The document discusses pending shoreline regulations that could negatively impact homeowners. Current shoreline buffers of 50 feet may be increased dramatically, which could make legally built homes non-conforming. As a non-conforming home, owners may face major permitting hassles to rebuild or update and may have difficulty selling due to lenders not providing mortgages for non-conforming homes. The regulations being implemented through Bainbridge Island's Shoreline Master Program update could significantly impact shoreline homeowners.

1. Save a salmon,
lose your life savings.
A quick look at pending
shoreline regulations.

2. State law says your
home is a preferred use
on the shoreline.
Some people disagree.

3. Generic buffers could
make your legally built
home “non-conforming.”

4. Current buffers are
50 feet, but they will
soon be increased.
Perhaps dramatically.

5. Does “non-conforming”
sound like a preferred use?
(It’s not.)

6. A “non-conforming”
home may be rebuilt if
damaged, but...

7. it can’t be enlarged or
updated without major
permitting hassles.

8. But wait, there’s more...

9. when it’s time to sell your
home, you may need to
find a cash buyer...

10. because lenders don’t
allow mortgages on legally
non-conforming homes.
(Fannie Mae, Freddie Mac, HUD)

11. What would your life be
like if you couldn’t sell
your single largest
investment?

12. Some people say we’re
“alarmists!”
The same people who think
shoreline homeowners are “selfish”
for wanting a view of the water.

13. But if we don’t sound
the alarm, who will?

14. Bainbridge Island’s
Shoreline Master Program
update will affect you.

15. Find out how. Google us!
Bainbridge Shoreline Homeowners