How Credit Card Fraud Happens and How You Can Protect YourselfDigital EYE Media
Often a simple transaction is responsible for a crime that can potentially turn a credit card holder’s life completely upside down. Learn how to protect yourself from identity theft.
How Credit Card Fraud Happens and How You Can Protect YourselfDigital EYE Media
Often a simple transaction is responsible for a crime that can potentially turn a credit card holder’s life completely upside down. Learn how to protect yourself from identity theft.
Speed Reading Techniques include grouping phrases and visualizing the concepts – setting the ideas in your mind’s eye.
Skimming is used to quickly identify the main ideas of a text. Skimming is done at a speed three to four times faster than normal reading.
Scanning is searching for key words or ideas.
Scanning involves moving your eyes quickly down the page seeking specific words and phrases.
http://www.floatinghorizon.org _ Marine Litter is a serious and complex problem. Project Floating Horizon evaluates if and how robotic solutions could support the reduction of marine litter.
Stage 01: In a first stage in 2010 a concept idea was developed discussing if recovery of ocean litter would be desirable, viable and feasible. The results was that the use of robots could lower running costs, material invest and time significantly. But for the time being no answer could be given how the protection of sea life. In addition and based on the vague data existing it became obvious that the collection of offshore debris is still costly and not profitable (cost are at approx. 30€ per Kilogram if all runs well). Even more as value chains do not exist today.
Stage 02: But still robots are able to lower the mission costs and lower the risk to human beings acting in one of the most demanding environments on this planet. Robots designed to filter particles can help to monitor and understand the problem of marine litter as today very little data is existing to allow information based decision making.
To research and develop those technologies a team of enthusiasts have created a new incubation platform called OCP (Ocean Collaboration Platform) which provides an open organizational backbone for various projects (like Floating Horizon) dealing with the mission to develop marine protection supporting technologies in an open innovation kind of way.
This peecha kucha presentation was given at the plastics fair in Düsseldorf, Germany 2013.
Most of the options shown are concepts and not commercially used.
This project is a private project.
The prices of several product classes – notably fashion and technology – tend to drop over time. One possible reason for the drop over time is different customers assigning a different value to the same product or service. Price skimming models can be used to maximize a product or service’s revenue by planning price reductions over time in a manner that slowly cuts tranches of higher-value customers out of the market. This presentation provides a hands-on demonstration of constructing a price skimming model in Excel, and optimizing planned price reductions.
we should be careful in while withdrawing cash from any ATM. do check if there is any extra fitment in card insertion area , key Board, top of screen etc. This will help you to avoid yourself from falling prey to Skimming Devices and data loss.
¿Sabes qué hacer si te ocurre algún delito financiero?
¡Aprende cómo puedes prevenir y actuar si eres víctima de phising, skimming o de sacapintas, ten precaución y sigue los consejos que te damos!
Descarga nuestras infografías
•Phase out calendar for HCFC uses.
•HCFC Phase Out Management Plans (HPMP).
•Climate and energy efficiency dimension of the HPMP process.
•Participation of the different sectors at national level.
Detecting and investigating vendor fraud mvwCase IQ
Vendor fraud schemes cost organizations in the US millions of dollars each year and no company is immune. Knowing what to look for and where to look is crucial to preventing, detecting and stopping this expensive fraud.
Join Maribeth Vander Weele, investigation expert, former inspector general and founder of the Vander Weele Group; as she presents case studies, practical examples, and discussion to outline strategies for detecting and investigating vendor fraud.
Speed Reading Techniques include grouping phrases and visualizing the concepts – setting the ideas in your mind’s eye.
Skimming is used to quickly identify the main ideas of a text. Skimming is done at a speed three to four times faster than normal reading.
Scanning is searching for key words or ideas.
Scanning involves moving your eyes quickly down the page seeking specific words and phrases.
http://www.floatinghorizon.org _ Marine Litter is a serious and complex problem. Project Floating Horizon evaluates if and how robotic solutions could support the reduction of marine litter.
