The document provides an overview and discussion of the Red Flags Rule for physician offices. It discusses the purpose of preventing identity theft, how the rule relates to HIPAA, enforcement timelines and consequences. Key terms are defined, including what constitutes a covered account and creditors. The compliance process is outlined, including risk assessment, program development, implementation, administration and review. Questions are taken at the end regarding current practices.
ISACA Indonesia Special Technical Session feat Erik Guldentops Panelist Widha...rahmatmoelyana
This document discusses the three lines of defense model for risk management and internal controls. The first line of defense comprises operational management who implement controls on a daily basis. The second line involves risk management and compliance functions that assess risks and monitor control implementation. The third line provides independent assurance through internal audit functions on the effectiveness of governance, risk management and controls, including the work of the first two lines. The document also notes challenges in aligning risk, control and assurance practices in Indonesia and how COBIT 5 can provide frameworks to address these challenges.
This document proposes an anti-money laundering (AML) framework with the following components:
1. The current AML capability has inconsistencies and gaps that need to be addressed to improve risk management, compliance, and effectiveness.
2. The target state aims to establish consistent AML processes, full business engagement, defined risk categorization, ongoing enhancement, and complex scenario coverage.
3. An investigative methodology is outlined involving determining needs, collecting data, examining results, and agreeing on action plans to address triggers like suspicious activity cases.
It is said that a leader’s job is to take people where they have not been before. Leaders often have to take risks - leading their organisation into unfamiliar territory – but the risks are always calculated and the decisions always informed. Wanting always to play safe and not risk making any mistakes does not sit comfortably with good leadership. As Drucker says, ‘People who don’t take risks generally make about two big mistakes a year. People who do take risks generally make about two big mistakes a year.’
Developing Roadmaps and Frameworks based on the new ISO 37002 and the impact of the recent ISO 37301 on compliance management systems
rganizational Factors: The Role of Ethical Culture and Relationships
The critical understanding of the health of corporate ethics and compliance programs
09:40 – 10:00
Whistleblower and Sarbanes Oxley Act: Mandates for “whistle-blower protection.”
Code-of-Conduct, Oversight Reporting and monitoring compliance
10:00 – 10:30
Confidentiality and protection of the identity of the whistle-blower.
Network for receiving reports to ensure the privacy of the whistle-blower and prevent access to non-authorised persons.
10:35 – 10:55
Introduction to the implementation and the scope of the EU directive components
11:00 – 11:30
Response times: Establish procedures to follow-up the report within a seven-day acknowledgement
11:35 – 11:55
Independent receiver(s) with the competence to follow up and communicate
12:00 – 12:30
Due Diligence: Thorough follow-up within a reasonable timeframe to provide feedback to stakeholders
12:30 – 13:00
Communication: Establish the conditions and procedures for disclosing the results and inform the oversight authorities.
13:00 – 13:30
GDPR compliance: Processing of personal data must be carried out to comply with the GDPR.
13:35 – 13:55
Record keeping: Companies must document each report received and ensure compliance
Confidentiality, transparency and accountability.
14:00 – 14:30
Deletion: Disposing of the privacy data must be deleted according to the GDPR and other relevant mandates in the right manner.
14:35 – 14:55
Procedures for internal reporting and whistleblower management
15:00 – 15:30
Overcoming challenges in implementing the requirements of the Directive
15:35 – 15:55
Developing Roadmaps and Frameworks based on the new ISO 373002 and the impact of the recent ISO 37301 on compliance management systems
16:00 –
16:30
Whistleblower Current Legal Landscape Around the World
Protections and rewards for whistleblowers vary widely around the world
16:30 –
Whistleblower Online Certification Exam
This document discusses risk reviews and diagnostic reviews. It notes that risk management is the responsibility of management and can be mitigated through good controls, financial management, and enterprise risk management systems. Risks can be treated, transferred, terminated or tolerated. Risk analysis is an ongoing internal process that usually involves a risk matrix to assess magnitude and likelihood against mitigations. Enterprise risk management is the modern comprehensive approach but may be overkill for small businesses. Diagnostic reviews document current processes, identify control gaps, and output a risk matrix. Risk reviews require senior collaboration to identify all financial, operational, and strategic risks and form the basis of required financial statement disclosures.
The Three Lines of Defense Model & Continuous Controls MonitoringCaseWare IDEA
Presented at ACFE conference.
Long gone are the days when organizations could afford to treat each risk, fraud and compliance issue as an individual problem and allow business processes, employees and systems to operate in silos. In order for businesses to activate robust fraud detection, diverse teams of fraud investigators, internal auditors, enterprise risk management specialists, business executives and compliance officers must work in unison; each brings a unique perspective and skill set that can be invaluable to the organization. One approach we’ll examine is the Three Lines of Defense Model where management control is the first line of defense in risk management. The various risk control and compliance functions are the second line of defense, and independent assurance is the third. Each team or “line” plays a distinct role to achieve organizational objectives.
