1. Joseph R. Peiso, CPA, ARe
P.O. Box 51475 (34232)
5025 Marshfield Rd
Sarasota, Florida 34235
941.371.0461 (o)
941.915.5921 (c)
jrpeiso@jrpeiso.com
PROFESSIONAL EXPERIENCE http://www.linkedin.com/in/jrpeiso
Sarasota Bay Insurance Managers, LLC, Sarasota, Florida
Managing Member (2004 – Present)
Regulatory Oversight
• Assisted Special Deputy Supervisor with three Administrative Supervisions of Florida domestic
insurers at varying stages of completion, including on-site responsibility for transaction approval and
consent order compliance for Union American Insurance Company.
• Prepared compliance documentation package and worked directly with Florida Office of Insurance
Regulation representatives.
• Prepared financial projections/financial modeling/cash flow analysis
Company Acquisition and Formation
Transguard Insurance Company of America, Chicago, IL; Transition Management Project Leader
• Responsibilities included liaison to the independent accountants, Illinois Department of Insurance
Examiners and consultants retained by seller to establish transaction closing balance sheet.
Phoenix International Insurance Company, Sarasota, Florida; CFO/Vice President/Director;
• Responsibilities included financial projections/financial modeling supporting Form A and UCAA
Admission Package.
Bay American Insurance Holdings, Houston Texas; CFO/Vice President
• Responsibilities included financial projections/financial modeling supporting Form A and UCAA
Admission Package.
• Coordinated due diligence reviews; performing primary role in financial evaluation while securing and
coordinating resources to address systems, actuarial and cultural issues inherent in acquisition
transactions
Select General Agency, LLC, Dallas, Texas;
• Conducted financial due diligence review and coordinated the operational and information technology
reviews of All Risk General Agency
Alternative Dispute Resolution
Performed detail document reviews, formulated issues analysis, prepared initial position paper and
communications to panel members
• Apache Products Liquidating Trust v. Liberty Mutual Insurance Co; premium dispute
• Anesthesiologists’ Professional Assurance Company v. MHI; Agency compensation dispute revolving
around renewal ownership
• Hamway Flooring v. FCCI; premium dispute involving subcontractor classification
• Home Quality Management, Inc. v. ACE American Insurance Company; commission dispute
Financial Review and Reserve adequacy evaluation
• Prepared analysis of losses and loss reserves for Professional Employer Organizations controlling in
excess of $100 million in payroll
• Amtrust Financial – Financial analysis review of Technology Insurance Company and Rochdale
Insurance Company
Dixon Odom PLLC, High Point, NC
Senior Manager (2001 – 2004)
Established the firm as an approved vendor in six states outside it’s native state of North Carolina; -
Florida, Georgia, Indiana, South Carolina, Texas and Virginia. Secured and satisfactorily delivered an

2. organizational examination assignment from the Alternative Risk Transfer Division of the South Carolina
Department of Insurance and market conduct examination for the Texas Department of Insurance.
In addition to pursuing regulatory assignments, attracted the firm’s first life insurance client.
Investors Title Company, Chapel Hill, NC
Senior Vice President/Controller (2000 – 2001)
• Assumed responsibility over Finance function in September 2000 with the objective to introduce
current methods and technology to heighten the areas effectiveness and utility.
• Converted Corporate Card program to introduce various operation changes designed to heighten level
of service enjoyed by cardholder and budgetary information to the Company.
• Automated premium and commission entries and implemented electronic Travel and Entertainment
reporting, direct deposit and invoice bar coding.
• Developed financial model and fiscal budget encompassing seven corporate entities and over 40
separate cost centers.
North Carolina Department of Insurance, Raleigh, NC
Chief Financial Examiner (1997 – 2000)
Served as administrative head of the Examination Section of the North Carolina Department of Insurance’s
Financial Evaluation Division. Managed a team of twenty accounting professionals across a varied
universe of assignments. Directly responsible for the scheduling, administration and reporting associated
with statutory examinations for insurance operations affecting the North Carolina insurance market.
• Developed and implemented continuous improvement initiative designed to bring the Examination
Section current with industry standards. Developed, delivered and had approved a Re-engineering Plan
for the Examination Section stressing the concept of continuous improvement. The Plan received the
endorsement of North Carolina’s Insurance Commissioner.