Stage 01: In a first stage in 2010 a concept idea was developed discussing if recovery of ocean litter would be desirable, viable and feasible. The results was that the use of robots could lower running costs, material invest and time significantly. But for the time being no answer could be given how the protection of sea life. In addition and based on the vague data existing it became obvious that the collection of offshore debris is still costly and not profitable (cost are at approx. 30€ per Kilogram if all runs well). Even more as value chains do not exist today.
Stage 02: But still robots are able to lower the mission costs and lower the risk to human beings acting in one of the most demanding environments on this planet. Robots designed to filter particles can help to monitor and understand the problem of marine litter as today very little data is existing to allow information based decision making.
To research and develop those technologies a team of enthusiasts have created a new incubation platform called OCP (Ocean Collaboration Platform) which provides an open organizational backbone for various projects (like Floating Horizon) dealing with the mission to develop marine protection supporting technologies in an open innovation kind of way.
This peecha kucha presentation was given at the plastics fair in Düsseldorf, Germany 2013.
Most of the options shown are concepts and not commercially used.
This project is a private project.
The prices of several product classes – notably fashion and technology – tend to drop over time. One possible reason for the drop over time is different customers assigning a different value to the same product or service. Price skimming models can be used to maximize a product or service’s revenue by planning price reductions over time in a manner that slowly cuts tranches of higher-value customers out of the market. This presentation provides a hands-on demonstration of constructing a price skimming model in Excel, and optimizing planned price reductions.
we should be careful in while withdrawing cash from any ATM. do check if there is any extra fitment in card insertion area , key Board, top of screen etc. This will help you to avoid yourself from falling prey to Skimming Devices and data loss.
¿Sabes qué hacer si te ocurre algún delito financiero?
¡Aprende cómo puedes prevenir y actuar si eres víctima de phising, skimming o de sacapintas, ten precaución y sigue los consejos que te damos!
Descarga nuestras infografías
•Phase out calendar for HCFC uses.
•HCFC Phase Out Management Plans (HPMP).
•Climate and energy efficiency dimension of the HPMP process.
•Participation of the different sectors at national level.
Detecting and investigating vendor fraud mvwCase IQ
Vendor fraud schemes cost organizations in the US millions of dollars each year and no company is immune. Knowing what to look for and where to look is crucial to preventing, detecting and stopping this expensive fraud.
Join Maribeth Vander Weele, investigation expert, former inspector general and founder of the Vander Weele Group; as she presents case studies, practical examples, and discussion to outline strategies for detecting and investigating vendor fraud.
Dr. Barbara O'Neill and Carol Kando-Pineda, of the Federal Trade Commission, will present this 90-minute webinar on behalf of the Military Families Learning Network. This 90-minute webinar will include two sections: a general overview of identity theft and discussion about military-specific scams. Topics covered during the first section, presented by Dr. O’Neill, include a definition of identity theft, signs of identity theft, an identity theft risk assessment quiz, types of identity theft, how identity theft occurs, ways to reduce identity theft risk, phishing scams, proactive and reactive identity theft actions, and identity theft resources. Ms. Kando-Pineda plans to discuss getting help for identity theft victims, including the steps they need to take immediately, walking through the new features for consumers on Identitytheft.gov and how they help victims develop a recovery plan, get a heads-up on the latest “imposter” scams, and an update on the Military Consumer campaign and new resources on the way for the military community.
Slides webinar 'How to prevent bad debt and maximise profit'Colin Sanders
In this webinar Philip King (Chief Executive of the Chartered Institute of Credit Management) and Colin Sanders (Head of UK Operations at Graydon UK Ltd) explain how to avoid bad debts and maximize potential for sales.
During this workshop, Mr. Taylor will be discussing
how this growing crime is affecting individuals, families and small businesses.
Never before has there been a greater need for understanding identity theft and its impact.