You Will Learn How To:
1. Make a business case for collaboration while remaining true to the principles of your profession
2. Derive business benefits from risk management and internal audit working collaboratively to fulfill their second and third line of defense mandates
3. Tailor the Three Lines Defense Model to fit your organization
SLIDESHARE: www.slideshare.net/CaseWare_Analytics
WEBSITE: www.casewareanalytics.com
BLOG: www.casewareanalytics.com/blog
TWITTER: www.twitter.com/CW_Analytic
The document discusses internal controls, including defining internal controls, their purposes, types of risk exposures, and the COSO framework for internal controls. It defines internal controls as processes put in place by an entity's management, board, and other personnel to reasonably ensure the achievement of objectives related to operations, reporting, and compliance. The main purposes of internal controls are to safeguard assets, ensure reliable financial reporting, promote operating efficiency, and encourage compliance. Risk exposures are categorized into financial, operational, strategic, and hazard risks. The document also summarizes the five components of the COSO internal control framework: control environment, risk assessment, control activities, information and communication, and monitoring.
Fiscal Management - United States - Individual States Performancepaul young cpa, cga
This document provides information on state deficits and debt in the United States. It lists the top 10 states with the highest per capita debt and the bottom 10 states with the lowest per capita debt. It also discusses fiscal management cycles, bond ratings, performance and operational audits, internal controls, and value for money auditing in the public sector. The document aims to analyze state fiscal situations and provide guidance on financial management best practices for governments.
ISACA Indonesia Special Technical Session feat Erik Guldentops Panelist Widha...rahmatmoelyana
This document discusses the three lines of defense model for risk management and internal controls. The first line of defense comprises operational management who implement controls on a daily basis. The second line involves risk management and compliance functions that assess risks and monitor control implementation. The third line provides independent assurance through internal audit functions on the effectiveness of governance, risk management and controls, including the work of the first two lines. The document also notes challenges in aligning risk, control and assurance practices in Indonesia and how COBIT 5 can provide frameworks to address these challenges.
This document proposes an anti-money laundering (AML) framework with the following components:
1. The current AML capability has inconsistencies and gaps that need to be addressed to improve risk management, compliance, and effectiveness.
2. The target state aims to establish consistent AML processes, full business engagement, defined risk categorization, ongoing enhancement, and complex scenario coverage.
3. An investigative methodology is outlined involving determining needs, collecting data, examining results, and agreeing on action plans to address triggers like suspicious activity cases.
It is said that a leader’s job is to take people where they have not been before. Leaders often have to take risks - leading their organisation into unfamiliar territory – but the risks are always calculated and the decisions always informed. Wanting always to play safe and not risk making any mistakes does not sit comfortably with good leadership. As Drucker says, ‘People who don’t take risks generally make about two big mistakes a year. People who do take risks generally make about two big mistakes a year.’
Developing Roadmaps and Frameworks based on the new ISO 37002 and the impact of the recent ISO 37301 on compliance management systems
rganizational Factors: The Role of Ethical Culture and Relationships
The critical understanding of the health of corporate ethics and compliance programs
09:40 – 10:00
Whistleblower and Sarbanes Oxley Act: Mandates for “whistle-blower protection.”
Code-of-Conduct, Oversight Reporting and monitoring compliance
10:00 – 10:30
Confidentiality and protection of the identity of the whistle-blower.
Network for receiving reports to ensure the privacy of the whistle-blower and prevent access to non-authorised persons.
10:35 – 10:55
Introduction to the implementation and the scope of the EU directive components
11:00 – 11:30
Response times: Establish procedures to follow-up the report within a seven-day acknowledgement
11:35 – 11:55
Independent receiver(s) with the competence to follow up and communicate
12:00 – 12:30
Due Diligence: Thorough follow-up within a reasonable timeframe to provide feedback to stakeholders
12:30 – 13:00
Communication: Establish the conditions and procedures for disclosing the results and inform the oversight authorities.
13:00 – 13:30
GDPR compliance: Processing of personal data must be carried out to comply with the GDPR.
13:35 – 13:55
Record keeping: Companies must document each report received and ensure compliance
Confidentiality, transparency and accountability.
14:00 – 14:30
Deletion: Disposing of the privacy data must be deleted according to the GDPR and other relevant mandates in the right manner.
14:35 – 14:55
Procedures for internal reporting and whistleblower management
15:00 – 15:30
Overcoming challenges in implementing the requirements of the Directive
15:35 – 15:55
Developing Roadmaps and Frameworks based on the new ISO 373002 and the impact of the recent ISO 37301 on compliance management systems
16:00 –
16:30
Whistleblower Current Legal Landscape Around the World
Protections and rewards for whistleblowers vary widely around the world
16:30 –
Whistleblower Online Certification Exam
This document discusses risk reviews and diagnostic reviews. It notes that risk management is the responsibility of management and can be mitigated through good controls, financial management, and enterprise risk management systems. Risks can be treated, transferred, terminated or tolerated. Risk analysis is an ongoing internal process that usually involves a risk matrix to assess magnitude and likelihood against mitigations. Enterprise risk management is the modern comprehensive approach but may be overkill for small businesses. Diagnostic reviews document current processes, identify control gaps, and output a risk matrix. Risk reviews require senior collaboration to identify all financial, operational, and strategic risks and form the basis of required financial statement disclosures.
