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Welcome to Annuities
This document provides an overview of annuities, including:
- Annuities are insurance contracts that allow individuals to save money on a tax-deferred basis and receive guaranteed lifetime income in retirement.
- Premiums are invested and earnings accumulate tax-deferred, while payouts in retirement are partially taxed as ordinary income.
- Annuities offer benefits like guaranteed lifetime withdrawals, death benefits for beneficiaries, and options to convert savings into fixed or variable lifetime income payments.
- Factors like investment performance, age, and payout options chosen determine the amount of annuity income received in retirement.
Annuity from American National
This document summarizes a Palladium Multi-Year Guarantee Annuity that offers guaranteed interest rates for periods between 3 and 10 years. It allows the policyholder to choose a guarantee period that fits their needs and lock in a competitive rate for that time. At the end of the guarantee period, the policyholder can withdraw funds without penalty, or continue the annuity at a new effective rate. The annuity offers tax-deferred growth, access to funds through withdrawals or waivers for health issues, and passes funds to beneficiaries free of surrender charges if the owner dies.
Agility brochure
This document summarizes the key features and benefits of the Athene Agility fixed indexed annuity. It discusses how the annuity provides growth potential through indexed crediting strategies while protecting against downside risk. It also describes how the annuity offers lifetime income through rider benefits as well as access to funds through liquidity features. The document provides an overview of Athene Annuity and Life Company's financial strength ratings to demonstrate its stability and ability to pay benefits.
Indexed Universal Life
Earn as much as 15% and no less than .75 %. tax-deferred interest. Borrow from the cash value and you have tax free income.
Insurance for Cancer, Heart Attack and Stroke
Lump-sum for first occurrence for Cancer, Heart Attack or Stroke. Paid directly to you to spend how you wish.
Opportunity
Transamerica Agency Network provides an overview of their company strategy, opportunities for agents, and the products and services offered. Their strategy focuses on helping customers achieve lifetime financial security through profitable growth and delivering appropriate solutions. As an agent, you would have access to training, tools, and support to build your own business and help clients with needs like life insurance, retirement planning, and more. Transamerica offers a wide portfolio of insurance and annuity products from highly rated insurance carriers.
First occurence cancer insurance.
Pays on the first occurrence of cancer. Paid directly to you. Can pay rent, doctor bills, whatever you want.
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Welcome to Annuities
This document provides an overview of annuities, including:
- Annuities are insurance contracts that allow individuals to save money on a tax-deferred basis and receive guaranteed lifetime income in retirement.
- Premiums are invested and earnings accumulate tax-deferred, while payouts in retirement are partially taxed as ordinary income.
- Annuities offer benefits like guaranteed lifetime withdrawals, death benefits for beneficiaries, and options to convert savings into fixed or variable lifetime income payments.
- Factors like investment performance, age, and payout options chosen determine the amount of annuity income received in retirement.
Annuity from American National
This document summarizes a Palladium Multi-Year Guarantee Annuity that offers guaranteed interest rates for periods between 3 and 10 years. It allows the policyholder to choose a guarantee period that fits their needs and lock in a competitive rate for that time. At the end of the guarantee period, the policyholder can withdraw funds without penalty, or continue the annuity at a new effective rate. The annuity offers tax-deferred growth, access to funds through withdrawals or waivers for health issues, and passes funds to beneficiaries free of surrender charges if the owner dies.
Agility brochure
This document summarizes the key features and benefits of the Athene Agility fixed indexed annuity. It discusses how the annuity provides growth potential through indexed crediting strategies while protecting against downside risk. It also describes how the annuity offers lifetime income through rider benefits as well as access to funds through liquidity features. The document provides an overview of Athene Annuity and Life Company's financial strength ratings to demonstrate its stability and ability to pay benefits.
Indexed Universal Life
Earn as much as 15% and no less than .75 %. tax-deferred interest. Borrow from the cash value and you have tax free income.
Insurance for Cancer, Heart Attack and Stroke
Lump-sum for first occurrence for Cancer, Heart Attack or Stroke. Paid directly to you to spend how you wish.
Opportunity
Transamerica Agency Network provides an overview of their company strategy, opportunities for agents, and the products and services offered. Their strategy focuses on helping customers achieve lifetime financial security through profitable growth and delivering appropriate solutions. As an agent, you would have access to training, tools, and support to build your own business and help clients with needs like life insurance, retirement planning, and more. Transamerica offers a wide portfolio of insurance and annuity products from highly rated insurance carriers.
