jersey,
an “incapacitated individual” is defined as a
person who is impaired by reason of mental
illness or mental deficiency to the extent
that he or she lacks sufficient capacity to
govern himself or herself and manage his or
her affairs. An incapacitated individual also
includes an individual who is impaired by
reason of physical illness, disability, chronic
use of drugs, chronic alcoholism, or other
cause, with the exception of being a minor,
to the extent that he or she lacks sufficient
capacity to govern himself or herself
and manage his or her affairs. This is the
definition that the Court will be evaluating
when a Guardianship proceeding is initiated
with the Court. If the Court finds that the
individual is an incapacitated individual, the
Court must also determine whether or not
the individual can manage some of his or
her affairs, which would result in a partial
Guardianship, or none of his or her affairs,
which would result in a total Guardianship
being awarded.
In order to initiate a Guardianship action,
usually a family member files a Complaint
with the Chancery Division of the Superior
Court seeking to have the individual
declared to be an incapacitated individual
and to be appointed as the individual’s
Guardian. A family member usually steps
in and files this type of Complaint when the
familymemberbelievesthattheindividualis
nolongerabletomanagehisorherpersonal
and/or financial affairs. Family members
end up needing to file for Guardianship if
the individual did not execute a Power of
Attorney (POA) when the individual was
competent and able to make decisions
for himself or herself. In the situation of a
minor child with severe impairment who
reaches the age of majority, usually the
parent or parents of the child apply to be
appointed as the child’s Guardian as soon
as the child reaches eighteen years of
age. If the person is incapacitated already,
whether a child who reaches the age of
majority or an elderly person, a POA cannot
be signed by the individual once he or she
is incapacitated and/or incompetent to
make decisions for himself or herself. At
that point, Guardianship is the only route
for family members to seek the authority to
make decisions on behalf of the individual
and to manage his or her financial affairs.
The Complaint that initiates a Guardianship
action must include the following
information: The alleged incapacitated
person’s name, age, and domicile;
the address of the person filing the
Guardianship; the address of the alleged
incapacitated person; and the name of the
alleged incapacitated person’s spouse, if
any. The Complaint must also include the
relationship between the person filing the
Complaint and the alleged incapacitated
person; the names, addresses, and ages of
the alleged incapacitated person’s children,
parents, and nearest of kin; and the name
of the institution in which the alleged
incapacitated person resides, if applicable.
The Complaint should also state whether
or not the alleged incapacitated person
has ever executed a POA or Living Will/
Heath Care Directive and whether or not
the alleged incapacitated person is the
beneficiary of a trust. The Complaint must
also include a list of income and assets of
the alleged incapacitated person, and the
person filing for the Guardianship must
provide as much information as possible
and as can be obtained using reasonable
diligence. If the person filing the Complaint
is unable to provide financial information
to the Court for the alleged incapacitated
person, the reason for the lack of financial
information must be provided in the
Complaint.
Guardianship
By Laurie M. Higgins, Esq.
The Complaint must also include Affidavits
by at least two physicians, or one physician
and one licensed practicing psychologist,
to support the claims made in the
Guardianship application. The physicians
must have personally examined the alleged
incapacitated person within the last thirty
(30) days prior to filing the Complaint and
must include the following information:
the date and place of the examination;
whether the physician has treated or
merely examined the alleged incapacitated
individual; whether the physician has on a
personal or familial relationship with the
alleged incapacitated individual, which may
result in the physician being disqualified;
the diagnoses, prognoses, and factual
basis for both; a physical description of
the alleged incapacitated person; the
physician’s opinion of the extent to which
the alleged incapacitated person is unfit
and unable to govern himself or herself
and to manage his or her affairs and must
set forth with specificity the circumstances
and conduct of the alleged incapacitated
person upon which the physician’s opinion
isbased:andtheextenttowhichthealleged
incapacitated person retains sufficient
capacity to manage specific areas of his or
her life, such as residential, educational,
medical, legal, vocational, or financial
decisions. If the alleged incapacitated
person refuses to allow an examination
by the physician, the person filing the
Guardianship can then provide certifying
documents from a physician or psychologist
stating that he or she attempted to examine
the alleged incapacitated person but that
the examination was refused.
