SFO Consultants is a boutique transformational consulting firm focused on delivering Business Strategy and Operational Excellence advisory services to Community Financial Services including Community Banks, Regional Banks and Credit Unions.
3 Steps to Go Digital & Re-imagine Corporate Banking :
Step 1: Credit management technology to help meet corporates’ unique credit needs.
Step 2: Specialized loan origination & servicing systems to enhance corporate loan servicing.
Step 3: Smarter trade finance process management to improve productivity and mitigates risk.
Business Strategy for Banks and Credit UnionsSerge Milman
Webinar presented on August 7, 2013 on WhyBusiness Strategy is Essential for Community Banks and Credit Unions. Recording of the webinar can be accessed http://bankblog.optirate.com/business-strategy-essential/
Strategic Investor Relations and Public DisclosureKenny Ong
LexisNexis Capital Raising for Corporations Conference
August 2009
Establishing Sustainable Growth through Successful Funding Strategies and Addressing the Shareholders’ Crisis of Confidence through Strategic Communications
• Assess the importance of communications for
Investor Relations and Public Disclosures
• Differentiating communication initiatives in maximizing their value
• Defining the communications, investor
relations, and statements and why they play
an integral role in a corporations financial
activity
• What is the information that companies are
required to make public?
• Frequency of disclosure and maintaining
confi dentiality
Pitch Deck To Raise Funding From Subordinated Loan PowerPoint Presentation Sl...SlideTeam
It covers all the important concepts and has relevant templates which cater to your business needs. This complete deck has PPT slides on Pitch Deck To Raise Funding From Subordinated Loan PowerPoint Presentation Slides with well suited graphics and subject driven content. This deck consists of total of fourty two slides. All templates are completely editable for your convenience. You can change the colour, text and font size of these slides. You can add or delete the content as per your requirement. Get access to this professionally designed complete deck presentation by clicking the download button below. https://bit.ly/2PQIJKb
3 Steps to Go Digital & Re-imagine Corporate Banking :
Step 1: Credit management technology to help meet corporates’ unique credit needs.
Step 2: Specialized loan origination & servicing systems to enhance corporate loan servicing.
Step 3: Smarter trade finance process management to improve productivity and mitigates risk.
Business Strategy for Banks and Credit UnionsSerge Milman
Webinar presented on August 7, 2013 on WhyBusiness Strategy is Essential for Community Banks and Credit Unions. Recording of the webinar can be accessed http://bankblog.optirate.com/business-strategy-essential/
Strategic Investor Relations and Public DisclosureKenny Ong
LexisNexis Capital Raising for Corporations Conference
August 2009
Establishing Sustainable Growth through Successful Funding Strategies and Addressing the Shareholders’ Crisis of Confidence through Strategic Communications
• Assess the importance of communications for
Investor Relations and Public Disclosures
• Differentiating communication initiatives in maximizing their value
• Defining the communications, investor
relations, and statements and why they play
an integral role in a corporations financial
activity
• What is the information that companies are
required to make public?
• Frequency of disclosure and maintaining
confi dentiality
Pitch Deck To Raise Funding From Subordinated Loan PowerPoint Presentation Sl...SlideTeam
It covers all the important concepts and has relevant templates which cater to your business needs. This complete deck has PPT slides on Pitch Deck To Raise Funding From Subordinated Loan PowerPoint Presentation Slides with well suited graphics and subject driven content. This deck consists of total of fourty two slides. All templates are completely editable for your convenience. You can change the colour, text and font size of these slides. You can add or delete the content as per your requirement. Get access to this professionally designed complete deck presentation by clicking the download button below. https://bit.ly/2PQIJKb
Demonstrating Return on Investment (ROI) in a law firm is possible. Often it's doing the little things - and the right things - that count.Get ideas of how to utilize data and technology to help make ROI a reality.
Bankers See Opportunities in Tax Reform – Which Ones Will They Take?CBIZ, Inc.
Bankers are optimistic about the next few years, and why not? The dynamics set in place by the 2017 tax cuts could easily produce a 50% increase in profitability when you factor in reduced tax burden, expected increases in lending to small businesses and the potential for increased net interest margins should the Fed find it necessary to raise rates to offset inflation.
GT Events and Program Guide is a look ahead at the latest knowledge and insights available from Grant Thornton LLP. It includes a collection of our research, thought leadership and a schedule of upcoming webcasts and events.
