The SACRRA BCISI enables sharing of standardized credit and risk information on businesses in Southern Africa. It benefits governments by stimulating SMME growth and economic insights, and benefits members by enhancing revenue opportunities and risk assessment. The initiative specifically benefits SMMEs by improving access to credit and closing information gaps with lenders. SACRRA is a not-for-profit association of 184 members that currently contributes credit information on 61 million consumers. It is working to onboard additional industries like banking, mobile, agriculture and others to its new business credit information sharing initiative.

2. SACRRA BCISI Value Proposition
The SACRRA BCISI is an endorsed facilitator for business in
Southern Africa to enable the sharing of quality , standardised
credit and risk information on commercial enterprise.

3. Benefits For Government
 Stimulate SMME growth by opening up access to credit
and finance.
 Wider industry research and insight on business health
and trading trends to assist in building economic policy
and information to inform on any regulation relating to
commercial enterprise.
 Supporting employment creation.
 Supporting economic growth.

4. Benefits For Members and Data Contributors
 Contributing information source to assist in Company strategy.
 Mitigation of credit and financial risk by accelerating risk
assessment and decision making.
 Enhancing company revenue growth opportunities.
 Access to comprehensive, consistent, validated data sources.
 Wider market and industry research and insight.

5. Benefits For SMME’s
 Financial Inclusion and broader access to
credit and financial services ,investment
and new market opportunities .
 Closing the information and knowledge gap
between SMME’s and Lenders.
 A more independent opinion on an SMME’s
business credit worthiness based on the overall
evaluation of the business.
 Enabling SMME knowledge and learning on
effective credit policy and cash flow management.

6. Who is SACRRA
 The South African Credit & Risk Reporting Association, is a
not-for-profit voluntary association of members who share
credit and risk performance data of their customers.
 SACRRA aim to give members control of their data for them
to comply with existing legislation and enable them to adapt
to an ever-changing business environment.
 SACRRA members include credit providers, financial service
providers, retailers, service providers, cellular companies,
insurance companies, subscription companies and marketing
companies.

7. Who is SACRRA (Cont)
 Previously known as the Credit Providers Association
The CPA is now known as the South African Credit & Risk
Reporting Association or simply SACRRA.
 SACRRA Currently has 184 members contributing 61 million
payment lines for Consumers.
 In August 2014 SACRRA launched the Business Credit
Information Sharing Initiative.

8. The SACRRA Business Credit Information
Sharing Initiative Steerco Members
 SACRRA Executive
 National Treasury
 Finmark Trust
 Banking Industry : SBSA, ABSA, Nedbank
 Mobile Industry : MTN, Vodacom, Cell C
 Fixed Line Industry : Neotel
 Agriculture : Landbank
 Credit Bureaus : Experian, TransUnion,
Inoxico, XDS, Compuscan, CPB.

9. SACRRA BCISI Operating Status Progress
 Moratorium of Understanding
 Project Scope
 Project Sub Steerco’s
Data, Technology, Risk & Compliance,
Marketing, Finance, Legal Review
 Data Submission Format 1st Draft Completed for
Banking, Mobile, Fixed Line, Land Bank
 Data Contributor Onboarding Roadmap.
 Sign off / Testing Q4 2015.

10. Industry Data Contributor Onboarding
Roadmap
 Banking
 Mobile
 Fixed Line
 Agriculture
 SAVRALA
 MFSA
 Commercial Property
Lease and Rental
 TCPA (Pharma /FMCG)
 Building Association
 Technology
 Tier ii Banking

11. Becoming a SACRRA BCISI Member.
 Attend BCISI Steerco Meeting
 BCISI Data Format/ SME’s
 BCISI MOU / Project Scope
 Relevance to your Company, Industry ito
Credit and Financial Risk Mitigation
 Legal Review Popi, CPA
 BCISI Onboard

12. Questions ?
Contact E.Mail : SACRRA BCISI.