HDFC Bank NetBanking for Retail Loan CustomersHDFC Bank
This document provides instructions for HDFC Bank retail loan customers to access and manage their loans via netbanking. It outlines logging into the netbanking portal through the bank's website, selecting the retail loan customer login option, and entering credentials to access an interface where loan transactions can be viewed and selected from a left panel menu to manage loans conveniently online.
The document discusses payment banks in India. Payment banks will help further financial inclusion by providing small savings accounts and payment/remittance services. They can accept deposits up to Rs. 1 lakh and enable digital payments and money transfers through mobile phones. Eleven firms have been granted licenses to start payment banks, including telecom and retail companies. Payment banks have the potential to transform financial services access for underserved populations by leveraging technology and existing customer bases.
Axis Bank was formerly known as UTI Bank. It had to change its name from UTI Bank to Axis Bank for several reasons, including no longer being allowed to use the UTI brand name without paying royalty fees. Axis Bank underwent a major rebranding effort, adopting a new logo and color scheme to establish its own identity independent of UTI. Axis Bank has grown significantly since its founding, expanding its branch network across India and internationally while increasing its customer base and offerings in retail, corporate, and investment banking.
The document discusses the banking industry in India. It outlines objectives like identifying market share and competition. It describes the market structure in India and globally, with public sector banks, private sector banks, and foreign banks in India. The top 10 banks in India and worldwide are listed. Industry concentration is examined using the Herfindahl Index. Technological changes, demand conditions, pricing, advertising, and mergers and acquisitions in the industry are analyzed. The future outlook is positive due to India's growing population and incomes.
There are several types of banks in India. The main types are scheduled banks, which must meet certain criteria to be included in the second schedule of the RBI Act, and non-scheduled banks. Scheduled banks can be further divided into public sector banks that are majority owned by the government, private sector banks owned by private individuals, foreign banks registered abroad but operating in India, and cooperative banks established under the Cooperative Credit Societies Act. Other bank types include regional rural banks focused on rural agriculture financing, and the State Bank of India which was formed when the government took over the Imperial Bank of India.
This presentation have the detailed analysis of the Indian banking sector, how it has evolved and reformes that have come gradually.It also has a classic case of merger of ICICI bank with BOM.
The document summarizes the evolution of the banking system in India. It describes the old banking system from 1786 to 1969 which involved manual documentation and few services. It then discusses the nationalization of banks from 1969 to 1991. Finally, it outlines the new banking system post-1991 reforms involving increased technology usage through tools like core banking solutions, ATMs, and online services that have improved customer experience but also introduced new risks like hacking and phishing.
- The document is the financial results for HDFC Bank for the quarter and year ended March 31, 2014. It includes information on income, expenses, profits, assets, liabilities, capital adequacy ratios, and other key financial details.
- For the year ended March 31, 2014, HDFC Bank reported a total income of Rs. 4905518 lacs and net profit of Rs. 847840 lacs. Total assets were Rs. 49159952 lacs.
- The bank proposed a dividend of Rs. 6.85 per share, subject to shareholder approval, for the financial year ended March 31, 2014.
HDFC Bank NetBanking for Retail Loan CustomersHDFC Bank
This document provides instructions for HDFC Bank retail loan customers to access and manage their loans via netbanking. It outlines logging into the netbanking portal through the bank's website, selecting the retail loan customer login option, and entering credentials to access an interface where loan transactions can be viewed and selected from a left panel menu to manage loans conveniently online.
The document discusses payment banks in India. Payment banks will help further financial inclusion by providing small savings accounts and payment/remittance services. They can accept deposits up to Rs. 1 lakh and enable digital payments and money transfers through mobile phones. Eleven firms have been granted licenses to start payment banks, including telecom and retail companies. Payment banks have the potential to transform financial services access for underserved populations by leveraging technology and existing customer bases.
Axis Bank was formerly known as UTI Bank. It had to change its name from UTI Bank to Axis Bank for several reasons, including no longer being allowed to use the UTI brand name without paying royalty fees. Axis Bank underwent a major rebranding effort, adopting a new logo and color scheme to establish its own identity independent of UTI. Axis Bank has grown significantly since its founding, expanding its branch network across India and internationally while increasing its customer base and offerings in retail, corporate, and investment banking.
