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PROFILE
- An experienced and very commercially oriented Finance manager.
- Senior roles in PMO, FP&A and Finance Business Partnering.
- 14 years post qualified experience in forecasting, budgeting, commercial analysis and dealing adeptly with senior
stakeholders.
- Change Champion - experience in working in fast moving environments with changing business and financial
requirements
- Strong modelling and communication skills.
- A proven self-starter, quick to take on extra responsibility.
- Cross industry experience within Barclays Bank, Lloyds Banking Group, BNY Mellon, easyCar, Ob10 Ltd, Coca-Cola
& Schweppes and Courtaulds.
SYSTEM SKILLS
Hyperion, Excel (advanced), IBM Cognos TM1, Rubicon (Price shopping software), Microsoft Query, VBA (macro
level), Power Point (advanced)
KEY SKILLS
 Financial project managing
 Identifying and delivering material business/project cost savings
 Managing, preparing and presenting budgets and business plans
 Partnering & educating the business in financial matters, providing financial insight and commercial
awareness
 Preparing and presenting Financial Reports and Management Accounts at CFO/CEO level
 Developing and Improving Financial and Business KPI's
 Advanced Spreadsheet modelling and stress testing of business models
 Producing top quality written work to specifications and to tight deadlines
 Using initiative and judgement to deliver pragmatic solutions
 Communicating effectively with non-financial stakeholders
 Line managing junior analysts
WORK ACHIEVMENTS
 At Barclays generated material (>£1m) cost savings to deliver the Programme within the approved Business
Case
 At Lloyds Banking Group identified ~£100m impairment opportunity through the forecast of PPI redress
applied to product arrears balances
 At OB10 Ltd., extensively re-engineered the 3-5 year Forecast process and thus re-established senior
management confidence in the Company P&L, Balance sheet and Cash Flow forecasts
 At easyCar designed and developed an in-house business planning tool used to produce the company
financial budgets and longer term forecasts.
 Increased volume growth at easyCar by 70% whilst improving gross margin by 1%
 Produced significant cost savings at easyCar by outsourcing 40% of pricing analyst team to India
 Project managed the implementation of Rubicon pricing software and Cognos business intelligence software
ACADEMICS
1996 – 2001 ACMA; 1st time passed finalist 2001; Fully qualified member since 2004.
1989 – 1993 B.Sc. 1st Class honours - Chemistry with French.
UMIST (University of Manchester Institute of Science and Technology).
1982 – 1989 4 A-Levels – 4 A’s (Maths, Chemistry, Physics, French).
9 O-Levels – 7 A’s; 2 B’s.
St Louis Grammar School, Ballymena, N. Ireland.
A change in lifestyle was the driving factor for moving to the interim market after leaving easyCar in Feb 2008.
SUZANNE CURRY (B.Sc., ACMA) 07968 772 357 (m) / suzannec@inbox.com
EMPLOYMENT HISTORY
Jan 2015 to Present Barclaycard - Major global payment provider
POSITION HELD VP Senior Finance Analyst PPI Redress – UK Cards
KEY ROLE Manage the UK cards calculation tool to ensure that customer redress is compliant, appropriate
and optimised across all identified programmes for customer & product segments and business
units.
RESPONSIBILITIES
 Provided analysis of problem statements and delivered options for methods suitable for specific redress issues,
including PPI, for internal (Operations) and external (FOS) stakeholders
 Managed directly the relationship with FOS on the redress of large batches of redress cases (1000’s), to ensure
accurate, timely and compliant redress responses
 Managed relationships with other departments (Change, Technology, Operations, Compliance, etc.) to drive the
development and maintenance of redress calculators and tools which comply with the relevant external
regulations and internal policies
 Introduced an outline of a Governance structure for the Calculation work streams.
June 2013 to Dec 2014 Personal time off abroad
May 2012 to May 2013 Barclays - Major global financial services provider
POSITION HELD Project Accountant - Global Payments Utility (Interim)
KEY ROLE Responsible for the management of all elements of finance across a £100m+ budget for a
technology driven programme of work.
RESPONSIBILITIES
 Managed the overall Programme budget, forecasting and financial reporting.
 Established and implemented financial governance and new cost structures.
 Identified cost saving opportunities and maximised the use of sanctioned budget by supporting and challenging
budget holders.
 Reviewed and analysed financial management information while increasing project manager’s financial
awareness and responsibilities, and achieving cost savings and efficiencies.