The Three Lines of Defense Model & Continuous Controls MonitoringCaseWare IDEA
Presented at ACFE conference.
Long gone are the days when organizations could afford to treat each risk, fraud and compliance issue as an individual problem and allow business processes, employees and systems to operate in silos. In order for businesses to activate robust fraud detection, diverse teams of fraud investigators, internal auditors, enterprise risk management specialists, business executives and compliance officers must work in unison; each brings a unique perspective and skill set that can be invaluable to the organization. One approach we’ll examine is the Three Lines of Defense Model where management control is the first line of defense in risk management. The various risk control and compliance functions are the second line of defense, and independent assurance is the third. Each team or “line” plays a distinct role to achieve organizational objectives.
You Will Learn How To:
1. Make a business case for collaboration while remaining true to the principles of your profession
2. Derive business benefits from risk management and internal audit working collaboratively to fulfill their second and third line of defense mandates
3. Tailor the Three Lines Defense Model to fit your organization
SLIDESHARE: www.slideshare.net/CaseWare_Analytics
WEBSITE: www.casewareanalytics.com
BLOG: www.casewareanalytics.com/blog
TWITTER: www.twitter.com/CW_Analytic
The document discusses internal controls, including defining internal controls, their purposes, types of risk exposures, and the COSO framework for internal controls. It defines internal controls as processes put in place by an entity's management, board, and other personnel to reasonably ensure the achievement of objectives related to operations, reporting, and compliance. The main purposes of internal controls are to safeguard assets, ensure reliable financial reporting, promote operating efficiency, and encourage compliance. Risk exposures are categorized into financial, operational, strategic, and hazard risks. The document also summarizes the five components of the COSO internal control framework: control environment, risk assessment, control activities, information and communication, and monitoring.
Fiscal Management - United States - Individual States Performancepaul young cpa, cga
This document provides information on state deficits and debt in the United States. It lists the top 10 states with the highest per capita debt and the bottom 10 states with the lowest per capita debt. It also discusses fiscal management cycles, bond ratings, performance and operational audits, internal controls, and value for money auditing in the public sector. The document aims to analyze state fiscal situations and provide guidance on financial management best practices for governments.
The Audit Risk Model outlines the components of audit risk and provides a formula to calculate audit risk. The components are inherent risk, control risk, and detection risk. The Audit Risk Model formula is: Audit Risk = Inherent Risk x Control Risk x Detection Risk or Audit Risk = Risk of Material Misstatement x Detection Risk. The model is used to determine audit risk and risk of material misstatement. Limitations include that the desired audit risk level may not be achieved and it does not consider potential auditor error or nonsampling risk.
The document provides information about the Financial Risk Manager (FRM) certification program, which involves passing two exams to demonstrate knowledge of financial risk management. It details the requirements to obtain the FRM charter, including work experience and education qualifications. Key details are provided around the exam dates and locations, registration fees, course structure and duration, and payment options for an upcoming training program in India to prepare candidates for the FRM exams.
This document discusses audit risk and its components. It defines audit risk as the inverse of reasonable assurance, usually set at 1% if 99% certainty is desired. Audit risk is determined by inherent risk, control risk, and detection risk. The document outlines procedures for assessing fraud risk, including making inquiries of management, performing analytical procedures, examining unusual relationships, and brainstorming among audit team members. It also discusses the interrelationships between materiality, detection risk, and substantive audit evidence in the audit process.
Physician Contracting Compliance Risk ChecklistMD Ranger, Inc.
How does your organization ensure its financial relationships with physicians are compliant with federal regulations? To help determine whether or not they might have a physician contracting compliance risk, we created a checklist.
This webinar will cover all elements of our checklist, and integrate best practices from other healthcare organizations. Key topics discussed will be:
--Current regulations and penalties
--Contract organization, analysis
--FMV documentation processes
This document outlines guidelines for implementing anti-money laundering (AML) compliance programs for financial institutions. It discusses the supervisory framework for AML, including regulatory guidelines, circulars, risk profiling, surveys, reviews, and examinations. It also covers developing a risk-based AML compliance program with policies, procedures, IT systems, training, and oversight. Sound practices discussed include senior management oversight, comprehensive policies, risk-based customer due diligence, transaction monitoring systems, and independent audits.
Physician Contracting Best Practices for Health SystemsMD Ranger, Inc.
This webinar is geared towards health systems and those working with health systems who want to gain efficiencies within physician contracting and learn how to structure internal guidelines and processes.
During this webinar, you will:
--Learn to create successful strategies for organization-wide policies within health systems
--Explore characteristics of high-quality market data
--Review studies of MD Ranger subscribers
This document outlines an upcoming two-day training on Anti Money Laundering and Counter Terrorism Financing taking place in Bangkok, Thailand from May 12-13, 2016. The training will be led by R.M. Magan and cover topics such as international AML standards, designing effective risk-based AML programs, red flags, and workshops using case studies. Attendees will include compliance officers and others working to prevent financial crimes. The agenda includes sessions on money laundering trends, policies and procedures, risk assessments, and know your employee practices.
