This document lists 5 references related to mortgage and housing issues. It includes websites that provide information on scams and modifying mortgages as well as news articles about individuals being fined or charged for mortgage scams. The references cover a range of sources on issues involving mortgages, modifications, and scams.

1. References
1. scambusters.org
2. Office of the Attorney General Eric T. Schneiderman
Media Center
2. The Mortgage Professor’s Web Site
4. Bogus Mortgage Modifier fined nearly $19 million
Jorgen Wouters
5. Twin Cities Business
Daily Developments
2 Locals Charged in Multimillion-Dollar Mortgage Scams-7-26-11