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Passive Income Wealth with Private Lending<br />The Beneficial Story about being the Loaner’s Lender…<br />
Agenda<br />Earning High Yields<br />Secured by Real Estate<br />Stay in control of your $ ...while you receive MONTHLY pa...
What Private Lending is NOT!<br />Stocks….too volatile/lack control<br />Bonds….modest returns<br />Turning control over t...
What Private Lending IS<br />AKA…<br />Private Mortgage Investing<br />Private Money Lending<br />Trust Deed Investing<br ...
What Private Lending IS<br />YOU are the Bank<br />Where YOU set the rules<br />Your Name is on the Note and Mortgage<br /...
The Lessons of Monopoly<br />
Why Haven’t I Heard of  This?<br />Because WALL STREET and Financial Institutions Don’t Make Money From It!<br />
The Secret of the Wealthy<br />
Benefits of Private Lending<br />Secured by Tangible Property<br />Safety—Low Risk as long as there is significant equity ...
Basics<br />Let’s assume investor buying median price foreclosed house in Bucks County PA…<br />$250,000 total value<br />...
Why would someone pay 12%+?<br />Imagine this scenario:<br />Opportunity to buy $250K house for $150K to fix/flip<br />Mus...
Benefits of Private Mortgages<br />Immediacy: quick access to cash<br />Asset Based Underwriting: borrower qualifications ...
Simple 5 Step Process<br />… just like the  bank<br />1. Borrower requests loan/submits docs<br />2. Broker confirms deal ...
DONE FOR YOU System<br />We do virtually all the work<br />Find the borrowers<br />Our team qualifies the deal<br />Our te...
What Does It Cost Investors?<br />Unlike most Financial Institutions…<br />NO INVESTOR FEES—ever!<br />So how do WE make m...
Typical Investment<br />Non-owner occupied investment properties<br />Rehab loans for fix/flip deals<br />65% maximum Loan...
How Am I Protected?<br />Risky to go it alone…<br />Experienced parties protect everyone:<br />Licensed appraiser values p...
Every Investment Has Risk<br />Some loans may have late payments (you get paid more for that—late fees)<br />A portion may...
Private Lending Vs Stocks<br />Private lending<br />Secured by property<br />Great cash flow <br />Use other people’s expe...
Lending Vs Property Ownership<br />Private Lending<br />Sets all the rules for funding<br />Does little work<br />Less ris...
Why Timing Right Today?<br />Housing market declines/foreclosures put investment properties at all time lows<br />GREAT PR...
Sources of Funding<br />Investment portfolio diversification<br />Retirement funds<br />Self-directed IRA’s<br />Collater...
Conclusion<br />Private Lending is one of the safest investments you can make that offers both a high return and consisten...
Possible Next Steps<br />Are you aware of someone who needs CASH for investment properties?<br />Are you aware of someone ...
Thank You <br />We hope this presentation was informative<br />We KNOW the opportunity is real<br />Perhaps it is right fo...
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Generating wealth with private lending

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Explains the benefits of private lending on real estate, either to do on your own or as a part of Capital Value Plays Gold Star Private Lending Program. Contact Jay Leigeber @ 215-256-4687

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Generating wealth with private lending

