The document appears to be Sandra DiFranco's graphic design portfolio, which includes samples of her work such as booklets, flyers, posters, and logos she has created using software like InDesign. It provides a table of contents listing the different types of projects included in the portfolio along with brief descriptions. The portfolio seems to showcase DiFranco's skills and experience in graphic design and print production.

1. Sandra DiFranco
Graphic Design Portfolio
Table of Contents
Booklet...........................................................................................2
ROPs, Flyers and FSIs..................................................................3
HP ROPs.......................................................................................4
Grounds Plans...............................................................................5
Circulars ........................................................................................6
E-mail ............................................................................................7
Posters ..........................................................................................8
Certificates.....................................................................................9
Logos...........................................................................................10

2. Booklet created in InDesign using multiple Master
Pages and styles in a user-created template.
Handheld Device Trends in the US Retail Brokerage Advisory Industry
9
© 2006 The Tower Group, Inc.
May not be reproduced by any means without express permission. All rights reserved.
environment are constrained by the device configurations, immature applications operating environments,
and ever-changing proprietary demands that mobile operators place on device manufacturers.
A broker-dealer’s mobile offering will meet only limited success if the institution does not improve the
infrastructure that supports the line of business that the mobile offering is to support. Without process
improvement and control, the mobile offering will fall short of the institution’s intended goals. Firms
will need to closely evaluate their stated objectives for the mobile offering in light of the maturity of the
process being extended. If necessary, they should invest in addressing the process’s shortcomings before
extending the process into the field via a mobile device.
Summary
Much like the personal computer in the 1980s, mobile devices are finding their way into corporate
enterprises virally through organic growth because of the convenience and functionality they offer. Like
PCs, mobile devices are a premier example of consumer adoption of technology being a prelude to
institutional adoption. Adoption of mobile and wireless technologies in the retail brokerage advisory
industry is no different. In fact, casual adoption of mobile devices already in play in advisors’ enterprises
should raise security and privacy concerns as well as cost-of-ownership issues that today may be invisible
but that reflect negatively on costs of operation.
Enhanced data applications and collaboration through mobile devices clearly present an emerging
opportunity for the retail brokerage industry to improve advisors’ productivity and enhance the advisor/
client relationship and the delivery of services. TowerGroup believes that many advisors are actively
repurposing personal devices for business use and thus potentially exposing their firms to unnecessary
risk. To counter this risk, broker-dealers should begin to standardize the mobile platform and policy for
the enterprise and encourage the enterprise to adopt standard devices and solutions.
Firms demonstrating leadership will be those with root characteristics that extend existing investments
in their infrastructure and application portfolio, not those who build new boutique infrastructure or
application sets for mobility. TowerGroup expects brokerage firms’ spending on devices and services to
increase nearly 22% through 2011.
Research in Motion Limited commissioned TowerGroup to conduct independent research and analysis to assess the use of handheld mobility in the
retail brokerage industry. The content of this report is the product of TowerGroup and is based on independent, unbiased research not tied to any
vendor product or solution. Although every effort has been made to verify the accuracy of this information, neither TowerGroup nor the sponsor of this
report can accept any responsibility or liability for reliance by any person on this research or any of the information, opinions, or conclusions set out in
the report.
Booklet
TowerGroup Analysis
6
© 2006 The Tower Group, Inc.May not be reproduced by any means without express permission. All rights reserved.
Exhibit 2
IntheinterviewsthatTowerGroupconductedforthisresearch,mostadvisorsindicatedthatthefunctionality
they desired mimicked many of the tasks advisors ask of their sales assistants on a regular basis. Examples
included distributing funds via check and Fed Funds wire. Interestingly, when polled, advisors indicated
that they were unlikely to execute the purchase and sale of securities over a mobile device but, in the event
of an emergency, they would desire at least limited functionality in this area. However, advisors do want to
be able to initiate workflows remotely that can then be completed or affirmed in queue upon their return
to the office or by the sales assistant.
