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Q1 2009 Earning Report of New York Community Bancorp
The document discusses New York Community Bancorp's business model and financial results for the first quarter of 2009. It focuses on multi-family and commercial real estate lending, which make up over 90% of the loan portfolio. Asset quality remains strong, with low levels of non-performing loans and net charge-offs compared to industry peers. Conservative underwriting and active board involvement help maintain credit discipline.
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