Anti Money Laundering Conference Cyprus - Post-Event PresentationInfocredit Group
On the 19th December, Infocredit Group, alongside KPMG and CIIM hosted the Anti-Money Laundering Conference in Cyprus
The event, which was attended by more than 200 participants from local business from the Banking, ForEx, Legal and Audit industries, included speakers from Cyprus and abroad.
This guideline takes you through a step-by-step guide on how to conduct a money laundering business risk assessment. The slides consider each core division of an aml risk assessment.
ISO 37001 is the international standard for anti-bribery management systems. Included in the ISO are elements which can be used to improved procurement governance and prevent corruption. Other instruments including AI and blockchain are also mentioned briefly.
The document discusses compliance and accounts receivable risk areas for skilled nursing facilities. It identifies five main risk areas for bad debt and lost revenue: bad debt, compliance issues, inefficiencies and waste, cash flow problems, and theft. It also provides tips for minimizing these risks through best practices in admissions, compliance processes, personnel management, billing and collection standards, and oversight and monitoring.
The document discusses the HITECH Act and its role in healthcare compliance. It provides an overview of HITECH, including its objectives to utilize electronic health records for all Americans by 2014. It outlines requirements for providers, including conducting risk assessments and implementing safeguards. Breach notification requirements are also summarized, requiring notification of individuals within 60 days of a breach's discovery. The document stresses rethinking privacy, security, and protection strategies by customizing compliance practices and integrating safeguards into organizational processes.
The document provides an overview of meaningful use and the EHR incentive programs. It discusses the stages of meaningful use, eligibility requirements, incentive payment schedules, requirements for evidencing meaningful use such as objectives and measures, the EHR certification process, and next steps for providers in registering for incentive programs in 2011. The presentation was given by Scott Rogerson of consulting firm The Hill Group to prepare attendees for meaningful use.
The document describes ways the author designed their magazine to attract their target audience. They took inspiration from other popular magazines and included features like the Glastonbury Festival lineup, new music recommendations, and images or mentions of popular artists like Beyoncé, Kanye West, and Martin Garrix that would appeal to their demographic. They also included subscription options, free downloads, and used fonts, layouts, and images they felt reflected their target readership.
Margherita Bandini is being recommended for employment. She worked as an English teacher for a government-sponsored program that provided one-week intensive English courses for Spanish university students. The letter writer was impressed with Margherita's attitude, productivity, and ability to teach English to different groups of students effectively. Margherita is bright, motivated, a quick learner, and able to articulate information well verbally and in writing. The letter writer strongly recommends Margherita as being well-suited for the available opportunity.
Direct Tir Assistance provides fast, reliable, and secure roadside assistance services throughout Europe for commercial vehicles. Their services are available 24/7 by phone, mobile app, or email. They aim to exceed customer expectations with transparent pricing, bespoke solutions, and consistent service that meets quoted estimates. Customers provide key details about the vehicle, driver, location, and problem to receive an appropriate solution, such as repair or towing, in 8 steps from call to completion. Direct Tir Assistance advises exiting motorways when possible and providing thorough problem descriptions to optimize assistance.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
This document provides a summary of Arindom Kumar Biswas's professional experience and qualifications. It summarizes that he has over 7 years of experience working as a Project Lead and Technical Lead on Mainframe projects for insurance companies like Cognizant Technology Solutions and MetLife. It also lists his technical skills which include languages like COBOL, JCL, and databases like VSAM, DB2. Finally, it provides details of some of the projects he has worked on, including conversions from legacy to new platforms and product launches.
A STORY ABOUT KOBE BRYANT AS TOLD BY A PROFESSIONAL TRAINER WHO WORKED WITH BRYANT THIS PAST SUMMER, FOR THE OLYMPICS:
It was about 3:30am. I lay in bed slowly fading away when I hear my cell ring. It was Kobe. I nervously picked up.
Hey uhh Rob I hope I’m not disturbing anything right now.
Uh no what's up Kobe?
Just wondering if you could just help me out with some conditioning work that's all.
I checked my clock, 4:15am. yea sure ill see yo in the facility in a bit. It took me about 20 minutes to get my gear and out of the hotel.
When I arrived and opened the room to the main practice floor I saw Kobe. Alone.
He was drenched in sweat as if he had just taken a swim. It wasn’t even 5am.
AFTERTHOUGHT:
I am a firm believer that in order to be successful as an athlete or entrepreneur the talents necessary to do so are not taught in universities or schools. The attributes are deep within us; the determination and unyielding and unrelenting drive that lets nothing stand in the way of us attaining our vision for ourselves.
The principles are carved in our soul.
I know how it feels when you have been beaten down time and time again. When others truly want nothing more than to watch you fail and that giving up would put a smile on their faces.
But, I will never know what it feels like to throw in the towel.
You actions today will impact your life a week from now, a month from now and a year from now.
