The document provides currency exchange rate information for major world currencies against the US dollar as of December 7, 2015. It includes the opening rates, daily highs and lows, week-to-date, month-to-date, quarter-to-date, year-to-date, and 52-week ranges for currencies such as the euro, British pound, Japanese yen, Swiss franc, Australian dollar, and Canadian dollar relative to the US dollar. A disclaimer at the bottom indicates the information is for general purposes and users should independently verify accuracy.
The document provides currency exchange rate information for major world currencies against the US dollar on December 10, 2015. It includes the opening rate, daily high and low, week-to-date, month-to-date, quarter-to-date, year-to-date, and 52-week high and low for currencies such as the euro, British pound, Japanese yen, Swiss franc, Australian dollar, Canadian dollar and others relative to the US dollar. It also includes percentage changes for currency pairs and a disclaimer.
The document provides a summary of major world currency exchange rates from January 12, 2015. It lists the opening, daily high and low, weekly, monthly, quarterly, yearly, and 52-week ranges for the US Dollar Index, Euro/US Dollar, British Pound/US Dollar, US Dollar/Japanese Yen, US Dollar/Swiss Franc, Australian Dollar/US Dollar, and US Dollar/Canadian Dollar currency pairs. All currencies saw modest changes from their opening rates.
06 lovah presentation anna matthews _ matthew bainesjintc
Presentation given by Dr Anna Matthews & Dr Matthew Baines on Friday 13th April 2012 to the 4th RCGP Junior International Committee Annual General Meeting in Croydon, London
Activision Blizzard is a leading global video game publisher headquartered in California. It has strong franchises like Call of Duty, World of Warcraft, and Guitar Hero. However, it relies heavily on a small number of successful franchises and faces threats from delays in new releases, loss of interest in current games, and rising development costs.
WONCA & VdGM are international organizations that represent general practitioners globally and in Europe, respectively. WONCA was founded in 1972 and has over 120 member organizations from 99 countries. The Vasco da Gama Movement (VdGM) is an organization for European GP trainees and those within 5 years of qualifying that is part of WONCA Europe. The RCGP Junior International Committee forms a bridge between GP trainees and those in their first 5 years, facilitating their involvement in international GP educational activities.
The document provides currency exchange rate information for major world currencies against the US dollar as of December 7, 2015. It includes the opening rates, daily highs and lows, week-to-date, month-to-date, quarter-to-date, year-to-date, and 52-week ranges for currencies such as the euro, British pound, Japanese yen, Swiss franc, Australian dollar, and Canadian dollar relative to the US dollar. A disclaimer at the bottom indicates the information is for general purposes and users should independently verify accuracy.
The document provides currency exchange rate information for major world currencies against the US dollar on December 10, 2015. It includes the opening rate, daily high and low, week-to-date, month-to-date, quarter-to-date, year-to-date, and 52-week high and low for currencies such as the euro, British pound, Japanese yen, Swiss franc, Australian dollar, Canadian dollar and others relative to the US dollar. It also includes percentage changes for currency pairs and a disclaimer.
The document provides a summary of major world currency exchange rates from January 12, 2015. It lists the opening, daily high and low, weekly, monthly, quarterly, yearly, and 52-week ranges for the US Dollar Index, Euro/US Dollar, British Pound/US Dollar, US Dollar/Japanese Yen, US Dollar/Swiss Franc, Australian Dollar/US Dollar, and US Dollar/Canadian Dollar currency pairs. All currencies saw modest changes from their opening rates.
06 lovah presentation anna matthews _ matthew bainesjintc
Presentation given by Dr Anna Matthews & Dr Matthew Baines on Friday 13th April 2012 to the 4th RCGP Junior International Committee Annual General Meeting in Croydon, London
Activision Blizzard is a leading global video game publisher headquartered in California. It has strong franchises like Call of Duty, World of Warcraft, and Guitar Hero. However, it relies heavily on a small number of successful franchises and faces threats from delays in new releases, loss of interest in current games, and rising development costs.
WONCA & VdGM are international organizations that represent general practitioners globally and in Europe, respectively. WONCA was founded in 1972 and has over 120 member organizations from 99 countries. The Vasco da Gama Movement (VdGM) is an organization for European GP trainees and those within 5 years of qualifying that is part of WONCA Europe. The RCGP Junior International Committee forms a bridge between GP trainees and those in their first 5 years, facilitating their involvement in international GP educational activities.