• Realigned the Section’s audit approach to concentrate on high-risk areas and achieved an average
reduction in time to examine approximating 30%.
• Established committees to explore opportunities for improvement in the areas of audit approach, work
paper quality, capital needs and staff motivation.
• Established Advisory Committee to heighten interaction with regulated community and their
independent accountants.
• Eliminated backlog of examination reports.
Vik Brothers Insurance Group, Raleigh, NC
Corporate Accounting Manager & Special Projects (1993 -1997)
• Compiled SEC level disclosure for the Group’s initial private placement memorandum.
• Designed financial models designed to develop pro forma and projected financial statements on both a
statutory and GAAP basis.
• Conducted Risk-Based Capital modeling and analysis in response to regulatory inquiry.
• Managed the financial reporting function for a dynamic property insurer experiencing significant
growth. Prepared the Group’s statutory financial statements and financially oriented regulatory filings
for acquisition oriented property/casualty Insurance holding company. The Group’s premium volume
doubled to $500 million of direct written premiums in twenty-eight states during this period.
• Developed quarterly management summary of consolidated results of operations for executive review.
• Developed projected and pro forma financial statements, schedules and exhibits in support of first
public offering and debt restructuring.
• Served as principal liaison to North Carolina and Ohio Departments of Insurance and Ernst & Young
ensuring timely completion of regulatory examinations and independent audits
• Developed financial model to preliminarily determine the adequacy of IBNR reserves
• Monitored and reported compliance with debt covenants.
• Provided financial support for Group’s General Counsel in settlement of acquisition oriented litigation.

3. J.R. Peiso & Associates, Miami, FL
Owner (1992 – 1993)
• Founded and operated a management advisory practice oriented to the needs of the small to regional
insurance operations.
• Developed flow charts to document and evaluate system of internal paper flow resulting in operational
efficiency recommendations.
• Developed premium finance model and business plan to analyze project viability and attract
institutional funding.
Commonwealth General Insurance Company, Kansas City, MO; CFO/Vice President
Retained by Board Chairman and Executive Committee to direct all aspects of financial management of
Property/casualty insurance company licensed in eighteen states, specializing in heavy commercial
automobile liability. Managed internal and external statutory and GAAP financial reporting, corporate
planning and development, principal banking and external accounting relations.
• Developed monthly managerial financial
• Coordinated initial response and Plan of Voluntary Run-Off and Claims Liquidation
• Designed detail financial model to simulate insurance and premium finance operations.
• Designed and performed detailed analysis of proposed reinsurance programs
Transportation Casualty Insurance, Ft. Lauderdale, FL
Vice President Finance & Special Assignments (1986 – 1992)
• Special assignments at the direction of the President and Chief Operating Officer.
• Interim chief operating officer of the Group’s financially distressed brokerage acquisitions
• Prepared financial projections in support of the Group’s first public offering.
• Coordinated and conducted due diligence process for Group’s hostile acquisitions.
• Directed all aspects of external and internal financial reporting and management.
• Formed two retail agencies and a premium finance company.
• Principal liaison with external auditors, banking relations and reinsurance intermediaries.
• Developed a managerial financial reporting system designed to provide a detail of operating results.
• Developed premium finance model and business plan for institutional funding.
Ponce De Leon Lodge & Country Club, St. Augustine, FL - Comptroller 84 – 86
American Bankers Insurance Group, Miami, Fl - Financial Reporting 82 – 84
Coopers & Lybrand C.P.A., Miami, FL - Staff Auditor 81 – 82
EDUCATION & PROFESSIONAL DESIGNATIONS:
Bachelor of Science, Accounting, School of Accounting, University of Florida, 1980
Florida Certified Public Accountant – Lic. No. 11543, Since 1982
Florida Licensed Life, Accident and Health Insurance Agent – Lic. No. A203226
Associate in Reinsurance, American Insurance Institute, 2005
CPCU Candidate; Passed 510, 520, 530, 540, 551 & 560
SPECIAL SKILLS
Fluent spoken Spanish
Proficient in Microsoft Office Suite – Word, Excel & PowerPoint