Make today a day your future self will be proud of.
Emerging Industry Workforce Strategy report 01226010rogersons
This document presents an analysis of emerging industries in southwestern Pennsylvania and their workforce needs. It identifies several "nexus industries" at the intersection of high-growth sectors like healthcare/life sciences and energy, with manufacturing and IT. These nexus industries are in the emerging/high-growth stage and have the greatest opportunities for workforce development. The analysis finds these nexus industries will require workers with technical skills, experience, and soft/readiness skills. It recommends the Workforce Alliance identify industry needs and help CCAC develop programs to fulfill those needs, like integrating industry experience and soft skills into curriculums.
The Audit Risk Model outlines the components of audit risk and provides a formula to calculate audit risk. The components are inherent risk, control risk, and detection risk. The Audit Risk Model formula is: Audit Risk = Inherent Risk x Control Risk x Detection Risk or Audit Risk = Risk of Material Misstatement x Detection Risk. The model is used to determine audit risk and risk of material misstatement. Limitations include that the desired audit risk level may not be achieved and it does not consider potential auditor error or nonsampling risk.
The document provides information about the Financial Risk Manager (FRM) certification program, which involves passing two exams to demonstrate knowledge of financial risk management. It details the requirements to obtain the FRM charter, including work experience and education qualifications. Key details are provided around the exam dates and locations, registration fees, course structure and duration, and payment options for an upcoming training program in India to prepare candidates for the FRM exams.
This document discusses audit risk and its components. It defines audit risk as the inverse of reasonable assurance, usually set at 1% if 99% certainty is desired. Audit risk is determined by inherent risk, control risk, and detection risk. The document outlines procedures for assessing fraud risk, including making inquiries of management, performing analytical procedures, examining unusual relationships, and brainstorming among audit team members. It also discusses the interrelationships between materiality, detection risk, and substantive audit evidence in the audit process.
Physician Contracting Compliance Risk ChecklistMD Ranger, Inc.
How does your organization ensure its financial relationships with physicians are compliant with federal regulations? To help determine whether or not they might have a physician contracting compliance risk, we created a checklist.
This webinar will cover all elements of our checklist, and integrate best practices from other healthcare organizations. Key topics discussed will be:
--Current regulations and penalties
--Contract organization, analysis
--FMV documentation processes
This document outlines guidelines for implementing anti-money laundering (AML) compliance programs for financial institutions. It discusses the supervisory framework for AML, including regulatory guidelines, circulars, risk profiling, surveys, reviews, and examinations. It also covers developing a risk-based AML compliance program with policies, procedures, IT systems, training, and oversight. Sound practices discussed include senior management oversight, comprehensive policies, risk-based customer due diligence, transaction monitoring systems, and independent audits.
Physician Contracting Best Practices for Health SystemsMD Ranger, Inc.
This webinar is geared towards health systems and those working with health systems who want to gain efficiencies within physician contracting and learn how to structure internal guidelines and processes.
During this webinar, you will:
--Learn to create successful strategies for organization-wide policies within health systems
--Explore characteristics of high-quality market data
--Review studies of MD Ranger subscribers
This document outlines an upcoming two-day training on Anti Money Laundering and Counter Terrorism Financing taking place in Bangkok, Thailand from May 12-13, 2016. The training will be led by R.M. Magan and cover topics such as international AML standards, designing effective risk-based AML programs, red flags, and workshops using case studies. Attendees will include compliance officers and others working to prevent financial crimes. The agenda includes sessions on money laundering trends, policies and procedures, risk assessments, and know your employee practices.
Anti Money Laundering Conference Cyprus - Post-Event PresentationInfocredit Group
On the 19th December, Infocredit Group, alongside KPMG and CIIM hosted the Anti-Money Laundering Conference in Cyprus
The event, which was attended by more than 200 participants from local business from the Banking, ForEx, Legal and Audit industries, included speakers from Cyprus and abroad.
This guideline takes you through a step-by-step guide on how to conduct a money laundering business risk assessment. The slides consider each core division of an aml risk assessment.
ISO 37001 is the international standard for anti-bribery management systems. Included in the ISO are elements which can be used to improved procurement governance and prevent corruption. Other instruments including AI and blockchain are also mentioned briefly.
The document discusses compliance and accounts receivable risk areas for skilled nursing facilities. It identifies five main risk areas for bad debt and lost revenue: bad debt, compliance issues, inefficiencies and waste, cash flow problems, and theft. It also provides tips for minimizing these risks through best practices in admissions, compliance processes, personnel management, billing and collection standards, and oversight and monitoring.
The document discusses the HITECH Act and its role in healthcare compliance. It provides an overview of HITECH, including its objectives to utilize electronic health records for all Americans by 2014. It outlines requirements for providers, including conducting risk assessments and implementing safeguards. Breach notification requirements are also summarized, requiring notification of individuals within 60 days of a breach's discovery. The document stresses rethinking privacy, security, and protection strategies by customizing compliance practices and integrating safeguards into organizational processes.