Once the Complaint is filed with the
Court, the Court will appoint an attorney
to represent the alleged incapacitated
person, and the Court-appointed attorney
will personally interview the alleged
incapacitated person, inquire of persons
with knowledge of his or her condition,
physical and mental state, and property and
income. After making these inquiries, the
Court-appointed attorney writes a report
that is submitted to the Court in advance
of a hearing, and the report contains

The attorneys at Spear Wilderman P.C. are available to assist you with drafting a Will and to assist you with other legal issues.
You can reach the Cherry Hill office of the firm at the following telephone number: (856) 482-8799. The Tri-State Legal Services Fund
and Participating Employers Legal Service Fund provide Union members with legal coverage, in many cases at no cost to you, for many
different areas of law. These include estate planning, preparation of wills, matrimonial and family matters, real estate, landlord/tenant
disputes, bankruptcy, and municipal court matters to name a few. You are encouraged to call Spear Wilderman at the telephone
number listed above if you have any legal questions or legal matters, and you will have an opportunity to speak to an attorney in detail
regarding your individual situation. There is never a charge for a telephone consultation.
recommendations regarding the issue of
incapacity and whether or not a partial or
full Guardianship is needed for the alleged
incapacitated person. Generally, the Court
orders that the Court-appointed attorney’s
fees be paid from the estate of the alleged
incapacitatedperson,althoughoccasionally
other arrangements are made or the fees
are waived.
Depending on the report from the Court-
appointed attorney and the preference of
thejudge,theGuardianshipiseitherdecided
upon the papers with no requirement for
the parties to be present at a hearing or
the Court may hold a hearing and take
testimony from any interested individuals.
Either on the papers or at the hearing, the
judge will make a final decision regarding
whether or not the alleged incapacitated
person is in fact incapacitated, the extent of
the incapacity, and appointing a guardian
of the person, the estate, or both the person
and the estate.
A guardian of the estate manages the
incapacitated person’s financial matters,
but the incapacitated person remains free
to make his or her own decisions regarding
medical and other personal matters. A
guardian of the person has the authority to
make decisions for the incapacitated person
for medical matters and other personal
matters, such as where the incapacitated
person shall live, and has no authority over
financial matters. If a full Guardianship is
granted, the guardian is both a guardian
of the estate and guardian of the person.
Guardianship proceedings are treated
very seriously by the Court because once
the Court enters an order stating that the
individual is incapacitated and a guardian
is appointed, the incapacitated person will
lose substantially all of his or her rights to
make his or her own decisions. It is for this
reason that the Court carefully scrutinizes all
applications to be appointed as a guardian
that are submitted to the Court and seeks
input from at least two physicians and the
Court-appointed attorney for the alleged
incapacitated person. All of these steps are
intended to assist the Court in determining
that the Guardianship is truly necessary for
the well being of the alleged incapacitated
person.
Guardianship proceedings are fairly
complex and involved. They also take a
substantial amount of time since reports are
required to be submitted to the Court and
a hearing must be held with proper notice
to the alleged incapacitated person and
family members. It is important for adults to
execute a Power of Attorney and a POA and
Living Will/Health Care Directive when they
are mentally competent and in good health
so that their family members will not need
to pursue a Guardianship if they become
incapacitated in the future. Planning
now for the possibility of any incapacity
in the future can save your family from
unnecessary litigation, time, and expense.

First Mortages are Available! Call Mike at 856-340-8272 (NMLS 106866)
Check out These Auto Loan Rates!
New and Used Auto's
up to 36-months 1.99% APR* | up to 48-months 2.40% APR* | up to 60-months 2.90% APR*
APR*=Annual Percentage Rate. Payroll deduction with auto transfer, A+ paper (Risk based lending and pricing applies). Rates effective as of 01/01/2014 and they are subject to change without prior notice.
Are you thinking about doing some home improvements?
Garden State FCU offers Fixed Rate Home Equity loans
Please call the office for the most current rates.
Are you aware of the services your credit union offers?
PAM-Garden State Federal Credit Union has the ultimate in convenience services: You can enjoy "anytime access" to all of your Credit
Union accounts in a safe and secure environment.
PAT- our Personal Audio Teller gives you access to your Credit Union accounts 24 hours a day, 7 days a week, using any
touch-tone phone and your Personal Identification Number (PIN).
