Chandrashekar N. has over 15 years of experience in financial services. He is currently a Senior Executive Accounts at DHFL, where his responsibilities include processing loans, customer service, and ensuring accurate accounts. Previously, he worked at HDFC Bank as an Assistant Manager Teller, handling cash transactions and customer service. He also has experience working in accounts at Mahindra Finance and in marketing at Bajaj Auto Finance. Chandrashekar holds a BCS and MCom degree and is proficient in English, Hindi, Kannada, and computer programs like MS Office and Tally.

1. CURRICULUM-VITAE
CHANDRASHEKAR.N. # 38, Behind Bharathi Vrudha Sevasram,
Sewage Farm Road,
Vidyaranyapuram,
Mysore - 570008
Mob:98867 43648.
Email: chandu.janakki@gmail.com
CAREER OBJECTIVE:
To have a successful career in the field of Financial Services. To make a positive contribution through
my knowledge, experience, skills and personal commitment to my employer organization and to
continuously strive for professional excellence and individual satisfaction.
WORK EXPERIENCE 1 :
Working with DHFL., as an Sr. Executive Accounts ( Duration : Mar 2011 to Till Date).
Key Results/Responsibility Areas:
1. Timely issuance of disbursement cheque post completion of all related formalities and approval
from competent authority.
2. Timely recording of foreclosures, part prepayments, ROI conversion etc. in the system after
appropriate approval in accordance with company policy.
3. Take ownership of accurate and up to date branch accounts and adherence to company’s
processes and policies.
4. Refund of processing fee/excess money/TDS etc within reasonable TAT.
5. Handling customer queries / requests to the complete satisfaction of the customer.
6. Timely updation of ECS and PDC’s in system, verification of ECS mandate forms and sending
the same to CO as per TAT.
7. Provide full support to the centralized ECS collection team for timely and accurate presentation
as per cycle.
8. Prompt intimation of bouncing of ECS / cheque to Recovery, Operations and other concerned
functions.
9. Checking Disbursement documents and undertaking disbursement process of products like HL
and mortgage.
10. Disbursement cheque preparation and Loan documentation of customers
Cash, Imprest and Bank:
1. Accept cash from customer as per company policy and in compliance with the AML guidelines,
issue Cash Receipts, record and balance cash as per stipulated guidelines and accounting
principles.
2. Banking of PDC’s as per the presentation cycle and recording the batches and bounces in the
system on a real time basis.

2. 3. Prepare Bank Reconciliation of all the Bank Accounts on regular basis and reporting as per CO
stipulated timelines.
Vendor Payments:
1. Verifications of bills from all aspects and co-ordinate approvals as per FA Matrix.
2. Arrange / co-ordinate complete documentation from service providers as per company policy.
3. Ensure compliance in terms of documents and payment timelines and adherence to processing /
payment TAT.
Audit & Compliances :
1. Provide full co-operation to internal / external auditors and ensure fully compliant ( zero –
observation) audit reports on the branch accounting function.
2. Ensure statutory compliances under NHB, TDS, Service Tax, Professional Tax, and other
applicable statutory laws as far as it relates to the assigned responsibilities.
3. Comply with AML guidelines and provide relevant monthly information to BOM for AML
reporting to compliance / secretarial/ CO.
Other Activities :
1. Ensure timely and accurate closing of all month end activities before system closure.
2. Co-ordinate physical verification of Fixed Asset in the branch and ensure its reconciliation with
the books.
3. To support and completed activities relating to finalization of Monthly / Quarterly / Half
Yearly / Yearly accounts as per CO guidelines.
WORK EXPERIENCE 2 :
Worked with HDFC Bank Ltd., as an Asst. Manger Teller (Duration:Oct2007 to Jan 2011)
Key Results/Responsibility Areas:
1. Identify high transacting customers and reduce the transactions of these customers.
2. Handling of cash receipts and payments and ensuring transactions are carried out within the
prescribed TAT without errors.
3. Processing of Retail FX postings/Gold Sales/Prepaid Cards.
4. Executing of funds transfer/FD closure/Account Closure/Processing of Salary uploads.
5. Retail FX transaction processing and ensure highest level of customer service.
Monitoring:
1. Monitor large amount movements and report them as per reporting schedule.
2. Management of clearing/collection cheques /FCY cheque collections.
3. Customer details updation (PAN updation and contact nos./e-mail updation).

3. Reporting :
1. Fortnightly reporting on large cash transactions of over Rs.10.00Lacs to RBI.
2. Fortnightly reporting of GL Suspense Account to Cluster Coordinator
3. Fortnightly doing the ATM Audit of the Branch and the offsite ATM and reporting the same to
ATM coordinator.
Maintenance:
1. Managing the returned cheques including proper maintenance of registers and customer
intimation.
2. Maintaining Gold Sales Invoice Copies/Maintaining Backup tapes.
3. Printing and Checking of EOD reports (BJR/Instruments issued/EOD cash position etc.
Customer Service:
1. Lobby Management Queue handing & ensure quality customer service is delivered.
2. Resolving all complaints received (self, branch, other units) within the stipulated TAT’s
pertaining to teller area.
3. Promoting all direct banking channels and cross selling of Forex plus Card and FX Cash.
4. Ensure out ward remittances and other retail Forex transactions are reported to Treasury Mid
office within Cutoff Time.
WORK EXPERIENCE 3 :
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LTD.,
Worked as an Officer Accounts (Duration: June 2005 to Oct 2007)
JOB PROFILE:
1. Credit appraisal of loan applications and sanction of loans.
2. Collection of Cash and DDs. And Handling Banking Operations. Like PDC Deposition, and
Fund Transfer.
3. Making Online Cash, CRA, and also Cheque Receipts.
4. Ensure the collection and filling of Photographs, Address Proof, Signature attest, PDD and PDC
Collection, Income Papers, Movable and Immovable Properties Papers including IT Return, Pass
Book copy and P&L of all Contracts.
5. Preparing and assisting in clearing Bank Reconciliation, Processing files, Business Registers
updation and Business Reports.
6. Attending customer inquiries/grievances for repayment schedule, SOA, final settlements as well
as such other client requirements.

4. WORK EXPERIENCE 4 :
Worked in BAJAJ AUTO FINANCE LTD., as Marketing Executive ( Duration:Dec2002 to2005)
JOB PROFILE:
1. Planning Strategies to achieve the branch targets in business.
2. Handling Two Wheelers, Consumer Durables and Personal Loans.
3. Taking initiative in sending proposal for approval/ disbursement.
4. Taking initiative in handling customer service.
ACADEMIC QUALIFICATION:
 B.C.S., (Bachelor of Company Secrataryship)
Passed in the year 2000 with II Class from University of Mysore.
 M.Com., (Master of Commerce)
Passed in the year 2005 from Karnataka State Open University.
COMPUTER KNOWLEDGE:
 Diploma in Office Automation.( MS office, Word, Excel, PowerPoint, Etc)
 Computerised Accounting in Tally.
PERSONAL DETAILS:
Name : CHANDRASHEKAR. N.
Father’s Name : Narayana Setty.M
Date of Birth : 18th
Nov 1979.
Proficiency Languages : English, Hindi & Kannada.
Marital Status : Married
Hobbies : Listening Music, Travelling & Sports.

5. Date:
Place: Mysore. (CHANDRASHEKAR. N)

6. Date:
Place: Mysore. (CHANDRASHEKAR. N)