This document answers 10 frequently asked questions about aged care. It explains that aged care is expensive due to high labor costs, expensive facilities, and providers needing to make a return. While bonds can be high, they are sometimes negotiable. Alternatives to lump sum bond payments include interest-only or combination payments. Income-tested Centrelink fees can be reduced through strategies that lower assessed income. While extra services may be worthwhile, their value should be considered individually. Strategies like using bond payments for daily fees can preserve cash flow. Selling a home to pay a bond may impact pensions, but strategies exist to mitigate these impacts. Seeking professional advice can help navigate the complexities of aged care.