Spare Change is a micro payment platform for social networking applications, allowing users to conveniently fund their accounts and spend on various apps. The service supports multiple payment methods and boasts a robust user experience with instant refunds. Developers benefit from real-time analytics and ease of setup, while monetizing their apps efficiently through the platform.

2. What is Spare Change? “ As a means of monetizing our Facebook app, Spare Change has exceeded our wildest expectations.” Spare Change is the first and largest micro payments designed specifically for the social networking ecosystem. Our mission is to enable application developers to monetize their applications easily and inexpensively. Russell Ovans, Ph.D. President, Backstage Technologies Inc.

3. How does it work? “ I like Spare Change because it’s super convenient and if I ever have a problem they help me out” Users fund their Spare Change account using any major credit card, PayPal or their mobile phone. Users can then spend their funds anywhere Change is accepted. Spare Change pays developers monthly…

4. Who accepts Spare Change? “ At first I used Spare Change on just one app, but then I discovered it on lots of my favorite apps.” Spare Change is accepted on over 400 of the largest apps in social networking and is growing daily…

5. What are people buying? “ OK, I admit it. I play Mob Wars with my friends alot. And Godfather points rock!” In 2008, Spare Change has done over 1,00,000 transactions… Chips on Texas Hold’em Favors on Mob Wars Kitty Coins on Cute Catz

6. What’s the user experience like? Let’s try a simple purchase on Scratch and Win, a popular game to win virtual prizes….

7. Scratch and Win allows users to buy “Credits” using Spare Change What’s the user experience like?

8. The user selects how many points, they want and clicks Pay Now… What’s the user experience like?

9. And gets an 1-click confirmation and the payment is complete… What’s the user experience like?

10. Spare Change is robust and fully-featured… Consumer: 1-click purchase Add, send, receive Change Transaction history Links back to favorite apps Withdraw funds Ways to Spend Change Developer: Easy setup and application process Secure access Simple API w/sample code View real-time transactions by app Download reports into Excel Customer Service Fraud Management Reliable - Scalable - 24 x 7 Fraud Monitoring - Secure Spare Change Platform

11. Easy. 1-click purchase experience stitched into the fabric of Facebook Safe and Secure . Users can buy with confidence knowing that instant refunds are available if they need it. Flexible. Users can get Spare Change from their credit card, their bank account, their mobile phone, special offers, and by borrowing from friends and family. Powerful. Users get a complete transaction history with quick links back to their favorite applications – yours! User Benefits

12. Increased Revenue. Selling premium features, functions and services are a great way to make money from your app. Use Spare Change to compliment your monetization strategies. Hassle Free . We take care of all the customer questions that come with payments as well as manage all refunds and chargebacks. This lets you focus on growing your app. Powerful. Real-time reporting and powerful analytics help you figure out how to much to charge and which users your should pay attention too. Developer Benefits

13. Multiple Payment Options maximize market reach: PayPal credit cards echecks social money (friends) Offers Mobile International Cross social platform use Developer Benefits Spare Change: Your monetization solution for social networks

14. How do the economics work? You charge users what you think is fair. Spare Change takes a small toll. Plus, if your refer new users to Spare Change, we’ll give you 1% of all their purchases on other apps for 1 year. What you get $0.92 What we get $0.08 $1.00 transaction example + unlimited commissions Less unlimited commissions

15. Fun Facts. Did you know… 30% of Facebook users don’t have a credit card or a PayPal account, but 100% have a friend which does… Spare Change is the only service globally that accepts and credits check payments in real-time… Most fraud is not committed by evil-looking people from the 3 rd world, but housewives and 20-year-olds’s in the US… Most “whales” (customers who spend $1,000 or more), start with a simple transactions of $1…

16. Where we’re going… Spare Change wants to help you make money, and we do this by making it easy for users to get and spend money. We pride ourselves on technical and operational excellence, fast and friendly customer service, and an awesome user experience. Expect to see Spare Change on all apps, all networks, mobile and much, much more…

17. So get started already! Call: 408-250-5380 email: support@sparechangeinc.com

18. Got Questions?

19. Q: Will my users pay? A: You would be amazed at what people will pay for. We’ve guided dozens of top apps from free to fee. However, there are many common pitfalls along the way. We can help you.

20. Q: Why don’t I just build this myself? A: Simply, it’s a lot of work. Besides a ton of core payment functionality, plan for full-time help on operations, customer service and risk management. We focus on payments so you can focus on your app.

21. Q: Do I really have to worry about fraud? A: You’re taking on every 20-year-old who thinks they can scam you. They will. It’s a lot of work. PS. If you can’t manage fraud, you’ll get shut down and you’ll be out of business.

22. Q: Instant refunds? Sounds like an easy way for users to game my system. A: The overall refund rate at Spare Change is 1.6%. People like it for peace of mind – we like it because it drives sales. Abusers get bounced out fast.

23. Q: Aren’t I just helping to build your business? A: Yes, all of our clients help build our business. In return, we help you make money and drive customers to your business. If you don’t make money - we don’t make money.