Barriers to AdoptionDeployment of mobile devices in an enterprise presents a number of new key issues that the IT
department is compelled to address. These issues are paramount to firms considering an enterprise-wide
deployment of mobile devices, and failure to adequately address them may prevent the firm from offering
or deploying a successful enterprise-wide mobile solution. Compliance and security are two key concerns
for all segments, while device selection, standards, and infrastructure improvement are cause for concern
to varying degree. In some respects, the financial services industry has underestimated the utility and the
risk that mobile devices represent within the advisor channel.
Hundreds of laptops leave the safety of the office environment every day under the arms of advisors and
become exposed to unnecessary risk. Because of the laptops’ storage capacity and application capabilities,
their theft or loss could render an organization seriously vulnerable if not infamous. TowerGroup expects
some institutions to mitigate that risk by issuing advisors enhanced handheld devices that can meet their
functional needs without the added liability caused by the inherent large storage capacity of laptops.
Best-in-class mobile devices can store presentations and applications and have full Internet accessibility,
keypads, and color screens. Emerging tool sets allow a firm’s IT department to control and secure the
associated data. The ability to limit the resident data to that required for a specific customer or advisor
mitigates the risk of a compromised device.
Handheld Device Trends in the US Retail Brokerage Advisory Industry
7
© 2006 The Tower Group, Inc.
May not be reproduced by any means without express permission. All rights reserved.
Mobility should cause institutions to rethink their data security perimeter. Most firms have established
a security perimeter based on devices. The devices may be those residing on the desktop in the office,
or they may be the Internet firewall, the virtual private network (VPN) box used for remote access, or
the security software preloaded on a remote user’s laptop. But information continues becoming fluid,
more mobile.
Theformaladoptionof mobilesolutionsforcesinformationmobilityandthereforeitssecuritycomplexities
front and center. Increasingly, mobile devices, including laptops, smart phones, and other appliances have
multiple network access mechanisms, including Bluetooth, wireless fidelity (Wi-Fi), and Universal Serial
Bus (USB) connections. Firms need to rethink who has what data, why they have it, and on what devices.
For example, employees who synchronize their mobile devices with an e-mail account whose records
include account numbers risk exposing their firm’s customer data and other sensitive information if their
devices are lost or stolen. An unsecured network connection like Bluetooth or Wi-Fi may even create an
unmonitored access to the firm’s network.
As the universe of resident wireless network access options available to the handheld devices rise,
organizations should take prudent steps to secure data during transport via end-to-end authentication and
encryption schemes.
As the demand for more data and complex presentations of information grows, so does the need for
storage capacity. Companies can now employ “removal storage” cards, such as Secure Digital (SD) devices,
in order to compensate for the lack of resident storage in personal digital assistants (PDAs) and smart
phones. These tiny storage devices are easily lost or stolen. They are often overlooked as a prime security
hole in a solution.
Retail brokerage firms will need to consider the increased security risks and variables introduced by
removable storage devices and take remedial steps. Security options for removal storage cards should
include, but are not limited, to the following:
• User-protected storage card access
• Total encryption of the data
• “Locking” the storage card to the handheld device
• Network based “leasing” of the availability data based on user attributes (location, workday times, etc.)
Most firms have not begun to address mobile managed security in general and devices like smart phones
in particular. Reasons range from the ineptness of the security solutions available to the difficulty of
managing security because of the large variety of mobile devices deployed. However, TowerGroup believes
that the wide use of mobile devices in retail brokerage calls for rethinking the security risk, a problem that
will only worsen over time due to the continued increase in information fluidity.
Unfortunately for the brokerage firms and advisors, the specter of regulation still looms over the securities
industry. A firm’s deployment of a mobile solution requires the same controls as the controls governing
the advisors sitting in their offices. In fact, the burden and complexity of regulatory compliance will likely
be greater in the mobile environment, given that the device is outside the walls of the firm and possesses
significant communicative and collaborative capabilities that might easily go ungoverned. Integrating
mobile devices and the data passing through them into existing compliance applications may be more
difficult than is justified, particularly if the desired device solution operates in an open-port environment
© 2006 The Tower Group, Inc.
May not be reproduced by any means without express permission. All rights reserved.