In the workshop you will:
• Learn what ID Theft is and how to minimize the devastating effects
• Be introduced to the major types of identity theft
• Learn how to better protect personal and small business information
• Learn about restoration services and credit monitoring plans
Doubling Down Winning over your VIP Customers Webinar with iovation TransUnion
Knowing who to trust online is as critical as identifying the high-risk fraudsters—this is especially true for many gambling operators. Recent studies have shown that it costs six to seven times more to acquire a new customer than retain an existing one. Quickly identify, reward and retain your VIP customers with enticing promotions and an excellent playing experience. This will engage them more, keep them on your site longer, and increase your bottom line.
In this webinar, you will learn:
*How to help Marketing target the right audience for VIP promotions
*Ways to safely accelerate more players to VIP status
*Techniques for streamlining login to reduce friction for good players
*How to capture more devices and strengthen your fraud protection through a hybrid device recognition approach
During this workshop, Mr. Taylor will be discussing
how this growing crime is affecting individuals, families and small businesses.
Never before has there been a greater need for understanding identity theft and its impact.
In the workshop you will:
• Learn what ID Theft is and how to minimize the devastating effects
• Be introduced to the major types of identity theft
• Learn how to better protect personal and small business information
• Learn about restoration services and credit monitoring plans
A study on E-commerce fraud and Anti-fraud tools and the general spending pattern of e-commerce customer. It included the methods of operations of e-commerce retailing and the general process flow in e-commerce
Fraud awareness for companies and their employees covering legal aspects of securing confidential information, social engineering techiniques and what to look for in suspect emails.
2. University of Florida 2010 NRSS study –
• 140 Retail Respondents - $41 M – 0.09%
• Nationwide - $31 B
Courtesy University of Florida,
National Retail Security Survey, Dr. Richard Hollinger
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3. • “Wardrobing” or “renting” clothing & tools – on
the rise.
• According to a recent NRF survey 61.4 percent
of retailers surveyed reported that they had
experienced some form of wardrobing in 2011.
• Printing barcodes and purchasing at a lower
price/return at higher price.
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4. Purchasing an item in order to receive a receipt.
Refunder then selects an identical item to
return, using the receipt as proof of purchase.
Picking receipts from a trash receptacle outside
the store and then selecting the merchandise
inside the store and obtaining a refund.
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5. • Picking up the merchandise from the display
and directly returning it for cash or gift card.
“I received it as a gift and I don’t have the
receipt.”
• Returning boxed/sealed merchandise for a
refund without the original merchandise in
the box.
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6. Receipt refunders who print their own
fraudulent receipts using authentic rolls of
the retailer’s receipt paper.
There are over 20 fake receipt making
websites and devices on the internet.
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7. • Returning damaged or salvaged
merchandise sold by retailers and wholesale
merchants to outlet stores.
• The retailer’s identifying marks are supposed
to be removed, but often are not, thus
allowing a refunder to return merchandise to
the retailer.
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8. The best deterrent is…
Customer Service
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9. • If the customer doesn’t want a receipt –
destroy it.
• Empty trash containers frequently.
• Customer’s history of refunds.
• Check refunds against employee database.
Customer Service
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10. • Ringing employee was not working at the
time of the sale.
• Unsubstantiated refunds.
• Multiple management overrides.
• Customers with multiple refunds with
different addresses.
• Sending customer refund “courtesy surveys.”
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11. • Employees performing fraudulent refunds
and placing them on gift cards for friends or
family members
• “It’s easier than taking cash out of the
register.”
• Most retailers sell gift cards.
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12. • Thief will swipe cards, record the numbers
and place them back on the display.
• Calls 800 numbers to determine the balance
on the cards and quickly redeems and
balance.
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13. Employee instances have increased in the retail Industry.
Here’s an example of how it’s done:
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23. Save Mart
Supermarkets issues
identity theft warning
– 20 stores affected
throughout California.
“Occurred at self-
checkout lanes.”
Courtesy - SecurityInfoWatch.com
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24. Olympia McDonald's 17 year old
employee accused of skimming
customers' cards.
“the boy obtained credit card
information and PIN numbers
from customers with a skimming
device on a card swiping machine
at an Olympia restaurant.”
“bought electronics and toys
with the stolen information. He
told them he resold the items
on Craigslist.”
Courtesy – King5.com
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