First occurence cancer insurance.
Pays on the first occurrence of cancer. Paid directly to you. Can pay rent, doctor bills, whatever you want.
Affordable choice
This document summarizes an Affordable Choice fixed indemnity insurance plan from ManhattanLife Assurance Company. The plan provides fixed daily benefits for hospital stays, surgery, doctor visits, and other medical costs. It highlights example payout scenarios and compares benefits between the Elite, Plus Elite, Classic, and Plus Classic plan options. The plan also discusses value-added benefits through partnerships with MultiPlan and RXedo that provide discounts on healthcare and prescription drugs.
Have you known anyone with cancer?
This document summarizes a cancer-only insurance plan from Transamerica that helps pay medical expenses related to cancer treatment. The plan pays specified inpatient and outpatient cancer treatment expenses directly to the policyholder. Benefits include payments for hospital room and board, surgery, prescription drugs, and other expenses up to certain dollar limits. The plan is guaranteed renewable for life as long as premiums are paid, but benefits and premiums may be reduced at age 65. The plan includes exclusions and is meant to supplement other health insurance.
Whole Life
This document provides an overview of three final expense insurance plans - Immediate Solution, 10 Pay Solution, and Easy Solution - offered by Transamerica Life Insurance Company. It summarizes key details of the plans, including coverage amounts, issue ages, premium structures, and optional riders. The plans are presented as alternatives for individuals who believe Social Security or Veterans benefits will not fully cover their end-of-life expenses, which are estimated to average over $24,000. The document promotes the plans as ways to financially protect loved ones from the burden of funeral costs.
Indexed Fixed Retirement Annuity
This document summarizes a fixed index annuity product called the Transamerica Secure Retirement Index Annuity. It offers downside protection, as the interest credited to policy values is guaranteed to never be less than zero. The annuity allows allocation of funds to a fixed account and two index accounts linked to the S&P 500 and MSCI EAFE indexes. A premium enhancement is applied to initial premium payments. The accumulation phase allows for tax-deferred growth potential while various payout options are available during the annuitization phase to provide guaranteed retirement income.
Double Duty Life
The document discusses a life insurance policy that provides death benefit protection while also allowing policyholders to access a portion of the death benefit if diagnosed with a critical or chronic illness. It provides an example of a 45-year-old man who suffers a heart attack and accelerates 90% of his $500,000 policy, receiving $268,219 to pay medical bills and other expenses while keeping $50,000 of the death benefit for his family. It also gives an example of a man who develops rheumatoid arthritis at 55 and can accelerate portions of his policy annually to pay for health care costs while preserving the rest of the savings for his family and retirement. The policy is presented as a way for clients to prepare for unexpected medical
Trsi Annuity Brochure
This document summarizes a fixed index annuity product called the Transamerica Secure Retirement Index Annuity. It offers downside protection, as the interest credited to policy values is guaranteed to never be less than zero. The annuity allows allocation of funds to a fixed account and two index accounts linked to the S&P 500 and MSCI EAFE indexes. A premium enhancement is applied to initial premium payments. The accumulation phase allows for tax-deferred growth potential while various payout options are available during the annuitization phase to provide guaranteed retirement income.
Annuity Presentation
This document provides information about the Transamerica Secure Retirement Index Annuity, a fixed index annuity issued by Transamerica Life Insurance Company. The document is intended for agent use only and not for use with the public. It discusses features of the annuity such as index account options, surrender charge periods, living benefits, and other product details. The overall purpose is to educate agents on the Transamerica Secure Retirement Index Annuity so they can help clients plan for a more secure retirement.
Monthly Bookkeeping/Quickbooks Training
This document provides information on training that can be conducted at an office to teach various bookkeeping skills in QuickBooks and Xero, such as entering checks, deposits, payments, bills, and running financial reports. It also lists contact information for scheduling a 3-hour on-site training session for $199. Additionally, it describes monthly bookkeeping services that can be provided for small businesses using QuickBooks or Xero, including bank reconciliation, transaction classification, and producing financial statements.
Quickbooks training at your office
This document provides an overview of QuickBooks training that can be conducted on-site for $249, with sessions lasting 2-3 hours. The training covers how to perform key financial tasks in QuickBooks like inputting checks, recording deposits, receiving payments for accounts receivable and accounts payable, deleting transactions, preparing and downloading imports, and running financial reports like the profit and loss statement and balance sheet. It also includes how to enter bills in QuickBooks.
