This document is a pre-approved loan offer from Schools Financial Credit Union. It encourages the recipient to take advantage of a pre-approved auto loan with rates as low as 5.50% APR and benefits like no payments for the first 60 days. The recipient can use the loan to purchase a new or used vehicle or refinance a higher rate auto loan. The offer expires on February 28, 2006 and the recipient simply needs to present the postcard at a participating Credit Union Direct Lending dealer or Schools branch to take advantage of the loan.

1. Get in on the
This Holiday
Action
Season!
Rate s as low as
5.50rrn
ro, ,lroon to ttop receiving "presoeened" o1lets of credit Itom this and
other componies by colting tou-Iree 888-567'8688. See PRESCREEN & oPI-oUT
NITICE oi the revirse side lor norc infomstion on prescreened offe6'

2. With Schools lorFrate auto loans, you can get in on the action and score big this hoHday
season! Take advan@e of your preapprored Schools lorF]ate auto toan today!
It's easy! Just present thjs postcard to a participating Credit Union Direct Lending@ (CUDL) deater' or your
local Schoots branch. and drive away .vith your dream car today. You can even lower your monthty
payments by refinancinq a hiqher-rate auto Loan from another lendet
che€k out the beneflts of tltls preapproved loan offer!
. Rates as low as 5.50% APR'
o Flexibte terms
. Up to 100o/o financing avaitable
. No payments for the first 60 daysr
I CREDIT
II UNION
rI DIRECI
ITT I.ENDINQ.
Vlslt yofi Ct DL dcat€r and ask for a Schools Auto Loan today! For more information. contact our catl
Center at 915-569-5400 (Sacramento area) or 800-962-0990.
Dont wait! Ihis offer expires on February 28, 2006!
!0ANi_.i!IEIUBJECI T0 EptI u rcI muclEs At{p PtocEpuEs. lMbdirq D{t mt tlrrit d t m..tlndlllrl& (fttqdrfll
dlitttmrddtrB!. Your adual Et€ m.y vary bared on yolr credit history, amount 6nanced, age ofvehicle, and term5 and .onditions.
Products, rates and te.ms are ac.uate as of De.ember 1, 2005, and a.e subjed to change without nonce, Contact our Call c.nt.r fo. the most
To Lo.ate tho CUDL deal.r nea.estyod, vjsjt *tool5.org.
Intere+ witl.ontinue to a..rue fiom the date of purchase.
PRESCREEN & OPT OUT NOTICE:
This "prescrcened" offet of credit is bdsecl on infomotion in your credit repoft indicoting
thot you neet ceftoin citeio. fhis oIIet is not guorunteed iI you do not meet out
citeio, IJ yau da nat trant ta receive prescreened offers of credit from this ond other
componies, colL ' Expeion' toll free at 888-567-8688; ot trite: Expeian Credit l4orketing,
1pt jut. P.0. Box 919, Allen,IX 75013.
2
3
FINAN'IAI CREDITTINION

3. -r
You're Preapp

4. Schools m,rkes vehicle financing easier and laster to obtain with your
prerpproved low-rrte auto loan. With your preapproval, yo rre
ready to shop! Llse your loan to purchase 3 ne4 or used vehicle or
ev€n to refinance a higher-rare iuto loan from another lender.
Take advantage of this preapproved loan offer and enioy these benefits!
' R,rtes is Iow as 5.500/0 APR
Flexible terms
@ffi
I CREDT
IT UNION
IT DIRECT
TTI LENDING
Take advantag€ of your preapproved loan today by rimply presenting this postcard to your local
Schools branch or participating Credit tlnion Direct Lending' ICUDL) dealer. To locate the CUDL dealer
nearcst you, visit uww.schools.org. For more iniormation, aontact our Call Center at 916-569-5400
[Sacramento area] or 800-962-0990 [outlying areas within Caliiornia). .
' No down pnyment in most cases
. Make no payments for fie first 60 days'
You're Preapproved for
Don't wait! This offer expires on September 30,2OO2.
Loins i e nbie(ioC.eJit Llnioi poLl.hs ind pro..dures. Al 5.hook ntes qrcred ire Adive 5:ver rtrE5 rid 3pply ifyot un enErpryrolldedL(on
orruorrt.trnsr from.he.ki ymefi. R.guhr t.sreonepeGnt( %l rigrerthroiheAdiveSrverftrequoFd.
Rne qroted i5 .urenr r oI luy l, 2002. You' rcrEl nte nry Nry b*ed on you (edit hisro., rnoudt flful..d,.g. ofveri.le, rnd temtr Jrd
cofdnions. Reprose ive piymenr eximpe: r $l5,000 new. ori trfth 309i lNi. is 5.50%APRfo 60months s $286.56 per moith, rhh l
inr piyment of$236.40.
? lnkre* w I .oidndp ro:.. r from rr d e of oLr.hse.
lrlo, nrion.oicined nyou .fedir ne w.5 !5ed ii.onfudi.n {th t[5 pr.]pp'ord offei: B ed upon nfom]non obElied trbugh: ft.dit
repor ng 3gpiq, y.u er sIcd.'iteh for.rcdtuolrine$ urd lor tris offel Whei€ rppLobh, ttr.rcdit being.xE ed miy be.e.onside ed I
yor no or"'e meet nre spe.lfic c terr lf yo! tr sh to bo or.!!d.d f'om ltrure off(s, .ontd "Experrn" ri 883 567 3633. Yot ci i so
.oiEd Erpori.i by n:ili'rgro ExperrrCredtMiketfs,OptOut,PO.Box9 9/ALotr,TX75013 PmdLdr, ntes, rervi.es, d krms
n bied to.Drge srho( trot .e
PAID
PSB