TowerGroup Research is available to subscribers on the Internet at www.towergroup.com
or by calling +1.781.292.5200
Matthew Bienfang
Research Director, Brokerage & Wealth Management
Bob Egan
Research Director, Emerging Technologies
September 2006
Handheld Device Trends
in the US Retail Brokerage
Advisory Industry
Executive Summary
TowerGroup has been engaged in a series of research projects examining the ways that wireless technology
and mobility are influencing business decisions in the financial services industry. This report examines usage
of wireless handheld devices in the US retail brokerage industry, with a focus on financial advisors.
Retail brokerage firms spent $47 million (USD) in 2005 to provide mobile devices to the financial advisors
associated with the firms. TowerGroup projects that spending for this purpose will rise to $175 million in
2011, at a compound annual growth rate (CAGR) of 22%. Enterprise-wide adoption of mobile devices
will vary depending on channel. The undertaking for the captive full-service channel will be the most
ambitious of deployments because of firms’ willingness to invest more heavily in advisors as well as
control over the distribution channel.
Advisors are more apt to use wireless devices to complete service requests they usually refer to their
administrative sales assistants, such as funds transfers and withdrawals and duplicate statement requests.
Advisors are not likely to initiate securities transactions through mobile devices regularly, although they do
require mobile functionality for urgent situations. Advisors want to be able to initiate workflows remotely
that can be completed or affirmed in queue upon their return to the office or by a sales assistant.
To summarize the key findings from our research:
• Increases in workforce mobility suggest that the retail brokerage advisory channel is ready and willing to
adopt more sophisticated mobile devices and applications.
• Mobility applications and tools will become critical elements for workforce delivery and execution as the
advisor role evolves from being centered on transactions to being more consultative and collaborative.
• Mobility presents new complexities for those responsible for information technology at brokerage
firms, especially regarding usability, cost, and risk management in the areas of security and regulatory
compliance.
• Brokerage firms are likely to attain the maximum return on investment at the lowest cost of ownership by
extending existing applications and IT resources into the mobile channel, not by inventing
new applications.
• A mobile device may be more secure than a laptop computer because it can meet advisors’ technical and
functional needs for mobility without the risk associated with a laptop’s greater storage capabilities and
application functions.

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Sources: HP, CAP Ventures, White, Jan V. “Color for Impact”, CAPV “Organizations are Ready to Tackle Document Output Costs in the Office”, December 2004 The Persuasive Properties of Color, Robert E. Green, Marketing Communications;
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5. Layout of a condo complex. This is done in layers
to turn on and off areas as needed, such as parking
spaces, mail boxes, lighting plans and dumpsters.
Grounds plans
1
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B A
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A B
D
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B A
DC
B
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3 DC
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7 DC
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A
U.S.
MAIL
Buildings
1-2
Buildings
7-12
SHED
V
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HP
HP
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Reserved
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HP
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HP
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HP
50
51
52
53
54
55
56
57
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
46
49
65
64
63
62
V
V
V
V
V
V
V
V
V
V
V
V
HP
HP
82
V
V
V
V
V
V
77
76
75
74
73
72
71
70
HP
69
68
67
66
V
V
V
V
V
97
96
95
94
D
C
B A
D
C
B A
HP
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
61
60
HP
59
58
47
48
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
V
93
92
91
90
HP
78
79
80
81
V
V
V
V
V
89
88
87
85
84
83
HP
V
V
V
86
V
11
6 4
2
1
10
8

6. Retail circulars inserted in weekly newspapers and
also available in each store. These were zoned by
price in layers and master pages.
Circulars
Page 1 zones: 1, 2, 3, 5
Outrageous
savings.Fill their lockers and backpacks without emptying your wallet.
EXTREMEDEALS
7daysofsavings!Sunday,July16–Saturday,July22,2006.
Donate $
1.95
for school supplies.
All donations go to local Boys & Girls
Clubs or to a local charity.
See store for details.