 Developed the financial toolset and implemented continuous financial process improvement.
 Budgeting, forecasting and liaised with central finance & project managers.
 Prepared monthly management information, supporting financials and commentaries.
Dec 2011 to May 2012 Lloyds Banking Group - UK financial services group
POSITION HELD Senior Finance Business Partner– Payment Protection Insurance(Interim)
KEY ROLE Supporting the head of PPI (Payment Protection Insurance) Finance to ensure that LBG
exposure is managed within the £3.2bn provision
RESPONSIBILITIES
 Led the volume analytical review of PPI policies, in line with Sarbanes Oxley (SOX) requirements.
 Partnered with all BAU units in order to forecast and quantify the financial impact on BAU of PPI redress with
regards to Impairment, current account balances and income.
 Managed and reviewed the provision excel model, developed key reports for monthly tracking of provision
spend and educated the product BAU teams on key PPI provision forecastresults.
 Pursued new lines of MI and analytics in order to help establish key metrics and trends, usedwithin the
businessfor decision making and process changes.
Jul 2011 to Nov 2011 Lloyds Banking Group - UK financial services group
POSITION HELD Project VERDE Analyst (Interim) (UK Retail bank)
KEY ROLE Develop models and processes for the Financial Forecasting and Reporting of the divested
portfolios under Project Verde (divestmentof C&G, IF and parts of the LTSB branch network)
RESPONSIBILITIES
 Development of Forecasting and Reporting processes and excel models for Savings products, including working
with the business analysis team, taking responsibility for the accurate and timely production of historic and
forecast data for vendor due diligence reporting.
 Ensuring completeness and accuracy of above data and provision of insight into trends, account behaviours and
other key metrics
 Developed relationships with key partners in the BAU Forecasting team to both deliver the forecasting process
as well as understanding overlaps with existing BAU processes.
 Championing change through delivering new processes as well as improving the efficiency of current processes
and data management and implementing best practice.
Apr 2010 to Jan 2011 Bank of New York Mellon (Newton Investment Management Ltd)
- Financial Services company
POSITION HELD Senior Financial Analyst (Interim)
KEY ROLE Manage the Forecasting & Reporting of the Institutional Clients sector
RESPONSIBILITIES
 Management & preparation of annual budget and monthly forecasts for the Institutional sector
 Business partner to the Institutional Account Management team
 Ownership of the Institutional month end process, including liquidity dashboards and large exposure risk
 Ownership of the multimillion performance fee process – including billing, forecasts and budgeting, and providing
advice on new client agreements
 Ownership of the SOX process and documentation for Institutional sector
 Partnering with the Institutional Account Managers for the development of key revenue, client and cost analysis
tools – including a unique Top Client list
 Providing guidance to finance analysts on analysis and commentary
July 2008 to Oct 2009 OB10- e-technology company
POSITION HELD Financial Planning & Reporting Manager (Interim)
Mar 2008 to Jun 2008 BAA- Airport company
POSITION HELD Business Performance and Forecasting Manager (Interim)
Jan 2001 to Feb 2008 easyCar - online car hire company &broker
POSITION HELD Jan 2005 to Feb 2008 Head of Pricing (while maintaining previous position– see below)
POSITION HELD Jan 2001 to Feb 2008 Head of Business Planning and Management Accountant
Jan 1998 to Dec 2000 COCA-COLA & SCHWEPPES- International soft drinks manufacturer
POSITION HELD Financial Analyst (Leisure & Foodservice, Education & Workplace sectors)
Nov 1995 to Dec 1997 COURTUALDS TEXTILES- Ladies underwear manufacturer
POSITION HELD Assistant Management Accountant
Oct 1993 to Oct 1995 COURTUALDS COATINGS- Specialised industrial paint manufacturer
POSITION HELD Development Chemist
OTHER QUALIFICATIONS & SKILLS
FRENCH Written & Oral French – excellent working knowledge
LEISURE & PASSIONS
INVESTMENTS Own and manage a portfolio of 6 properties worldwide.
ARTS Avid cine-file, ranging from the mainstream to independent and foreign films.
An intrepid cook and enjoy having friends round for samplings.
TRAVEL Keen adventurer – travelled independently at length in Mexico, Guatemala, Belize, Zimbabwe,
Botswana, Namibia, Thailand, Asian Turkey, Canada, US & Europe.