Mobile banking-Now you can access your account with your cell phone by texting or using your phone's internet browser! If you're
already signed up for PAM, you can take advantage of this feature!
Account to Account Transfer-transfer funds in and out of your Credit Union account via an ACH transaction
Fixed Credit Cards-10.9% APR
Share Branching capabilities- Just check our website, www.gardenstatefcu.org to find participating credit unions where you can make
deposits, withdrawals, transfers, loan payments and more to and from your Garden State FCU accounts. You will need to know your
account and your driver’s license. account (member) number and show your driver’s license for identification.
Bellmawr Location & Hours
Physicaladdress:203e BrowningRoad,BellmawrNJ08031
Mailingaddress:POBox1265,BellmawrNJ08031
Phone:855-340-8602Fax:856-931-7520
Monday–Thursday8:00amto4:00pm&Saturday8:00am-12:00pm
Moorestown Location & Hours
Physicaladdress:144RT38,MoorestownNJ08057
Mailingaddress:POBox680,MoorestownNJ08057
Phone:800-713-2274Fax:856-235-2904
Monday–Friday7:30amto6:00pm&Saturday9:00am-4:00pm
NOT A MEMBER? NOT A PROBLEM!
THERE ARE 3 WAYS YOU CAN JOIN.
1. Come to our Moorestown or Bellmawr office.
2. Fill out the application on-line and print it out. Fax or mail it in to us.
3. Call the office and ask for a member application and we will mail it
to you.
THINGS TO kEEP IN MIND FOR THE FUTURE
Once you become a member, you can always stay a member.
If you leave your job for any reason (change jobs, stay home parent,
retire, etc) you can keep your account at the Credit Union. That way you
can take advantage of the services and loan sales that are offered.

Short Term Disability, Family Leave, or Workers Compensation Info
If you go out on Short Term Disability, Family Leave, or Workers Compensation and your health benefits are
provided by Tri-State or Shop Rite Health and Welfare Funds, here’s what you need to know:
Health Benefits:
• Get the forms needed to apply for your particular leave. Your employer should provide you with the
proper paperwork to apply for either Short Term Disability or Family Leave. Ask all the questions
you have pertaining to these applications directly to your employer or someone designated by your
employer who has knowledge of the process you need to follow.
If you are having difficulty with your employer providing the proper paperwork, or they are unable to answer all of
your questions, please contact your Union Representative to assist you.
• Contact the benefits office and notify them that you are out on leave so they can provide you with
information on how you can maintain your health benefits during a qualified leave. Contact the benefits
office at 1-800-228-7484, extension #2512, for Pat O’Reilly.
• Contact the Union office to apply for a withdraw card (if you qualify) at 1-888-937(YES)-1360 extension
#301.
• Depending on your individual contract, keeping in touch with your employer is very important. When
you pick up your paperwork from the company ask your HR Representative or Store Manager how
often you need to keep in touch with the company. If you are unable to get this information from your
employer, contact your Union Representative.
Pension Benefits:
• Contact your Pension Fund office if you go out on Short Term Disability, Family Leave, or Workers
Compensation. Contacting the Pension Fund office now, while you are still out on leave, will help avoid a
conflict with your pension when you are ready to retire. If you don’t know what Pension Fund you are in,
contact your Union Representative who will be able to direct you.
UFCW Tri-State Pension Fund – 1866-928-8329
GEM Group – 1-800-223-7405 extension 514 Dawn
Regional Pension – 1-800-228-7484 extension 2503 Pat Romeo
Have Your Parties In Style!
Our newly refurbished Union Hall is available for rent for holiday and
birthday parties, baby and wedding showers, and other festive events.
But here’s the really good news - Local 1360 members get a
$175 discount! The rental fees for four hours are as follows:
Non-Members Local 1360 Members
Fridays and Saturdays $600 $425
Sundays $500 $325
Mondays through Thursdays $400 $225
CallTODAY to reserve our hall for your next party!
Contact Chuck VanArtsdalen at the Union office at 609-217-1033, to make your reservation.

NEW FOR 2014!
We offer a SAME DAY Ride &Water Park Combination Pass. Enjoy all three amusement piers AND both beachfront waterparks
on the SAME DAY!
The FLEXIBLE Ride & Water Park Combination Pass is a TWO-DAY PASS
• Includes ONE ALL- DAY Ride Wristband AND ONE ALL-DAY Water Park wristband.