Ul account
The document provides an overview of index universal life insurance policies offered by Transamerica Financial Foundation that allow policy owners to allocate premiums across different index and interest accounts. The policies offer a guaranteed minimum interest rate while also providing the potential to earn excess interest credits linked to changes in the S&P 500, Euro Stoxx 50, and Hang Seng indexes, up to stated caps. Historical index performance data and hypothetical returns applying the current rates/caps are presented to illustrate how the policies' interest credits are calculated.
Final expense
The document discusses final expense life insurance policies that can help cover funeral and other end-of-life costs. It notes that final expenses like funerals can cost thousands of dollars, but many Americans incorrectly believe that government programs will fully cover these costs. The document then provides details on three final expense life insurance policies - Immediate Solution, 10 Pay Solution, and Easy Solution - that offer coverage from $1,000 to $50,000 with no medical exams required. Riders are available to accelerate the payout for qualifying health issues. Worksheets are included to help estimate costs and determine the appropriate coverage amount.
How life insurance can work in your family
The document describes how the author's father died when she was 12, leaving her family without much financial support or life insurance. This caused the family to struggle financially, sometimes without electricity or water. The author had to grow up quickly to help support the family. She is now in college studying computer science thanks to a scholarship. The author concludes that while life insurance cannot bring a parent back, it can make the aftermath of their death easier for those left behind by providing financial support.
Retirement indexed annuity
Alternative to the stock market. Guaranteed income you can never outlive while getting market returns.
Indexannuity
Your money is never invested in the stock market, but your interest is based on the market. When the market goes down you don't lose money.
Does your company have a buy-sell agreement
1. A buy-sell agreement is a legally binding contract that establishes the terms for purchasing a business owner's interest upon events like death, disability, or retirement. It determines who will purchase the interest (usually the business or other owners) and how the purchase price will be valued.
2. An entity buy-sell agreement provides that the business will purchase a deceased owner's interest, using life insurance policies on each owner to fund the purchases.
3. The business pays the non-deductible premiums on the policies and receives tax-free death benefits to purchase the interests from the deceased owners' estates according to the terms of the buy-sell agreement.
Retirement Indexed Annuity
Option to the stock market. Indexed to market but no loss on down years.
Lifetime income
Bypasses probate
Protection against creditors (Texas)
832 471 0155
Term treedsetter
The document describes the Trendsetter Super term life insurance policy. It provides protection for families and businesses by paying out a death benefit if the policyholder passes away. Key features include coverage amounts up to $10 million, initial term periods of 10-30 years with fixed premiums, and optional riders. The goal is to help protect loved ones financially from the unexpected loss of income.
EXECUTIVE BONUS PROGRAM
PAY LIFE INSURANCE PREMIUMS THROUGH COMPANY FOR BUSINESS OWNER AND EXECUTIVES. DEDUCT PREMIUMS
AS BUSINESS EXPENSE.
Dynamax Whole Life
This document describes the Dynamax whole life insurance policy from Transamerica Premier Life Insurance Company. It offers permanent life insurance protection, cash value accumulation, and guarantees. Some key features include a guaranteed level death benefit and premium, tax-free death benefits, and tax-deferred cash value growth. It also lists various rider options like waiver of premium, children's term, and accidental death benefits. The document promotes relying on Transamerica for over a century of financial strength and customer dependability.
Startup checklist
This checklist outlines the key steps for setting up a new company, including choosing a business entity type and fiscal year-end, applying for necessary licenses and tax IDs, purchasing insurance, selecting accounting software, opening business bank accounts, and establishing payroll and retirement plans. The document provides contact information for registering the business with state and local governments, obtaining incorporation documents, and recommending accounting and payroll processing services.
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.
This letter, written by Kellen Harkins, Course Director at Full Sail University, commends Anny Love's exemplary performance in the Video Sharing Platforms class. It highlights her dedication, willingness to challenge herself, and exceptional skills in production, editing, and marketing across various video platforms like YouTube, TikTok, and Instagram.
Best practices for project execution and delivery
A select set of project management best practices to keep your project on-track, on-cost and aligned to scope. Many firms have don't have the necessary skills, diligence, methods and oversight of their projects; this leads to slippage, higher costs and longer timeframes. Often firms have a history of projects that simply failed to move the needle. These best practices will help your firm avoid these pitfalls but they require fortitude to apply.
