recent financial stability incentives by BB

1. Presentation
on
Regulatory and Supervisory Performance of
Bangladesh Bank (January 17-December 17)
Md. Safiullah ID NO: 51635047

2. Initiatives of Bangladesh Bank for the month of
“January–March 2017”
 Composite Financial Stability Index (CFSI)
 Rationalization of Rate of Interest on Deposit and Lending
 Rationalization of Schedule of Charges
 Charging of varying/differential fees/commissions in diverse forms and rates
 Instructed to charge
 Loan application fee
 Documentation fee
 CIB charge
 Stamp charge
 Legal and valuation fee
 Early settlement fee

3.  Call Borrowing Limit for Financial Institutions (FIs)
 Setting upper limit of call borrowing for FIs
 Allowing to borrow 30 percent of the equity
 Previously allowed to 15 percent of the net assets
 12 months duration of the call money
 Computation of Statutory Liquidity Reserve of FIs
 Changes in the Foreign Exchange Regulations
 Refinance Scheme for Green Products/Initiatives
Initiatives of Bangladesh Bank for the month of
“January–March 2017”

4. Initiatives of Bangladesh Bank for the month of
“January–March 2017”
 Guidelines on Environmental & Social Risk Management (ESRM)
for Banks and Financial Institutions
 Amendment to Guidelines for Customer Services and Complaint
Management
 Instructions Regarding Mobile Financial Services Operation
 Issuance of Uniform Account Opening Form & KYC Profile Form

5.  Guidelines on Credit Card Operations of Banks
 Prudential Guidelines for Consumer Financing
 Investment in Bonds/Debentures
 Prudential Guidelines for Small Enterprise Financing
 Re-fixation of Interest Rate on Agricultural and Rural Credit
Initiatives of Bangladesh Bank for the month of
“April–June 2017”

6.  Changes in the Foreign Exchange Regulations
 Permission of New Financial Institution
 Usage of Electronic Interbank Payment System
 Redefining Cottage, Micro, Small and Medium Enterprises
(CMSME)
 Revision of CMSME Credit Disbursement Target
 Revision of Interest Rate on Lending to Women Entrepreneurs
Initiatives of Bangladesh Bank for the month of
“April–June 2017”

7.  Prudential Guidelines for Agent Banking Operation
 Loan Classification and Provisioning
 Amendment of Guidelines on Credit Card Operations of Banks
 Foreign Direct Investment Promotion Project (FDIPP)
 Help Desk to Assist Foreign Investors
Initiatives of Bangladesh Bank for the month of
“July–September 2017”

8.  Change in the Foreign Exchange Regulations
To bring uniformity in regulations between the Export Processing
Zones (EPZs)
 Three types of enterprises of EPZs
 Type A,
 Type B and
 Type C
To enhance housing finance facility to non- resident Bangladeshis
 Debt-Equity ratio 75:25
 Previous ratio 50:50
Initiatives of Bangladesh Bank for the month of
“July–September 2017”

9. Initiatives of Bangladesh Bank for the month of
“July–September 2017”
To facilitate admission and study abroad by Bangladesh Nationals
 Health Insurance fee
 Medical Insurance fee
 Need to submit proper documents
To encourage Ads to use the loan under Green Transformation Fund
(GTF)
 Decreased interest rate
 From LIBOR plus 2.25 percent to LIBOR plus 1.00 percent
To facilitate short term import finance
 Extending buyer’s credit up to 180 days

10.  Promotion of cashless transaction
 Issuance of Agricultural and Rural Credit Policy and Program for the
FY 2017-18
 Instructions for Prevention of Money Laundering Terrorist
Financing and Proliferation Financing
 Issuance of Uniform KYC Profile Form for Insurance Companies
Initiatives of Bangladesh Bank for the month of
“July–September 2017”

11.  Amendment in Guidelines of Islamic Refinance Fund
 Small and Medium Sized Enterprise Development Project
 Change in the Foreign Exchange Regulations
 Agricultural and Rural Credit Disbursement by Private
commercials and Foreign Banks
 Instructions regarding Mobile Financial Service Operation
 Instructions to Increase Remittance Flow
Initiatives of Bangladesh Bank for the month of
“October–December 2017”