The document provides an overview of meaningful use and the EHR incentive programs. It discusses the stages of meaningful use, eligibility requirements, incentive payment schedules, requirements for evidencing meaningful use such as objectives and measures, the EHR certification process, and next steps for providers in registering for incentive programs in 2011. The presentation was given by Scott Rogerson of consulting firm The Hill Group to prepare attendees for meaningful use.
The document describes ways the author designed their magazine to attract their target audience. They took inspiration from other popular magazines and included features like the Glastonbury Festival lineup, new music recommendations, and images or mentions of popular artists like Beyoncé, Kanye West, and Martin Garrix that would appeal to their demographic. They also included subscription options, free downloads, and used fonts, layouts, and images they felt reflected their target readership.
Margherita Bandini is being recommended for employment. She worked as an English teacher for a government-sponsored program that provided one-week intensive English courses for Spanish university students. The letter writer was impressed with Margherita's attitude, productivity, and ability to teach English to different groups of students effectively. Margherita is bright, motivated, a quick learner, and able to articulate information well verbally and in writing. The letter writer strongly recommends Margherita as being well-suited for the available opportunity.
Direct Tir Assistance provides fast, reliable, and secure roadside assistance services throughout Europe for commercial vehicles. Their services are available 24/7 by phone, mobile app, or email. They aim to exceed customer expectations with transparent pricing, bespoke solutions, and consistent service that meets quoted estimates. Customers provide key details about the vehicle, driver, location, and problem to receive an appropriate solution, such as repair or towing, in 8 steps from call to completion. Direct Tir Assistance advises exiting motorways when possible and providing thorough problem descriptions to optimize assistance.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
This document provides a summary of Arindom Kumar Biswas's professional experience and qualifications. It summarizes that he has over 7 years of experience working as a Project Lead and Technical Lead on Mainframe projects for insurance companies like Cognizant Technology Solutions and MetLife. It also lists his technical skills which include languages like COBOL, JCL, and databases like VSAM, DB2. Finally, it provides details of some of the projects he has worked on, including conversions from legacy to new platforms and product launches.
A STORY ABOUT KOBE BRYANT AS TOLD BY A PROFESSIONAL TRAINER WHO WORKED WITH BRYANT THIS PAST SUMMER, FOR THE OLYMPICS:
It was about 3:30am. I lay in bed slowly fading away when I hear my cell ring. It was Kobe. I nervously picked up.
Hey uhh Rob I hope I’m not disturbing anything right now.
Uh no what's up Kobe?
Just wondering if you could just help me out with some conditioning work that's all.
I checked my clock, 4:15am. yea sure ill see yo in the facility in a bit. It took me about 20 minutes to get my gear and out of the hotel.
When I arrived and opened the room to the main practice floor I saw Kobe. Alone.
He was drenched in sweat as if he had just taken a swim. It wasn’t even 5am.
AFTERTHOUGHT:
I am a firm believer that in order to be successful as an athlete or entrepreneur the talents necessary to do so are not taught in universities or schools. The attributes are deep within us; the determination and unyielding and unrelenting drive that lets nothing stand in the way of us attaining our vision for ourselves.
The principles are carved in our soul.
I know how it feels when you have been beaten down time and time again. When others truly want nothing more than to watch you fail and that giving up would put a smile on their faces.
But, I will never know what it feels like to throw in the towel.
You actions today will impact your life a week from now, a month from now and a year from now.
Make today a day your future self will be proud of.
Emerging Industry Workforce Strategy report 01226010rogersons
This document presents an analysis of emerging industries in southwestern Pennsylvania and their workforce needs. It identifies several "nexus industries" at the intersection of high-growth sectors like healthcare/life sciences and energy, with manufacturing and IT. These nexus industries are in the emerging/high-growth stage and have the greatest opportunities for workforce development. The analysis finds these nexus industries will require workers with technical skills, experience, and soft/readiness skills. It recommends the Workforce Alliance identify industry needs and help CCAC develop programs to fulfill those needs, like integrating industry experience and soft skills into curriculums.
Study: The Future of VR, AR and Self-Driving CarsLinkedIn
We asked LinkedIn members worldwide about their levels of interest in the latest wave of technology: whether they’re using wearables, and whether they intend to buy self-driving cars and VR headsets as they become available. We asked them too about their attitudes to technology and to the growing role of Artificial Intelligence (AI) in the devices that they use. The answers were fascinating – and in many cases, surprising.
This SlideShare explores the full results of this study, including detailed market-by-market breakdowns of intention levels for each technology – and how attitudes change with age, location and seniority level. If you’re marketing a tech brand – or planning to use VR and wearables to reach a professional audience – then these are insights you won’t want to miss.
Don’t let the title fool you. Establishing a comprehensive AML Program may involve “Five Steps” – but the steps are giant. We’ll break them down, but each area is time-consuming and takes a focused mindset.
We don’t suggest holding someone new to the AML profession solely responsible for implementing an AML Programme. Senior Management needs to understand that there are significant financial and reputational risk exposures if you have an underdeveloped AML Programme. Seek the input of an experienced advisor rather than trying to build a programme alone if you don’t have the experience.