The document discusses the banking industry in India. It outlines objectives like identifying market share and competition. It describes the market structure in India and globally, with public sector banks, private sector banks, and foreign banks in India. The top 10 banks in India and worldwide are listed. Industry concentration is examined using the Herfindahl Index. Technological changes, demand conditions, pricing, advertising, and mergers and acquisitions in the industry are analyzed. The future outlook is positive due to India's growing population and incomes.
There are several types of banks in India. The main types are scheduled banks, which must meet certain criteria to be included in the second schedule of the RBI Act, and non-scheduled banks. Scheduled banks can be further divided into public sector banks that are majority owned by the government, private sector banks owned by private individuals, foreign banks registered abroad but operating in India, and cooperative banks established under the Cooperative Credit Societies Act. Other bank types include regional rural banks focused on rural agriculture financing, and the State Bank of India which was formed when the government took over the Imperial Bank of India.
This presentation have the detailed analysis of the Indian banking sector, how it has evolved and reformes that have come gradually.It also has a classic case of merger of ICICI bank with BOM.
The document summarizes the evolution of the banking system in India. It describes the old banking system from 1786 to 1969 which involved manual documentation and few services. It then discusses the nationalization of banks from 1969 to 1991. Finally, it outlines the new banking system post-1991 reforms involving increased technology usage through tools like core banking solutions, ATMs, and online services that have improved customer experience but also introduced new risks like hacking and phishing.
- The document is the financial results for HDFC Bank for the quarter and year ended March 31, 2014. It includes information on income, expenses, profits, assets, liabilities, capital adequacy ratios, and other key financial details.
- For the year ended March 31, 2014, HDFC Bank reported a total income of Rs. 4905518 lacs and net profit of Rs. 847840 lacs. Total assets were Rs. 49159952 lacs.
- The bank proposed a dividend of Rs. 6.85 per share, subject to shareholder approval, for the financial year ended March 31, 2014.
US style law can help banks fix bad debts - Interview of our MD, Mr. Aditya PuriHDFC Bank
Aditya Puri, CEO of HDFC Bank, argues that India should introduce a US-style Chapter 11 bankruptcy law to help banks recover bad debts from struggling corporations. Currently, India's legal system provides few options for banks when corporate customers can no longer service their debts. A Chapter 11-type law would allow indebted companies to restructure debts while continuing operations, as seen in cases like American Airlines. HDFC Bank has been largely insulated from India's bad debt problems affecting other banks, and Puri believes a new bankruptcy law could help resolve long-running debt disputes more effectively.
There's no such thing as cowboy banking - Interview of our MD, Mr. Aditya PuriHDFC Bank
The article discusses how banking has become more regulated and less risky compared to the past. It notes that loose lending practices are no longer acceptable and that banks now have to follow strict rules around capital adequacy, risk management, and corporate governance to maintain stability in the financial system. The "cowboy days" of banking are over according to the article.
Loans to get cheaper by 50-75 bps in December - Interview of our MD, Mr. Adit...HDFC Bank
Loans are expected to get cheaper in December as interest rates are projected to drop by 50-75 basis points according to a report in The Indian Express. The report states that interest rates on loans may see a reduction due to lower inflation and an economic slowdown. This could make loans more affordable for consumers and boost economic activity.
Mr Aditya Puri in list of top 10 most powerful CEOs in India by economic timesHDFC Bank
The article is from the Economic Times dated 12 July 2013. It discusses recent economic indicators and forecasts for the remainder of the year. GDP growth has slowed slightly but unemployment remains low while inflation shows signs of moderating, leading analysts to predict steady if unspectacular growth for the rest of 2013 barring any major unforeseen events.
The fall of gold - a column by our MD, Mr. Aditya PuriHDFC Bank
Gold prices fell sharply in global markets as the US Federal Reserve hinted that it may start winding down its monetary stimulus program later this year. The price of gold dropped over 7% in just two trading sessions to its lowest level since September 2010 as investors moved away from gold to invest in other assets. The fall in gold prices has hit jewelry retailers and traders in India, the world's largest consumer of the precious metal, as they are left with higher-valued inventories.
The Global Markets' shake-up - a column by our MD, Mr. Aditya PuriHDFC Bank
The article discusses the recent shake-up in global markets. It notes that major stock markets around the world have experienced volatility and declines in recent weeks due to concerns about central banks withdrawing economic stimulus programs. The article was published in The Times of India on July 1, 2013 on page 14 and had a size of 432 square centimeters.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness and well-being.