  1. 1. Passive Income Wealth with Private Lending<br />The Beneficial Story about being the Loaner’s Lender…<br />
  2. 2. Agenda<br />Earning High Yields<br />Secured by Real Estate<br />Stay in control of your $ ...while you receive MONTHLY payments<br />
  3. 3. What Private Lending is NOT!<br />Stocks….too volatile/lack control<br />Bonds….modest returns<br />Turning control over to Wall Street<br />Certificates of Deposit<br />
  4. 4. What Private Lending IS<br />AKA…<br />Private Mortgage Investing<br />Private Money Lending<br />Trust Deed Investing<br />“Private Lending” refers to a private individual making a loan to another individual with real estate as collateral<br />
  5. 5. What Private Lending IS<br />YOU are the Bank<br />Where YOU set the rules<br />Your Name is on the Note and Mortgage<br />People Helping People Move Our Economy Ahead!<br />
  6. 6. The Lessons of Monopoly<br />
  7. 7. Why Haven’t I Heard of This?<br />Because WALL STREET and Financial Institutions Don’t Make Money From It!<br />
  8. 8. The Secret of the Wealthy<br />
  9. 9. Benefits of Private Lending<br />Secured by Tangible Property<br />Safety—Low Risk as long as there is significant equity in the property<br />Great, stable returns<br /> Monthly passive income payments<br />
  10. 10. Basics<br />Let’s assume investor buying median price foreclosed house in Bucks County PA…<br />$250,000 total value<br />$150,000 loan value (60%)<br />$100,000 protective equity (40%)<br />
  11. 11. Why would someone pay 12%+?<br />Imagine this scenario:<br />Opportunity to buy $250K house for $150K to fix/flip<br />Must close within 10 days<br />Bank will only accept ALL CASH!<br />Does an investor care if funds cost 12% for a short term loan?<br />
  12. 12. Benefits of Private Mortgages<br />Immediacy: quick access to cash<br />Asset Based Underwriting: borrower qualifications subordinate to the deal<br />Timeliness: short term loans<br />Improvement Costs: rehab loans include funds to improve property  equity<br />Number of Loans: Banks limit<br />
  13. 13. Simple 5 Step Process<br />… just like the bank<br />1. Borrower requests loan/submits docs<br />2. Broker confirms deal viability<br />3. Investor introduced to project & makes commitment<br />4. Escrow opened, Attorney generates docs Investor funds and settlement occurs<br />5. Brokerage servicer manages loan… investor receives monthly payments/payoff<br />
  14. 14. DONE FOR YOU System<br />We do virtually all the work<br />Find the borrowers<br />Our team qualifies the deal<br />Our team handles all paperwork<br />Our team handles settlement<br />Investor agrees to a deal, writes the check and then cash all the monthly checks/ final payoff<br />We also handle any problems (should they occur)<br />
  15. 15. What Does It Cost Investors?<br />Unlike most Financial Institutions…<br />NO INVESTOR FEES—ever!<br />So how do WE make money?<br />Modest spreads<br />
  16. 16. Typical Investment<br />Non-owner occupied investment properties<br />Rehab loans for fix/flip deals<br />65% maximum Loan to Value <br />3-12 month term<br />1st mortgage … sometimes a 2nd<br />7-10% Interest rate<br />1% servicing fee<br />Within 75 miles of our office<br />
  17. 17. How Am I Protected?<br />Risky to go it alone…<br />Experienced parties protect everyone:<br />Licensed appraiser values property<br />Licensed attorney prepares all documents<br />Broker ensures all lending laws followed<br />Title company issues title insurance<br />Escrow agent records lien against property<br />Insurance company hazard policy<br />Foreclosure company handles delinquency<br />
  18. 18. Every Investment Has Risk<br />Some loans may have late payments (you get paid more for that—late fees)<br />A portion may turn in “default notice”<br />A smaller portion go into “foreclosure”<br />Very few go to sheriff sale<br />Why? Significant Protective Equity!<br />The MOST important numbers in private lending are VALUE of the property & LTV<br />
  19. 19. Private Lending Vs Stocks<br />Private lending<br />Secured by property<br />Great cash flow <br />Use other people’s experience<br />Use other people’s time<br />Passive income<br />Fixed rate of returns<br />Higher performance than stock market<br />Stocks<br />NO COLLATERAL<br />Not good for cash flow<br />Change in value based on supply/demand—beyond your control<br />Pure speculation!<br />Common +/- 25%/year<br />S&P 500 average lower returns<br />
  20. 20. Lending Vs Property Ownership<br />Private Lending<br />Sets all the rules for funding<br />Does little work<br />Less risk because of protective equity<br />Gets paid first<br />Laws protect the lender’s capital<br />Shielded from litigation on property<br />Property Ownership<br />Pays all of the closing costs and fees<br />Does the most work<br />Carries most of the risk to enhance value and exit with profits<br />Gets paid last<br />Foreclosed if don’t pay<br />Prime target for law suits<br />
  21. 21. Why Timing Right Today?<br />Housing market declines/foreclosures put investment properties at all time lows<br />GREAT PROFIT OPPORTUNITIES for those who can buy with CASH<br /> Transfer of wealth…just like in the great depression<br />YOU can participate on a done for you basis, leveraging the efforts of experts<br />
  22. 22. Sources of Funding<br />Investment portfolio diversification<br />Retirement funds<br />Self-directed IRA’s<br />Collateralize equity in investment real estate/land<br />Business Lines of Credit<br />What is your good credit doing for you?<br />
  23. 23. Conclusion<br />Private Lending is one of the safest investments you can make that offers both a high return and consistent monthly cash flow<br />Available Done For You!<br />
  24. 24. Possible Next Steps<br />Are you aware of someone who needs CASH for investment properties?<br />Are you aware of someone who may like to take advantage of one of the greatest opportunities in our lifetime with low risk and high returns…done for you?<br />Contact Jay Leigeber 215-256-4687<br />
  25. 25. Thank You <br />We hope this presentation was informative<br />We KNOW the opportunity is real<br />Perhaps it is right for you<br />We would love to discuss your individual situation and answer any questions<br />Jay Leigeber<br />215-256-4687<br />Jay@CapitalValuePlays.com<br />

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