Ethics: Real Life Application of the AICPA Code of Professional ConductMcKonly & Asbury, LLP
This webinar focuses on specific ethical examples related to both public accounting and industry. There is also a discussion on key points in the AICPA Code of Professional Conduct and their application to our daily responsibilities.
Weaver - Financial Institutions ConsultingAndrew Topa
Weaver is an established top-40 accounting firm in the U.S. that provides financial institutions consulting services including compliance reviews, internal audits, loan reviews, and financial statement audits. They help clients manage complex risks through risk assessments, regulatory compliance audits, and internal audit outsourcing/co-sourcing. Their services cover areas like lending, operations, information technology, and regulatory compliance with regulations such as the Bank Secrecy Act, Fair Lending, and the Consumer Financial Protection Bureau.
The environment that enabled this situation to occur likely had weaknesses in some of the basic elements that help prevent corruption:
- Governance principles were likely weak - rules, monitoring and compliance may have been lax, allowing more discretion.
- Operational controls were probably not tight - goals may have been unclear, systems loose, process controls weak, information integrity and accountability lacking.
- Institutional basics may have been absent or weak - hierarchy and supervision unclear, management not based on written processes, staff possibly not well trained or working part-time/casually.
Societal foundations like democracy, free press, rule of law and property rights that help prevent corruption may have been nascent or absent in Revolutionary-era France.
The Hidden Dangers of Trying to ‘Do the Right Thing:’ A Practical Look at Aud...PYA, P.C.
PYA Principal Denise Hall and Michelle Calloway of Hancock, Daniel, Johnson & Nagle, P.C., copresented at the 2013 American Health Lawyers Association/Health Care Compliance Association Fraud & Compliance Forum in Baltimore. They addressed “The Hidden Dangers of Trying to ‘Do the Right Thing:’ A Practical Look at Auditing, Monitoring and Investigation Pitfalls.” The presentation covered best practices for investigating reported compliance concerns, compliance auditing techniques, repayment practices, and corrective action implementation and monitoring procedures.
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2. Agenda
• About Us
• Overview of the Red Flags Rule
– Purpose
– HIPAA and the Red Flags Rule
– Enforcement Timetable
– Consequences of Non-compliance
– Background
– Term Definition
– Healthcare Providers = Creditors?
• Compliance Determination and Execution
• Discussion on Current Practices (Q & A)
Raising Red Flags
4. • Management consulting firm
• Founded in 1953
• Headquartered in Pittsburgh, PA
• Affiliated with several consulting firms across the
United States
About Us
Raising Red Flags
5. • Strategy
• Operations and Process Improvement
• Performance and Diagnostic Measurement
• Organizational Development
• Workforce and Economic Development
Strategy
Our Services
Raising Red Flags
8. Purpose
• The intent of the Red Flag Rule is to prevent
unauthorized use of an individual, or organization’s,
identity
• This is to be completed through the…
– detection,
– prevention,
– mitigation of identity theft
Raising Red Flags
A FTC survey, found that 4.5% (373.500) of the 8.3 million
victims reporting identity theft in 2000 had experienced some
form of medical identity theft
9. HIPAA and Red Flags Rule
• HIPAA
– Focuses on preventing data
from being compromised
• Red Flags Rule
– Focuses on preventing an
individual with unauthorized
data from obtaining
unauthorized services
Raising Red Flags
HIPAA and the Red Flags Rule are complimentary, not duplicative,
regulations in combating identity theft
10. Enforcement and Consequences of Non-
Compliance
• Enforcement:
– Initial Enforcement Date = November 1, 2008
– 1st
Extension was issued on October 22, 2008
• New compliance date = May 1, 2009
– 2nd
Extension was issued on April 30, 2009
• New compliance date = August 1, 2009
– 3rd
Extension was issued on July 29, 2009
• New compliance date = November 1, 2009
• Consequences of Non-Compliance
– Potential Audit
– Litigation Risk
Raising Red Flags
11. Background
• The Red Flags Rule were developed by a
combination of federal agencies in order to
implement sections 114 and 315 of the Fair and
Accurate Credit Transactions Act of 2003
(FACTA).
• The Joint Final Rules and Guidelines were
effective as of January 1, 2008
Raising Red Flags
12. Term Definition
Board of Directors Can be the Board of Directors, appropriate sub-committee, or designated senior
management individual
Covered Account 1. An account that a financial institution or creditor offers or maintains,
primarily for personal, family, or household purposes, that involved or
is designated to permit multiple payments or transactions.
2. Any other account that the financial institution or creditor offers or
maintains for which there is a reasonable foreseeable risk to customers
or the safety and soundness of the financial institution or creditor from
identity theft
*This includes both active and inactive accounts
Creditor A person [organization] who arranges for the extension, renewal, or
continuation of credit
Customer Person holding a “covered account” with the financial institution or creditor
Identity Theft A fraud committed or attempted using the identifying information of another
person without authority
Red Flag A pattern, practice, or specific activity that indicates the possible existence of
identity theft
Raising Red Flags
13. Healthcare Providers = Creditors?
• Since the initial release of the Red Flags Rule, there has been strong
discussion as to whether entities within the healthcare profession should
be subject to the regulation.
