Invoice financing is an asset-based lending product, which allows companies to finance their slow-paying accounts receivables, keeping the outstanding bills and invoices as collateral. Any business could be eligible for the facility if they sell on credit to other businesses.

1. TOP 5 BENEFITS OF
INVOICE FINANCE FOR
SMALL BUSINESS OWNERS
www.bandeniachallengerbank.com

2. WE PROVIDE
TRADE FINANCE SOLUTION
BANDENIA
CHALLENGER BANK

3. Invoice financing is an asset-based lending product,
which allows companies to finance their slow-paying
accounts receivables, keeping the outstanding bills and
invoices as collateral. Any business could be eligible for
the facility if they sell on credit to other businesses.
BENEFITS OF INVOICE FINANCE
FOR SMALL BUSINESS OWNERS

4. BENEFICIAL
FEATURES OF INVOICE
FINANCING

5. 1. SOLVES ALL YOUR
CASH FLOW PROBLEMS
Inconsistent cash flow and late payments
severely hinder business growth. Every business
needs regular cash flow to pay their workers, as
well as for capital expenditure, projects for the
invoices issued to the clients, etc. To get a grip in
this situation, firms are looking towards
alternative funding solutions like invoice
finance, to keep their business moving.

6. 2. A FLEXIBLE SOLUTION
When compared with all other form of financing,
invoice finance is by far the most flexible one. It
allows businesses to unlock the funds tied up in
unpaid invoices, providing immediate flow of
cash to the borrower. Such accounts receivables
financing instantly liquidates your invoices into
cash. In fact, the finance is on your sales figures,
without taking into consideration any previous
balance sheets.

7. This provides a great opportunity to firms that
are doing well, as the funding increases in such
cases. Manufacturers, wholesalers or supply
services collateralize their business’s outstanding
invoices or bills and get a fast advance of up to
80% of their invoice’s value.

8. 3. SAVES A LOT OF
MONEY & TIME
Compared to traditional bank loans, invoice
finance includes a full sales-ledger management
service which allows the users to make
significant savings by removing the burden of
chasing payment, along with savings in terms of
stationery, telephone calls, etc. Businesses can
utilize the time saved on chasing payments for
tasks related to their operations. Along with
reducing late payments, businesses further save
by taking advantage of early-payment discounts.

9. 4. TRANSPARENT MONEY
LENDING & EASY REPAYMENT
FinTech lenders do not adopt stringent eligibility
criteria for the client. Their Supply Chain Finance is
structured to offer funds up to 80% of the value of
your invoices or bills. In addition, they allow you to
opt for a flexible repayment plan between 30-180
days, depending on the nature of your business and
vendor payment cycles. However, the most
important benefits are that instead of making easy
monthly installments, you can repay the money in
one-time bullet repayment mode to avoid paying
any further interest.

10. 5. INVOICE FINANCIERS BECOME A
CONSTANT COMPANION
Some invoice financiers work with the client to
manage the sales ledger, chase invoices and collect
payments. The invoice financiers are well aware of
the importance of good client relationships. In fact,
the financier works closely with the client to fully
understand their situation, business and customers.

11. About us
Creating Value with it's
fast and efficient Solutions
At Bandenia Challenger Bank, we are
committed to delivering trade and
financing solutions in the best interest
of our customers.
Carrying out smooth and efficient
transactions with diligence and
efficacy has been our driving force
since day one. With a structured
support system, we have been able to
successfully help our clients in
growing their cash flow and capital.
We strongly adhere to our mission of
providing custom financial solutions
to complete their transactions
effectively.

12. UK Address UAE Trade Desk
Suite 23, Fifth Floor, 63/66
Hatton Garden,London,
EC1N 8LE, United
Kingdom.
Suite 602, Sixth Floor,
Business Village, Block B,
Dubai, PO Box 5610,
United Arab Emirates.
www.bandeniachallengerbank.com

13. Thank You