BB&T is offering a special loan program for small businesses with fixed rates as low as 2.99% through March 20, 2013. The program provides loan amounts up to $250,000, including SBA Express financing. Loans have an origination fee and rates can change. Commercial rates range from 3.10-4.75% over 5-15 years and equipment loans are 2.99-3.99% over up to 72 or 60 months respectively. Applicants should contact their local BB&T financial center for details.