• In a February 2009 rebuttal from the FTC to the AMA, it was stated that
the healthcare organization would remain subject to the Red Flags Rule
Raising Red Flags
15. Compliance Elements
Four Elements of Compliance Exist for the Red Flags Rule:
1. Identify Red Flags for covered accounts and incorporate those red
flags into the Program
2. Detect Red Flags that have been incorporated into the Program
3. Respond appropriately to any Red Flags that are detected to
prevent and mitigate identity theft
4. Update the Program at least annually to reflect changes in risks to
customers or to the safety and soundness of the financial institution
or creditor from identity theft
Raising Red Flags
16. Compliance Process
Raising Red Flags
The following flow-chart illustrates the logical processes, and decision-points that
must be conducted for Red Flags Rule compliance:
17. Risk Assessment
• Conduct a risk assessment to determine the appropriate degree of
complexity for the Identity Theft Prevention Program
– Evaluate the existence of “covered accounts”
• The methods for accepting a new patient
• The methods for providing access to patient account information
• Any previous experiences with identity theft
• If it is determined that “covered accounts” do exist:
– Identify the accounts the program must address
– Determine the risk level of your organization as it relates to the Red Flags
Rule:
• Practice Size
• Patient Mix
• Services Provided
• Current Practices and Procedures
• Previous instances of identity theft (attempted or otherwise)
Raising Red Flags
18. Program Development
• Program must:
– Contain “reasonable policies and procedures” to fulfill the four
compliance elements:
• Identification of potential Red Flags for your organization
• Policies and Procedures for detecting attempted or successful
use of an unauthorized identity by an individual
• Policies and Procedures for “responding appropriately” to
potential instances of Identity Theft
• Requirements for updating the program on an annual basis to
reflect changes in risks to customers and the related environment
Raising Red Flags
19. Program Development (cont.)
• Program must:
– Be formally documented
– Be tailored to the entity’s size, complexity and nature of its
operations
– Identify the individuals / positions responsible for ensuring
efficient execution
– Be approved by the “Board of Directors” or equivalent
Raising Red Flags
20. Program Implementation
and Administration
• Staff Training
• Service Provider Oversight
• Annual Effectiveness Reports
– Reports must be prepared, and reviewed by the board of directors (or
equivalent) at least annually
– These reports should discuss material matters related to the program’s
effectiveness and any recommendations
• Program Approval
Raising Red Flags
21. Compliance Review
1. Design Effectiveness
• The Program has been formally documented
• The Program has been approved by an appropriate individual or group
of individuals
• Effectiveness reports include the appropriate items to describe the
Program’s effectiveness
• The Program is appropriate for the organization size, complexity, and
nature and scope of activities
2. Operating Effectiveness
• All stages of the program are being executed effectively:
– Identify
– Detect
– Update (including review of effectiveness reports)
Raising Red Flags
There are two main areas discussed within the Red Flags Rule that will generally
be reviewed to determine compliance:
23. Thank You
If you have any additional questions, please feel free to contact
me:
Scott A. Rogerson, CISA
412-722-1111
srogerson@hillgroupinc.com
The Hill Group, Inc.
2 East Main Street
Carnegie, PA 15106-2456 USA
www.hillgroupinc.com
Raising Red Flags
Editor's Notes
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as the billing and collections process of submitting a claim to an insurance carrier and then billing the patient for the remainder, deferring payment of his / her share of the claim until after the service was performed, includes these firms within the definition of a “creditor” organization.
1st Extension
FTC stated this extension was due to some confusion expressed from industries as to who was covered and what they were required to implement in order to be in compliance
2nd Extension
114 – Required Agencies to issue joint regulations and guidelines regarding the detection prevention, and mitigation of identity theft
- Also included special regulations for debit and credit card issuers in validating change of address requests
315 – Required Agencies to issue joint regulations that provide guidance regarding reasonable policies and procedures a user of a consumer report should employ when receiving a notice of address discrepancy
FACTA: Congress directed the Agencies to develop regulations requiring “creditors” and “financial institutions” to address the risk of identity theft.
Identifying information can include SSN, Name, DoB, ID Card or ID number, biometric data,
as the billing and collections process of submitting a claim to an insurance carrier and then billing the patient for the remainder, deferring payment of his / her share of the claim until after the service was performed, includes these firms within the definition of a “creditor” organization.
Much of this discussion has been lead by the American Medical Association (AMA)
This risk assessment should be performed at least annually during Identity Theft Prevention Program re-evaluation to confirm the risk level and related information has not changed
Potential Red Flags includes combinations of factors that may result in a red flag
Potential Red Flags includes combinations of factors that may result in a red flag
Only required for the initial written version, it is left to the discretion of the organization as to whether approval is warranted for subsequent versions
What should be documented in the report:
The effectiveness of policies and procedures
Service provider arrangements
Significant incidents of identity theft and management’s response
Recommendations for changes in the program