SPORT Spinning in the gym but preferring now outdoor running and cycling because it’s more fun.

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S Curry CV 2015 MASTER

  • 1. PROFILE - An experienced and very commercially oriented Finance manager. - Senior roles in PMO, FP&A and Finance Business Partnering. - 14 years post qualified experience in forecasting, budgeting, commercial analysis and dealing adeptly with senior stakeholders. - Change Champion - experience in working in fast moving environments with changing business and financial requirements - Strong modelling and communication skills. - A proven self-starter, quick to take on extra responsibility. - Cross industry experience within Barclays Bank, Lloyds Banking Group, BNY Mellon, easyCar, Ob10 Ltd, Coca-Cola & Schweppes and Courtaulds. SYSTEM SKILLS Hyperion, Excel (advanced), IBM Cognos TM1, Rubicon (Price shopping software), Microsoft Query, VBA (macro level), Power Point (advanced) KEY SKILLS  Financial project managing  Identifying and delivering material business/project cost savings  Managing, preparing and presenting budgets and business plans  Partnering & educating the business in financial matters, providing financial insight and commercial awareness  Preparing and presenting Financial Reports and Management Accounts at CFO/CEO level  Developing and Improving Financial and Business KPI's  Advanced Spreadsheet modelling and stress testing of business models  Producing top quality written work to specifications and to tight deadlines  Using initiative and judgement to deliver pragmatic solutions  Communicating effectively with non-financial stakeholders  Line managing junior analysts WORK ACHIEVMENTS  At Barclays generated material (>£1m) cost savings to deliver the Programme within the approved Business Case  At Lloyds Banking Group identified ~£100m impairment opportunity through the forecast of PPI redress applied to product arrears balances  At OB10 Ltd., extensively re-engineered the 3-5 year Forecast process and thus re-established senior management confidence in the Company P&L, Balance sheet and Cash Flow forecasts  At easyCar designed and developed an in-house business planning tool used to produce the company financial budgets and longer term forecasts.  Increased volume growth at easyCar by 70% whilst improving gross margin by 1%  Produced significant cost savings at easyCar by outsourcing 40% of pricing analyst team to India  Project managed the implementation of Rubicon pricing software and Cognos business intelligence software ACADEMICS 1996 – 2001 ACMA; 1st time passed finalist 2001; Fully qualified member since 2004. 1989 – 1993 B.Sc. 1st Class honours - Chemistry with French. UMIST (University of Manchester Institute of Science and Technology). 1982 – 1989 4 A-Levels – 4 A’s (Maths, Chemistry, Physics, French). 9 O-Levels – 7 A’s; 2 B’s. St Louis Grammar School, Ballymena, N. Ireland. A change in lifestyle was the driving factor for moving to the interim market after leaving easyCar in Feb 2008. SUZANNE CURRY (B.Sc., ACMA) 07968 772 357 (m) / suzannec@inbox.com
  • 2. EMPLOYMENT HISTORY Jan 2015 to Present Barclaycard - Major global payment provider POSITION HELD VP Senior Finance Analyst PPI Redress – UK Cards KEY ROLE Manage the UK cards calculation tool to ensure that customer redress is compliant, appropriate and optimised across all identified programmes for customer & product segments and business units. RESPONSIBILITIES  Provided analysis of problem statements and delivered options for methods suitable for specific redress issues, including PPI, for internal (Operations) and external (FOS) stakeholders  Managed directly the relationship with FOS on the redress of large batches of redress cases (1000’s), to ensure accurate, timely and compliant redress responses  Managed relationships with other departments (Change, Technology, Operations, Compliance, etc.) to drive the development and maintenance of redress calculators and tools which comply with the relevant external regulations and internal policies  Introduced an outline of a Governance structure for the Calculation work streams. June 2013 to Dec 2014 Personal time off abroad May 2012 to May 2013 Barclays - Major global financial services provider POSITION HELD Project Accountant - Global Payments Utility (Interim) KEY ROLE Responsible for the management of all elements of finance across a £100m+ budget for a technology driven programme of work. RESPONSIBILITIES  Managed the overall Programme budget, forecasting and financial reporting.  Established and implemented financial governance and new cost structures.  Identified cost saving opportunities and maximised the use of sanctioned budget by supporting and challenging budget holders.  Reviewed and analysed financial management information while increasing project manager’s financial awareness and responsibilities, and achieving cost savings and efficiencies.  Developed the financial toolset and implemented continuous financial process improvement.  Budgeting, forecasting and liaised with central finance & project managers.  Prepared monthly management information, supporting financials and commentaries. Dec 2011 to May 2012 Lloyds Banking Group - UK financial services group POSITION HELD Senior Finance Business Partner– Payment Protection Insurance(Interim) KEY ROLE Supporting the head of PPI (Payment Protection Insurance) Finance to ensure that LBG exposure is managed within the £3.2bn provision RESPONSIBILITIES  Led the volume analytical review of PPI policies, in line with Sarbanes Oxley (SOX) requirements.  Partnered with all BAU units in order to forecast and quantify the financial impact on BAU of PPI redress with regards to Impairment, current account balances and income.  Managed and reviewed the provision excel model, developed key reports for monthly tracking of provision spend and educated the product BAU teams on key PPI provision forecastresults.  Pursued new lines of MI and analytics in order to help establish key metrics and trends, usedwithin the businessfor decision making and process changes.
