This document discusses financing options for home loans, including first-time homebuyer loans with financing up to 100% of the purchase price and competitive interest rates. It also describes refinancing options to obtain a lower rate, cash out equity for debts or improvements, or a second mortgage for up to 90% of the home's value. The company specializes solely in residential mortgages and guarantees lower rates and an easier process than other lenders.

1. mortgages & home loans

2. Are you in need of a new home but just don’t have the cash?

3. Then let us help you get there

4. Financing available up to 100% of the purchase price. We specialize in first time home buyer mortgage loans with great rates.

5. We have programs available to refinance your current home loan to obtain a lower interest rate, receive cash to pay off other debts, receive cash for home improvements or simply to purchase a major asset using the equity for tax advantages.

6. You may use the equity in your home to pay off debts with a second mortgage and depending on your credit, we have programs allowing you to borrow up to 90% of the value of your home.

7. We take pride in calling ourselves "Mortgage Specialists" due to the fact that residential mortgage lending is our only business!

8. You can even apply Online!

9. Whether refinancing or buying an investment project, we guarantee that you will not find lower rates or an easier process when obtaining the loan.

10. So when your in the market for a home come talk to us first, we will get the money you need for the home you want!