02 think global act local _ migrant health ukjintc
Presentation given by Dr Shazia Munir on Friday 13th April 2012 to the 4th RCGP Junior International Committee Annual General Meeting in Croydon, London
04 making a career in international health and general practice can it work ...jintc
Presentation given by Dr Helen Bygraves on Friday 13th April 2012 to the 4th RCGP Junior International Committee Annual General Meeting in Croydon, London
Youtube API at Glance. presenting different type of Yotube APIs, getting data from youtube, examples and use case as (videosanjal.com).
@GDG Kathmandu Startup Weekend Bootcamp
Date: Jan 5th, 2013
http://mobilenepal.net/events/gdg-kathmandu-startup-weekend-bootcamp
01 merlin wilcox_research as a route in to global health_personal reflectionsjintc
Presentation given by Dr Merlin Wilcon on Friday 13th April 2012 to the 4th RCGP Junior International Committee Annual General Meeting in Croydon, London
1. The document discusses the essence and proper practice of praise and worship according to scriptural principles.
2. It emphasizes that praise should be directed towards God alone according to his character, acts, and greatness using various biblical forms of expression.
3. True praise and worship involves fully giving oneself to God through both will and emotion as an act of love, obedience, and response to his redemptive work.
Russia's geopolitics are defined by its lack of natural defenses for its heartland and its use of distance as a primary defense. Both Napoleon and Hitler were defeated in Russia after overextending their supply lines. Currently, Russia enforces crucial geopolitical frontlines in the Arctic, Crimea, and Kaliningrad by heavy militarization in these regions. The Ukraine crisis has accelerated a power shift with Russia losing influence, Europe emerging stronger, and China seeing new opportunities. However, Russia's economic crisis poses broader threats if it causes political instability and leadership change in Russia.
1) O documento apresenta uma apostila sobre acionamentos elétricos para o curso de eletrotécnica no Instituto Federal do Rio Grande do Norte. 2) A disciplina tem como objetivo fornecer conhecimentos sobre projetos de circuitos elétricos para acionamento de máquinas elétricas e dispositivos de comando e proteção. 3) O documento discute tópicos como controle de motores elétricos, motores de indução de rotor em curto-circuito e elementos de circuitos de acionamento e proteção.
This document discusses the proposed legislation SOPA (Stop Online Piracy Act) and how it could negatively impact internet users and freedom. It outlines how SOPA would allow blocking of websites accused of facilitating copyright infringement and enable penalties for sites that link to or stream infringing content. The document argues that SOPA will not actually stop online piracy and risks censoring lawful speech while damaging innovation and economic growth on the internet. Alternatives to SOPA are suggested that could help address online piracy without compromising free expression.
Este documento proporciona instrucciones en 11 pasos para crear un blog. Los pasos incluyen registrarse en una plataforma de blogs, dar clic en "Dame un sitio para usar el blog", completar los detalles del usuario y del blog, activar el blog a través de un enlace de verificación por correo electrónico, y luego crear una entrada agregando un título y contenido usando las herramientas de edición disponibles.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
How to Invest in Cryptocurrency for Beginners: A Complete GuideDaniel
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
02 think global act local _ migrant health ukjintc
Presentation given by Dr Shazia Munir on Friday 13th April 2012 to the 4th RCGP Junior International Committee Annual General Meeting in Croydon, London
04 making a career in international health and general practice can it work ...jintc
Presentation given by Dr Helen Bygraves on Friday 13th April 2012 to the 4th RCGP Junior International Committee Annual General Meeting in Croydon, London
Youtube API at Glance. presenting different type of Yotube APIs, getting data from youtube, examples and use case as (videosanjal.com).
@GDG Kathmandu Startup Weekend Bootcamp
Date: Jan 5th, 2013
http://mobilenepal.net/events/gdg-kathmandu-startup-weekend-bootcamp
01 merlin wilcox_research as a route in to global health_personal reflectionsjintc
Presentation given by Dr Merlin Wilcon on Friday 13th April 2012 to the 4th RCGP Junior International Committee Annual General Meeting in Croydon, London
1. The document discusses the essence and proper practice of praise and worship according to scriptural principles.
2. It emphasizes that praise should be directed towards God alone according to his character, acts, and greatness using various biblical forms of expression.
3. True praise and worship involves fully giving oneself to God through both will and emotion as an act of love, obedience, and response to his redemptive work.