15¢
Staples®
8" x 101
⁄2"
filler paper
• Available in college
and wide ruled
502878, 502879
150 sheets 9¢
Elmer’s®
school glue
346361
10/pack68¢
Crayola®
broad-tip
or fine-tip classic
markers
860124, 381809
Texas Instruments TI-84 Plus
graphing calculator
• 100% compatible with the
TI-83 Plus
• 3x more memory
• 2.5x faster
• Includes USB computer cable
• $119.99 - $15 instant savings
- $15 easy rebate = $89.99
566641
Mead®
Five Star®
Premier
1-subject notebook
601350, 256511
100 sheets75¢
Texas Instruments TI-83 Plus
graphing calculator
• $99.96 - $15 instant savings
- $10 easy rebate = $74.96
383237
Save $
30
$
8999
after easy rebate
Save $
25
$
7496
after easy rebate
Limit 12 per customer.
Limit 5 per customer.
Limit 5 per customer.
Limit 5 per customer.
$
998–$
3998
Selection varies by store.
Sweet selection.
Sweet style.
Roll back to school
with the hottest new
backpacks.
Products pictured are not included with backpack.
9
Page 2 zones: 1, 1a
2
color-coded.
colllllllllllllloro rcolllllllllllllor cccccccccccooooooooooo
Amazingly
Must-have
mini pens.
Staples
®
will donate
$
3 directly to your
school for every eligible ink or toner
cartridge you collect.
Learn more at:
www.staplesrecyclefored.com
B
C
D
A
B
NEW!
A
A
B
C
D
E
your choice
99¢
B. Sanford
®
Sharpie
®
mini
assorted-color markers
599367
C. Accent
®
mini markers
627282
D. Pentel
®
R.S.V.P.
®
mini pens
648272
E. Pilot EZR mini pens
648278
99¢
A. Staples
®
translucent
pencil boxes
• Reg. price $1.49
825885
Save
$
3
D. 3-drawer wide chest
• Reg. price $12.94
632477-green, 632475-blue
5-drawer mini chests. 632479-blue,
632480-green. $19.94. Reg. price $22.94.
$
994
$
199
C. Avery
®
5-tab
write-on indexes
486272
Avery
®
8-tab
write-on indexes.
Available in assorted colors.
486276. $2.99.
2 for $
5$2.99 each 12/pack
A. Staples
®
mini gel stick pens
636172-black, 635246-assorted colors
PLUS
2 Free
notebooks
Free graphing notebooks instantly with Casio
®
calculator purchase. 716522. $4.98 value.
Plus tax where applicable.
$2.99 each 5/pack
A. Staples
®
Xeno retractable
medium pens
577925-black, 577926-blue
$2.99 each 4/pack
B. Staples
®
Sonix retractable
ballpoint pens
634958-black, 634959-assorted colors
2 for $
5
$
128
Staples
®
wide-ruled
composition book
• 100 sheets per book
• Reg. price $3.59
201384
2/pack
Casio
®
FX-260
scientific
calculator.
855558. $8.99.
Texas Instruments
TI-30Xa scientific
calculator. 275842.
$9.99.
$
1499
Texas Instruments
TI-30XII-S scientific
solar calculator
• 2-line display
382647
$
999
Casio
®
FX300MS
scientific solar
calculator
• 2-line display
403857
$3.99 each
B. Avery
®
1" durable view binders
2 for
$
7
Avery
® 1
⁄2" durable view binders.
2 for $7. $3.99 each.
each
Only 64¢ each
Page 3 zones: 1, 2, 3, 4, 5, 6, 7
Teen 1 block
3
Expo glass stand. 580538.$39.99. Reg. price $69.99.
Pacific computer desk. 36"h x 48"w x 24"d.556945. $59.99. Reg. price $79.99.Situations black leather task chair witharms. Seat-height/tilt-tension lock. 515355.$39.99. Reg. price $59.99.
Save 50%
$
1499
2-shelf bookcase
• 30"h x 28"w x 12"d• Reg. price $29.99480207-oak finish, 481276-white finish
3-shelf bookcase. 480208, 481277.$19.99. Reg. price $39.99.
5-shelf bookcase. 480209, 481279.$24.99. Reg. price $49.99.
Save $
40
$
9999
Corner workcenter• 517
⁄8"h x 501
⁄2"w x 501
⁄2"d• Reg. price $139.99360638-oak/black finish
Save $
20
$
2999
2-shelf heavy-duty bookcase• 30"h x 36"w x 111
⁄2"d• Reg. price $49.99433637, 433627, 433603
3-shelf heavy-duty bookcase. 433641,433632, 433611. $49.99. Reg. price $69.99.5-shelf heavy-duty bookcase. 433646,433629, 433616. $69.99. Reg. price $89.99.Available in oak, cherry (delivery only) and maple finishes.