Provider/payor Convergence: A path to continued growthGrant Thornton LLP
As bottom lines shrink, payors and providers are beginning to see convergence, or vertical integration, as the path to growth, Panelists from Johns Hopkins Institutions, Buchanan Ingersoll & Rooney PC and Grant Thornton LLP share their experience and offer insight on the challenges and benefits of this strategy. Read the full paper at http://gt-us.co/1Cv6MRA
SME customers in particular often have needs beyond the pure provision of financial services, and these needs represent an opportunity to build brand recognition and customer loyalty, as well as improving the relative credit performance of our SME portfolio. This presentation focuses on developing non-financial or Enterprise Development Services (EDS) to supplement our banking proposition to SME customers.
Seizing the regulatory opportunity: A Deloitte perspective on how financial i...Deloitte Canada
Financial institutions that look for opportunities in compliance rather than resign themselves to it can position themselves ahead of the competition. The energy they put into understanding the impact of new regulations on their businesses, customers and risks can be used to drive operational changes.
An objective and comprehensive approach to evaluating the variety of strategic options available to lenders with a decision making construct for action.
Digital Corporate Banking for the Connected Corporate Customer Misys
Learn how your bank can meet the demands of the connected corporate customer. These slides will focus on how to improve the commercial banking customer experience, generate a 720 degree view of the client and bank operations, and provide real-time reporting capabilities to customers.
MSC Malaysia Industry Dialogue
Financing ICT SMEs & Micro SMEs
8 April 2010
Berjaya Hotel & Convention Center, KL
Mr. Aliman Ali, Assistant Vice President / Head Operations 1, SME Bank
GT Events & Program Guide: ForwardThinking October/November 2017Grant Thornton LLP
ForwardThinking is a look ahead at the latest knowledge and insights available from Grant Thornton LLP. It includes a collection of our research, thought leadership and a schedule of upcoming webcasts and events.
Small Business Banking Segment Analysis - 06.10.16Calvin Turner
Most banks believe they are committed to servicing Small Business customers. They develop products and services for this segment; they invest considerable amounts of time and money trying to improve their Small Business Bankers’ business development (i.e., sales) skills; and some may even create a line of business within the bank entitled “Business Banking” or “Small Business Banking.” But most of these efforts fail to produce the desired growth objectives because banks don’t really understand the needs of the small business customer.
Demonstrating Return on Investment (ROI) in a law firm is possible. Often it's doing the little things - and the right things - that count.Get ideas of how to utilize data and technology to help make ROI a reality.
Bankers See Opportunities in Tax Reform – Which Ones Will They Take?CBIZ, Inc.
Bankers are optimistic about the next few years, and why not? The dynamics set in place by the 2017 tax cuts could easily produce a 50% increase in profitability when you factor in reduced tax burden, expected increases in lending to small businesses and the potential for increased net interest margins should the Fed find it necessary to raise rates to offset inflation.
GT Events and Program Guide is a look ahead at the latest knowledge and insights available from Grant Thornton LLP. It includes a collection of our research, thought leadership and a schedule of upcoming webcasts and events.
Provider/payor Convergence: A path to continued growthGrant Thornton LLP
As bottom lines shrink, payors and providers are beginning to see convergence, or vertical integration, as the path to growth, Panelists from Johns Hopkins Institutions, Buchanan Ingersoll & Rooney PC and Grant Thornton LLP share their experience and offer insight on the challenges and benefits of this strategy. Read the full paper at http://gt-us.co/1Cv6MRA
SME customers in particular often have needs beyond the pure provision of financial services, and these needs represent an opportunity to build brand recognition and customer loyalty, as well as improving the relative credit performance of our SME portfolio. This presentation focuses on developing non-financial or Enterprise Development Services (EDS) to supplement our banking proposition to SME customers.
Seizing the regulatory opportunity: A Deloitte perspective on how financial i...Deloitte Canada
Financial institutions that look for opportunities in compliance rather than resign themselves to it can position themselves ahead of the competition. The energy they put into understanding the impact of new regulations on their businesses, customers and risks can be used to drive operational changes.
An objective and comprehensive approach to evaluating the variety of strategic options available to lenders with a decision making construct for action.
Digital Corporate Banking for the Connected Corporate Customer Misys
Learn how your bank can meet the demands of the connected corporate customer. These slides will focus on how to improve the commercial banking customer experience, generate a 720 degree view of the client and bank operations, and provide real-time reporting capabilities to customers.
MSC Malaysia Industry Dialogue
Financing ICT SMEs & Micro SMEs
8 April 2010
Berjaya Hotel & Convention Center, KL
Mr. Aliman Ali, Assistant Vice President / Head Operations 1, SME Bank
GT Events & Program Guide: ForwardThinking October/November 2017Grant Thornton LLP
ForwardThinking is a look ahead at the latest knowledge and insights available from Grant Thornton LLP. It includes a collection of our research, thought leadership and a schedule of upcoming webcasts and events.