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Affordable choice
This document summarizes an Affordable Choice fixed indemnity insurance plan from ManhattanLife Assurance Company. The plan provides fixed daily benefits for hospital stays, surgery, doctor visits, and other medical costs. It highlights example payout scenarios and compares benefits between the Elite, Plus Elite, Classic, and Plus Classic plan options. The plan also discusses value-added benefits through partnerships with MultiPlan and RXedo that provide discounts on healthcare and prescription drugs.
Have you known anyone with cancer?
This document summarizes a cancer-only insurance plan from Transamerica that helps pay medical expenses related to cancer treatment. The plan pays specified inpatient and outpatient cancer treatment expenses directly to the policyholder. Benefits include payments for hospital room and board, surgery, prescription drugs, and other expenses up to certain dollar limits. The plan is guaranteed renewable for life as long as premiums are paid, but benefits and premiums may be reduced at age 65. The plan includes exclusions and is meant to supplement other health insurance.
Whole Life
This document provides an overview of three final expense insurance plans - Immediate Solution, 10 Pay Solution, and Easy Solution - offered by Transamerica Life Insurance Company. It summarizes key details of the plans, including coverage amounts, issue ages, premium structures, and optional riders. The plans are presented as alternatives for individuals who believe Social Security or Veterans benefits will not fully cover their end-of-life expenses, which are estimated to average over $24,000. The document promotes the plans as ways to financially protect loved ones from the burden of funeral costs.
Indexed Fixed Retirement Annuity
This document summarizes a fixed index annuity product called the Transamerica Secure Retirement Index Annuity. It offers downside protection, as the interest credited to policy values is guaranteed to never be less than zero. The annuity allows allocation of funds to a fixed account and two index accounts linked to the S&P 500 and MSCI EAFE indexes. A premium enhancement is applied to initial premium payments. The accumulation phase allows for tax-deferred growth potential while various payout options are available during the annuitization phase to provide guaranteed retirement income.
Double Duty Life
The document discusses a life insurance policy that provides death benefit protection while also allowing policyholders to access a portion of the death benefit if diagnosed with a critical or chronic illness. It provides an example of a 45-year-old man who suffers a heart attack and accelerates 90% of his $500,000 policy, receiving $268,219 to pay medical bills and other expenses while keeping $50,000 of the death benefit for his family. It also gives an example of a man who develops rheumatoid arthritis at 55 and can accelerate portions of his policy annually to pay for health care costs while preserving the rest of the savings for his family and retirement. The policy is presented as a way for clients to prepare for unexpected medical
Trsi Annuity Brochure
This document summarizes a fixed index annuity product called the Transamerica Secure Retirement Index Annuity. It offers downside protection, as the interest credited to policy values is guaranteed to never be less than zero. The annuity allows allocation of funds to a fixed account and two index accounts linked to the S&P 500 and MSCI EAFE indexes. A premium enhancement is applied to initial premium payments. The accumulation phase allows for tax-deferred growth potential while various payout options are available during the annuitization phase to provide guaranteed retirement income.
Annuity Presentation
This document provides information about the Transamerica Secure Retirement Index Annuity, a fixed index annuity issued by Transamerica Life Insurance Company. The document is intended for agent use only and not for use with the public. It discusses features of the annuity such as index account options, surrender charge periods, living benefits, and other product details. The overall purpose is to educate agents on the Transamerica Secure Retirement Index Annuity so they can help clients plan for a more secure retirement.
Monthly Bookkeeping/Quickbooks Training
This document provides information on training that can be conducted at an office to teach various bookkeeping skills in QuickBooks and Xero, such as entering checks, deposits, payments, bills, and running financial reports. It also lists contact information for scheduling a 3-hour on-site training session for $199. Additionally, it describes monthly bookkeeping services that can be provided for small businesses using QuickBooks or Xero, including bank reconciliation, transaction classification, and producing financial statements.
Quickbooks training at your office
This document provides an overview of QuickBooks training that can be conducted on-site for $249, with sessions lasting 2-3 hours. The training covers how to perform key financial tasks in QuickBooks like inputting checks, recording deposits, receiving payments for accounts receivable and accounts payable, deleting transactions, preparing and downloading imports, and running financial reports like the profit and loss statement and balance sheet. It also includes how to enter bills in QuickBooks.