• Both portions do not have to be used on the same day. You can use your ride & waterpark portions on different days.
Ticket Type General
Admission Price YOUR Price SAVINGS
NEW FOR 2014 -
SAME DAY Ride & Waterpark
Combination Pass
$65 value $50 $15
Enjoy all three Amusement Piers AND both beachfront water parks on the SAME DAYI
BEST VALUE! - FLEXIBLE Ride &
Water Park Combination Pass
Guests over 48"
Guests Under 48"
$75
$57
$60
$45
$15
$12
Includes ONE ALL-DAY ride wristband and ONE ALL-DAY water park wristband. You can use your
ride and waterpark portions on different days. Enjoy TWO days of fun; enjoy the rides on one day
and waterpark on another day.
AMUSEMENT RIDE PASS $55 $44 $11
Includes all day and evening admission to amusement rides on all of Morey's Piers.
WATERPARK PASS $43 $34 $9
Includes all session at Raging Waters beachfront waterparks.
NOTE: Senior citizens over 65 years and children under the age of 2 will receive free admission
into our waterparks ONLY. Please note that all children must wear a swim diaper.
TICKETS HAVE NO EXPIRATION DATE!
Did You know?
If you change your address or phone number, it is your responsibility
to notify the Health and Welfare Fund Office. This way you won’t miss
important information. Remember, telling Local 1360 or your employer
of your new address or phone number does not change the information
on file with the Fund.
Please contact us toll free at 1-800-228-7484.
Just a Reminder
When a dependent child is turning 19, the Enrollment Department
will send out a dependent child age 26 form. For the child to remain
on the participant’s benefits, this form needs to be completed and
returned to the Fund Office with a copy of the child’s birth certificate
with BOTH parent’s names. This form must be completed every 12
months for the child to remain eligible. Student (college) verification
forms are no longer being accepted. Any questions please call
#800-228-7484, prompt 6.
FreeNotaryServicesAvailableto1360Members
Many Local 1360 Union Representatives and Staff are Notaries. If you need to have any papers notarized, you can call the Union hall toll free at
1-888-YES-1360 during office hours and talk to Donna Hale at extension 301 orTerri LaCerra at extension 318, both of whom are notaries.
Other Notaries are Organizer Bob Hollinger, and Education & Research Department Director Greg Quagliato.
If you need free notary services, please don’t hesitate to call. This is just one more reason why it pays to belong to UFCW Local 1360!

Members who have Amerihealth
www.myahatpa.com or call 1-800-445-4755
Members who have Blue Cross/ Personal Choice
www.ibx.com or call 1-800-275-2583
Members who have Carefirst
www.bcbsa.com or call 1-800-810-2583
You may also call the Fund office for assistance
at 1-800-228-7484, prompt 5.
Please note that the Equipment supplies will be delivered to your home.
MEDICAL EQUIPMENT
Where to Rent or Purchase Durable
Medical Equipment (DME)
Very frequently Fund participants make the mistake of purchasing
medical equipment at their local pharmacy or through their
physicians office, and otherwise. As a result of using a provider
who is not in the network, reimbursement is greatly limited and the
participants are expected to pay the additional costs.
Durable Medical Equipment can include, but is not limited to the
following:
• Diabetic Supplies such as glucometers, syringes, lancets, and
strips
• Nebulizers and other in-home respiratory supplies
• C-Pap for Sleep Apnea disorders
• Prosthetics, braces, wheelchairs, rehabilitation and orthopedic
equipment
• Home care equipment such as Hospital Beds, etc.
Pre-certification is necessary for the rental of any Durable Medical
Equipment, and for the purchase of items with a billed amount that
exceeds $100.
In order to obtain approval for Durable Medical Equipment the
item must be prescribed by a health care provider, and specific
criteria must be met. As an example, the prescribed item must be
medically necessary and used to serve a medical purpose. It must be
appropriate for use in the home and able to withstand repeated use.
A preferred DME provider will call your insurance carrier in order to
obtain the pre-certification required.
All medical equipment should be obtained through a participating
supplier. Durable Medical Equipment providers can be found by
going online.