Small Business Banking Segment Analysis - 06.10.16Calvin Turner
Most banks believe they are committed to servicing Small Business customers. They develop products and services for this segment; they invest considerable amounts of time and money trying to improve their Small Business Bankers’ business development (i.e., sales) skills; and some may even create a line of business within the bank entitled “Business Banking” or “Small Business Banking.” But most of these efforts fail to produce the desired growth objectives because banks don’t really understand the needs of the small business customer.
This edition of The CEO Views brings you “The Most Trustworthy Companies of 2020.” The list highlights some of the industry’s most trusted organizations offering the best in class services in the technology landscape. The proposed list aims to help individuals and organizations find the right provider of technology solutions to help them achieve their projects.
Strategic Capital Partners offers a multitude of funding options to small business owners across the nation. Speed, simplicity, and security are the driving factors behind everything we provide to our clients. Upon submitting your application, we review it with a dedicated funding advisor. We then search our vast network of lenders to find the best funding options available to perfectly meet the demands of your business. Small business is the backbone of America and Strategic Capital Partners is the backbone of small business.
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CFO advisory & business intelligence solutions provider StraitsBridge adds to industry honours in 2016 with recognition within the Business Intelligence Analytics industry – garnering a new profile in APAC CIO Outlook’s special edition, ‘25 Most Promising Business Intelligence Solution Providers 2016,’ published in March 2016.
StraitsBridge has continued to break new ground in Business Intelligence within the past year benefiting its customers through continuing excellence in delivering top-notch solutions. The firm helps financial institutions get the most value from their BI investments, inspiring confidence that they are getting required insights to make informed decisions.
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In today’s economy, executives need to make smart decisions fast, see opportunities where competitors haven’t, and continuously innovate to create advantage. While e-commerce, IoT devices, and social media are creating an unprecedented volume of data, organizations wrestle with disparate systems, silo’d infrastructure, and fractured decision-making. As a result, companies fail to recognize opportunity, manage risks, and create value.
Standard Chartered Bank Information Technology and OperationsEileen Choi
At Standard Chartered we have a motto “increasingly banking is technology”. We are entering a new era in technology. Join us to help shape the future of banking.
Profitable Customer Acquisition for Banks and Credit Unions. Traditional marketing strategies are ineffective and inefficient resulting in significant missed opportunities for Community Banks and Credit Unions. OptiRate offers a unique approach that enables Banks & Credit Unions to attract profitable customers at a fraction of their current customer acquisition costs.
High Net Worth Customer Acquisition for Banks and Credit Unions | OptiRateSerge Milman
Overview of the Banking sector competitive environment, and relative positioning of Community Banks and Credit Unions vs Mega-Banks. Why Community FIs should focus on High Net Worth Customers and how OptiRate can help.
FDIC - Social Media - Managing your business risk related to social media
SFO Consultants
1.
415.294.1110 | info@SFOconsultants.com | www.SFOconsultants.com | www.Optirate.com
Why
We
Do
What
We
Do?
We
believe
Community
Banks,
Regional
Banks
and
Credit
Unions
(cumulatively
referred
to
as
Community
FIs
or
FIs)
are
better
positioned
to
serve
Retail
and
Small
Business
customers
than
larger
banks
and
non-‐bank
competitors.
We
believe
that
Community
FIs
can
create
strong
customer
loyalty,
while
in
parallel
growing
revenues
and
profitability
by
delivering
a
more
compelling
value
proposition.
We
believe
that
Retail
and
Small
Business
customers
–
when
presented
with
a
compelling
value
proposition
–
from
Community
FIs
will
embrace
the
offering
and
the
opportunity.
We
believe
that
Community
FIs
and
Retail
&
Small
Business
customers
want
to
engage
in
a
meaningful
banking
relationship,
yet
self-‐imposed
roadblocks
–
many
from
the
Community
FIs
-‐
continue
to
impede
the
natural
connection.
What
We
Do?
SFO
Consultants
is
a
unique
boutique
focused
on
transformational
consulting.
We
offer
unvarnished
truths
supported
by
fact-‐based,
data
driven
analysis
and
insights.
We
are
unafraid
to
tell
the
truth,
with
the
objective
of
enabling
Community
FIs
gain
visibility
and
direction
to
greater
success.
We
focus
on
speed
to
action
along
with
fact-‐based,
data
driven
analysis
that
create
the
right
Business
Strategy
for
your
FI,
Key
Performance
Metrics
that
inform,
and
Operational
Initiatives
that
deliver
quantifiable
value.
How
We
Do
It?
We
believe
that
the
best
decision
making
process
is
based
on
sound
data,
insightful
analytics
with
fact-‐based
debate
about
strategic
options
and
implications
to
business
model,
customer
types,
capabilities,
customer
selection,
and
ability
to
compete.
