Different ways to qualify to finance or lease commercial equipment whether you have good or poor credit

1. Qualifying to Finance
or Lease Equipment

2. 1
Credit Based Equipment Financing

3. With good credit and business cash
flow you should have no problem
financing or leasing equipment at
reasonable rates.

4. With 2+ years in business and 625+
credit scores, most businesses
should qualify with no real
problems.

5. If your personal credit is poor, there
are often ways to find financing for
the equipment you need.

6. 2
Cash Flow Based Equipment
Financing

7. If your business has strong cash
flows, your credit score can often be
ignored.

8. Rates and payments will be higher
with poor credit than with good
credit

9. 3
Collateral Based Equipment
Financing

10. When financing vehicles or heavy
equipment, collateral can solve
most challenges

11. If you can make a large down
payment, or offer significant
collateral, financing is usually
available

12. 3
Collateral Based Equipment
Financing

13. 4
Story Financing

14. Story lenders specialize in not having a
"box"
There are no hard rules - a story lender
tries to find strength to make a
transaction work

15. Not everyone will be approved, but if a
strong business case can be made...
... many credit or other financial
challenges can be overcome