Pharmacy Corner Update
“Compound Medications”will only be covered if filled at a pharmacy that is contracted as a compounding pharmacy
with Express Scripts, INC (ESI). The prescription plan will not reimburse you for any compound medications filled at
a non-contractual ESI pharmacy. Please contact the Fund office or Express Scripts for a contractual compounding
pharmacy in your area that will fill your medications using your express scripts prescription card.
** Reminder – Injectable or infusion medication is not covered under Express Scripts Rx Plan. Please call the Fund
office for more information on your coverage for injectable or infusion medications.

Enrollment Updates
It is important that you give prompt notice to the UFCW Health and Welfare Fund of any change in your address and phone number. Even if
you provide these changes to the Union or store you work in, the Fund does not receive them. It is the member’s responsibility to update the
Fund with this information. Some other changes the Fund needs to be aware of are: the birth of a child, death of your spouse, marriage, divorce,
separation, or if you or any of your dependents obtain or terminate other insurance coverage. Failure to do so may result in the delay of a
payment of a claim at a future date. You may also be held responsible for
claims paid in error.
Please call the Fund at
1-800-228-7484, option #6.
page 22
Automobile Accident Injury Claims
If you have been injured in an auto accident, you must file all
medical expenses, including prescriptions and payment for
disability, through your automobile insurance carrier.
The Fund will consider payment of any automobile claim expenses
only after the exhaustion of all automobile insurance available.
Then, only up to the stated maximums in certain states will be paid.
The Fund will not pay expenses if you fail to maintain personal
injury protection (PIP) though your automobile insurance carrier.
Please refer to the Summary Plan Description (SPD) coverage rules
related to the particular state in which you reside.
If you ask the Fund to accept responsibility for claims related to an
automobile injury, a subrogation form will be required to be filled
out and returned to the Fund office within thirty (30) days of this
request.
You cannot elect to choose your medical insurance to be primary
over your automobile insurance, regardless of what your insurance
may tell you. You are responsible for knowing that YOUR health
insurer may only provide coverage on a secondary basis.
Any questions please call the Fund office at
1-800-228-7484 ext. 2351.
Changes Affecting you
Beginning July 1, 2014, Personal Choice and
AmeriHealth has selected Laboratory Corporation
of American Holdings (Labcorp), as its exclusive,
nationally- based provider of laboratory services,
effective July 1, 2014.
Prior to July 1, 2014 Labcorp will significantly expand
the number of Patient service centers to provide
convenient member access.
What this means is effective July 1, 2014 Quest
Diagnostic’s laboratories will be an out of network
provider and Quest claims will be processed at the
out of network benefit level.
**This change does not apply to members who
live and receive services outside of Independence
Blue Cross’s service area through the Blue card PPO
program. These members will continue to utilize their
local Blue Cross provider network.
If you have any questions, please contact the Fund
office at 1-800-228-7884.
Claims Information
Benefit Clarification
For all Fund participants and eligible dependents,
beginning 2015, the Fourth Quarter Deductible carry
over will be removed from all plans (IBC Personal
Choice and supplemental plans). This benefit allowed
members to carry forward to the next calendar year
any deductible related expense that they incurred in
the 4th quarter of their benefit year. This affects all
plans offering with in network and out of network
deductible.
***This change will be effective January 1, 2015.
Eligibility Corner
All participants with AmeriHealth or IBC Personal Choice either have
received or will shortly receive a new id card.
Please review and make sure your name is correct on the card. Also
review both the front and back of the card to be familiar with the
important information related to your benefits. Make sure to destroy
any prior cards you many have, as they are no longer valid.