Our
team
has
over
100
years
of
banking
and
consulting
expertise,
we
have
seen
and
worked
through
many
business
challenges,
and
know
what
it
takes
to
create
quantifiable
results.
We
work
closely
with
a
small
team
of
decision
makers
to
assess
the
opportunities
and
implications,
and
refine
the
Business
Strategy
until
it
meets
the
strategic,
financial
and
operational
expectations
of
the
senior
management
team
and
the
Board
of
Directors.
Further,
we
partner
with
our
clients
to
move
beyond
the
Strategic
Plan,
with
the
definition
and
execution
of
tactical
initiatives.
We
build
the
implementation
roadmap
so
that
the
FI
begins
to
recognize
tangible
and
quantifiable
value
within
weeks.
2.
415.294.1110 | info@SFOconsultants.com | www.SFOconsultants.com | www.Optirate.com
Why
Action
Is
Necessary
The
business
of
Retail
and
Small
Business
Banking
has
changed
much
in
just
the
last
five
to
ten
years.
Banks
are
under
pressure
to
deliver
services
seemingly
at
no
cost
to
the
customers
while
facing
incredible
threats
from
virtually
every
direction
including:
• Regulatory
Pressures
impacting
operating
costs
and
ability
to
generate
revenue.
• Changing
Technology
including
internal
and
customer
facing
applications
resulting
in
myriad
of
options,
few
of
which
demonstrate
real
ROI
but
many
of
which
have
become
“must
have
table
stakes”.
• Unrelenting
competitive
threat
from
traditional
competitors
and
non-‐
banks,
including
large
banks,
Credit
Unions,
Smarty
Pig,
Prosper,
Lending
Club,
Simple,
Moven,
PayPal,
Square,
Green
Dot,
Wal-‐Mart,
and
many
others.
• Weak
economy
and
a
weak
near-‐term
outlook
resulting
in
anemic
revenue
growth
and
sub
hurdle-‐rate
ROE.
Imitation
Is
The
Sincerest
Form
of
Flattery,
but
Will
It
Deliver
For
Your
FI?
Bank
executives
are
under
immense
pressure
to
do
something
to
improve
revenue
growth,
to
improve
ROE
and
to
find
a
way
to
satisfy
shareholders
who
are
clamoring
for
2x
–
3x
P/B
valuation
levels
not
seen
by
Banks
in
a
very
long
time.
Technology
vendors
and
industry
pundits
are
never
at
a
loss
for
new
ideas
that
will
“improve
engagement”
but
almost
all
fail
to
connect
the
dots
to
revenue
and
profitability.
PFM,
P2P
payments,
unbanked,
underbanked,
mobile
banking,
financial
literacy,
Free
Checking,
Prepaid,
Reward
Checking,
merchant
funded
rewards,
wealth
management,
Treasury
services,
payroll
services,
and
the
list
goes
on.
All
of
the
above
are
valuable
products,
but
not
all
of
them
are
valuable
for
every
Bank!
About
SFO
Consultants
SFO
Consultants
is
a
strategy
and
operational
excellence
advisory
firm
focused
on
helping
Financial
Services
executives
address
their
most
pressing
issues.
We
work
collaboratively
with
our
clients
leveraging
our
experience
and
fact-‐based
analysis
to
create
strategies
and
tactical
initiatives
that
result
in
near-‐term
and
long-‐
term
growth
and
profitability.
Contact
us
for
a
Free
Consultation
at
415.294.1110
or
info@SFOconsultants.com
Key
Staff
Members
Serge
Milman
is
the
Principal
Consultant
of
SFO
Consultants.
Serge
is
a
recognized
leader
in
the
areas
of
strategy
development,
innovation,
business
profitability
measurement
&
improvement,
and
operational
performance
improvement.
Serge
has
served
clients
in
numerous
industries
&
sectors,
including
banks,
credit
unions,
insurance
companies,
brokerages,
credit
card
companies,
payment
processors,
airline
companies,
manufacturers,
universities,
and
technology
companies
during
his
more
than
20
year
career.
He
can
be
reached
by
phone
at
415.294.1110
and
via
email
at
serge.milman@SFOconsultants.com
“Banks
face
unprecedented
volume
of
challenges
at
ever
escalating
levels
of
complexity”
“The
days
of
3/6/3
are
well
behind
us;
Bankers
need
to
adapt
by
developing
a
comprehensive
strategy
and
an
implementation
plan
delivers
on
key
objectives”
“Internet
and
mobile
have
removed
many
of
the
competitive
advantages
enjoyed
by
Community
FIs
in
the
past.
The
competitive
landscape
will
continue
to
intensify,
and
customers
will
become
increasingly
demanding”