Russia's geopolitics are defined by its lack of natural defenses for its heartland and its use of distance as a primary defense. Both Napoleon and Hitler were defeated in Russia after overextending their supply lines. Currently, Russia enforces crucial geopolitical frontlines in the Arctic, Crimea, and Kaliningrad by heavy militarization in these regions. The Ukraine crisis has accelerated a power shift with Russia losing influence, Europe emerging stronger, and China seeing new opportunities. However, Russia's economic crisis poses broader threats if it causes political instability and leadership change in Russia.
1) O documento apresenta uma apostila sobre acionamentos elétricos para o curso de eletrotécnica no Instituto Federal do Rio Grande do Norte. 2) A disciplina tem como objetivo fornecer conhecimentos sobre projetos de circuitos elétricos para acionamento de máquinas elétricas e dispositivos de comando e proteção. 3) O documento discute tópicos como controle de motores elétricos, motores de indução de rotor em curto-circuito e elementos de circuitos de acionamento e proteção.
This document discusses the proposed legislation SOPA (Stop Online Piracy Act) and how it could negatively impact internet users and freedom. It outlines how SOPA would allow blocking of websites accused of facilitating copyright infringement and enable penalties for sites that link to or stream infringing content. The document argues that SOPA will not actually stop online piracy and risks censoring lawful speech while damaging innovation and economic growth on the internet. Alternatives to SOPA are suggested that could help address online piracy without compromising free expression.
Este documento proporciona instrucciones en 11 pasos para crear un blog. Los pasos incluyen registrarse en una plataforma de blogs, dar clic en "Dame un sitio para usar el blog", completar los detalles del usuario y del blog, activar el blog a través de un enlace de verificación por correo electrónico, y luego crear una entrada agregando un título y contenido usando las herramientas de edición disponibles.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
How to Invest in Cryptocurrency for Beginners: A Complete GuideDaniel
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
Discovering Delhi - India's Cultural Capital.pptxcosmo-soil
Delhi, the heartbeat of India, offers a rich blend of history, culture, and modernity. From iconic landmarks like the Red Fort to bustling commercial hubs and vibrant culinary scenes, Delhi's real estate landscape is dynamic and diverse. Discover the essence of India's capital, where tradition meets innovation.
“Amidst Tempered Optimism” Main economic trends in May 2024 based on the results of the New Monthly Enterprises Survey, #NRES
On 12 June 2024 the Institute for Economic Research and Policy Consulting (IER) held an online event “Economic Trends from a Business Perspective (May 2024)”.
During the event, the results of the 25-th monthly survey of business executives “Ukrainian Business during the war”, which was conducted in May 2024, were presented.
The field stage of the 25-th wave lasted from May 20 to May 31, 2024. In May, 532 companies were surveyed.
The enterprise managers compared the work results in May 2024 with April, assessed the indicators at the time of the survey (May 2024), and gave forecasts for the next two, three, or six months, depending on the question. In certain issues (where indicated), the work results were compared with the pre-war period (before February 24, 2022).
✅ More survey results in the presentation.
✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
What Lessons Can New Investors Learn from Newman Leech’s Success?Newman Leech
Newman Leech's success in the real estate industry is based on key lessons and principles, offering practical advice for new investors and serving as a blueprint for building a successful career.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
12. Call Covered If
• Own stock
• Own convertibles into stock
• Own Long call w/ lower strike
• Stock is deposited at bank or Escrow
13. Put Covered If
Deposit cash = aggregate strike
Cash is deposited at bank
Long put with higher strike
14. Accrued Interest
1. Find 4. Subtract
2. Find Right 3. Count
Coupon Settlement
Start Date Number Days
Payment Date Date
15. Find Coupon Date
• Coupon Date = Maturity & 6 mo. After
$1,000 Par Value December 1, 2035 6%
Corporate
Coupons Paid
These Dates
Jun. 1
Dec. 1
16. Find Right Start Date
• Ex. Bond purchased on Apr. 15
$1,000 Par Value December 1, 2035 6%
Corporate
Previous Owner Gets Interest
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Purchase Date
Count from this date
17. Count Days
Add the number of days before settlement
=30+30+30+30+15+5 =140 Days
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
30 30 30
30
15 Days + 5 Days
18. Subtract Settlement
Subtract Settlement Date
140 – 1 = 139 Total Accrued Interest
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
30 30 30
30
15 Days + 5 Days
19. Calculating What You Owe
• 139 Days
• $60 Interest Payment
• $60/360days = $.16 day
• =$.16 * 139
• =$22.24