IMPORTANT
YOU MUST FIRST REGISTER AT NO COST BEFORE CONTACTING ANY
DEALERSHIP TO ENSURE PROGRAM BENEFITS
1-800-947-9830
Employee Discount Program currently in effect
with all Federal, State & Official Agency Personnel, including:
AFL-CIO UFCW LOCAL
1360 PERSONNEL
and immediate family members to purchase or lease new or pre-owned
personal vehicles below all current sales offers to the general public
DIRECT FROM SELECT & AUTHORIZED
NATIONAL DEALERSHIP INVENTORIES
MOST NEW MAKES AND MODELS NOT MORETHAN
1% - 2%OVERTHE ORIGINAL MANUFACTURER INVOICE
(NOTTHE STICkER) INCLUDING ALL APPLICABLE
REBATES & INCENTIVES
SOME LIMITED INVENTORY MODELS AND HIGH LINEVEHICLES
MAY BE SUBJECTTO AVAILABILITY
NO DEALER HANDLING OR PREP FEES
DEAL DIRECTWITH MANAGEMENT ONLY
National Program Headquarters serving
FEDERAL, STATE AND COUNTY PERSONNEL DIVISION
for discounted Individual Vehicle Purchase & Leasing Programs
"Direct from Participating Dealership Inventorieswith no Dealer Handling or Add-On fees"
National Headquarters United StatesToll Free: 1-800-501-4060
www.National BenefitsPrograms.com
National Vehicle Programs - Supplemental Programs Division
National Headquarters: P.O. Box 253, Oxford Fla, 34484

UFCW Authorization Form for Political Check-Off
_________________________________________________________________________________ _________________________________________
PRINT EMPLOYER NAME EMPLOYEE SIGNATURE
_________________________________________________________________________________ _________________________________________
SOCIAL SECURITY NUMBER DATE
i hereby authorize ______________________________ to deduct an amount equivalent to: (CHeCK ONe)  25  50  1 00  2 00
Per pay period or other______ (up to a maximum of 5 00 per week) from my paycheck Such amount is to be transmitted to the Treasurer of the UFCW Local 1360
PAC at such time and in some manner as may be agreed upon by my employer and UFCW Local 1360
EMPLOYER
i recognize that my/any contribution through payroll deduction is completely voluntary and in compliance with State law which specifies: "it shall be unlawful for any person soliciting an employee for
contribution to such a fund to fail to inform such employee of his or her right to contribute without reprisal Any questions relative to compliance with election law may be directed to the election Law
enforcementCommission,28WestStateStreet,Trenton,NJ08625,(609)292-8700"ialsounderstandthattheamountsuggestedisaguidelineandthatimaycontributeanotheramountuptoamaximum
of five dollars per week, by any lawful means, other than this checkoff, or may refuse to contribute, and that the making of payments to the UFCW Local 1360 PAC is not a condition of membership in
the Union or of employment with the employer, and that i have a right to refuse to sign this authorization and not to contribute to the UFCW Local 1360 PAC without reprisal i also understand that my
contribution will be used for political purposes, including the support of candidates for state and local office i expressly reserve the right to revoke this authorization at any time in writing Contributions
or gifts to the UFCW Local 1360 PAC are not deductible for federal income tax purposes i defer to the officers of the UFCW Local 1360 PAC the decision of how to contribute my payroll deduction, or
____________________________________________________________________________________________________________________________
Moved lately, or plan to do so?Union Withdrawal Form
If you’ve moved or plan to do so, it’s important that you
notify the Local right away so you don’t miss out on any
benefits guaranteed by membership.
The BEST way to do it is to complete this form and mail it to:
United Food and Commercial Workers Union, Local 1360
400 Commerce Lane
West Berlin, NJ 08091-9253
PLEASE PRINT ALL INFORMATION
Name ________________________________________________
Previous Address _______________________________________
______________________________________________________
New Address __________________________________________
______________________________________________________
New Phone Number ____________________________________
Employer _____________________Location ________________
Social Security Number _________________________________
E-mail Address ________________________________________
This form may be used to withdraw from the uFcW Local 1360
for any of the following reasons:
• You no longer work for the company.
• You are currently out on disability.
• You have retired.
• You are taking leave of absence for at least one (1) whole
calendar month.
• You are on family leave for at least one (1) whole calendar
month.
Be sure to completely fill in the form and mail to:
United Food and Commercial Workers Union, Local 1360
400 Commerce Lane
West Berlin, NJ 08091-9253
Dear President Ferraino:
I am requesting to withdraw from UFCW Local 1360 for the following
reason (please select one of the above options):
Reason for leaving:______________________________________
Name ________________________________________________
Home address _______________________________________
City/State __________________ Zip ______________________
Last Day Worked _______________________________________
Social Security Number _________________________________
Employed by _________________ Store No. ________________
If you are no longer at your job for any of the above reasons and have not requested
a withdraw, return this form to the Union or contact the office immediately either in
person, in writing or by telephone. Call (toll free) 1-888-YES-1360 ext. 305.

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