This document outlines the objectives and progress of a project studying the main factors that determine credit card acquisition among Colombian women aged 25-35 living in Bogota with socioeconomic levels 2 or 3. The objectives were to research the topic through literature, interview participants, and consolidate the information. Draft two would present the developed survey, and draft three would analyze the results and determine the influencing factor for acquiring credit cards, found to be ease of payment when lacking cash and advertising from credit card providers.