  • 3. Jul 2011 to Nov 2011 Lloyds Banking Group - UK financial services group POSITION HELD Project VERDE Analyst (Interim) (UK Retail bank) KEY ROLE Develop models and processes for the Financial Forecasting and Reporting of the divested portfolios under Project Verde (divestmentof C&G, IF and parts of the LTSB branch network) RESPONSIBILITIES  Development of Forecasting and Reporting processes and excel models for Savings products, including working with the business analysis team, taking responsibility for the accurate and timely production of historic and forecast data for vendor due diligence reporting.  Ensuring completeness and accuracy of above data and provision of insight into trends, account behaviours and other key metrics  Developed relationships with key partners in the BAU Forecasting team to both deliver the forecasting process as well as understanding overlaps with existing BAU processes.  Championing change through delivering new processes as well as improving the efficiency of current processes and data management and implementing best practice. Apr 2010 to Jan 2011 Bank of New York Mellon (Newton Investment Management Ltd) - Financial Services company POSITION HELD Senior Financial Analyst (Interim) KEY ROLE Manage the Forecasting & Reporting of the Institutional Clients sector RESPONSIBILITIES  Management & preparation of annual budget and monthly forecasts for the Institutional sector  Business partner to the Institutional Account Management team  Ownership of the Institutional month end process, including liquidity dashboards and large exposure risk  Ownership of the multimillion performance fee process – including billing, forecasts and budgeting, and providing advice on new client agreements  Ownership of the SOX process and documentation for Institutional sector  Partnering with the Institutional Account Managers for the development of key revenue, client and cost analysis tools – including a unique Top Client list  Providing guidance to finance analysts on analysis and commentary July 2008 to Oct 2009 OB10- e-technology company POSITION HELD Financial Planning & Reporting Manager (Interim) Mar 2008 to Jun 2008 BAA- Airport company POSITION HELD Business Performance and Forecasting Manager (Interim) Jan 2001 to Feb 2008 easyCar - online car hire company &broker POSITION HELD Jan 2005 to Feb 2008 Head of Pricing (while maintaining previous position– see below) POSITION HELD Jan 2001 to Feb 2008 Head of Business Planning and Management Accountant Jan 1998 to Dec 2000 COCA-COLA & SCHWEPPES- International soft drinks manufacturer POSITION HELD Financial Analyst (Leisure & Foodservice, Education & Workplace sectors) Nov 1995 to Dec 1997 COURTUALDS TEXTILES- Ladies underwear manufacturer POSITION HELD Assistant Management Accountant
  • 4. Oct 1993 to Oct 1995 COURTUALDS COATINGS- Specialised industrial paint manufacturer POSITION HELD Development Chemist OTHER QUALIFICATIONS & SKILLS FRENCH Written & Oral French – excellent working knowledge LEISURE & PASSIONS INVESTMENTS Own and manage a portfolio of 6 properties worldwide. ARTS Avid cine-file, ranging from the mainstream to independent and foreign films. An intrepid cook and enjoy having friends round for samplings. TRAVEL Keen adventurer – travelled independently at length in Mexico, Guatemala, Belize, Zimbabwe, Botswana, Namibia, Thailand, Asian Turkey, Canada, US & Europe. SPORT Spinning in the gym but preferring now outdoor running and cycling because it’s more fun.