Ul account
The document provides an overview of index universal life insurance policies offered by Transamerica Financial Foundation that allow policy owners to allocate premiums across different index and interest accounts. The policies offer a guaranteed minimum interest rate while also providing the potential to earn excess interest credits linked to changes in the S&P 500, Euro Stoxx 50, and Hang Seng indexes, up to stated caps. Historical index performance data and hypothetical returns applying the current rates/caps are presented to illustrate how the policies' interest credits are calculated.
Final expense
The document discusses final expense life insurance policies that can help cover funeral and other end-of-life costs. It notes that final expenses like funerals can cost thousands of dollars, but many Americans incorrectly believe that government programs will fully cover these costs. The document then provides details on three final expense life insurance policies - Immediate Solution, 10 Pay Solution, and Easy Solution - that offer coverage from $1,000 to $50,000 with no medical exams required. Riders are available to accelerate the payout for qualifying health issues. Worksheets are included to help estimate costs and determine the appropriate coverage amount.
How life insurance can work in your family
The document describes how the author's father died when she was 12, leaving her family without much financial support or life insurance. This caused the family to struggle financially, sometimes without electricity or water. The author had to grow up quickly to help support the family. She is now in college studying computer science thanks to a scholarship. The author concludes that while life insurance cannot bring a parent back, it can make the aftermath of their death easier for those left behind by providing financial support.
Retirement indexed annuity
Alternative to the stock market. Guaranteed income you can never outlive while getting market returns.
Indexannuity
Your money is never invested in the stock market, but your interest is based on the market. When the market goes down you don't lose money.
Does your company have a buy-sell agreement
1. A buy-sell agreement is a legally binding contract that establishes the terms for purchasing a business owner's interest upon events like death, disability, or retirement. It determines who will purchase the interest (usually the business or other owners) and how the purchase price will be valued.
2. An entity buy-sell agreement provides that the business will purchase a deceased owner's interest, using life insurance policies on each owner to fund the purchases.
3. The business pays the non-deductible premiums on the policies and receives tax-free death benefits to purchase the interests from the deceased owners' estates according to the terms of the buy-sell agreement.
Retirement Indexed Annuity
Option to the stock market. Indexed to market but no loss on down years.
Lifetime income
Bypasses probate
Protection against creditors (Texas)
832 471 0155
Term treedsetter
The document describes the Trendsetter Super term life insurance policy. It provides protection for families and businesses by paying out a death benefit if the policyholder passes away. Key features include coverage amounts up to $10 million, initial term periods of 10-30 years with fixed premiums, and optional riders. The goal is to help protect loved ones financially from the unexpected loss of income.
EXECUTIVE BONUS PROGRAM
PAY LIFE INSURANCE PREMIUMS THROUGH COMPANY FOR BUSINESS OWNER AND EXECUTIVES. DEDUCT PREMIUMS
AS BUSINESS EXPENSE.
Dynamax Whole Life
This document describes the Dynamax whole life insurance policy from Transamerica Premier Life Insurance Company. It offers permanent life insurance protection, cash value accumulation, and guarantees. Some key features include a guaranteed level death benefit and premium, tax-free death benefits, and tax-deferred cash value growth. It also lists various rider options like waiver of premium, children's term, and accidental death benefits. The document promotes relying on Transamerica for over a century of financial strength and customer dependability.
Startup checklist
This checklist outlines the key steps for setting up a new company, including choosing a business entity type and fiscal year-end, applying for necessary licenses and tax IDs, purchasing insurance, selecting accounting software, opening business bank accounts, and establishing payroll and retirement plans. The document provides contact information for registering the business with state and local governments, obtaining incorporation documents, and recommending accounting and payroll processing services.
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A select set of project management best practices to keep your project on-track, on-cost and aligned to scope. Many firms have don't have the necessary skills, diligence, methods and oversight of their projects; this leads to slippage, higher costs and longer timeframes. Often firms have a history of projects that simply failed to move the needle. These best practices will help your firm avoid these pitfalls but they require fortitude to apply.
一比一原版新西兰奥塔哥大学毕业证（otago毕业证）如何办理
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二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
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留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
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4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
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我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
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IMPACT Silver is a pure silver zinc producer with over $260 million in revenue since 2008 and a large 100% owned 210km Mexico land package - 2024 catalysts includes new 14% grade zinc Plomosas mine and 20,000m of fully funded exploration drilling.
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