HDFC Bank Investor presentation: June 2013HDFC Bank
The document is an investor presentation for a bank that discusses:
- The bank is well positioned across various sectors of the Indian economy like private consumption, government, and investment.
- It has a wide range of banking products and services to meet the needs of diverse customer segments in both retail and wholesale banking.
- The bank has a strong national presence with a large branch network and uses technology to improve efficiencies and provide better services.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
US style law can help banks fix bad debts - Interview of our MD, Mr. Aditya PuriHDFC Bank
Aditya Puri, CEO of HDFC Bank, argues that India should introduce a US-style Chapter 11 bankruptcy law to help banks recover bad debts from struggling corporations. Currently, India's legal system provides few options for banks when corporate customers can no longer service their debts. A Chapter 11-type law would allow indebted companies to restructure debts while continuing operations, as seen in cases like American Airlines. HDFC Bank has been largely insulated from India's bad debt problems affecting other banks, and Puri believes a new bankruptcy law could help resolve long-running debt disputes more effectively.
There's no such thing as cowboy banking - Interview of our MD, Mr. Aditya PuriHDFC Bank
The article discusses how banking has become more regulated and less risky compared to the past. It notes that loose lending practices are no longer acceptable and that banks now have to follow strict rules around capital adequacy, risk management, and corporate governance to maintain stability in the financial system. The "cowboy days" of banking are over according to the article.
Loans to get cheaper by 50-75 bps in December - Interview of our MD, Mr. Adit...HDFC Bank
Loans are expected to get cheaper in December as interest rates are projected to drop by 50-75 basis points according to a report in The Indian Express. The report states that interest rates on loans may see a reduction due to lower inflation and an economic slowdown. This could make loans more affordable for consumers and boost economic activity.
Mr Aditya Puri in list of top 10 most powerful CEOs in India by economic timesHDFC Bank
The article is from the Economic Times dated 12 July 2013. It discusses recent economic indicators and forecasts for the remainder of the year. GDP growth has slowed slightly but unemployment remains low while inflation shows signs of moderating, leading analysts to predict steady if unspectacular growth for the rest of 2013 barring any major unforeseen events.
The fall of gold - a column by our MD, Mr. Aditya PuriHDFC Bank
Gold prices fell sharply in global markets as the US Federal Reserve hinted that it may start winding down its monetary stimulus program later this year. The price of gold dropped over 7% in just two trading sessions to its lowest level since September 2010 as investors moved away from gold to invest in other assets. The fall in gold prices has hit jewelry retailers and traders in India, the world's largest consumer of the precious metal, as they are left with higher-valued inventories.
The Global Markets' shake-up - a column by our MD, Mr. Aditya PuriHDFC Bank
The article discusses the recent shake-up in global markets. It notes that major stock markets around the world have experienced volatility and declines in recent weeks due to concerns about central banks withdrawing economic stimulus programs. The article was published in The Times of India on July 1, 2013 on page 14 and had a size of 432 square centimeters.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness and well-being.
HDFC Bank Investor presentation: June 2013HDFC Bank
The document is an investor presentation for a bank that discusses:
- The bank is well positioned across various sectors of the Indian economy like private consumption, government, and investment.
- It has a wide range of banking products and services to meet the needs of diverse customer segments in both retail and wholesale banking.
- The bank has a strong national presence with a large branch network and uses technology to improve efficiencies and provide better services.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfshruti1menon2
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
Discover the Future of Dogecoin with Our Comprehensive Guidance36 Crypto
Learn in-depth about Dogecoin's trajectory and stay informed with 36crypto's essential and up-to-date information about the crypto space.
Our presentation delves into Dogecoin's potential future, exploring whether it's destined to skyrocket to the moon or face a downward spiral. In addition, it highlights invaluable insights. Don't miss out on this opportunity to enhance your crypto understanding!
https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
South Dakota State University degree offer diploma Transcriptynfqplhm
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STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
Every business, big or small, deals with outgoing payments. Whether it’s to suppliers for inventory, to employees for salaries, or to vendors for services rendered, keeping track of these expenses is crucial. This is where payment vouchers come in – the unsung heroes of the accounting world.
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