Save 23%
$
9999
Staples®
gray/silvertask chair
• Seat-height adjustment• Reg. price $129.99632445
Unless otherwise noted, all furniture is sold unassembled. However, professional assembly is available for an additional charge. While our furniture
selection may vary by store, you can always access our complete selection at www.staples.com or 1-800-333-3330. Get fast, convenient delivery!
$
9998
Save $
40
when you purchase
desk and chair together
SAVE 10%
–50%
on ALL in-stock chairs
PLUS an additional $
5–$
10 on a chairmat with your purchase after easy rebate.
$
8999
Situations Caressoft®
seriesmid-back executive chair• Covered with durable
Caressoft®
fabric
• Seat-height/tilt-tension lock• Reg. price $129.99580632
Save 30%
$
6999
Staples®
task chairs
• Seat-height adjustment• Reg. price $89.99632451-blue, 632450-orange
Save 22%
$
3999
Situations leather
or fabric manager’s chairs• Reg. price $79.99438030-leather, 479458-fabric
Save 50%
Save $
20
$
5999
Expo glass desk
• 537
⁄8"h x 337
⁄8"w x 225
⁄8"d• Reg. price $79.99580537
Enter to win a back to school shopping spree!
Visit your local Staples®
store or go online to www.geared4school.com to learn more.
PLUS don’t
miss... FREE Furniture assembly on your purchase of $
350 or more.
Includes all ready-to-assemble furniture. Minimum purchase of $350 required. Offer not valid on file cabinets or chairs. See store for details, offer expires 7/22/06.

7. E-mail
Follow us on
The Rates The Process The Skinny Chat Now Apply Now
*Refinance Only. Applicant must meet minimum qualifications. Rate subject to change.
Copyright © 2010-2013 Semper Home Loans. NMLS #1053. All rights reserved.
semperHOME LOANS
SM
3.25%* APR
FHA Home Loans
Refinance Only
Call today to lock in a low 3.25%* APR
and save thousands of dollars over the
life of your home loan.
We offer the best mortgage
tools available on the
Internet - easy, convenient,
online shopping for the best
loan programs and most
current rates available,
together with the assistance
of an experienced live loan
officer to guide you through
the often difficult and
confusing process of
choosing and getting the
exact loan to meet your
specific needs.
www.semperhomeloans.com
1.866.330.4411
Semper Home Loans
225 Dupont Drive
Providence, RI 02907
E-mail ad for a local mortgage company.

8. I n d e p e n d e n t L i v i n g / A s s i s t e d L i v i n g / M e m o r y C a r e
August 30, 2013 – 1:00 p.m. – 5:00 p.m.Arts & Media Room
SUMMER ART EXHIBITGallery Showing of Artwork created byTraditions of Dedham Residents and Staff
Easter
Bunny Bag
19.99
• Peeps
• Spring Color Jelly Beans
• Hershey Robin Eggs
• Chocolate Bunny Cone
• ABP Chocolate Covered Pretzel Rods
• ABP Pastel Mini Shortbread Cookies
Posters
THANK YOU
HOUSEWARMINGS
GET WELL SOON
GRADUATION
AVAILABLE AT aubonpain.com
or call 1.800.765.4227
OFFICE PARTIES
BIRTHDAYS
EMPLOYEE
RECOGNITION
CONGRATULATIONS
&GIFT BASKETS
GIFTS FOR ALL OCCASIONS

9. Certificates
Certificate of Achievement
Presented to:
For successful completion of ten weeks of training
Bob Lynn’s Kenpo Karate
MartialArts and SafetyAwareness Course held at the
Roger Wellington Elementary School in Belmont
Presented by:
Date:
Professor Robert Lynn Jr.
8th Degree Black Belt
Print Form
Karate School Certificates.

10. Company logos
Logos
Complete HVAC Service
Diana AirDiana AirComplete HVAC Service
TicToc Clock Repair