Rent to Own with Nearly Home™
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The document describes a rent-to-own program that allows participants to live in a home today while building credit and saving for a down payment over a set period of time, typically 2 years. At the end of the term, participants can qualify for a mortgage and purchase the home. The program is suited for families with good incomes but past credit problems or those needing time to save for a down payment. A portion of monthly rent payments go toward the eventual down payment. The program involves 9 steps including qualifying, determining a timeline, finding an investor home, moving in, and purchasing the home after the rent-to-own period.
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Pp Tconsumer
1. A reverse mortgage allows homeowners aged 62 and older to convert their home equity into tax-free cash without making monthly payments. The loan does not need to be repaid as long as the homeowner lives in the property as their primary residence.
2. Homeowners have flexibility in how they receive the loan proceeds, which can be used for any purpose. They retain ownership of their home and the lender cannot force a sale of the property.
3. A reverse mortgage has costs and fees, but it enables older homeowners to access equity in their home to supplement their retirement income or pay for other expenses.
Reverse Mortgage
1. A reverse mortgage allows homeowners aged 62 and older to convert their home equity into tax-free cash without making monthly payments. The loan does not need to be repaid as long as the homeowner lives in the property as their primary residence.
2. Homeowners have flexibility in how they receive the loan proceeds, which can be used for any purpose. They retain ownership of their home and the lender cannot force a sale of the property.
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fthb-presentation-072215
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3nd try
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