The document summarizes key findings from IRI's Q4 2016 Consumer Connect survey of over 2,000 consumers regarding their financial outlooks and purchasing behaviors. Some of the main findings include: 1) 70% of consumers expect their household financial health to improve in the next six months, while 30% expect it to deteriorate; 2) Optimistic households are willing to pay more for products with premium features, while households expecting financial declines engage in more cost-saving shopping behaviors; 3) Consumers expecting financial gains are also more open to paying premiums for online shopping conveniences.