SBI personal loan scheme offers personal loans at the low interest rate, minimum processing fees, no prepayment penalties and lots more to help customers to support their genuine requirements.
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1. 10 Golden Reasons For SBI Personal Loan
https://www.afinoz.com/blogs/golden-reason-for-sbi-personal-loan
2. Introduction
• We as a loan aspirant share a common dream –
getting loan at low interest rate. And what would be
better than that when we can get that loan from one
of the most prominent lenders of India. Here, we are
talking about SBI Personal Loan which can be availed
at competitive interest rate.
• The State Bank of India is India’s largest public sector
bank, having over 24000 branches across the
country. SBI personal loan is known to offer facilities
such as zero prepayment, minimum processing fees,
and low interest rates and so on and no wonder that
it is one of the largest lenders in the country.
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3. 10 golden Reasons why You Should Opt
For SBI Personal Loan
• Attractive interest rates
• Loan amount as per your requirement
• Convenient loan tenures
• Transparent procedures
• Goes easy on the customer
• Less processing time
• Wide operational network
• Different loans schemes for different groups of
customers
• Special personal loan products for low-salaried
individuals
• Dedicated customer support for personal loan
customers
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4. Attractive Interest Rate
A personal loan interest rate is different for different
customers, depending on their income, credit profile,
bargaining power etc. The SBI personal loan interest rate is
currently in the range of 11.95 % to 14.55 %. Moreover, a
personal loan by SBI charges interest on a reducing balance.
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5. Loan amount as per your requirement
• You can apply for SBI personal loan amount from as
low as Rs 10000 to Rs 15 lacs. The approval depends
on your repayment history and financial record.
6. Convenient loan tenures
• SBI personal loan provides convenient options to
repay your loan within a minimum period from 12
months to a maximum of 84 months.
HDFC Personal Loan Vs. SBI Personal Loan
7. Transparent procedures
• When you apply for a SBI personal loan, you are
provided clear and up-to-date information about the
status of your application at every stage. Also, there
are zero hidden charges in SBI personal loans.
Best Personal Loan
8. Goes easy on the customer
• The SBI personal loan is customer-friendly as it does
not ask for any security/collateral/guarantor for
approving the loan.
Personal Loan By SBI
9. Less processing time
• SBI has introduced Xpress Credit Personal Loan to
ensure quick and easy disbursement of SBI personal
loans and to help the borrower in getting a personal
loan instantly and with utmost convenience
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10. Wide operational network
• SBI can boast of a wide operational network that
covers almost every nook and corner of the country.
Because of this reach, loan application and
processing are possible at almost every location in
India.
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11. Different loans schemes for different
groups of customers
• SBI has offered attractive personal loan products
(such as SBI Xpress credit personal loan, SBI Saral
personal loan, SBI pension loan and so on) to cater
to the distinct needs of a diverse set of people (
salaried, self-employed, pensioners etc).
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12. Special personal loan products for low-
salaried individuals
• SBI has come up with various special credit products
for low-salaried individuals. For example, SBI Express
Credit Personal Loans can be availed by individuals
having a monthly income of Rs 5000 as well
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13. Dedicated customer support for personal
loan customers
• The dedicated and well-trained customer support team
of SBI is always there to provide round-the-clock
support to the SBI personal loan customers.